ARBOR REALTY TRUST INC
ARBOR REALTY TRUST INC
ARBOR REALTY TRUST INC (ABR) — SEC Financial Statements & Analysis
ARBOR REALTY TRUST INC (ABR) files its annual 10-K and quarterly 10-Q reports directly with the SEC. The financial data below is sourced as-filed from EDGAR — balance sheet, income statement, and cash flow as reported, without normalization or third-party adjustments.
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Financial Statements
Values in Millions ($) | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Related Party | - | - | - | - | - | - | - | - | - | - | 138 | 73 | |||||
Assets | |||||||||||||||||
Cash And Cash Equivalents At Carrying Value | 407 | 483 | 423 | 256 | 309 | 504 | 688 | 737 | 908 | 929 | 895 | 846 | |||||
Restricted Cash And Cash Equivalents | 394 | 67 | 123 | 91 | 41 | 156 | 180 | 218 | 547 | 608 | 419 | 397 | |||||
Mortgage Loans On Real Estate Commercial And Consu… | 11,835 | 11,934 | 11,430 | 11,333 | 11,216 | 11,034 | 11,293 | 11,604 | 12,002 | 12,378 | 12,893 | 13,271 | |||||
Loans Receivable Held For Sale Amount | 443 | 409 | 319 | 361 | 315 | 436 | 326 | 343 | 323 | 552 | 364 | 485 | |||||
Servicing Asset At Amortized Value | 332 | 341 | 345 | 348 | 357 | 369 | 376 | 381 | 386 | 391 | 392 | 394 | |||||
Held To Maturity Securities | 155 | 156 | 156 | 157 | 159 | 157 | 156 | 156 | 155 | 155 | 155 | 155 | |||||
Investments In Affiliates Subsidiaries Associates … | 57 | 58 | 57 | 72 | 77 | 76 | 76 | 73 | 90 | 79 | 63 | 73 | |||||
Other Receivables | 35 | 7 | 30 | 17 | 10 | 13 | 97 | 105 | 104 | 64 | - | - | |||||
Intangible Assets Net Including Goodwill | 86 | 87 | 87 | 87 | 88 | 88 | 89 | 89 | 90 | 91 | 93 | 94 | |||||
Other Assets | 427 | 454 | 445 | 476 | 495 | 481 | 473 | 491 | 500 | 403 | 417 | 369 | |||||
Assets | 14,692 | 14,495 | 13,887 | 13,563 | 13,367 | 13,491 | 13,881 | 14,197 | 15,105 | 15,739 | 15,903 | 16,158 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities | |||||||||||||||||
Secured Debt | 3,931 | 3,468 | 4,168 | 3,511 | 3,286 | 4,622 | 5,315 | 5,717 | 6,692 | 6,935 | 7,005 | 7,168 | |||||
Senior Notes | 2,031 | 2,029 | 1,728 | 1,238 | 1,237 | 1,236 | 1,247 | 1,246 | 1,335 | 1,334 | 1,333 | 1,332 | |||||
Convertible Notes Payable | - | 0 | 0 | 287 | 287 | 286 | 285 | 284 | 284 | 283 | 282 | 282 | |||||
Junior Subordinated Debenture Owed To Unconsolidat… | 146 | 145 | 145 | 145 | 145 | 145 | 144 | 144 | 144 | 144 | 144 | 144 | |||||
Accounts Payable Other Current And Noncurrent | 2 | 1 | 5 | 3 | 1 | 4 | 25 | 3 | 14 | 14 | - | - | |||||
Other Liabilities | 246 | 281 | 276 | 252 | 239 | 280 | 270 | 304 | 319 | 299 | 321 | 321 | |||||
Liabilities | 11,713 | 11,428 | 10,772 | 10,469 | 10,238 | 10,339 | 10,718 | 11,011 | 11,871 | 12,484 | 12,662 | 12,998 | |||||
Stockholders Equity Inclu… | |||||||||||||||||
Stockholders Equity | |||||||||||||||||
Preferred Stock Value | 634 | 634 | 634 | 634 | 634 | 634 | 634 | 634 | 634 | 634 | 634 | 634 | |||||
Common Stock Value | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | |||||
Additional Paid In Capital Common Stock | 2,429 | 2,454 | 2,454 | 2,412 | 2,410 | 2,375 | 2,363 | 2,361 | 2,372 | 2,367 | 2,364 | 2,281 | |||||
Retained Earnings Accumulated Deficit | -194 | -137 | -92 | -73 | -39 | 13 | 35 | 58 | 92 | 115 | 105 | 108 | |||||
Stockholders Equity | 2,870 | 2,953 | 2,997 | 3,094 | 3,129 | 3,152 | 3,034 | 3,187 | 3,100 | 3,118 | 3,241 | 3,160 | |||||
Minority Interest | 109 | 114 | 117 | 119 | 122 | 128 | 130 | 132 | 135 | 137 | 136 | 136 | |||||
Liabilities And Stockholders Equity | 14,692 | 14,495 | 13,887 | 13,563 | 13,367 | 13,491 | 13,881 | 14,197 | 15,105 | 15,739 | 15,903 | 16,158 | |||||
Special Voting Preferred Stock | 16 | 16 | 0 | 0 | 16 | 16 | 0 | 0 | 16 | 16 | 0 | 0 | |||||
Series D Cumulative Redeemable Preferred Stock6.37… | 9 | 9 | 0 | 0 | 9 | 9 | 0 | 0 | 9 | 9 | 0 | 0 | |||||
Series E Cumulative Redeemable Preferred Stock6.25… | 6 | 6 | 0 | 0 | 6 | 6 | 0 | 0 | 6 | 6 | 0 | 0 | |||||
Series F Cumulative Redeemable Preferred Stock6.25… | 11 | 11 | 0 | 0 | 11 | 11 | 0 | 0 | 11 | 11 | 0 | 0 | |||||
Variable Interest Entity Primary Beneficiary | 5,171 | 4,662 | 784 | 412 | 4,440 | 6,125 | -372 | -1,135 | 8,290 | 8,615 | -217 | -447 | |||||
Financing Receivable Allowance For Credit Loss Exc… | 131 | 146 | 246 | 243 | 241 | 239 | 244 | 239 | 212 | 196 | 184 | 169 | |||||
Debt Securities Held To Maturity Allowance For Cre… | 15 | 17 | 16 | 14 | 11 | 11 | 11 | 9 | 8 | 6 | 6 | 5 | |||||
Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Preferred Stock Shares Authorized | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | |||||
Preferred Stock Dividend Rate Percentage | 0 | 0 | - | - | 0 | 0 | - | - | 0 | 0 | - | - | |||||
Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Common Stock Shares Authorized | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | 500 | |||||
Common Stock Shares Issued | 192 | 195 | 196 | 192 | 192 | 189 | 189 | 189 | 189 | 189 | 189 | 183 | |||||
Shares Outstanding | 192 | 195 | 196 | 192 | 192 | 189 | 189 | 189 | 189 | 189 | 189 | 183 | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -17.89% | -22.89% | - | - | - | - | - | - | - | - | - | - |
| 2025 | -9.22% | -3.09% | 7.35% | 8.35% | 8.72% | 6.61% | -12.67% | -18.31% | -15.24% | -1.83% | 4.70% | -24.31% |
| 2024 | 6.85% | 12.85% | 4.78% | 3.36% | 19.01% | 14.91% | 1.13% | -4.56% | -4.28% | 7.17% | -9.15% | -10.54% |
| 2023 | - | - | - | -12.31% | -6.60% | -17.09% | 2.39% | 25.98% | 20.49% | -0.15% | -6.01% | 0.93% |
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Performance and Valuation Metrics
Metrics | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | - | - | - | - | - | 1.96 | 1.55 | 1.39 | 1.33 | 1.34 | 1.42 | 1.42 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 0.65 | 0.75 | 0.51 | 0.68 | 0.87 | 1.09 | 1.30 | 1.40 | 1.43 | 1.51 | 1.79 | 1.68 | |||||
| Free Cash Flow Per Share TTM | 0.85 | 1.72 | 2.11 | 1.69 | 1.79 | 2.43 | 2.60 | 2.46 | 2.93 | 1.28 | 2.39 | 2.40 | |||||
| Dividend Per Share TTM | 1.51 | 1.66 | 1.78 | 1.92 | 2.08 | 2.09 | 2.09 | 2.09 | 2.06 | 2.06 | 1.98 | 1.95 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 23.82% | 25.34% | 27.44% | 30.65% | 30.82% | 31.10% | 13.32% | 14.24% | 15.38% | 15.67% | 33.12% | 34.52% | |||||
| Operating Profit Margin TTM | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 6.45% | 6.10% | 5.86% | 5.69% | 7.21% | 7.26% | 7.71% | |||||
| Net Profit Margin TTM | 14.81% | 16.79% | 11.12% | 13.84% | 16.60% | 19.12% | 21.52% | 22.35% | 24.08% | 24.79% | 29.97% | 29.21% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | -14.06% | -19.51% | -21.78% | -19.88% | -17.91% | -12.27% | -6.41% | 3.37% | 19.37% | 40.36% | 71.06% | 95.05% | |||||
| Net Income Growth (1Y) | -23.32% | -29.31% | -59.57% | -50.39% | -43.41% | -32.36% | -32.80% | -20.90% | -10.96% | -6.72% | 10.82% | -4.48% | |||||
| EPS Growth (1Y) | -24.95% | -30.87% | -60.66% | -51.31% | -43.81% | -33.81% | -33.33% | -23.77% | -14.54% | -16.46% | 0.87% | -14.34% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 10.51 | 8.89 | 19.93 | 12.74 | 10.62 | 9.70 | 8.88 | 7.35 | 5.94 | 6.22 | 5.09 | 5.13 | |||||
| P/B | 0.51 | 0.46 | 0.72 | 0.59 | 0.61 | 0.69 | 0.78 | 0.66 | 0.61 | 0.63 | 0.62 | 0.59 | |||||
| P/S TTM | 1.56 | 1.49 | 2.22 | 1.76 | 1.76 | 1.85 | 1.91 | 1.64 | 1.43 | 1.54 | 1.53 | 1.50 | |||||
| Market Cap | 1.45B | 1.40B | 2.14B | 1.82B | 1.92B | 2.17B | 2.36B | 2.11B | 1.89B | 2.05B | 2.02B | 1.86B | |||||
| Enterprise Value | 2.68B | 2.88B | 3.33B | 2.80B | 2.85B | 2.90B | 2.92B | 2.62B | 1.77B | 1.85B | 2.45B | 2.35B | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 164.31M | 331.67M | 408.29M | 324.75M | 340.97M | 458.05M | 489.47M | 464.12M | 552.60M | 235.86M | 447.25M | 436.72M | |||||
| Net Debt | 1.23B | 1.48B | 1.18B | 982.43M | 928.32M | 732.34M | 559.37M | 508.47M | -119.68M | -203.24M | 437.63M | 485.51M | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
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| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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