ACIW

ACI WORLDWIDE, INC.
$51.58previous close on: 9/16/2026

Company Information

Company Name
ACI WORLDWIDE, INC.
CIK
CIK0000935036
Category
Large accelerated filer
Ticker: Exchange
ACIW: Nasdaq
Fiscal Year End
December 31
Owner Organization
06 Technology
SIC
7372
SIC Description
Services-Prepackaged Software
Ticker
ACIW

SEC filing data through

Insider Sentiment

Last purchase
2026-03-03
Last sale
2025-11-10
Shares purchased (TTM)
10,400
Shares sold (TTM)
28,844
Buy ratio (TTM)26.5%

Institutional Sentiment

As of
2026-03-31
Institutional shares owned
97,277,019
Shares outstanding
101,922,000
Ownership
95.44%
+2.76% Y/Y

Earnings Market Reaction

Filing date
2026-08-06
Price on filing date
1-month reaction
-2.52%
3-month reaction
Pending
Drift continued8/11 (73%)
Faded / reversed3/11 (27%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Software And Software Development Costs68-----------
Other Intangible Assets136-----------
Assets Current
Cash And Cash Equivalents At Carrying Value167162196199190230216178157183164140
Accounts Receivable Net Current459457446461398386414425369345452371
Settlement Assets Current447461397446499543319428793701723649
Prepaid Expense Current443630333736293230343132
Other Assets Current271820242113122332353635
Assets Current1,1441,1331,0891,1641,1451,2099911,0861,3811,2991,4071,227
Assets Noncurrent
Accounts Receivable Net Noncurrent358369392363346354360339290290314279
Capitalized Computer Software Net172788089849390100112108105
Property Plant And Equipment Net383837333334353135373841
Operating Lease Right Of Use Asset252729292926292931333434
Goodwill1,2311,2311,2311,2261,2261,2261,2261,2261,2261,2261,2261,226
Finite Lived Intangible Assets Net-141147151157161165172179187196203
Deferred Income Tax Assets Net696673848177736561565875
Other Assets Noncurrent272829313433535461606364
Assets3,0953,1053,1053,1613,1383,2033,0253,0933,3653,3003,4453,255
Liabilities Current
Accounts Payable Current666265555853454849444641
Settlement Liabilities Current445460396446499542317428792700721649
Employee Related Liabilities Current383256474131564333275442
Long Term Debt Current414141414135353535357474
Contract With Customer Liability Current767974657272756973776061
Other Liabilities Current576674836572747562668278
Liabilities Current7237397067377758056036971,0449491,037946
Liabilities Noncurrent
Contract With Customer Liability Noncurrent131314151818191919202523
Long Term Debt Noncurrent781766777827857811890959973982964987
Deferred Income Tax Liabilities Net373839504241403841394134
Operating Lease Liability Noncurrent192123232421232425272929
Other Liabilities Noncurrent252729303025272525262525
Liabilities1,5991,6041,5861,6821,7451,7211,6011,7632,1282,0432,1202,044
Stockholders Equity
Preferred Stock Value000000000000
Common Stock Value111111111111
Additional Paid In Capital Common Stock762772762745734736732726719715713709
Retained Earnings Accumulated Deficit1,8951,8631,8251,7601,6691,6571,5981,5001,4181,3871,3951,272
Treasury Stock Common Value-1,053-1,027-965-924-911-797-785-791-787-734-675-653
Accumulated Other Comprehensive Income Loss Net Of Tax-108-108-103-103-99-114-121-105-114-112-109-117
Stockholders Equity1,4971,5011,5191,4791,3931,4831,4241,3301,2371,2571,3241,211
Liabilities And Stockholders Equity3,0953,1053,1053,1613,1383,2033,0253,0933,3653,3003,4453,255
Allowance For Doubtful Accounts Receivable Current211222221345
Preferred Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Preferred Stock Shares Authorized555555555555
Preferred Stock Shares Issued000000000000
Common Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized280280280280280280280280280280280280
Common Stock Shares Issued141141141141141141141141141141141141
Treasury Stock Common Shares393938373735353636343232

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ACI WORLDWIDE, INC. (ACIW) — SEC Financial Statements & Analysis

ACI WORLDWIDE, INC. (ACIW) is a services-prepackaged software company, incorporated in DE. ACI WORLDWIDE, INC. trades on Nasdaq as: ACIW. ACI WORLDWIDE, INC. (ACIW)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, ACI WORLDWIDE, INC. carries a market cap of $5.10B, a P/E ratio of 22.62x, a P/B ratio of 3.41x, a P/S ratio of 2.80x, an enterprise value of $5.70B, and an EV/EBITDA multiple of 13.06x. On profitability, it posts a gross margin of 49.08%, an operating margin of 18.61%, a net margin of 12.40%, a Return on Equity (ROE) of 15.62%, a Return on Assets (ROA) of 7.24%, and a Return on Invested Capital (ROIC) of 12.00%. Per share, it reports EPS of $2.22, diluted EPS of $2.22, free cash flow per share of $3.07, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 7.03% year-over-year, net income growth of -10.10% year-over-year, and EPS growth of -7.56% year-over-year. On the balance sheet, it maintains a current ratio of 1.58x, a quick ratio of 1.52x, working capital of $421.01M, a debt-to-equity ratio of 1.07x, a debt ratio of 0.52, an interest coverage ratio of 6.41x, free cash flow of $311.41M (TTM), and net debt of $597.72M. Figures sourced from SEC EDGAR.

Market Cap
$5.10B
P/E TTM
22.62x
EPS TTM
$2.22
P/B TTM
3.41x
ROE TTM
15.62%
ROA TTM
7.24%
Debt To Equity
1.07x
Free Cash Flow TTM
$311.41M
Net Revenue TTM Growth 1Y
7.03%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is ACI WORLDWIDE, INC. in?

ACI WORLDWIDE, INC. (ACIW) operates in the Services-Prepackaged Software industry.

What exchange does ACIW trade on?

ACI WORLDWIDE, INC. (ACIW) trades on the Nasdaq.

Where is ACI WORLDWIDE, INC. incorporated?

ACI WORLDWIDE, INC. is incorporated in DE.

When was ACI WORLDWIDE, INC. (ACIW)'s most recent SEC filing?

ACI WORLDWIDE, INC. (ACIW)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.

What is ACIW's market cap?

ACI WORLDWIDE, INC. (ACIW) has a market capitalization of $5.10B as of 2026-06-30.

What is ACIW's P/E ratio?

ACI WORLDWIDE, INC. (ACIW)'s trailing twelve month P/E ratio is 22.62x as of 2026-06-30.

What is ACIW's EPS (earnings per share)?

ACI WORLDWIDE, INC. (ACIW)'s trailing twelve month EPS is $2.22 as of 2026-06-30.

What is ACIW's ROE (return on equity)?

ACI WORLDWIDE, INC. (ACIW)'s trailing twelve month Return on Equity (ROE) is 15.62% as of 2026-06-30.

What is ACIW's ROA (return on assets)?

ACI WORLDWIDE, INC. (ACIW)'s trailing twelve month Return on Assets (ROA) is 7.24% as of 2026-06-30.

What is ACIW's ROIC (return on invested capital)?

ACI WORLDWIDE, INC. (ACIW)'s trailing twelve month Return on Invested Capital (ROIC) is 12.00% as of 2026-06-30.

What is ACIW's EV/EBITDA?

ACI WORLDWIDE, INC. (ACIW)'s trailing twelve month EV/EBITDA is 13.06x as of 2026-06-30.

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