AFBI

Affinity Bancshares, Inc.
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Company Information

Company Name
Affinity Bancshares, Inc.
CIK
CIK0001823406
Category
Non-accelerated filer<br>Smaller reporting company
Ticker: Exchange
AFBI: Nasdaq
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6036
SIC Description
Savings Institutions, Not Federally Chartered
Ticker
AFBI

SEC filing data through

Insider Sentiment

Last purchase
2025-06-02
Last sale
2025-08-25
Shares purchased (TTM)
5,418
Shares sold (TTM)
8,949
Buy ratio (TTM)37.7%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
1,845,873
Shares outstanding
6,095,117
Ownership
30.28%
+7.38% Y/Y

Earnings Market Reaction

Filing date
2026-05-08
Price on filing date
—
1-month reaction
0.04%
3-month reaction
2.18%
Drift continued7/12 (58%)
Faded / reversed5/12 (42%)

Balance Sheet

Values in millions ($)
Line item2026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Cash And Due From Banks676667566657
Interest Bearing Deposits In Banks844779846834474455445676
Cash And Cash Equivalents At Carrying Value895485907541525061506283
Available For Sale Securities Debt Securities373945414137484748494850
Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss-019242727323434343434
Other Investments666666655552
Loans And Leases Receivable Gross Carrying Amount--------674660661663
Assets
Assets925882925934912867879874870843855877
Notes Receivable Gross752743730731721714698693-660--
Financing Receivable Allowance For Credit Losses-9-9-9-9-8-8-8-8-9-9-9-9
Notes Receivable Net743734721723713706689684666651652654
Other Real Estate------003333
Property Plant And Equipment Net333333344444
Bank Owned Life Insurance171717171716161616161616
Intangible Assets Net Including Goodwill181818181818181818181818
Other Assets111111121312121413131413
Liabilities And Stockholders Equity
Noninterest Bearing Deposit Liabilities151133151152154151161161165155171175
Interest Bearing Deposit Liabilities878387848474888987859293
Deposits Money Market Deposits170157176168164149151147145139144141
Deposits Savings Deposits1039794898176697474757986
Liabilities
Liabilities795755800810790738750749746722737759
Time Deposits223225232257247223214218217221222236
Deposits734695739749730673684690687674709731
Advances From Federal Home Loan Banks545454545459595252402020
Accrued Liabilities And Other Liabilities7666658777--
Common Stock Value000000000000
Additional Paid In Capital Common Stock585860616262626261616161
Stockholders Equity
Stockholders Equity129127125124122129128125123122118118
Unearned E S O P Shares-4-4-4-4-4-4-4-4-5-5-5-5
Retained Earnings Accumulated Deficit787674727077757473717068
Accumulated Other Comprehensive Income Loss Net Of Tax-4-4-4-5-5-6-5-6-6-6-8-7
Liabilities And Stockholders Equity925882925934912867879874870843855877
Debt Securities Held To Maturity Allowance For Credit Loss--0000000000
Held To Maturity Securities Fair Value--20252827333434343333
Common Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized404040404040404040404040
Common Stock Shares Issued666666666666
Shares Outstanding666666666666
Preferred Stock Shares Authorized101010101010101010101010
Preferred Stock Shares Outstanding000000000000

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Recent filings

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Affinity Bancshares, Inc. (AFBI) — SEC Financial Statements & Analysis

Affinity Bancshares, Inc. (AFBI) is a savings institutions, not federally chartered company, incorporated in MD. Affinity Bancshares, Inc. trades on Nasdaq as: AFBI. Affinity Bancshares, Inc. (AFBI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-03-31, filed with the SEC on 2026-05-08. Based on that filing, On profitability, Affinity Bancshares, Inc. posts a gross margin of 61.20%, an operating margin of 23.08%, a net margin of 17.14%, a Return on Equity (ROE) of 6.98%, and a Return on Invested Capital (ROIC) of -32.35%. Per share, it reports EPS of $1.44, diluted EPS of $1.40, free cash flow per share of $2.26, and a dividend per share of $1.44. Over the trailing year, it posted revenue growth of 4.90% year-over-year, net income growth of 47.97% year-over-year, and EPS growth of 55.51% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.62x, free cash flow of $13.80M (TTM), and net debt of $-89.35M. Figures sourced from SEC EDGAR.

EPS TTM
$1.44
ROE TTM
6.98%
Free Cash Flow TTM
$13.80M
Net Revenue TTM Growth 1Y
4.90%

Data as of 2026-03-31 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Affinity Bancshares, Inc. in?

Affinity Bancshares, Inc. (AFBI) operates in the Savings Institutions, Not Federally Chartered industry.

What exchange does AFBI trade on?

Affinity Bancshares, Inc. (AFBI) trades on the Nasdaq.

Where is Affinity Bancshares, Inc. incorporated?

Affinity Bancshares, Inc. is incorporated in MD.

When was Affinity Bancshares, Inc. (AFBI)'s most recent SEC filing?

Affinity Bancshares, Inc. (AFBI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-03-31, filed with the SEC on 2026-05-08.

What is AFBI's EPS (earnings per share)?

Affinity Bancshares, Inc. (AFBI)'s trailing twelve month EPS is $1.44 as of 2026-03-31.

What is AFBI's ROE (return on equity)?

Affinity Bancshares, Inc. (AFBI)'s trailing twelve month Return on Equity (ROE) is 6.98% as of 2026-03-31.

What is AFBI's ROIC (return on invested capital)?

Affinity Bancshares, Inc. (AFBI)'s trailing twelve month Return on Invested Capital (ROIC) is -32.35% as of 2026-03-31.

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