AFBI
Affinity Bancshares, Inc.Company Information
- Company Name
- Affinity Bancshares, Inc.
- CIK
- CIK0001823406
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- AFBI: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6036
- SIC Description
- Savings Institutions, Not Federally Chartered
- Ticker
- AFBI
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-06-02
- Last sale
- 2025-08-25
- Shares purchased (TTM)
- 5,418
- Shares sold (TTM)
- 8,949
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 1,845,873
- Shares outstanding
- 6,095,117
- Ownership
- 30.28%
Earnings Market Reaction
- Filing date
- 2026-05-08
- Price on filing date
- —
- 1-month reaction
- 0.04%
- 3-month reaction
- 2.18%
Balance Sheet
Values in millions ($)| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 6 | 7 | 6 | 6 | 6 | 7 | 5 | 6 | 6 | 6 | 5 | 7 | ||||||
| Interest Bearing Deposits In Banks | 84 | 47 | 79 | 84 | 68 | 34 | 47 | 44 | 55 | 44 | 56 | 76 | ||||||
| Cash And Cash Equivalents At Carrying Value | 89 | 54 | 85 | 90 | 75 | 41 | 52 | 50 | 61 | 50 | 62 | 83 | ||||||
| Available For Sale Securities Debt Securities | 37 | 39 | 45 | 41 | 41 | 37 | 48 | 47 | 48 | 49 | 48 | 50 | ||||||
| Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss | - | 0 | 19 | 24 | 27 | 27 | 32 | 34 | 34 | 34 | 34 | 34 | ||||||
| Other Investments | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 5 | 5 | 5 | 5 | 2 | ||||||
| Loans And Leases Receivable Gross Carrying Amount | - | - | - | - | - | - | - | - | 674 | 660 | 661 | 663 | ||||||
Assets | ||||||||||||||||||
| Assets | 925 | 882 | 925 | 934 | 912 | 867 | 879 | 874 | 870 | 843 | 855 | 877 | ||||||
| Notes Receivable Gross | 752 | 743 | 730 | 731 | 721 | 714 | 698 | 693 | - | 660 | - | - | ||||||
| Financing Receivable Allowance For Credit Losses | -9 | -9 | -9 | -9 | -8 | -8 | -8 | -8 | -9 | -9 | -9 | -9 | ||||||
| Notes Receivable Net | 743 | 734 | 721 | 723 | 713 | 706 | 689 | 684 | 666 | 651 | 652 | 654 | ||||||
| Other Real Estate | - | - | - | - | - | - | 0 | 0 | 3 | 3 | 3 | 3 | ||||||
| Property Plant And Equipment Net | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 | ||||||
| Bank Owned Life Insurance | 17 | 17 | 17 | 17 | 17 | 16 | 16 | 16 | 16 | 16 | 16 | 16 | ||||||
| Intangible Assets Net Including Goodwill | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | ||||||
| Other Assets | 11 | 11 | 11 | 12 | 13 | 12 | 12 | 14 | 13 | 13 | 14 | 13 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 151 | 133 | 151 | 152 | 154 | 151 | 161 | 161 | 165 | 155 | 171 | 175 | ||||||
| Interest Bearing Deposit Liabilities | 87 | 83 | 87 | 84 | 84 | 74 | 88 | 89 | 87 | 85 | 92 | 93 | ||||||
| Deposits Money Market Deposits | 170 | 157 | 176 | 168 | 164 | 149 | 151 | 147 | 145 | 139 | 144 | 141 | ||||||
| Deposits Savings Deposits | 103 | 97 | 94 | 89 | 81 | 76 | 69 | 74 | 74 | 75 | 79 | 86 | ||||||
Liabilities | ||||||||||||||||||
| Liabilities | 795 | 755 | 800 | 810 | 790 | 738 | 750 | 749 | 746 | 722 | 737 | 759 | ||||||
| Time Deposits | 223 | 225 | 232 | 257 | 247 | 223 | 214 | 218 | 217 | 221 | 222 | 236 | ||||||
| Deposits | 734 | 695 | 739 | 749 | 730 | 673 | 684 | 690 | 687 | 674 | 709 | 731 | ||||||
| Advances From Federal Home Loan Banks | 54 | 54 | 54 | 54 | 54 | 59 | 59 | 52 | 52 | 40 | 20 | 20 | ||||||
| Accrued Liabilities And Other Liabilities | 7 | 6 | 6 | 6 | 6 | 5 | 8 | 7 | 7 | 7 | - | - | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital Common Stock | 58 | 58 | 60 | 61 | 62 | 62 | 62 | 62 | 61 | 61 | 61 | 61 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 129 | 127 | 125 | 124 | 122 | 129 | 128 | 125 | 123 | 122 | 118 | 118 | ||||||
| Unearned E S O P Shares | -4 | -4 | -4 | -4 | -4 | -4 | -4 | -4 | -5 | -5 | -5 | -5 | ||||||
| Retained Earnings Accumulated Deficit | 78 | 76 | 74 | 72 | 70 | 77 | 75 | 74 | 73 | 71 | 70 | 68 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -4 | -4 | -4 | -5 | -5 | -6 | -5 | -6 | -6 | -6 | -8 | -7 | ||||||
| Liabilities And Stockholders Equity | 925 | 882 | 925 | 934 | 912 | 867 | 879 | 874 | 870 | 843 | 855 | 877 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | - | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Held To Maturity Securities Fair Value | - | - | 20 | 25 | 28 | 27 | 33 | 34 | 34 | 34 | 33 | 33 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | ||||||
| Common Stock Shares Issued | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
| Shares Outstanding | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
| Preferred Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
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Start 7-day free trialAffinity Bancshares, Inc. (AFBI) — SEC Financial Statements & Analysis
Affinity Bancshares, Inc. (AFBI) is a savings institutions, not federally chartered company, incorporated in MD. Affinity Bancshares, Inc. trades on Nasdaq as: AFBI. Affinity Bancshares, Inc. (AFBI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-03-31, filed with the SEC on 2026-05-08. Based on that filing, On profitability, Affinity Bancshares, Inc. posts a gross margin of 61.20%, an operating margin of 23.08%, a net margin of 17.14%, a Return on Equity (ROE) of 6.98%, and a Return on Invested Capital (ROIC) of -32.35%. Per share, it reports EPS of $1.44, diluted EPS of $1.40, free cash flow per share of $2.26, and a dividend per share of $1.44. Over the trailing year, it posted revenue growth of 4.90% year-over-year, net income growth of 47.97% year-over-year, and EPS growth of 55.51% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.62x, free cash flow of $13.80M (TTM), and net debt of $-89.35M. Figures sourced from SEC EDGAR.
- EPS TTM
- $1.44
- ROE TTM
- 6.98%
- Free Cash Flow TTM
- $13.80M
- Net Revenue TTM Growth 1Y
- 4.90%
Data as of 2026-03-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Affinity Bancshares, Inc. in?
Affinity Bancshares, Inc. (AFBI) operates in the Savings Institutions, Not Federally Chartered industry.
What exchange does AFBI trade on?
Affinity Bancshares, Inc. (AFBI) trades on the Nasdaq.
Where is Affinity Bancshares, Inc. incorporated?
Affinity Bancshares, Inc. is incorporated in MD.
When was Affinity Bancshares, Inc. (AFBI)'s most recent SEC filing?
Affinity Bancshares, Inc. (AFBI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-03-31, filed with the SEC on 2026-05-08.
What is AFBI's EPS (earnings per share)?
Affinity Bancshares, Inc. (AFBI)'s trailing twelve month EPS is $1.44 as of 2026-03-31.
What is AFBI's ROE (return on equity)?
Affinity Bancshares, Inc. (AFBI)'s trailing twelve month Return on Equity (ROE) is 6.98% as of 2026-03-31.
What is AFBI's ROIC (return on invested capital)?
Affinity Bancshares, Inc. (AFBI)'s trailing twelve month Return on Invested Capital (ROIC) is -32.35% as of 2026-03-31.

