ACIC
AMERICAN COASTAL INSURANCE CorpCompany Information
- Company Name
- AMERICAN COASTAL INSURANCE Corp
- CIK
- CIK0001401521
- Category
- Accelerated filer
- Ticker: Exchange
- ACIC: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6331
- SIC Description
- Fire, Marine & Casualty Insurance
- Ticker
- ACIC
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-09-22
- Last sale
- 2026-09-24
- Shares purchased (TTM)
- 15,200
- Shares sold (TTM)
- 81,277
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 14,253,346
- Shares outstanding
- 48,094,148
- Ownership
- 29.64%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -7.59%
- 3-month reaction
- Pending
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Segment Continuing Operations | - | - | - | - | - | - | 322 | - | - | - | 138 | - | ||||||
Investments | ||||||||||||||||||
| Available For Sale Securities Debt Securities | 238 | 254 | 253 | 246 | 249 | 283 | 281 | 278 | 264 | 178 | - | 154 | ||||||
| Equity Securities Fv Ni Current And Noncurrent | 57 | 65 | 62 | 53 | 41 | 29 | 37 | 26 | 15 | 6 | - | 0 | ||||||
| Other Long Term Investments | -2 | 42 | 40 | 8 | 6 | 23 | 23 | -5 | 17 | 14 | 14 | -1 | ||||||
| Investments | 333 | 360 | 355 | 336 | 319 | 336 | 341 | 331 | 311 | 199 | - | 156 | ||||||
| Cash And Cash Equivalents At Carrying Value | 219 | 239 | 293 | 359 | 407 | 254 | 199 | 240 | 229 | 306 | 172 | 111 | ||||||
| Restricted Cash | 98 | 122 | 94 | 91 | 92 | 66 | 62 | 57 | 32 | 20 | 18 | 19 | ||||||
| Accrued Investment Income Receivable | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 5 | 3 | - | 2 | ||||||
| Property Plant And Equipment Net | 1 | 1 | 1 | 3 | 4 | 5 | 6 | 7 | 9 | 10 | 4 | 4 | ||||||
| Premiums Receivable At Carrying Value | 120 | 77 | 70 | 30 | 54 | 62 | 47 | 19 | 53 | 54 | - | 22 | ||||||
| Reinsurance Recoverables On Paid And Unpaid Losses | 117 | 112 | 128 | 144 | 170 | 202 | 263 | 147 | 206 | 257 | - | 448 | ||||||
| Prepaid Reinsurance Premiums | 225 | 91 | 110 | 184 | 257 | 121 | 161 | 199 | 261 | 138 | - | 241 | ||||||
| Goodwill | 59 | 59 | 59 | 59 | 59 | 59 | 59 | 59 | 59 | 59 | - | 59 | ||||||
| Deferred Policy Acquisition Costs | 55 | 40 | 38 | 44 | 58 | 46 | 40 | 43 | 51 | 27 | 21 | 29 | ||||||
| Intangible Assets Net Excluding Goodwill | 2 | 3 | 3 | 4 | 5 | 5 | 6 | 7 | 7 | 9 | 9 | 10 | ||||||
| Other Assets | 11 | 12 | 12 | 11 | 11 | 12 | 17 | 13 | 13 | 16 | - | 36 | ||||||
| Assets Of Disposal Group Including Discontinued Operation | - | - | 0 | 0 | 0 | 74 | 73 | 75 | 74 | 0 | 77 | 11 | ||||||
| Assets | 1,244 | 997 | 1,073 | 1,179 | 1,347 | 1,160 | 1,216 | 1,144 | 1,311 | 1,077 | 1,062 | 1,150 | ||||||
Liabilities | ||||||||||||||||||
| Liability For Claims And Claims Adjustment Expense | 119 | 127 | 166 | 189 | 219 | 256 | 322 | 173 | 211 | 258 | 348 | 422 | ||||||
| Unearned Premiums | 335 | 258 | 250 | 293 | 384 | 321 | 285 | 307 | 374 | 322 | 293 | 325 | ||||||
| Reinsurance Payable | 204 | 42 | 67 | 143 | 227 | 54 | 83 | 123 | 227 | 38 | - | 4 | ||||||
| Accounts Payable Current And Noncurrent | 80 | 80 | 113 | 65 | 65 | 66 | 86 | 76 | 76 | 82 | - | 85 | ||||||
| Operating Lease Liability | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 0 | 0 | 0 | 1 | 1 | ||||||
| Long Term Notes Payable | 150 | 149 | 149 | 149 | 149 | 149 | 149 | 149 | 149 | 149 | - | 149 | ||||||
| Other Liabilities | 12 | 5 | 8 | 9 | 7 | 1 | 1 | 3 | 1 | 1 | - | 9 | ||||||
| Liabilities Of Disposal Group Including Discontinued Operation | - | - | 0 | 0 | 0 | 48 | 50 | 49 | 50 | 0 | 44 | 2 | ||||||
| Liabilities | 903 | 665 | 755 | 852 | 1,055 | 899 | 980 | 884 | 1,088 | 873 | 894 | 1,029 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 443 | 441 | 440 | 441 | 440 | 438 | 437 | 437 | 436 | 436 | 424 | 397 | ||||||
| Treasury Stock Value | -20 | -5 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -9 | -8 | -7 | -8 | -10 | -13 | -16 | -12 | -19 | -17 | -17 | -24 | ||||||
| Retained Earnings Accumulated Deficit | -73 | -95 | -115 | -104 | -137 | -163 | -185 | -166 | -194 | -214 | -237 | -252 | ||||||
| Stockholders Equity | 341 | 332 | 318 | 327 | 292 | 261 | 236 | 260 | 223 | 204 | 169 | 121 | ||||||
| Liabilities And Stockholders Equity | 1,244 | 997 | 1,073 | 1,179 | 1,347 | 1,160 | 1,216 | 1,144 | 1,311 | 1,077 | 1,062 | 1,150 | ||||||
| Fixed Maturities | 238 | 0 | 262 | 246 | -295 | 295 | 296 | 8 | 83 | 199 | 156 | -4 | ||||||
| Equity Securities | -60 | 60 | 57 | -35 | 11 | 24 | 32 | 11 | 9 | 6 | - | 0 | ||||||
| Premiums Receivable Allowance For Doubtful Accounts | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Reinsurance Recoverables Allowance | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||||
| Other Investments And Securities At Cost | - | - | - | - | - | - | 23 | - | - | - | 16 | - | ||||||
| Common Stock Shares Authorized | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | ||||||
| Common Stock Shares Issued | 49 | 49 | 49 | 49 | 49 | 49 | 48 | 48 | 48 | 48 | 47 | 44 | ||||||
| Shares Outstanding | 47 | 48 | 49 | 49 | 49 | 48 | 48 | 48 | 48 | 48 | 47 | 43 | ||||||
| Treasury Stock Common Shares | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Financing Receivable Allowance For Credit Losses | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
Financial statements beyond 3 years are for subscribers only.
Unlock 17+ years of income statements, balance sheets, and cash flow statements
Start 7-day free trialAMERICAN COASTAL INSURANCE Corp (ACIC) — SEC Financial Statements & Analysis
AMERICAN COASTAL INSURANCE Corp (ACIC) is a fire, marine & casualty insurance company, incorporated in DE. AMERICAN COASTAL INSURANCE Corp trades on Nasdaq as: ACIC. AMERICAN COASTAL INSURANCE Corp (ACIC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, AMERICAN COASTAL INSURANCE Corp carries a market cap of $533.85M, a P/E ratio of 5.33x, a P/B ratio of 1.57x, a P/S ratio of 1.61x, an enterprise value of $464.42M, and an EV/EBITDA multiple of 3.37x. On profitability, it posts a gross margin of 96.95%, an operating margin of 40.22%, a net margin of 30.31%, a Return on Equity (ROE) of 31.65%, and a Return on Invested Capital (ROIC) of 62.29%. Per share, it reports EPS of $2.08, diluted EPS of $2.03, free cash flow per share of $-0.65, and a dividend per share of $0.76. Over the trailing year, it posted revenue growth of -27.07% year-over-year, net income growth of 23.92% year-over-year, and EPS growth of 24.80% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 13.21x, free cash flow of $-31.04M (TTM), and net debt of $-69.42M. Figures sourced from SEC EDGAR.
- Market Cap
- $533.85M
- P/E TTM
- 5.33x
- EPS TTM
- $2.08
- P/B TTM
- 1.57x
- ROE TTM
- 31.65%
- Free Cash Flow TTM
- $-31.04M
- Net Revenue TTM Growth 1Y
- -27.07%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is AMERICAN COASTAL INSURANCE Corp in?
AMERICAN COASTAL INSURANCE Corp (ACIC) operates in the Fire, Marine & Casualty Insurance industry.
What exchange does ACIC trade on?
AMERICAN COASTAL INSURANCE Corp (ACIC) trades on the Nasdaq.
Where is AMERICAN COASTAL INSURANCE Corp incorporated?
AMERICAN COASTAL INSURANCE Corp is incorporated in DE.
When was AMERICAN COASTAL INSURANCE Corp (ACIC)'s most recent SEC filing?
AMERICAN COASTAL INSURANCE Corp (ACIC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is ACIC's market cap?
AMERICAN COASTAL INSURANCE Corp (ACIC) has a market capitalization of $533.85M as of 2026-06-30.
What is ACIC's P/E ratio?
AMERICAN COASTAL INSURANCE Corp (ACIC)'s trailing twelve month P/E ratio is 5.33x as of 2026-06-30.
What is ACIC's EPS (earnings per share)?
AMERICAN COASTAL INSURANCE Corp (ACIC)'s trailing twelve month EPS is $2.08 as of 2026-06-30.
What is ACIC's ROE (return on equity)?
AMERICAN COASTAL INSURANCE Corp (ACIC)'s trailing twelve month Return on Equity (ROE) is 31.65% as of 2026-06-30.
What is ACIC's ROIC (return on invested capital)?
AMERICAN COASTAL INSURANCE Corp (ACIC)'s trailing twelve month Return on Invested Capital (ROIC) is 62.29% as of 2026-06-30.
What is ACIC's EV/EBITDA?
AMERICAN COASTAL INSURANCE Corp (ACIC)'s trailing twelve month EV/EBITDA is 3.37x as of 2026-06-30.