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ACNB CORP

ACNB

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Financial Statements

Values in Millions ($)
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
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Subscriber-only column
Cash And Due From Banks
282621313323162527172123
Interest Bearing Deposits In Banks
5468457270100313360364541
Cash And Cash Equivalents At Carrying Value
829466102103124475886536664
Equity Securities Fv Ni Current And Noncurrent
111111111111
Available For Sale Securities Debt Securities
466472467462455456394418418425452436
Held To Maturity Securities
636363636565656565656565
Financing Receivable Accrued Interest Before Allow…
-----------0
Loans Receivable Held For Sale Net Not Part Of Dis…
----162101200-
Assets
Assets
3,3193,2703,2283,2513,2603,2702,3952,4212,4582,4142,4192,389
Loans Receivable Held For Sale Amount
34152817--0-----
Financing Receivable Allowance For Credit Losses
--24-24-24-24-25-17-17-17-20-20-19
Notes Receivable Net
2,3742,3262,3072,3132,3172,2981,6661,6601,6621,6451,6081,597
Land Available For Sale
----------0-
Property Plant And Equipment Net
283031313232252626262626
Operating Lease Right Of Use Asset
444455322233
Bank Owned Life Insurance
106106106979699828181808079
Investments In Affiliates Subsidiaries Associates …
111111111111
Goodwill
646464646464444444444444
Intangible Assets Net Excluding Goodwill
202122242526888999
Assets Held For Sale Not Part Of Disposal Group
2000--0----0
Real Estate Acquired Through Foreclosure
--0000000000
Other Assets
596054576664484549525458
Liabilities And Stockhold…
Liabilities
Noninterest Bearing Deposit Liabilities Domestic
601576554582568563452464480500500566
Deposits
Deposits
2,5362,5262,4502,4662,5252,5401,7931,7911,8391,8351,8621,951
Interest Bearing Deposit Liabilities Domestic
1,9351,9501,8961,8841,9561,9771,3411,3281,3591,3361,3611,386
Short Term Borrowings
1086465804344163849175733
Long Term Debt
215215255255255255255255255255195120
Operating Lease Liability
444556322233
Other Liabilities
313332343536242622232323
Liabilities
2,8962,8442,8082,8422,8642,8832,0922,1142,1682,1342,1412,133
Preferred Stock Value
000000000000
Common Stock Value
282828282828222222222222
Treasury Stock Value
-35-26-22-20-17-14-11-11-11-11-11-11
Stockholders Equity
Stockholders Equity
423425420409395387303307289280277256
Additional Paid In Capital Common Stock
181180180179179178999998989897
Retained Earnings Accumulated Deficit
273267257250239231235231226218213212
Accumulated Other Comprehensive Income Loss Net Of…
-23-23-22-29-33-35-42-34-46-47-45-65
Liabilities And Stockholders Equity
3,3193,2703,2283,2513,2603,2702,3952,4212,4582,4142,4192,389
Held To Maturity Securities Fair Value
575658575656575957585954
Preferred Stock Par Or Stated Value Per Share
2.52.52.52.52.52.52.52.52.52.52.52.5
Preferred Stock Shares Authorized
202020202020202020202020
Preferred Stock Shares Outstanding
000000000000
Common Stock Par Or Stated Value Per Share
2.52.52.52.52.52.52.52.52.52.52.52.5
Common Stock Shares Authorized
402020202020202020202020
Common Stock Shares Issued
111111111111999999
Shares Outstanding
101010101011999999
Treasury Stock Common Shares
111110000000

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
20262.43%15.97%19.19%---------
2025-2.18%1.18%0.50%8.91%7.35%8.94%3.64%6.62%5.82%3.16%10.75%16.68%
2024-3.31%11.09%19.69%12.02%15.11%11.96%0.58%-14.92%-14.81%-6.71%4.04%1.47%
2023------8.88%30.48%24.85%2.00%-2.44%-6.40%

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Performance and Valuation Metrics

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Metrics
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
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Leverage & Debt
Interest Coverage TTM
2.73
2.58
2.16
2.14
1.99
2.13
2.69
2.73
3.23
3.87
5.79
9.91
Per Share Metrics
Diluted EPS TTM
5.35
4.92
3.60
3.14
2.40
2.53
3.73
3.43
3.65
3.46
3.71
4.42
Free Cash Flow Per Share TTM
5.78
7.56
5.09
4.31
3.07
2.66
4.57
4.83
4.14
4.16
4.64
4.81
Dividend Per Share TTM
2.04
1.44
1.40
1.27
1.18
1.18
1.26
1.24
1.20
1.16
1.14
1.12
Margin Metrics
Gross Profit Margin TTM
17.42%
-620.93%
-661.91%
-6,385.92%
-9,909.91%
-16,671.52%
-7,824.92%
-469.57%
-374.12%
-250.78%
-128.32%
-35.36%
Operating Profit Margin TTM
142.50%
1,140.07%
882.15%
7,399.47%
9,908.67%
18,996.36%
13,428.24%
984.04%
1,056.63%
1,006.10%
1,093.55%
1,206.27%
Net Profit Margin TTM
113.40%
905.20%
703.59%
5,854.01%
7,794.12%
15,033.94%
10,580.07%
781.99%
841.78%
801.33%
869.59%
951.65%
Growth Metrics
Net Revenue Growth (1Y)
14,804.95%
3,316.36%
1,649.50%
-85.05%
-91.28%
-95.51%
-91.74%
-5.49%
-8.59%
-9.75%
-10.38%
-3.80%
Net Income Growth (1Y)
116.85%
105.70%
16.34%
11.90%
-19.28%
-15.72%
0.50%
-22.34%
-20.17%
-22.90%
-11.37%
25.77%
EPS Growth (1Y)
122.83%
94.92%
-3.57%
-8.64%
-34.33%
-27.01%
0.55%
-22.24%
-20.08%
-22.74%
-10.17%
26.80%
Valuation Metrics
P/E TTM
11.06
9.54
13.06
13.53
17.09
15.51
10.06
11.89
9.22
10.01
11.00
6.47
P/B TTM
1.43
1.14
1.15
1.09
1.09
0.99
1.06
1.14
0.99
1.05
1.26
0.96
P/S TTM
12.54
86.39
91.92
791.91
1,332.13
2,332.00
1,064.27
92.99
77.59
80.24
95.63
61.57
Market Cap
603.95M
486.99M
484.03M
444.26M
430.28M
384.78M
320.34M
348.99M
287.48M
294.72M
348.48M
244.51M
Enterprise Value
845.25M
672.57M
738.50M
677.96M
625.57M
560.75M
544.24M
583.99M
505.49M
514.19M
534.69M
333.86M
Calculated Values
Free Cash Flow TTM
58.82M
78.19M
52.20M
44.95M
32.07M
26.07M
38.82M
41.11M
35.23M
35.31M
39.43M
40.94M
Net Debt
241.31M
185.58M
254.47M
233.69M
195.29M
175.97M
223.90M
235.00M
218.01M
219.47M
186.22M
89.35M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-03-13Purchase
Owner: Elsner, Frank Iii
Title: -
Shares: 5
Price/Share: $46.42
Value: $250.20
Shares Owned: 28,484
Relationship: Director
Ownership: Direct
2026-02-03Sale
Owner: Hayes, Kevin J
Title: SVP/Secretary & Gen. Counsel
Shares: 750
Price/Share: $51.30
Value: $38,475.00
Shares Owned: 2,632
Relationship: Officer
Ownership: Direct
2026-01-26Sale
Owner: Fulk, Brett D
Title: -
Shares: 1,486
Price/Share: $48.52
Value: $72,107.03
Shares Owned: 1,048
Relationship: Other
Ownership: Direct
2025-12-15Sale
Owner: Fulk, Brett D
Title: -
Shares: 2,773
Price/Share: $52.27
Value: $144,958.30
Shares Owned: 3,306
Relationship: Other
Ownership: Direct
2025-12-15Purchase
Owner: Elsner, Frank Iii
Title: -
Shares: 5
Price/Share: $52.65
Value: $250.09
Shares Owned: 28,174
Relationship: Director
Ownership: Direct

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Institutional Ownership

No data available for chart
2026-03-31
39.67%
Inst. Shares: 4,105,525
Shares Outstanding: 10,348,531
2025-12-31
39.65%
Inst. Shares: 4,067,552
Shares Outstanding: 10,259,179
2025-09-30
38.29%
Inst. Shares: 3,989,658
Shares Outstanding: 10,419,581
2025-06-30
37.33%
Inst. Shares: 3,901,496
Shares Outstanding: 10,451,469
2025-03-31
37.81%
Inst. Shares: 3,707,624
Shares Outstanding: 9,806,299

ACNB CORP (ACNB) — SEC Financial Statements & Analysis

ACNB CORP (ACNB) is a state commercial banks company, incorporated in PA. ACNB CORP trades on Nasdaq as: ACNB. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), ACNB CORP reported a 14804.95% year-over-year revenue growth, a Gross Profit Margin of 17.42% (TTM), a Price-to-Sales (P/S) ratio of 12.54x (TTM), a Price-to-Book (P/B) ratio of 1.43x (TTM), at a market cap of $603.95M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y
14804.95%
Gross Profit Margin TTM
17.42%
P/S TTM
12.54x
P/B TTM
1.43x
Market Cap
$603.95M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is ACNB CORP in?

ACNB CORP (ACNB) operates in the State Commercial Banks industry.

What is ACNB's market cap?

ACNB CORP (ACNB) has a market capitalization of $603.95M as of 2026-06-30.

What is ACNB's P/E ratio?

ACNB CORP (ACNB)'s trailing twelve month P/E ratio is 11.06x as of 2026-06-30.

What exchange does ACNB trade on?

ACNB CORP (ACNB) trades on the Nasdaq.

Where is ACNB CORP incorporated?

ACNB CORP is incorporated in PA.

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Main Street's price.