The Best Fiscal.ai Alternative for Analysts Who Need
XBRL-Level Data Traceability
Fiscal.ai layers a powerful AI research terminal on top of S&P Global data and proprietary KPI feeds. GeminIQ sources directly from SEC EDGAR — with XBRL tag traceability on every data point, at a lower price.
What Fiscal.ai Does Well
- →AI Copilot for natural-language conversational research
- →Proprietary segment and KPI data for 2,100+ companies (sourced from filings)
- →100,000+ global companies covered
- →Stock screener with 500+ filters and custom formulas
- →Customizable dashboards with real-time alerts
- →Earnings call transcripts, filings, and investor relations content
- →Click-through auditability to source filings
- →Analyst estimates with revision tracking (Pro plan)
- →DCF modeling tools
- →Data API and MCP for developers and institutions
- →Clean, modern interface with robust free tier
Where GeminIQ Wins
- →XBRL tag traceability on every data point — not just source filing links
- →Raw, as-filed reporting structure preserved without normalization
- →17+ years of historical data on every plan (vs. tiered by plan on Fiscal.ai)
- →Proprietary Earnings Market Reaction Heatmap
- →Visual insider sentiment timeline with granular Form 4 detail
- →Institutional ownership trend tracking
- →Advanced screener with 100+ metrics and up to 10 stackable filters on auditable data
- →26% cheaper than Fiscal.ai Pro (annual plans)
Who Should Switch
- →Analysts who need XBRL tag-level data lineage, not just filing links
- →US-focused fundamental researchers who verify every metric
- →Investors who need 17+ years of history without paying for a higher tier
- →Those who want insider transaction timelines and institutional ownership trends
- →Screener users who need every result traceable to the exact filing data point
GeminIQ vs Fiscal.ai: Full Feature Comparison
A complete side-by-side breakdown. Fiscal.ai is an AI-powered research terminal with exceptional segment data. GeminIQ is a focused analytical platform built on XBRL-traceable source data.
| Feature | GeminIQ | Fiscal.ai |
|---|---|---|
| Primary Data Source | Direct SEC EDGAR | S&P Global Market Intelligence (fundamentals) + proprietary Fiscal.ai Data Feed (segments/KPIs, sourced from public filings) |
| XBRL Tag Transparency | every data point traceable to its specific XBRL tag | |
| Raw, As-Filed Reporting Structure Preserved | segments/KPIs from filings; standardized financials from S&P Global | |
| Source Filing Auditability | via XBRL tag, instant verification to exact data point | click-through to source filings |
| Company-Specific KPI Preservation | proprietary segment/KPI data for 2,100+ companies | |
| Data Update Speed | Next-day (T+1) | Minutes for financials; 15 min–1 hour for segments/KPIs after earnings |
| Years of Historical Data | 17+ years (all plans) | 5 years (Free), 10 years (Pro), 10+ years with deeper KPI history (Max) |
| All Historical Data Included at One Price | depth increases by tier | |
| Calculated Financial Metrics | 50+ KPIs from raw XBRL-tagged data | Comprehensive metrics and ratios from S&P Global data |
| Stock Screener | 100+ metrics, up to 10 stackable filters on XBRL-traceable data | 500+ filters, custom formulas, backtesting |
| Interactive Financial Visualizations | line, bar, area with log/linear, z-score, min-max | interactive charts with ratio and event overlays |
| Custom Data Tables (saveable templates) | build once, apply across tickers | |
| Customizable Dashboards | 1–unlimited depending on tier, with real-time alerts | |
| DCF Modeling | Pro and above | |
| Earnings Market Reaction Heatmap | 1–12 month post-filing price drift | |
| Custom Watchlists with Comps Engine | side-by-side data grids and multi-ticker charts | dashboards and comparison tools |
| SIC-Based Sector Search | ||
| AI Copilot (conversational research) | 10–500 prompts/month depending on tier, specialized financial AI | |
| AI Summaries & Reports | ||
| Earnings Call Transcripts | with AI-powered search and summarization | |
| Analyst Estimates & Revisions | 1–3+ years forward depending on tier | |
| Insider Transaction Tracking | visual sentiment timeline with granular Form 4 detail | insider trades available in alerts and data |
| Institutional Ownership Data | aggregate ownership trend tracking | major holders data |
| Global Stock Coverage | US-listed SEC filers only | 100,000+ companies globally |
| Data API | REST API with MCP beta | |
| Data Export | Max plan, US/Canada/ADRs | |
| Free Trial | 7-day full-access | free tier with limited access + 2-week Pro trial |
| Free Plan | 10 AI prompts/month, 5 years of data, 1 dashboard | |
| All Features at One Price | tiered: Free, Pro, Max, Enterprise |
| Feature | GeminIQ | Fiscal.ai |
|---|---|---|
| Primary Data Source | Direct SEC EDGAR | S&P Global Market Intelligence (fundamentals) + proprietary Fiscal.ai Data Feed (segments/KPIs, sourced from public filings) |
| XBRL Tag Transparency | ||
| Raw, As-Filed Reporting Structure Preserved | ||
| Source Filing Auditability | ||
| Company-Specific KPI Preservation | ||
| Data Update Speed | Next-day (T+1) | Minutes for financials; 15 min–1 hour for segments/KPIs after earnings |
| Years of Historical Data | 17+ years (all plans) | 5 years (Free), 10 years (Pro), 10+ years with deeper KPI history (Max) |
| All Historical Data Included at One Price | ||
| Calculated Financial Metrics | 50+ KPIs from raw XBRL-tagged data | Comprehensive metrics and ratios from S&P Global data |
| Stock Screener | ||
| Interactive Financial Visualizations | ||
| Custom Data Tables (saveable templates) | ||
| Customizable Dashboards | ||
| DCF Modeling | ||
| Earnings Market Reaction Heatmap | ||
| Custom Watchlists with Comps Engine | ||
| SIC-Based Sector Search | ||
| AI Copilot (conversational research) | ||
| AI Summaries & Reports | ||
| Earnings Call Transcripts | ||
| Analyst Estimates & Revisions | ||
| Insider Transaction Tracking | ||
| Institutional Ownership Data | ||
| Global Stock Coverage | ||
| Data API | ||
| Data Export | ||
| Free Trial | ||
| Free Plan | ||
| All Features at One Price |
Two Platforms, Two Approaches to Filing Data
Fiscal.ai (formerly FinChat) has built one of the most impressive AI-powered research platforms in the market. Its AI Copilot genuinely outperforms general-purpose models on financial queries, and the proprietary segment/KPI data for 2,100+ companies — sourced directly from public filings — is a unique and valuable capability. The platform's clean interface, real-time data updates (financials within minutes of earnings), and click-through auditability to source filings make it a strong choice for fundamental investors. The $10 million Series A from Portage Ventures signals that the market agrees this is a serious platform.
Both Fiscal.ai and GeminIQ preserve company-specific data from filings. But they do it differently — and that difference matters for how far you can trace a number.
Fiscal.ai's standardized financial data (income statement, balance sheet, cash flow) comes from S&P Global Market Intelligence, which normalizes raw SEC filings into uniform templates. Fiscal.ai adds its own proprietary layer — segment and KPI data for 2,100+ companies — sourced directly from filings. The result is a hybrid: normalized fundamentals from S&P Global, plus proprietary granular KPIs from filings, combined with click-through links back to the source documents.
GeminIQ: XBRL Tags, Not Just Filing Links
GeminIQ sources all financial data — not just KPIs — directly from SEC EDGAR. Every data point carries its specific XBRL tag, the SEC's standardized identifier for that metric. The difference from Fiscal.ai's click-through links is precision: a filing link takes you to the full document; an XBRL tag takes you to the exact tagged data point that produced the number. And GeminIQ's underlying financial data hasn't been processed through S&P Global's normalization engine — it's the raw, as-filed structure the company submitted to the SEC.
Both platforms let you check numbers against the filing. GeminIQ lets you verify the exact data point. For quantitative analysts who build models on primary-source data, that distinction matters.
500+ Screener Filters vs. 100+ Auditable Filters
Fiscal.ai's stock screener is robust — 500+ filters with custom formulas and backtesting capabilities. Combined with the AI Copilot's ability to generate screens via natural language, it's a powerful tool for discovering investment ideas across 100,000+ global companies.
GeminIQ's Advanced Screener has fewer metrics, 100+, but every metric is derived directly from XBRL-tagged SEC filings. You can stack up to 10 filter conditions with precise logic (less than, greater than, between). When you find a company, every number behind that result traces to an exact XBRL tag in the source filing.
Fiscal.ai's screener casts a wider net globally. GeminIQ's screener gives you results you can audit to the data point.
GeminIQ vs Fiscal.ai: Pricing Comparison
GeminIQ Founders is 26% cheaper than Fiscal.ai Pro annually — with XBRL traceability and 17+ years of data on every plan.
- ✓ All features included — no tiers, no data depth restrictions
- ✓ 17+ years of historical data
- ✓ XBRL-tagged data, fully auditable to source filing
- ✓ Advanced screener with 100+ metrics
- ✓ Earnings Market Reaction Heatmap
- ✓ Insider transactions and institutional ownership
- ✓ 7-day free trial
- → 10 years of financial data, 10+ years KPI history
- → 500 AI Copilot prompts/month
- → Unlimited dashboards
- → 500+ filter screener with custom formulas
- → Analyst estimate revisions and tracking
- → S&P Global + proprietary KPI data
- → 2-week free trial
- → Everything in pro
- → Extended data history and exports
- → Data download/export (US, Canada, ADRs)
The Bottom Line on Price
GeminIQ Founders ($29/mo billed annually, locked for life) is 26% cheaper than Fiscal.ai Pro ($39/mo billed annually) and 63% cheaper than Fiscal.ai Max ($79/mo billed annually). GeminIQ includes 17+ years of data on every plan (vs. 10 years on Fiscal.ai Pro), XBRL tag-level traceability (vs. Fiscal.ai's filing-level links), and the Earnings Market Reaction Heatmap. Fiscal.ai offers a more powerful AI research layer (500 Copilot prompts, AI summaries, NLP screening), proprietary segment/KPI data for 2,100+ companies, global coverage across 100,000+ companies, and a robust free tier. For US-focused analysts who need XBRL-level data verification and deep historical coverage, GeminIQ is the better value. For AI-powered global research with KPI-level granularity, Fiscal.ai is strong.
Why Analysts Switch from Fiscal.ai to GeminIQ
"I needed XBRL-level traceability, not just filing links"
Fiscal.ai provides click-through links to source filings — genuinely useful for reading context. But GeminIQ uses the specific XBRL identifier, so you verify the exact number, not just the document. And GeminIQ's financials aren't processed through S&P Global's normalization engine — they're the raw, as-filed data. For analysts who build models on primary-source numbers, XBRL tag verification is the higher standard.
"10 years of data wasn't enough"
Fiscal.ai Pro includes 10 years of financial history. To get deeper KPI history, you need the Max plan at $99/month. GeminIQ includes 17+ years on every plan at $29/month — covering the 2008 crisis, 2020 pandemic, and 2022 bear market without upgrading.
"I needed a visual insider sentiment timeline"
Fiscal.ai provides insider trade data in alerts and dashboards. GeminIQ offers a dedicated visual insider sentiment timeline that plots executive buying and selling patterns over time with granular Form 4 detail, integrated alongside institutional ownership trends and financial data on every company page.
"I needed the post-earnings behavioral data"
GeminIQ's Earnings Market Reaction Heatmap tracks how a stock moved 1, 2, 3, 6, and 12 months after each filing — quantifying the market's historical reaction to reported results. Fiscal.ai doesn't offer this type of post-filing price drift analysis.
Frequently Asked Questions
For US-focused analysts who need XBRL tag-level data traceability and 17+ years of history on every plan, yes. Fiscal.ai is a broader platform with an exceptional AI Copilot, proprietary segment/KPI data for 2,100+ companies, global coverage, and a robust free tier. If AI-powered conversational research and global company coverage are your priority, Fiscal.ai is strong. If your priority is verifying that every number matches the SEC filing at the XBRL tag level, GeminIQ is the more precise tool — at 26% lower cost than Fiscal.ai Pro.
Both preserve company-specific metrics from filings, but the approach differs. Fiscal.ai maintains a proprietary KPI database covering 2,100+ companies with segment-level detail sourced from public filings — a unique and genuinely valuable capability, especially for tracking business unit performance. GeminIQ preserves the complete as-filed reporting structure for every US-listed SEC filer, with XBRL tags on every data point. Fiscal.ai's KPI coverage is curated and deep for the companies it covers. GeminIQ's coverage is broader across all SEC filers but focused on the raw financial data rather than curated KPIs.
Fiscal.ai's click-through links open the source filing document — useful for reading the full context. GeminIQ's XBRL tags point to the exact tagged data point within the filing — useful for verifying a specific number. Additionally, GeminIQ's underlying financial data is sourced directly from EDGAR without going through S&P Global's normalization engine, while Fiscal.ai's standardized financials come from S&P Global. The filing link shows you the document; the XBRL tag shows you the data point.
Fiscal.ai Pro is $49/month ($468/year billed annually, equivalent to $39/mo). Fiscal.ai Max is $99/month ($948/year billed annually, equivalent to $79/mo). Fiscal.ai also has a generous free tier with 10 AI prompts/month and 5 years of data. GeminIQ Founders is $29/month ($348/year) — 26% cheaper than Fiscal.ai Pro annually and 63% cheaper than Max — with 17+ years of data, XBRL traceability, and every feature included. GeminIQ does not have a free tier but offers a 7-day full-access trial.
Fiscal.ai uses a hybrid approach. Standardized financial statements (income statement, balance sheet, cash flow, ratios) come from S&P Global Market Intelligence. Company-specific segments and KPIs for 2,100+ companies come from Fiscal.ai's own proprietary data feed, sourced directly from public company filings. Guru/insider data comes from SEC filings. GeminIQ sources all financial data directly from SEC EDGAR, with no S&P Global normalization layer for any data type.
No. GeminIQ doesn't offer an AI conversational interface or AI-generated research summaries. Fiscal.ai's AI Copilot is a genuinely differentiated feature — it outperforms general-purpose AI models on financial queries and can generate screens, summarize earnings calls, and answer complex research questions conversationally. GeminIQ is focused on structured quantitative analysis: XBRL-traceable data, interactive visualizations, the Earnings Heatmap, insider tracking, and advanced screening. Both approaches serve different research styles — AI-assisted exploration vs. auditable quantitative analysis.
GeminIQ doesn't have a permanent free tier. It offers a 7-day free trial with full access to every feature. Fiscal.ai's free plan includes 10 AI prompts/month, 5 years of financial data, 1 dashboard, and limited access — genuinely useful for casual research. Fiscal.ai also offers a 2-week trial of their Pro plan. For analysts evaluating both platforms, both trial options give enough time to compare the data quality and analytical tools directly.
Verify Every Number. Trust Every Metric.
Try GeminIQ free for 7 days. XBRL-traceable data, the Earnings Market Reaction Heatmap, insider tracking, and 17+ years of history — every feature included.
Start Your Free Trial