Blog

• Financial Metrics for Value Investors: The Complete Reference (2026)

  2026-05-21

  A comprehensive reference guide to every calculated financial metric available on GeminIQ — organized by category, with plain-English definitions, formulas, and links to explore each one. Use this as your analytical starting point.

• What Is XBRL? How SEC Tagging Affects Your Investment Data (2026)

  2026-05-20

  XBRL is the SEC-mandated tagging system that gives every number in a 10-K or 10-Q a machine-readable identifier. Most financial platforms strip it out. Here's what it is, why the SEC requires it, and why it matters for your investment analysis.

• How Stocks React After Earnings: A 17-Year Analysis of SEC Filing Data (2026)

  2026-05-20

  We analyzed 578 SEC filings across 7 companies and 17 years of financial and market data. The finding that will change how you read earnings: the filings with the strongest fundamentals produced the weakest subsequent returns. Here's the full data.

• SEC Filings Explained: 10-K, 10-Q, 8-K, DEF 14A, S-1, and Form 4 (2026)

  2026-05-20

  Every SEC filing type explained for investors — what each one contains, when it's filed, what to look for, and how to use it in your investment research. Organized by importance, with examples from real filings.

• How Financial Data Reaches Investors — And What Gets Lost Along the Way (2026)

  2026-05-20

  Your financial data passes through at least two layers of processing before you see it. Here's the complete pipeline — from SEC EDGAR filing to your screen — with a step-by-step breakdown of where information is lost at each stage.

• Third-Party Financial Data Problems: What Gets Lost Before It Reaches You (2026)

  2026-05-03

  Most financial platforms don't pull their data from the SEC. They license it from a middleman that has already decided which numbers matter — and which to throw away. Here's what gets lost in translation, with documented examples.

• Hidden Information in SEC Filings: What Most Investors Overlook (2026)

  2026-04-30

  The most valuable information in a 10-K isn't in the headline numbers. It's in the balance sheet shifts, cash flow adjustments, insider patterns, and post-filing price reactions that most investors scroll past. Here's how to find it.

• How to Read a 10-Q: A Step-by-Step Guide for Investors (2026)

  2026-04-30

  The 10-K gets all the attention, but the 10-Q is where earnings surprises, margin shifts, and red flags show up first. Here's how to read one efficiently — using Apple's Q1 FY2026 filing as our walkthrough.

• How to Read a 10-K Annual Report: A Value Investor's Guide (2026)

  2026-04-29

  Every public company in the U.S. files a 10-K with the SEC every year. It's the single most important document for understanding a business — and most investors never read one. Here's how to change that, using Apple's FY2025 filing as our example.

• Costco Stock Analysis (2026): How a 3.8% Margin Business Earns 42% on Capital

  2026-04-19

  Costco just filed its Q2 FY26 10-Q. The media obsesses over same-store sales. Value investors see a razor-thin retail margin hiding one of the highest ROIC engines in the S&P 500.

• Airline Sector Stock Analysis: Altman Z-Score Stress Test for Delta, United, and American (2026)

  2026-04-08

  A discounted valuation can be a massive value trap. Dive into the Altman Z-Scores of Delta, United, and American Airlines to expose the sector's hidden debt crisis.

• GameStop 10-K Analysis (2026): $9 Billion in Cash and a CEO Who Has to Spend It

  2026-03-31

  GameStop just dropped its 2025 10-K. The media sees a dying retailer. Value investors see $9B in cash, a CEO forced to make acquisitions, and diamond-handed insiders.

• Retail Sector Stock Analysis: ROIC, Inventory Bloat, and the Margin Mirage (2026)

  2026-03-23

  Gross margins are deceiving. Dive into the balance sheets of Home Depot, Lowe's, and Tractor Supply to uncover the retail sector's hidden ROIC mirages and inventory bloat.

• Exxon Mobil 10-K Analysis (2026): Free Cash Flow, Dividends, and the Pandemic Stress Test

  2026-03-17

  Exxon just dropped its 2025 10-K. While the media watches the daily price of oil, value investors are looking at their massive $23.6B in Free Cash Flow and insulated dividend.

• Defense Sector Stock Analysis (2026): Finding the Fundamental Leaders

  2026-03-10

  Discover how to use GeminIQ's deep-dive financial and institutional data to cut through the noise and uncover the true fundamental powerhouse among defense sector titans.

• Coca-Cola 10-K Analysis (2026): The 13-Year Revenue Illusion and 28% Operating Margin

  2026-03-08

  Coca-Cola just dropped its 2025 10-K. Standard screeners show 13 years of flat revenue, but value investors are looking at the massive asset dump and the 28.7% operating margin explosion.

• Palantir 10-K Analysis (2026): Dilution Is Over and Free Cash Flow Is Exploding

  2026-03-05

  Palantir just dropped its 2025 10-K. While retail is obsessed with AIP revenue, value investors are looking at the 82% Gross Margins, massive FCF, and the stabilized share count.

• NVIDIA 10-K Analysis (2026): 66% ROIC and the $120 Billion Cash Machine

  2026-02-26

  NVIDIA just dropped its 2026 10-K. While retail is obsessed with revenue, value investors are looking at the 66% ROIC and the massive share buyback engine.

• Alphabet 10-K Analysis (2026): Inside Google's $126 Billion Anti-Fragile Balance Sheet

  2026-02-22

  YouTube ad slowdown or growing fortress? Let’s take a look at Alphabet’s latest annual report.

• Amazon 10-K Analysis (2026): Is $19 Billion in Stock-Based Compensation Eating Your Returns?

  2026-02-20

  Is Stock-Based Compensation the real value killer? Let’s take a look at Amazon’s latest report.

• Apple Stock Analysis (2026): Is It Still a Value Play or a Yield Trap?

  2026-02-19

  Is Apple overvalued at 34x? Most analysts are arguing over iPhone units in China. But value investors look at the Capital Machine, not the Gadget.