AFL

AFLAC INC
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Company Information

Company Name
AFLAC INC
CIK
CIK0000004977
Category
Large accelerated filer
Ticker: Exchange
AFL: NYSE
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6321
SIC Description
Accident & Health Insurance
Ticker
AFL

SEC filing data through

Insider Sentiment

Last purchase
2024-02-06
Last sale
2026-09-28
Shares purchased (TTM)
0
Shares sold (TTM)
1,974,446
Buy ratio (TTM)0.0%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
341,053,047
Shares outstanding
504,123,000
Ownership
67.65%
+2.09% Y/Y

Earnings Market Reaction

Filing date
2026-08-07
Price on filing date
—
1-month reaction
-6.02%
3-month reaction
…
Drift continued7/11 (64%)
Faded / reversed4/11 (36%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Assets
Available For Sale Securities Debt Securities62,84863,22864,12167,27668,87967,14465,26972,29266,25970,13073,29069,801
Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss15,50515,75216,12016,95517,43416,88815,96617,69815,68516,68917,81916,899
Equity Securities Fv Ni Current And Noncurrent9258518878858827647968087287621,088990
Cash And Cash Equivalents At Carrying Value6,1205,6546,2456,7686,9655,2316,2295,6126,0605,0984,3065,502
Investments And Cash103,003103,192103,760109,516111,769107,446105,087115,601107,629111,716113,560111,306
Premiums And Other Receivables Net8959478358528738947798148801,038848712
Accrued Investment Income Receivable733695718702753682710696726693731687
Deferred Policy Acquisition Costs8,9488,9769,0349,2169,2969,0838,7589,2328,5508,8199,1328,771
Property Plant And Equipment Net351354351367390391387421398418445445
Other Assets2,0312,1161,7721,6531,6551,7621,8451,6781,9852,0582,0083,190
Assets115,961116,280116,470122,306124,736120,258117,566128,442120,168124,742126,724125,111
Policy Liabilities
Liability For Future Policy Benefits57,18159,51962,32067,14371,09971,19770,38179,67270,33977,86783,71878,448
Liability For Unpaid Claims And Claims Adjustment Expense Net553522495460426411381381359344261249
Unearned Premiums1,3261,3181,3231,3491,3771,3571,2861,4061,2161,3221,4511,447
Other Policyholder Funds5,2885,4235,4455,7856,0025,8635,4606,0955,4395,8316,1695,884
Taxes Payable Current And Noncurrent1,5891,7531,3681,477685815573454752777154869
Obligation To Return Securities Received As Collateral7,3406,4143,9895,4295,7673,1422,0374,2334,4933,3661,5034,607
Debt And Capital Lease Obligations8,7297,9088,4098,6858,9337,7517,4987,9787,4307,9127,3646,961
Other Liabilities3,6433,4623,6313,2903,2473,3843,8523,3934,0933,7864,1193,977
Liabilities85,64986,31986,98093,61897,53693,92091,468103,61294,121101,205104,739102,442
Stockholders Equity
Common Stock Value136136136136136136136136136136136136
Additional Paid In Capital Common Stock3,1053,0643,0242,9772,9582,9192,8942,8762,8352,8062,7712,729
Retained Earnings Accumulated Deficit56,21855,70254,68253,92352,59552,30852,27750,97251,34549,87247,99348,257
Accumulated Other Comprehensive Income Loss Net Of Tax
Accumulated Other Comprehensive Income Loss Foreign Currency Translation Adjustment Net Of Tax-5,048-4,961-4,847-4,504-4,282-4,549-4,998-4,139-5,091-4,666-4,069-4,484
Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax-2,753-2,665-1,809-1,701-1,828-1,233245574011,0921,139-403
Aoci Loss Cash Flow Hedge Cumulative Gain Loss After Tax-16-16-13-16-17-18-20-20-22-26-22-24
Aoci Liability For Future Policy Benefit After Tax10,4159,4588,0356,8325,5943,8992,006-671,425-1,495-2,560-866
Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax83858642424210-8-5-7-817
Treasury Stock Value-31,828-30,842-29,804-29,001-27,998-27,166-26,231-25,477-24,977-24,175-23,395-22,693
Stockholders Equity30,31229,96129,49028,68827,20026,33826,09824,83026,04723,53721,98522,669
Liabilities And Stockholders Equity115,961116,280116,470122,306124,736120,258117,566128,442120,168124,742126,724125,111
Consolidated Entity Excluding Variable Interest Entities V I E000000000000
Variable Interest Entity Primary Beneficiary6352,7452,819-861452,9072,634461-872,7562,882-191
Debt Securities Available For Sale Allowance For Credit Loss000000000000
Available For Sale Debt Securities Amortized Cost Basis65,19065,45665,26368,27170,03067,54564,08970,41964,60367,59470,68969,161
Debt Securities Held To Maturity Allowance For Credit Loss445555555555
Held To Maturity Securities Fair Value14,25614,76915,47616,77017,60717,13516,77218,97516,57018,24519,65718,460
Financing Receivable Allowance For Credit Losses533457426422384368355284238232274260
Notes Receivable Net9,3549,7709,76510,13710,26410,65610,86911,54411,79512,36012,52712,873
Other Investments8,2517,9376,6227,4957,3456,7635,9587,6477,1026,6774,5305,241
Common Stock Par Or Stated Value Per Share0.100.100.100.100.100.100.100.100.100.100.100.10
Common Stock Shares Authorized1,9001,9001,9001,9001,9001,9001,9001,9001,9001,9001,9001,900
Common Stock Shares Issued1,3591,3591,3581,3581,3581,3581,3571,3571,3571,3561,3551,355

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AFLAC INC (AFL) — SEC Financial Statements & Analysis

AFLAC INC (AFL) is a accident & health insurance company, incorporated in GA. AFLAC INC trades on NYSE as: AFL. AFLAC INC (AFL)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, AFLAC INC carries a market cap of $58.81B, a P/E ratio of 12.10x, a P/B ratio of 1.94x, a P/S ratio of 3.25x, an enterprise value of $52.69B, and an EV/EBITDA multiple of 9.11x. On profitability, it posts a gross margin of 98.66%, an operating margin of 32.02%, a net margin of 26.91%, a Return on Equity (ROE) of 16.91%, and a Return on Invested Capital (ROIC) of 21.56%. Per share, it reports EPS of $9.64, diluted EPS of $9.62, free cash flow per share of $5.25, and a dividend per share of $2.37. Over the trailing year, it posted revenue growth of 13.56% year-over-year, net income growth of 99.51% year-over-year, and EPS growth of 112.40% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 88.84x, free cash flow of $2.65B (TTM), and net debt of $-6.12B. Figures sourced from SEC EDGAR.

Market Cap
$58.81B
P/E TTM
12.10x
EPS TTM
$9.64
P/B TTM
1.94x
ROE TTM
16.91%
Free Cash Flow TTM
$2.65B
Net Revenue TTM Growth 1Y
13.56%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is AFLAC INC in?

AFLAC INC (AFL) operates in the Accident & Health Insurance industry.

What exchange does AFL trade on?

AFLAC INC (AFL) trades on the NYSE.

Where is AFLAC INC incorporated?

AFLAC INC is incorporated in GA.

When was AFLAC INC (AFL)'s most recent SEC filing?

AFLAC INC (AFL)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.

What is AFL's market cap?

AFLAC INC (AFL) has a market capitalization of $58.81B as of 2026-06-30.

What is AFL's P/E ratio?

AFLAC INC (AFL)'s trailing twelve month P/E ratio is 12.10x as of 2026-06-30.

What is AFL's EPS (earnings per share)?

AFLAC INC (AFL)'s trailing twelve month EPS is $9.64 as of 2026-06-30.

What is AFL's ROE (return on equity)?

AFLAC INC (AFL)'s trailing twelve month Return on Equity (ROE) is 16.91% as of 2026-06-30.

What is AFL's ROIC (return on invested capital)?

AFLAC INC (AFL)'s trailing twelve month Return on Invested Capital (ROIC) is 21.56% as of 2026-06-30.

What is AFL's EV/EBITDA?

AFLAC INC (AFL)'s trailing twelve month EV/EBITDA is 9.11x as of 2026-06-30.

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