AAME
ATLANTIC AMERICAN CORPCompany Information
- Company Name
- ATLANTIC AMERICAN CORP
- CIK
- CIK0000008177
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- AAME: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6311
- SIC Description
- Life Insurance
- Ticker
- AAME
SEC filing data through
Insider Sentiment
- Last purchase
- 2022-12-30
- Last sale
- 2022-12-30
- Shares purchased (TTM)
- 1,663,809
- Shares sold (TTM)
- 1,663,809
Institutional Sentiment
- As of
- 2025-12-31
- Institutional shares owned
- 1,037,001
- Shares outstanding
- 20,397,000
- Ownership
- 5.08%
Earnings Market Reaction
- Filing date
- 2025-11-14
- Price on filing date
- —
- 1-month reaction
- -17.47%
- 3-month reaction
- -7.19%
Balance Sheet
Values in millions ($)| Line item | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Cash Equivalents At Carrying Value | 34 | 46 | 36 | 36 | 23 | 21 | 21 | 28 | 24 | 24 | 14 | 29 | ||||||
| Available For Sale Securities Debt Securities | 235 | 213 | 214 | 213 | 222 | 217 | 218 | 218 | 203 | 208 | 218 | 209 | ||||||
| Equity Securities Fv Ni | - | - | - | - | - | 10 | 9 | 9 | 8 | 10 | 9 | 12 | ||||||
| Equity Securities Fv Ni Current And Noncurrent | 10 | 11 | 9 | 8 | 8 | - | - | 9 | - | - | - | - | ||||||
Investments | ||||||||||||||||||
| Investments | 255 | 234 | 233 | 230 | 241 | 235 | 237 | 237 | 221 | 228 | 236 | 229 | ||||||
| Other Investments | 6 | 6 | 6 | 7 | 8 | 6 | 6 | 6 | 6 | 7 | 5 | 5 | ||||||
| Loans Insurance Policy | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Real Estate Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Equity Method Investments | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
Premiums And Other Receivables Net | ||||||||||||||||||
| Premiums And Other Receivables Net | 42 | 50 | 19 | 27 | 30 | 34 | 15 | 24 | 25 | 31 | 12 | 15 | ||||||
| Reinsurance Recoverables On Paid And Unpaid Losses | 23 | 22 | 24 | 23 | 22 | 22 | 21 | 21 | 22 | 22 | 25 | 26 | ||||||
| Deferred Policy Acquisition Costs | 46 | 45 | 45 | 45 | 44 | 44 | 43 | 44 | 42 | 41 | 42 | 42 | ||||||
| Other Assets | 12 | 12 | 13 | 12 | 8 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | ||||||
| Intangible Assets Net Including Goodwill | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Assets | 431 | 429 | 388 | 393 | 387 | 386 | 366 | 381 | 362 | 373 | 354 | 367 | ||||||
Insurance Reserves And Policyholder Fund | ||||||||||||||||||
| Liability For Future Policy Benefits | 103 | 102 | 100 | 98 | 97 | 96 | 94 | 92 | 85 | 85 | 85 | 86 | ||||||
| Unearned Premiums | 37 | 51 | 21 | 31 | 29 | 38 | 21 | 31 | 31 | 38 | 19 | 28 | ||||||
| Liability For Claims And Claims Adjustment Expense | 108 | 102 | 98 | 94 | 92 | 91 | 88 | 87 | 86 | 86 | 86 | 87 | ||||||
| Other Policyholder Funds | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Accounts Payable And Accrued Liabilities Current And Noncurrent | 34 | 30 | 28 | 31 | 25 | 22 | 21 | 25 | 24 | 23 | 21 | 26 | ||||||
| Long Term Line Of Credit | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 2 | ||||||
| Junior Subordinated Debenture Owed To Unconsolidated Subsidiary Trust | 34 | 34 | 34 | 34 | 34 | 34 | 34 | 34 | 34 | 34 | 34 | 34 | ||||||
| Liabilities | 321 | 323 | 286 | 294 | 281 | 285 | 263 | 274 | 263 | 269 | 249 | 265 | ||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | ||||||
| Additional Paid In Capital | 57 | 57 | 57 | 57 | 57 | 57 | 57 | 57 | 57 | 57 | 57 | 57 | ||||||
| Retained Earnings Accumulated Deficit | 50 | 49 | 46 | 46 | 46 | 48 | 48 | 51 | 53 | 52 | 50 | 52 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 109 | 106 | 102 | 100 | 106 | 101 | 103 | 107 | 99 | 103 | 104 | 102 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -13 | -16 | -16 | -19 | -12 | -19 | -18 | -16 | -27 | -21 | -18 | -22 | ||||||
| Deferred Compensation Equity | 0 | 0 | 0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | ||||||
| Treasury Stock Common Value | -7 | -7 | -7 | -7 | -7 | -7 | -7 | -7 | -7 | -7 | -7 | -7 | ||||||
| Treasury Stock Value | - | - | - | - | - | - | - | - | - | - | - | -7 | ||||||
| Liabilities And Stockholders Equity | 431 | 429 | 388 | 393 | 387 | 386 | 366 | 381 | 362 | 373 | 354 | 367 | ||||||
Assets | ||||||||||||||||||
| Available For Sale Debt Securities Amortized Cost Basis | 252 | 233 | 235 | 236 | 237 | 241 | 241 | 239 | 237 | 235 | 241 | 237 | ||||||
| Debt Securities Available For Sale Allowance For Credit Loss | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Equity Securities Fv Ni Cost | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Allowance For Doubtful Accounts Premiums And Other Receivables | - | - | - | - | - | - | - | - | - | - | - | 0 | ||||||
| Reinsurance Recoverables Allowance | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Premiums Receivable Allowance For Doubtful Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Preferred Stock Shares Authorized | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Redemption Amount | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | ||||||
| Common Stock Shares Issued | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | ||||||
| Shares Outstanding | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | ||||||
| Treasury Stock Common Shares | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
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Start 7-day free trialATLANTIC AMERICAN CORP (AAME) — SEC Financial Statements & Analysis
ATLANTIC AMERICAN CORP (AAME) is a life insurance company, incorporated in GA. ATLANTIC AMERICAN CORP trades on Nasdaq as: AAME. ATLANTIC AMERICAN CORP (AAME)'s most recent SEC filing is a Form 10-Q for the period ended 2025-09-30, filed with the SEC on 2025-11-14. Based on that filing, ATLANTIC AMERICAN CORP carries a market cap of $58.54M, a P/E ratio of 12.70x, a P/B ratio of 0.53x, a P/S ratio of 0.28x, an enterprise value of $24.10M, and an EV/EBITDA multiple of 2.52x. On profitability, it posts a gross margin of 98.49%, an operating margin of 3.15%, a net margin of 2.21%, a Return on Equity (ROE) of 4.28%, and a Return on Invested Capital (ROIC) of 8.66%. Per share, it reports EPS of $0.23, diluted EPS of $0.23, free cash flow per share of $1.19, and a dividend per share of $0.02. Over the trailing year, it posted revenue growth of 11.99% year-over-year, net income growth of -166.71% year-over-year, and EPS growth of -166.72% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 2.92x, free cash flow of $24.25M (TTM), and net debt of $-34.44M. Figures sourced from SEC EDGAR.
- Market Cap
- $58.54M
- P/E TTM
- 12.70x
- EPS TTM
- $0.23
- P/B TTM
- 0.53x
- ROE TTM
- 4.28%
- Free Cash Flow TTM
- $24.25M
- Net Revenue TTM Growth 1Y
- 11.99%
Data as of 2025-09-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is ATLANTIC AMERICAN CORP in?
ATLANTIC AMERICAN CORP (AAME) operates in the Life Insurance industry.
What exchange does AAME trade on?
ATLANTIC AMERICAN CORP (AAME) trades on the Nasdaq.
Where is ATLANTIC AMERICAN CORP incorporated?
ATLANTIC AMERICAN CORP is incorporated in GA.
When was ATLANTIC AMERICAN CORP (AAME)'s most recent SEC filing?
ATLANTIC AMERICAN CORP (AAME)'s most recent SEC filing is a Form 10-Q for the period ended 2025-09-30, filed with the SEC on 2025-11-14.
What is AAME's market cap?
ATLANTIC AMERICAN CORP (AAME) has a market capitalization of $58.54M as of 2025-09-30.
What is AAME's P/E ratio?
ATLANTIC AMERICAN CORP (AAME)'s trailing twelve month P/E ratio is 12.70x as of 2025-09-30.
What is AAME's EPS (earnings per share)?
ATLANTIC AMERICAN CORP (AAME)'s trailing twelve month EPS is $0.23 as of 2025-09-30.
What is AAME's ROE (return on equity)?
ATLANTIC AMERICAN CORP (AAME)'s trailing twelve month Return on Equity (ROE) is 4.28% as of 2025-09-30.
What is AAME's ROIC (return on invested capital)?
ATLANTIC AMERICAN CORP (AAME)'s trailing twelve month Return on Invested Capital (ROIC) is 8.66% as of 2025-09-30.
What is AAME's EV/EBITDA?
ATLANTIC AMERICAN CORP (AAME)'s trailing twelve month EV/EBITDA is 2.52x as of 2025-09-30.