AFL
AFLAC INCCompany Information
- Company Name
- AFLAC INC
- CIK
- CIK0000004977
- Category
- Large accelerated filer
- Ticker: Exchange
- AFL: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6321
- SIC Description
- Accident & Health Insurance
- Ticker
- AFL
SEC filing data through
Insider Sentiment
- Last purchase
- 2024-02-06
- Last sale
- 2026-09-28
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 1,974,446
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 341,053,047
- Shares outstanding
- 504,123,000
- Ownership
- 67.65%
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- -6.02%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Available For Sale Securities Debt Securities | 62,848 | 63,228 | 64,121 | 67,276 | 68,879 | 67,144 | 65,269 | 72,292 | 66,259 | 70,130 | 73,290 | 69,801 | ||||||
| Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss | 15,505 | 15,752 | 16,120 | 16,955 | 17,434 | 16,888 | 15,966 | 17,698 | 15,685 | 16,689 | 17,819 | 16,899 | ||||||
| Equity Securities Fv Ni Current And Noncurrent | 925 | 851 | 887 | 885 | 882 | 764 | 796 | 808 | 728 | 762 | 1,088 | 990 | ||||||
| Cash And Cash Equivalents At Carrying Value | 6,120 | 5,654 | 6,245 | 6,768 | 6,965 | 5,231 | 6,229 | 5,612 | 6,060 | 5,098 | 4,306 | 5,502 | ||||||
| Investments And Cash | 103,003 | 103,192 | 103,760 | 109,516 | 111,769 | 107,446 | 105,087 | 115,601 | 107,629 | 111,716 | 113,560 | 111,306 | ||||||
| Premiums And Other Receivables Net | 895 | 947 | 835 | 852 | 873 | 894 | 779 | 814 | 880 | 1,038 | 848 | 712 | ||||||
| Accrued Investment Income Receivable | 733 | 695 | 718 | 702 | 753 | 682 | 710 | 696 | 726 | 693 | 731 | 687 | ||||||
| Deferred Policy Acquisition Costs | 8,948 | 8,976 | 9,034 | 9,216 | 9,296 | 9,083 | 8,758 | 9,232 | 8,550 | 8,819 | 9,132 | 8,771 | ||||||
| Property Plant And Equipment Net | 351 | 354 | 351 | 367 | 390 | 391 | 387 | 421 | 398 | 418 | 445 | 445 | ||||||
| Other Assets | 2,031 | 2,116 | 1,772 | 1,653 | 1,655 | 1,762 | 1,845 | 1,678 | 1,985 | 2,058 | 2,008 | 3,190 | ||||||
| Assets | 115,961 | 116,280 | 116,470 | 122,306 | 124,736 | 120,258 | 117,566 | 128,442 | 120,168 | 124,742 | 126,724 | 125,111 | ||||||
Policy Liabilities | ||||||||||||||||||
| Liability For Future Policy Benefits | 57,181 | 59,519 | 62,320 | 67,143 | 71,099 | 71,197 | 70,381 | 79,672 | 70,339 | 77,867 | 83,718 | 78,448 | ||||||
| Liability For Unpaid Claims And Claims Adjustment Expense Net | 553 | 522 | 495 | 460 | 426 | 411 | 381 | 381 | 359 | 344 | 261 | 249 | ||||||
| Unearned Premiums | 1,326 | 1,318 | 1,323 | 1,349 | 1,377 | 1,357 | 1,286 | 1,406 | 1,216 | 1,322 | 1,451 | 1,447 | ||||||
| Other Policyholder Funds | 5,288 | 5,423 | 5,445 | 5,785 | 6,002 | 5,863 | 5,460 | 6,095 | 5,439 | 5,831 | 6,169 | 5,884 | ||||||
| Taxes Payable Current And Noncurrent | 1,589 | 1,753 | 1,368 | 1,477 | 685 | 815 | 573 | 454 | 752 | 777 | 154 | 869 | ||||||
| Obligation To Return Securities Received As Collateral | 7,340 | 6,414 | 3,989 | 5,429 | 5,767 | 3,142 | 2,037 | 4,233 | 4,493 | 3,366 | 1,503 | 4,607 | ||||||
| Debt And Capital Lease Obligations | 8,729 | 7,908 | 8,409 | 8,685 | 8,933 | 7,751 | 7,498 | 7,978 | 7,430 | 7,912 | 7,364 | 6,961 | ||||||
| Other Liabilities | 3,643 | 3,462 | 3,631 | 3,290 | 3,247 | 3,384 | 3,852 | 3,393 | 4,093 | 3,786 | 4,119 | 3,977 | ||||||
| Liabilities | 85,649 | 86,319 | 86,980 | 93,618 | 97,536 | 93,920 | 91,468 | 103,612 | 94,121 | 101,205 | 104,739 | 102,442 | ||||||
Stockholders Equity | ||||||||||||||||||
| Common Stock Value | 136 | 136 | 136 | 136 | 136 | 136 | 136 | 136 | 136 | 136 | 136 | 136 | ||||||
| Additional Paid In Capital Common Stock | 3,105 | 3,064 | 3,024 | 2,977 | 2,958 | 2,919 | 2,894 | 2,876 | 2,835 | 2,806 | 2,771 | 2,729 | ||||||
| Retained Earnings Accumulated Deficit | 56,218 | 55,702 | 54,682 | 53,923 | 52,595 | 52,308 | 52,277 | 50,972 | 51,345 | 49,872 | 47,993 | 48,257 | ||||||
Accumulated Other Comprehensive Income Loss Net Of Tax | ||||||||||||||||||
| Accumulated Other Comprehensive Income Loss Foreign Currency Translation Adjustment Net Of Tax | -5,048 | -4,961 | -4,847 | -4,504 | -4,282 | -4,549 | -4,998 | -4,139 | -5,091 | -4,666 | -4,069 | -4,484 | ||||||
| Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax | -2,753 | -2,665 | -1,809 | -1,701 | -1,828 | -1,233 | 24 | 557 | 401 | 1,092 | 1,139 | -403 | ||||||
| Aoci Loss Cash Flow Hedge Cumulative Gain Loss After Tax | -16 | -16 | -13 | -16 | -17 | -18 | -20 | -20 | -22 | -26 | -22 | -24 | ||||||
| Aoci Liability For Future Policy Benefit After Tax | 10,415 | 9,458 | 8,035 | 6,832 | 5,594 | 3,899 | 2,006 | -67 | 1,425 | -1,495 | -2,560 | -866 | ||||||
| Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax | 83 | 85 | 86 | 42 | 42 | 42 | 10 | -8 | -5 | -7 | -8 | 17 | ||||||
| Treasury Stock Value | -31,828 | -30,842 | -29,804 | -29,001 | -27,998 | -27,166 | -26,231 | -25,477 | -24,977 | -24,175 | -23,395 | -22,693 | ||||||
| Stockholders Equity | 30,312 | 29,961 | 29,490 | 28,688 | 27,200 | 26,338 | 26,098 | 24,830 | 26,047 | 23,537 | 21,985 | 22,669 | ||||||
| Liabilities And Stockholders Equity | 115,961 | 116,280 | 116,470 | 122,306 | 124,736 | 120,258 | 117,566 | 128,442 | 120,168 | 124,742 | 126,724 | 125,111 | ||||||
| Consolidated Entity Excluding Variable Interest Entities V I E | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Variable Interest Entity Primary Beneficiary | 635 | 2,745 | 2,819 | -86 | 145 | 2,907 | 2,634 | 461 | -87 | 2,756 | 2,882 | -191 | ||||||
| Debt Securities Available For Sale Allowance For Credit Loss | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | 65,190 | 65,456 | 65,263 | 68,271 | 70,030 | 67,545 | 64,089 | 70,419 | 64,603 | 67,594 | 70,689 | 69,161 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | 4 | 4 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Held To Maturity Securities Fair Value | 14,256 | 14,769 | 15,476 | 16,770 | 17,607 | 17,135 | 16,772 | 18,975 | 16,570 | 18,245 | 19,657 | 18,460 | ||||||
| Financing Receivable Allowance For Credit Losses | 533 | 457 | 426 | 422 | 384 | 368 | 355 | 284 | 238 | 232 | 274 | 260 | ||||||
| Notes Receivable Net | 9,354 | 9,770 | 9,765 | 10,137 | 10,264 | 10,656 | 10,869 | 11,544 | 11,795 | 12,360 | 12,527 | 12,873 | ||||||
| Other Investments | 8,251 | 7,937 | 6,622 | 7,495 | 7,345 | 6,763 | 5,958 | 7,647 | 7,102 | 6,677 | 4,530 | 5,241 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | ||||||
| Common Stock Shares Authorized | 1,900 | 1,900 | 1,900 | 1,900 | 1,900 | 1,900 | 1,900 | 1,900 | 1,900 | 1,900 | 1,900 | 1,900 | ||||||
| Common Stock Shares Issued | 1,359 | 1,359 | 1,358 | 1,358 | 1,358 | 1,358 | 1,357 | 1,357 | 1,357 | 1,356 | 1,355 | 1,355 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialAFLAC INC (AFL) — SEC Financial Statements & Analysis
AFLAC INC (AFL) is a accident & health insurance company, incorporated in GA. AFLAC INC trades on NYSE as: AFL. AFLAC INC (AFL)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, AFLAC INC carries a market cap of $58.81B, a P/E ratio of 12.10x, a P/B ratio of 1.94x, a P/S ratio of 3.25x, an enterprise value of $52.69B, and an EV/EBITDA multiple of 9.11x. On profitability, it posts a gross margin of 98.66%, an operating margin of 32.02%, a net margin of 26.91%, a Return on Equity (ROE) of 16.91%, and a Return on Invested Capital (ROIC) of 21.56%. Per share, it reports EPS of $9.64, diluted EPS of $9.62, free cash flow per share of $5.25, and a dividend per share of $2.37. Over the trailing year, it posted revenue growth of 13.56% year-over-year, net income growth of 99.51% year-over-year, and EPS growth of 112.40% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 88.84x, free cash flow of $2.65B (TTM), and net debt of $-6.12B. Figures sourced from SEC EDGAR.
- Market Cap
- $58.81B
- P/E TTM
- 12.10x
- EPS TTM
- $9.64
- P/B TTM
- 1.94x
- ROE TTM
- 16.91%
- Free Cash Flow TTM
- $2.65B
- Net Revenue TTM Growth 1Y
- 13.56%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is AFLAC INC in?
AFLAC INC (AFL) operates in the Accident & Health Insurance industry.
What exchange does AFL trade on?
AFLAC INC (AFL) trades on the NYSE.
Where is AFLAC INC incorporated?
AFLAC INC is incorporated in GA.
When was AFLAC INC (AFL)'s most recent SEC filing?
AFLAC INC (AFL)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is AFL's market cap?
AFLAC INC (AFL) has a market capitalization of $58.81B as of 2026-06-30.
What is AFL's P/E ratio?
AFLAC INC (AFL)'s trailing twelve month P/E ratio is 12.10x as of 2026-06-30.
What is AFL's EPS (earnings per share)?
AFLAC INC (AFL)'s trailing twelve month EPS is $9.64 as of 2026-06-30.
What is AFL's ROE (return on equity)?
AFLAC INC (AFL)'s trailing twelve month Return on Equity (ROE) is 16.91% as of 2026-06-30.
What is AFL's ROIC (return on invested capital)?
AFLAC INC (AFL)'s trailing twelve month Return on Invested Capital (ROIC) is 21.56% as of 2026-06-30.
What is AFL's EV/EBITDA?
AFLAC INC (AFL)'s trailing twelve month EV/EBITDA is 9.11x as of 2026-06-30.

