ATLANTIC AMERICAN CORP
ATLANTIC AMERICAN CORP
Insider Sentiment (TTM):
Last Purchase:2022-12-30Last Sale:2022-12-30Shares Purchased (TTM):0Shares Sold (TTM):0
Institutional Sentiment:
As of:2025-12-31Institutional Shares Owned:1,037,001Shares Outstanding:20,397,000Institutional Ownership Pct.:5.08%
Earnings Market Reaction:
Filing Date:2025-11-14Price on Filing Date:N/APrevious Close:N/A% Change:N/A
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Financial Statements
Values in Millions ($) | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Cash Equivalents At Carrying Value | 34 | 46 | 36 | 36 | 23 | 21 | 21 | 28 | 24 | 24 | 14 | 29 | |||||
Available For Sale Securities Debt Securities | 235 | 213 | 214 | 213 | 222 | 217 | 218 | 218 | 203 | 208 | 218 | 209 | |||||
Equity Securities Fv Ni | - | - | - | - | - | 10 | 9 | 9 | 8 | 10 | 9 | 12 | |||||
Equity Securities Fv Ni Current And Noncurrent | 10 | 11 | 9 | 8 | 8 | - | - | 9 | - | - | - | - | |||||
Investments | |||||||||||||||||
Investments | 255 | 234 | 233 | 230 | 241 | 235 | 237 | 237 | 221 | 228 | 236 | 229 | |||||
Other Investments | 6 | 6 | 6 | 7 | 8 | 6 | 6 | 6 | 6 | 7 | 5 | 5 | |||||
Loans Insurance Policy | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |||||
Real Estate Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Equity Method Investments | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Premiums And Other Receiv… | |||||||||||||||||
Premiums And Other Receivables Net | 42 | 50 | 19 | 27 | 30 | 34 | 15 | 24 | 25 | 31 | 12 | 15 | |||||
Reinsurance Recoverables On Paid And Unpaid Losses | 23 | 22 | 24 | 23 | 22 | 22 | 21 | 21 | 22 | 22 | 25 | 26 | |||||
Deferred Policy Acquisition Costs | 46 | 45 | 45 | 45 | 44 | 44 | 43 | 44 | 42 | 41 | 42 | 42 | |||||
Other Assets | 12 | 12 | 13 | 12 | 8 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | |||||
Intangible Assets Net Including Goodwill | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | |||||
Assets | 431 | 429 | 388 | 393 | 387 | 386 | 366 | 381 | 362 | 373 | 354 | 367 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Insurance Reserves And Po… | |||||||||||||||||
Liability For Future Policy Benefits | 103 | 102 | 100 | 98 | 97 | 96 | 94 | 92 | 85 | 85 | 85 | 86 | |||||
Unearned Premiums | 37 | 51 | 21 | 31 | 29 | 38 | 21 | 31 | 31 | 38 | 19 | 28 | |||||
Liability For Claims And Claims Adjustment Expense | 108 | 102 | 98 | 94 | 92 | 91 | 88 | 87 | 86 | 86 | 86 | 87 | |||||
Other Policyholder Funds | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Accounts Payable And Accrued Liabilities Current A… | 34 | 30 | 28 | 31 | 25 | 22 | 21 | 25 | 24 | 23 | 21 | 26 | |||||
Long Term Line Of Credit | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 2 | |||||
Junior Subordinated Debenture Owed To Unconsolidat… | 34 | 34 | 34 | 34 | 34 | 34 | 34 | 34 | 34 | 34 | 34 | 34 | |||||
Liabilities | 321 | 323 | 286 | 294 | 281 | 285 | 263 | 274 | 263 | 269 | 249 | 265 | |||||
Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Value | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | |||||
Additional Paid In Capital | 57 | 57 | 57 | 57 | 57 | 57 | 57 | 57 | 57 | 57 | 57 | 57 | |||||
Retained Earnings Accumulated Deficit | 50 | 49 | 46 | 46 | 46 | 48 | 48 | 51 | 53 | 52 | 50 | 52 | |||||
Stockholders Equity | |||||||||||||||||
Stockholders Equity | 109 | 106 | 102 | 100 | 106 | 101 | 103 | 107 | 99 | 103 | 104 | 102 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -13 | -16 | -16 | -19 | -12 | -19 | -18 | -16 | -27 | -21 | -18 | -22 | |||||
Deferred Compensation Equity | 0 | 0 | 0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | |||||
Treasury Stock Common Value | -7 | -7 | -7 | -7 | -7 | -7 | -7 | -7 | -7 | -7 | -7 | -7 | |||||
Treasury Stock Value | - | - | - | - | - | - | - | - | - | - | - | -7 | |||||
Liabilities And Stockholders Equity | 431 | 429 | 388 | 393 | 387 | 386 | 366 | 381 | 362 | 373 | 354 | 367 | |||||
Assets | |||||||||||||||||
Available For Sale Debt Securities Amortized Cost … | 252 | 233 | 235 | 236 | 237 | 241 | 241 | 239 | 237 | 235 | 241 | 237 | |||||
Debt Securities Available For Sale Allowance For C… | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Equity Securities Fv Ni Cost | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | |||||
Allowance For Doubtful Accounts Premiums And Other… | - | - | - | - | - | - | - | - | - | - | - | 0 | |||||
Reinsurance Recoverables Allowance | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Premiums Receivable Allowance For Doubtful Account… | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Par Or Stated Value Per Share | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Preferred Stock Shares Authorized | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Redemption Amount | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | |||||
Common Stock Par Or Stated Value Per Share | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Common Stock Shares Authorized | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | |||||
Common Stock Shares Issued | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | |||||
Shares Outstanding | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | |||||
Treasury Stock Common Shares | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -1.15% | 34.48% | 29.31% | 41.56% | 20.35% | 22.51% | -17.47% | -1.37% | -7.19% | - | - | - |
| 2024 | -0.56% | -11.73% | -14.53% | 4.37% | 1.87% | 1.87% | -8.28% | -11.24% | 0.00% | -20.70% | -1.87% | 4.40% |
| 2023 | -4.15% | -6.74% | 4.27% | 10.01% | 7.24% | 4.46% | 20.89% | 58.23% | 74.05% | -29.88% | -40.97% | -40.61% |
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Performance and Valuation Metrics
Metrics | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | 2.92 | 1.88 | 0.36 | -0.66 | -1.58 | -0.29 | 0.60 | 0.83 | 2.14 | 1.19 | -0.67 | 1.87 | |||||
Efficiency & Turnover | |||||||||||||||||
| Days Sales Outstanding TTM | 63.89 | 77.47 | 32.34 | 49.59 | 54.16 | 63.82 | 25.55 | 38.18 | 45.92 | 58.46 | 23.10 | 29.48 | |||||
| Receivables Turnover TTM | 5.71 | 4.71 | 11.29 | 7.36 | 6.74 | 5.72 | 14.29 | 9.56 | 7.95 | 6.24 | 15.80 | 12.38 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 0.23 | 0.09 | -0.09 | -0.23 | -0.34 | -0.16 | -0.04 | -0.01 | 0.12 | 0.02 | -0.15 | 0.06 | |||||
| Free Cash Flow Per Share TTM | 1.19 | 0.87 | 0.44 | 0.22 | 0.06 | 0.12 | 0.43 | 0.12 | 0.25 | 0.29 | 0.13 | 0.31 | |||||
| Dividend Per Share TTM | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.04 | 0.02 | 0.02 | 0.02 | 0.00 | 0.02 | 0.02 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 98.49% | 98.37% | 98.26% | 98.18% | 98.14% | 98.15% | 98.20% | 98.25% | 98.34% | 98.53% | 98.71% | 98.96% | |||||
| Operating Profit Margin TTM | 3.15% | 1.68% | -0.90% | -2.80% | -4.79% | -2.32% | -0.67% | -0.30% | 2.11% | 0.44% | -1.93% | 1.12% | |||||
| Net Profit Margin TTM | 2.21% | 1.02% | -0.98% | -2.48% | -3.71% | -1.75% | -0.44% | -0.09% | 1.46% | 0.19% | -1.73% | 0.60% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 11.99% | 6.98% | 2.04% | 0.77% | 0.35% | -0.55% | 2.74% | -0.56% | -3.68% | -4.23% | -9.69% | -5.86% | |||||
| Net Income Growth (1Y) | -166.71% | -162.55% | 127.13% | 2,629.24% | -355.44% | -1,000.28% | -74.00% | -115.19% | -11.17% | -87.17% | -141.86% | -73.70% | |||||
| EPS Growth (1Y) | -166.72% | -162.56% | 127.15% | 2,629.77% | -355.46% | -1,000.45% | -74.00% | -115.18% | -11.23% | -87.17% | -141.80% | -73.68% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 12.70 | 21.37 | -18.29 | -6.63 | -4.94 | -10.45 | -67.83 | -285.35 | 14.21 | 105.29 | -15.26 | 40.90 | |||||
| P/B TTM | 0.53 | 0.41 | 0.33 | 0.31 | 0.32 | 0.34 | 0.54 | 0.45 | 0.39 | 0.37 | 0.46 | 0.45 | |||||
| P/S TTM | 0.28 | 0.22 | 0.18 | 0.16 | 0.18 | 0.18 | 0.30 | 0.26 | 0.21 | 0.20 | 0.26 | 0.25 | |||||
| Market Cap | 58.54M | 43.45M | 34.15M | 30.94M | 34.15M | 33.95M | 55.76M | 48.79M | 38.43M | 38.01M | 48.26M | 46.05M | |||||
| Enterprise Value | 24.10M | -2.98M | -1.75M | -4.63M | 11.12M | 12.74M | 34.57M | 20.49M | 14.51M | 13.76M | 34.71M | 17.19M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 24.25M | 17.69M | 8.95M | 4.58M | 1.22M | 2.51M | 8.85M | 2.54M | 5.07M | 5.85M | 2.67M | 6.33M | |||||
| Net Debt | -34.44M | -46.42M | -35.90M | -35.57M | -23.04M | -21.21M | -21.19M | -28.30M | -23.92M | -24.25M | -13.55M | -28.86M | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
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Growth Rates | |||||||||||||||||
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| Deferred Revenue Growth (1Y) | |||||||||||||||||
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Credit, Liquidity, Returns, Payout | |||||||||||||||||
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| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
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| Net Debt to Equity | |||||||||||||||||
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| Treasury Stock Change (1Y) | |||||||||||||||||
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Valuation Ratios | |||||||||||||||||
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Insider Transactions
2022-12-30Purchase
Owner: Robinson, Harriett J
Title: -
Shares: 300,000
Price/Share: $3.00
Value: $900,000.00
Shares Owned: 1,130,259
Relationship: TenPercentOwner,Other
Ownership: Direct
2022-12-30Sale
Owner: Robinson, Harriett J
Title: -
Shares: 300,000
Price/Share: $3.00
Value: $900,000.00
Shares Owned: -
Relationship: TenPercentOwner,Other
Ownership: Indirect
2022-03-31Purchase
Owner: Robinson, Harriett J
Title: -
Shares: 1,363,809
Price/Share: $4.00
Value: $5,455,236.00
Shares Owned: 5,120,555
Relationship: TenPercentOwnerOther
Ownership: Indirect
2022-03-31Sale
Owner: Robinson, Harriett J
Title: -
Shares: 1,363,809
Price/Share: $4.00
Value: $5,455,236.00
Shares Owned: -
Relationship: TenPercentOwnerOther
Ownership: Indirect
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Institutional Ownership
No data available for chart
2025-12-31
5.08%
Inst. Shares: 1,037,001
Shares Outstanding: 20,397,000
2025-09-30
4.86%
Inst. Shares: 990,452
Shares Outstanding: 20,397,000
2025-06-30
5.20%
Inst. Shares: 1,060,625
Shares Outstanding: 20,397,000
2025-03-31
5.18%
Inst. Shares: 1,057,643
Shares Outstanding: 20,400,000
2024-12-31
5.28%
Inst. Shares: 1,077,903
Shares Outstanding: 20,400,000
ATLANTIC AMERICAN CORP (AAME) — SEC Financial Statements & Analysis
ATLANTIC AMERICAN CORP (AAME) is a life insurance company, incorporated in GA. ATLANTIC AMERICAN CORP trades on Nasdaq as: AAME. Based on its latest SEC filing (Form 10-Q, period ending 2025-09-30), ATLANTIC AMERICAN CORP reported a 11.99% year-over-year revenue growth, a Gross Profit Margin of 98.49% (TTM), a Price-to-Sales (P/S) ratio of 0.28x (TTM), a Price-to-Book (P/B) ratio of 0.53 (TTM), at a market cap of $58.54M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 11.99%
- Gross Profit Margin TTM
- 98.49%
- P/S TTM
- 0.28x
- P/B TTM
- 0.53
- Market Cap
- $58.54M
Data as of 2025-09-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is ATLANTIC AMERICAN CORP in?
ATLANTIC AMERICAN CORP (AAME) operates in the Life Insurance industry.
What is AAME's market cap?
ATLANTIC AMERICAN CORP (AAME) has a market capitalization of $58.54M as of 2025-09-30.
What is AAME's P/E ratio?
ATLANTIC AMERICAN CORP (AAME)'s trailing twelve month P/E ratio is 12.70x as of 2025-09-30.
What exchange does AAME trade on?
ATLANTIC AMERICAN CORP (AAME) trades on the Nasdaq.
Where is ATLANTIC AMERICAN CORP incorporated?
ATLANTIC AMERICAN CORP is incorporated in GA.