ABCB

Ameris Bancorp
—

Company Information

Company Name
Ameris Bancorp
CIK
CIK0000351569
Category
Large accelerated filer
Ticker: Exchange
ABCB: NYSE
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6022
SIC Description
State Commercial Banks
Ticker
ABCB

SEC filing data through

Insider Sentiment

Last purchase
2025-12-08
Last sale
2026-03-09
Shares purchased (TTM)
1,627.9
Shares sold (TTM)
6,847.68
Buy ratio (TTM)19.2%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
65,760,720
Shares outstanding
66,883,935
Ownership
98.32%
+7.38% Y/Y

Earnings Market Reaction

Filing date
2026-08-07
Price on filing date
—
1-month reaction
-2.44%
3-month reaction
…
Drift continued5/11 (45%)
Faded / reversed6/11 (55%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Assets
Cash And Due From Banks237235254217250253245232257236230241
Federal Funds Sold-----------1,305
Interest Bearing Deposits In Banks9601,0948358269211,0399751,1281,105975937-
Cash Cash Equivalents And Federal Funds Sold1,1971,3291,0891,0431,1701,2921,2201,3591,3621,2111,1671,546
Debt Securities Available For Sale Excluding Accrued Interest2,4612,3532,2072,1321,8711,9431,6711,4421,5311,4141,4031,424
Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss208203203203176174165161149147142142
Other Investments124101857170666664977772105
Loans Receivable Held For Sale Amount482497623604544545529553570364281381
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss22,17821,82821,51421,25821,04120,70720,74020,96520,99320,60020,26920,201
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest-360-355-348-345-342-346-338-334-336-320-307-290
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss21,81821,47321,16520,91320,70020,36120,40220,63120,65620,28019,96219,911
Real Estate Acquired Through Foreclosure433321292263
Property Plant And Equipment Net221216213212211208209211213215216218
Goodwill1,0161,0161,0161,0161,0161,0161,0161,0161,0161,0161,0161,016
Other Intangible Assets Net485155596367717579848892
Bank Owned Life Insurance428424421417414411409461376397396394
Other Assets482443436428442432502418469448455466
Assets28,48928,11027,51627,10026,68026,51526,26226,40026,52125,65525,20425,698
Deposits
Noninterest Bearing Deposit Liabilities6,7836,7496,4266,7576,8016,7456,4986,6706,6496,5386,4926,590
Interest Bearing Deposit Liabilities15,80515,88815,95015,47115,13215,16815,22415,20914,79514,45914,21714,001
Deposits22,58822,63722,37622,22821,93321,91221,72221,87921,44420,99720,70920,590
Other Borrowings1,2508885583373772772923469466315101,210
Subordinated Debt135135134134133133132132131131130130
Other Liabilities425368372384320369364361432411429421
Liabilities24,39824,02823,44023,08322,76222,69122,51122,71822,95422,17121,77722,351
Stockholders Equity
Preferred Stock Value000000000000
Common Stock Value737373737373737373737373
Additional Paid In Capital Common Stock1,9791,9741,9711,9681,9651,9621,9591,9551,9511,9481,9451,943
Retained Earnings Accumulated Deficit2,3452,3072,2102,1162,0231,9271,8531,7731,6841,6041,5401,484
Accumulated Other Comprehensive Income Loss Net Of Tax-17-185-7-14-30-16-38-40-36-61
Treasury Stock Common Value-290-271-187-145-137-124-103-103-103-100-95-92
Stockholders Equity4,0914,0824,0764,0173,9183,8243,7523,6813,5673,4853,4273,347
Liabilities And Stockholders Equity28,48928,11027,51627,10026,68026,51526,26226,40026,52125,65525,20425,698
Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest000000000000
Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest000000000000
Held To Maturity Securities Fair Value193187190188159155144146128127123116
Preferred Stock Par Or Stated Value Per Share1,000.001,000.001,000.001,000.001,000.001,000.001,000.001,000.001,000.001,000.001,000.001,000.00
Preferred Stock Shares Authorized555555555555
Preferred Stock Shares Issued000000000000
Preferred Stock Shares Outstanding000000000000
Common Stock Par Or Stated Value Per Share1.001.001.001.001.001.001.001.001.001.001.001.00
Common Stock Shares Authorized200200200200200200200200200200200200
Common Stock Shares Issued737373737373737373737373
Treasury Stock Common Shares665444444433

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Ameris Bancorp (ABCB) — SEC Financial Statements & Analysis

Ameris Bancorp (ABCB) is a state commercial banks company, incorporated in GA. Ameris Bancorp trades on NYSE as: ABCB. Ameris Bancorp (ABCB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, Ameris Bancorp carries a market cap of $6.04B, a P/E ratio of 17.06x, a P/B ratio of 1.48x, a P/S ratio of 4.22x, an enterprise value of $4.84B, and an EV/EBITDA multiple of -9.61x. On profitability, it posts a gross margin of 68.52%, an operating margin of 33.90%, a net margin of 24.73%, a Return on Equity (ROE) of 8.84%, and a Return on Invested Capital (ROIC) of -14.11%. Per share, it reports EPS of $5.29, diluted EPS of $5.27, free cash flow per share of $7.80, and a dividend per share of $0.82. Over the trailing year, it posted revenue growth of 3.44% year-over-year, net income growth of -6.35% year-over-year, and EPS growth of -3.95% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.53x, free cash flow of $521.98M (TTM), and net debt of $-1.20B. Figures sourced from SEC EDGAR.

Market Cap
$6.04B
P/E TTM
17.06x
EPS TTM
$5.29
P/B TTM
1.48x
ROE TTM
8.84%
Free Cash Flow TTM
$521.98M
Net Revenue TTM Growth 1Y
3.44%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Ameris Bancorp in?

Ameris Bancorp (ABCB) operates in the State Commercial Banks industry.

What exchange does ABCB trade on?

Ameris Bancorp (ABCB) trades on the NYSE.

Where is Ameris Bancorp incorporated?

Ameris Bancorp is incorporated in GA.

When was Ameris Bancorp (ABCB)'s most recent SEC filing?

Ameris Bancorp (ABCB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.

What is ABCB's market cap?

Ameris Bancorp (ABCB) has a market capitalization of $6.04B as of 2026-06-30.

What is ABCB's P/E ratio?

Ameris Bancorp (ABCB)'s trailing twelve month P/E ratio is 17.06x as of 2026-06-30.

What is ABCB's EPS (earnings per share)?

Ameris Bancorp (ABCB)'s trailing twelve month EPS is $5.29 as of 2026-06-30.

What is ABCB's ROE (return on equity)?

Ameris Bancorp (ABCB)'s trailing twelve month Return on Equity (ROE) is 8.84% as of 2026-06-30.

What is ABCB's ROIC (return on invested capital)?

Ameris Bancorp (ABCB)'s trailing twelve month Return on Invested Capital (ROIC) is -14.11% as of 2026-06-30.

What is ABCB's EV/EBITDA?

Ameris Bancorp (ABCB)'s trailing twelve month EV/EBITDA is -9.61x as of 2026-06-30.

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