Enact Holdings, Inc.

ACT

Enact Holdings, Inc.

ACT

Insider Sentiment (TTM):

Last Purchase:2024-02-23Last Sale:2026-06-01Shares Purchased (TTM):0Shares Sold (TTM):8,087,854

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:25,510,060Shares Outstanding:141,595,000Institutional Ownership Pct.:18.02%

Earnings Market Reaction:

Filing Date:2026-05-06Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Enact Holdings, Inc. (ACT) — SEC Financial Statements & Analysis

Enact Holdings, Inc. (ACT) files its annual 10-K and quarterly 10-Q reports directly with the SEC. The financial data below is sourced as-filed from EDGAR — balance sheet, income statement, and cash flow as reported, without normalization or third-party adjustments.

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30
Debt Securities Available For Sale Excluding Accru…	6,134	6,051	6,069	5,897	5,815	5,625	5,652	5,331	5,351	5,266	4,991	4,915
Short Term Investments	-	0	2	3	4	3	2	12	10	20	18	11
Investments	-	6,051	6,071	5,900	5,819	5,628	5,654	5,344	5,361	5,286	5,009	4,926
Cash And Cash Equivalents At Carrying Value	549	582	544	613	635	599	673	699	614	616	678	691
Accrued Investment Income Receivable	56	56	54	53	50	50	46	45	43	42	42	38
Deferred Policy Acquisition Costs	22	22	23	23	23	24	24	25	25	25	26	26
Premiums Receivable At Carrying Value	47	46	49	44	46	53	49	49	44	45	44	44
Other Assets	123	116	114	108	103	103	101	99	127	88	82	80
Deferred Income Tax Assets Net	31	20	23	33	44	65	50	89	89	88	120	119
Assets	6,962	6,893	6,876	6,773	6,722	6,522	6,597	6,349	6,304	6,190	6,001	5,924
Liabilities And Stockhold…
Liabilities
Liability For Claims And Claims Adjustment Expense	590	572	572	552	543	525	510	508	531	518	501	490
Unearned Premiums	85	92	96	101	108	115	121	130	139	149	162	175
Other Liabilities	198	130	147	153	209	143	186	143	174	145	136	139
Long Term Debt	745	744	744	744	743	743	743	742	746	745	745	744
Liabilities	1,618	1,538	1,559	1,550	1,602	1,525	1,561	1,524	1,590	1,558	1,543	1,548
Equity
Common Stock Value	1	1	1	1	2	2	2	2	2	2	2	2
Additional Paid In Capital	1,610	1,706	1,827	1,927	2,008	2,077	2,146	2,221	2,264	2,311	2,323	2,325
Accumulated Other Comprehensive Income Loss Net Of…	-83	-30	-42	-104	-152	-207	-102	-236	-237	-230	-400	-345
Retained Earnings Accumulated Deficit	3,815	3,677	3,531	3,399	3,263	3,125	2,991	2,840	2,685	2,550	2,533	2,395
Stockholders Equity	5,344	5,355	5,317	5,223	5,119	4,996	5,036	4,826	4,714	4,632	4,457	4,376
Liabilities And Stockholders Equity	6,962	6,893	6,876	6,773	6,722	6,522	6,597	6,349	6,304	6,190	6,001	5,924
Debt Securities Available For Sale Amortized Cost …	6,230	6,082	6,115	6,012	5,992	5,877	5,783	5,633	5,654	5,560	5,487	5,354
Premiums Receivable Allowance For Doubtful Account…	-	-	-	-	-	-	-	-	-	-	1	1
Debt Securities Available For Sale Amortized Cost …	-	-	-	-	0	-	-	-	-	-	-	-
Common Stock Par Or Stated Value Per Share	0.01	10	0.01	0.01	0.01	10	0.01	0.01	0.01	10	0.01	0.01
Common Stock Shares Authorized	600	600	600	600	600	600	600	600	600	600	600	600
Common Stock Shares Issued	140	142	146	148	151	152	154	156	158	159	160	160
Shares Outstanding	140	142	146	148	151	152	154	156	158	159	160	160

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	-2.40%	5.66%	-	-	-	-	-	-	-	-	-	-
2025	-5.22%	-2.23%	-6.08%	10.88%	10.02%	1.69%	5.95%	9.72%	5.97%	-3.90%	2.51%	2.82%
2024	1.05%	0.08%	9.88%	6.57%	10.42%	11.48%	5.77%	-2.79%	-0.26%	-1.92%	2.36%	6.66%
2023	-	-	-	-0.28%	-4.19%	-5.79%	2.86%	7.89%	3.79%	9.78%	7.40%	13.67%
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Performance and Valuation Metrics

Metrics	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30
Leverage & Debt
Interest Coverage TTM	18.21	18.19	17.96	18.57	18.50	18.16	17.78	17.26	17.09	17.42	16.99	17.62
Per Share Metrics
Diluted EPS TTM	4.74	4.52	4.45	4.49	4.53	4.37	4.35	4.20	4.06	4.11	4.05	4.19
Free Cash Flow Per Share TTM	5.10	4.88	4.78	4.67	4.78	4.39	4.57	4.31	4.41	3.93	3.75	3.38
Dividend Per Share TTM	0.87	0.81	0.81	0.78	0.75	0.71	1.43	1.39	1.36	1.32	1.74	1.71
Margin Metrics
Gross Profit Margin TTM	95.97%	95.96%	95.94%	95.98%	95.85%	95.74%	95.67%	95.57%	95.55%	95.50%	95.40%	95.31%
Operating Profit Margin TTM	69.36%	69.49%	68.87%	70.58%	72.60%	73.06%	72.73%	72.00%	71.54%	73.81%	73.57%	78.00%
Net Profit Margin TTM	54.49%	54.56%	53.87%	55.35%	56.93%	57.25%	57.07%	56.19%	55.87%	57.69%	57.48%	61.13%
Growth Metrics
Net Revenue Growth (1Y)	1.98%	2.83%	2.40%	3.15%	4.52%	4.17%	5.45%	6.78%	5.24%	5.36%	-31.49%	-33.15%
Net Income Growth (1Y)	-2.40%	-2.01%	-3.34%	1.63%	6.51%	3.39%	4.70%	-1.86%	-9.08%	-5.49%	-32.77%	-25.90%
EPS Growth (1Y)	4.66%	3.21%	1.99%	6.54%	11.41%	6.43%	7.73%	0.71%	-7.01%	-4.33%	-31.60%	-25.20%
Valuation Metrics
P/E TTM	8.50	8.63	8.43	8.05	7.41	7.11	7.97	6.92	7.24	6.60	6.13	5.44
P/B	1.08	1.09	1.05	1.04	1.00	0.98	1.08	0.96	1.00	0.95	0.90	0.84
P/S TTM	4.63	4.71	4.54	4.46	4.22	4.07	4.55	3.89	4.05	3.81	3.52	3.33
Market Cap	5.75B	5.82B	5.56B	5.45B	5.13B	4.90B	5.44B	4.61B	4.71B	4.40B	4.00B	3.70B
Enterprise Value	5.94B	5.98B	5.76B	5.58B	5.24B	5.04B	5.51B	4.66B	4.84B	4.52B	4.06B	3.75B
Calculated Values
Free Cash Flow TTM	721.83M	724.52M	704.38M	700.51M	725.69M	686.26M	710.19M	676.85M	700.00M	632.04M	600.42M	545.95M
Net Debt	195.81M	161.99M	200.54M	130.79M	108.13M	143.62M	69.34M	43.33M	131.76M	129.73M	66.76M	52.68M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-06-01Sale

Owner: Gould, Brian

Title: EVP & Chief Operations Officer

Shares: 23,000

Price/Share: $41.18

Value: $947,140.00

Shares Owned: 22,291

Relationship: Officer

Ownership: Direct

2026-05-29Sale

Owner: Genworth, Holdings, Inc.

Title: -

Shares: 602,440

Price/Share: $42.91

Value: $25,850,700.40

Shares Owned: 112,206,639

Relationship: TenPercentOwner

Ownership: Direct

2026-04-30Sale

Owner: Genworth, Holdings, Inc.

Title: -

Shares: 560,453

Price/Share: $42.55

Value: $23,847,275.15

Shares Owned: 112,809,079

Relationship: TenPercentOwner

Ownership: Direct

2026-03-31Sale

Owner: Genworth, Holdings, Inc.

Title: -

Shares: 820,567

Price/Share: $40.92

Value: $33,577,601.64

Shares Owned: 113,369,532

Relationship: TenPercentOwner

Ownership: Direct

2026-03-06Sale

Owner: Mcmullen, James

Title: Controller

Shares: 2,500

Price/Share: $41.64

Value: $104,100.00

Shares Owned: 1,272

Relationship: Officer

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-06-01	Gould, Brian	Officer	EVP & Chief Operations Officer	Direct	Sale	23,000	41.18	$947,140.00	22,291	4
2026-05-29	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	602,440	42.91	$25,850,700.40	112,206,639	4
2026-04-30	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	560,453	42.55	$23,847,275.15	112,809,079	4
2026-03-31	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	820,567	40.92	$33,577,601.64	113,369,532	4
2026-03-06	Mcmullen, James	Officer	Controller	Direct	Sale	2,500	41.64	$104,100.00	1,272	4
2026-03-02	Derstine, Michael	Officer	EVP and Chief Risk Officer	Direct	Sale	9,000	42.21	$379,890.00	39,104	4
2026-02-27	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	398,731	42.19	$16,822,460.89	114,190,099	4
2026-02-11	Restrepo, Robert P Jr	Director	-	Direct	Sale	5,000	42.95	$214,750.00	0	4
2026-01-30	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	634,953	39.37	$24,998,099.61	114,588,830	4
2025-12-31	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	908,673	39.47	$35,865,323.31	115,223,783	4
2025-11-28	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	878,006	37.36	$32,802,304.16	116,132,456	4
2025-11-19	Restrepo, Robert P Jr	Director	-	Direct	Sale	7,438	37.39	$278,106.82	5,000	4
2025-10-31	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	940,819	36.19	$34,048,239.61	117,010,462	4
2025-09-30	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	922,169	38.35	$35,365,181.15	117,951,281	4
2025-08-29	Gupta, Rohit	Director,Officer	President and CEO	Direct	Sale	4,000	37.73	$150,920.00	369,755	4
2025-08-29	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	648,312	37.18	$24,104,240.16	118,873,450	4
2025-07-31	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	721,793	35.83	$25,861,843.19	119,521,762	4
2025-06-30	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	691,152	35.49	$24,528,984.48	120,243,555	4
2025-06-04	Restrepo, Robert P Jr	Director	-	Direct	Sale	10,000	34.72	$347,200.00	15,000	4
2025-05-30	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	677,121	36.11	$24,450,839.31	120,934,707	4
2025-05-06	Mcmullen, James	Officer	Controller	Direct	Sale	4,000	36.45	$145,800.00	2,132	4
2025-04-30	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	561,977	34.59	$19,438,784.43	121,611,828	4
2025-03-31	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	577,361	33.87	$19,555,217.07	122,173,805	4
2025-03-06	Gould, Brian	Officer	EVP & Chief Operations Officer	Direct	Sale	15,000	33.60	$504,000.00	29,692	4
2025-03-04	Stolove, Evan	Officer	EVP, Gen. Counsel & Secretary	Direct	Sale	7,222	33.96	$245,259.12	33,395	4
2025-02-28	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	533,538	33.55	$17,900,199.90	122,751,166	4
2025-02-25	Derstine, Michael	Officer	EVP and Chief Risk Officer	Direct	Sale	7,000	33.77	$236,390.00	33,717	4
2025-02-11	Stolove, Evan	Officer	EVP, Gen. Counsel & Secretary	Direct	Sale	1,039	33.79	$35,107.81	23,801	4
2025-01-31	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	476,668	32.59	$15,534,610.12	123,284,704	4
2024-12-30	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	367,955	33.95	$12,492,072.25	123,761,372	4
2024-11-29	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	684,401	34.05	$23,303,854.05	124,129,327	4
2024-10-31	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	682,729	35.90	$24,509,971.10	124,813,728	4
2024-09-30	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	673,037	36.00	$24,229,332.00	125,496,457	4
2024-08-30	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	697,093	33.57	$23,401,412.01	126,169,494	4
2024-07-31	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	337,312	31.01	$10,460,045.12	126,866,587	4
2024-06-28	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	540,034	30.18	$16,298,226.12	127,203,899	4
2024-05-31	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	422,870	31.03	$13,121,656.10	127,743,933	4
2024-04-30	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	336,266	30.07	$10,111,518.62	128,166,803	4
2024-03-28	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	274,903	28.90	$7,944,696.70	128,503,069	4
2024-02-29	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	1,067,671	27.13	$28,965,914.23	128,777,972	4
2024-02-23	Gupta, Rohit	Director,Officer	President and CEO	Direct	Purchase	10,000	26.97	$269,700.00	116,966	4
2024-01-30	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	108,721	27.75	$3,017,007.75	129,845,643	4
2023-11-29	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	294,653	27.69	$8,158,941.57	129,954,364	4
2023-10-30	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	240,502	27.13	$6,524,819.26	130,249,017	4
2023-07-31	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	197,332	25.96	$5,122,738.72	130,489,519	4
2023-06-29	Genworth, Holdings, Inc.	TenPercentOwner	-	Direct	Sale	332,166	25.15	$8,353,974.90	130,686,851	4
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Institutional Ownership

No data available for chart

2026-03-31

18.02%

Inst. Shares: 25,510,060

Shares Outstanding: 141,595,000

2025-12-31

18.79%

Inst. Shares: 27,880,356

Shares Outstanding: 148,373,000

2025-09-30

19.17%

Inst. Shares: 28,264,920

Shares Outstanding: 147,434,000

2025-06-30

19.83%

Inst. Shares: 29,727,020

Shares Outstanding: 149,940,000

2025-03-31

18.60%

Inst. Shares: 28,239,857

Shares Outstanding: 151,831,000

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	25,510,060	141,595,000	18.02%
2025-12-31	27,880,356	148,373,000	18.79%
2025-09-30	28,264,920	147,434,000	19.17%
2025-06-30	29,727,020	149,940,000	19.83%
2025-03-31	28,239,857	151,831,000	18.60%
2024-12-31	26,882,039	156,277,000	17.20%
2024-09-30	27,338,530	155,561,000	17.57%
2024-06-30	26,258,017	157,193,000	16.70%
2024-03-31	25,854,949	158,818,000	16.28%
2023-12-31	26,901,410	160,870,000	16.72%
2023-09-30	27,605,650	160,066,000	17.25%
2023-06-30	28,383,717	161,318,000	17.59%
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Enact Holdings, Inc. (ACT) — SEC Financial Statements & Analysis

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