AFRM
Affirm Holdings, Inc.Company Information
- Company Name
- Affirm Holdings, Inc.
- CIK
- CIK0001820953
- Category
- Large accelerated filer
- Ticker: Exchange
- AFRM: Nasdaq
- Fiscal Year End
- June 30
- Owner Organization
- 02 Finance
- SIC
- 6141
- SIC Description
- Personal Credit Institutions
- Ticker
- AFRM
SEC filing data through
Insider Sentiment
- Last purchase
- —
- Last sale
- 2026-06-26
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 2,678,199
Institutional Sentiment
- As of
- 2026-03-31
- Institutional shares owned
- 231,163,815
- Shares outstanding
- 337,142,686
- Ownership
- 68.57%
Earnings Market Reaction
- Filing date
- 2026-08-27
- Price on filing date
- —
- 1-month reaction
- Pending
- 3-month reaction
- Pending
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Common Stock | - | - | - | - | - | - | - | 314 | - | 3 | 4 | 301 | ||||||
| Notes Issued By Securitization Trusts | 5,331 | 493 | 4 | 4,831 | 4,834 | 4,085 | 3,989 | 3,985 | 3,237 | 3,241 | 2,741 | 2,399 | ||||||
| Variable Interest Entity Primary Beneficiary | 343 | 62 | -8 | 318 | 193 | -89 | 14 | 210 | 146 | -49 | -10 | 216 | ||||||
| Cash And Cash Equivalents At Carrying Value | 1,630 | 1,723 | 1,528 | 1,429 | 1,354 | 1,351 | 1,200 | 1,046 | 1,013 | 1,273 | 1,037 | 1,079 | ||||||
| Restricted Cash | 803 | 751 | 567 | 669 | 402 | 385 | 537 | 338 | 282 | 347 | 411 | 409 | ||||||
| Other Investments | 973 | 758 | 723 | 812 | 871 | 780 | 667 | 1,074 | 1,132 | 781 | 914 | 1,022 | ||||||
| Loans Receivable Held For Sale Amount | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Notes Receivable Gross | 9,561 | 8,573 | 8,774 | 7,235 | 7,026 | 6,630 | 6,796 | 6,311 | 5,670 | 5,461 | 5,239 | 4,549 | ||||||
| Financing Receivable Allowance For Credit Losses | -563 | -512 | -478 | -426 | -397 | -375 | -364 | -351 | -309 | -289 | -262 | -232 | ||||||
| Notes Receivable Net | 8,997 | 8,061 | 8,295 | 6,809 | 6,629 | 6,255 | 6,432 | 5,960 | 5,361 | 5,172 | 4,977 | 4,317 | ||||||
| Accounts Receivable Net | 284 | 231 | 268 | 284 | 426 | 220 | 204 | 308 | 353 | 293 | 307 | 236 | ||||||
| Property Plant And Equipment Net | 686 | 668 | 640 | 614 | 573 | 543 | 506 | 473 | 428 | 402 | 370 | 339 | ||||||
| Goodwill | 524 | 529 | 533 | 530 | 534 | 522 | 522 | 537 | 533 | 536 | 541 | 536 | ||||||
| Intangible Assets Net Excluding Goodwill | 26 | 27 | 13 | 13 | 13 | 12 | 12 | 13 | 14 | 15 | 17 | 20 | ||||||
| Deferred Income Tax Assets Net | 1,467 | - | - | - | 14 | - | - | - | - | - | - | - | ||||||
| Other Assets | 361 | 352 | 345 | 270 | 281 | 301 | 325 | 299 | 299 | 263 | 356 | 292 | ||||||
| Assets | 15,790 | 13,142 | 12,957 | 11,479 | 11,155 | 10,436 | 10,481 | 10,139 | 9,520 | 9,201 | 9,065 | 8,407 | ||||||
Liabilities | ||||||||||||||||||
| Accounts Payable Current And Noncurrent | 85 | 60 | 57 | 58 | 83 | 41 | 51 | 58 | 41 | 35 | 60 | 27 | ||||||
| Interest Payable Current And Noncurrent | 29 | 28 | 29 | 26 | 24 | 24 | 25 | 24 | 24 | 23 | 22 | 20 | ||||||
| Accrued Liabilities And Other Liabilities | 199 | 218 | 184 | 166 | 157 | 174 | 156 | 137 | 147 | 150 | 150 | 160 | ||||||
| Convertible Debt | 1,130 | 1,129 | 1,128 | 1,128 | 1,153 | 1,152 | 1,151 | 1,203 | 1,341 | 1,386 | 1,416 | 1,415 | ||||||
| Line Of Credit | 3,333 | 2,418 | 3,047 | 1,778 | 1,623 | 1,909 | 2,167 | 1,744 | 1,837 | 1,613 | 1,907 | 1,710 | ||||||
| Liabilities | 10,306 | 9,358 | 9,410 | 8,180 | 8,086 | 7,561 | 7,696 | 7,304 | 6,788 | 6,578 | 6,430 | 5,840 | ||||||
Stockholders Equity | ||||||||||||||||||
| Additional Paid In Capital | 6,647 | 6,551 | 6,410 | 6,299 | 6,141 | 6,045 | 5,962 | 6,054 | 5,863 | 5,705 | 5,572 | 5,355 | ||||||
| Retained Earnings Accumulated Deficit | -1,127 | -2,744 | -2,847 | -2,976 | -3,057 | -3,126 | -3,129 | -3,209 | -3,109 | -3,064 | -2,930 | -2,763 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -36 | -24 | -17 | -24 | -15 | -45 | -48 | -9 | -22 | -17 | -7 | -25 | ||||||
| Stockholders Equity | 5,484 | 3,783 | 3,547 | 3,299 | 3,069 | 2,875 | 2,786 | 2,836 | 2,732 | 2,623 | 2,635 | 2,567 | ||||||
| Liabilities And Stockholders Equity | 15,790 | 13,142 | 12,957 | 11,479 | 11,155 | 10,436 | 10,481 | 10,139 | 9,520 | 9,201 | 9,065 | 8,407 | ||||||
Assets | ||||||||||||||||||
| Common Class A | 0 | 2 | 3 | 289 | 0 | 5 | 5 | 272 | 0 | 4 | 17 | 242 | ||||||
| Common Class B | 0 | -0 | -0 | 41 | 0 | -0 | -1 | 42 | 0 | -2 | -12 | 60 | ||||||
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Recent filings
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
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Start 7-day free trialAffirm Holdings, Inc. (AFRM) — SEC Financial Statements & Analysis
Affirm Holdings, Inc. (AFRM) is a personal credit institutions company, incorporated in NV. Affirm Holdings, Inc. trades on Nasdaq as: AFRM. Affirm Holdings, Inc. (AFRM)'s most recent SEC filing is a Form 10-K for the period ended 2026-06-30, filed with the SEC on 2026-08-27. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), Affirm Holdings, Inc. carries a market cap of $27.33B, a P/E ratio of 14.16x, a P/B ratio of 4.98x, a P/S ratio of 6.41x, an enterprise value of $26.03B, and an EV/EBITDA multiple of 36.14x. On profitability, it posts an operating margin of 9.79%, a net margin of 45.29%, a Return on Equity (ROE) of 45.13%, and a Return on Invested Capital (ROIC) of 12.27%. Per share, it reports EPS of $5.76, diluted EPS of $5.53, free cash flow per share of $2.96, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 32.15% year-over-year, net income growth of 3597.91% year-over-year, and EPS growth of 3462.16% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 0.92x, free cash flow of $992.63M (TTM), and net debt of $-1.30B. Figures sourced from SEC EDGAR.
- Market Cap
- $27.33B
- P/E TTM
- 14.16x
- EPS TTM
- $5.76
- P/B TTM
- 4.98x
- ROE TTM
- 45.13%
- Free Cash Flow TTM
- $992.63M
- Net Revenue TTM Growth 1Y
- 32.15%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Affirm Holdings, Inc. in?
Affirm Holdings, Inc. (AFRM) operates in the Personal Credit Institutions industry.
What exchange does AFRM trade on?
Affirm Holdings, Inc. (AFRM) trades on the Nasdaq.
Where is Affirm Holdings, Inc. incorporated?
Affirm Holdings, Inc. is incorporated in NV.
When was Affirm Holdings, Inc. (AFRM)'s most recent SEC filing?
Affirm Holdings, Inc. (AFRM)'s most recent SEC filing is a Form 10-K for the period ended 2026-06-30, filed with the SEC on 2026-08-27.
What is AFRM's market cap?
Affirm Holdings, Inc. (AFRM) has a market capitalization of $27.33B as of 2026-06-30.
What is AFRM's P/E ratio?
Affirm Holdings, Inc. (AFRM)'s trailing twelve month P/E ratio is 14.16x as of 2026-06-30.
What is AFRM's EPS (earnings per share)?
Affirm Holdings, Inc. (AFRM)'s trailing twelve month EPS is $5.76 as of 2026-06-30.
What is AFRM's ROE (return on equity)?
Affirm Holdings, Inc. (AFRM)'s trailing twelve month Return on Equity (ROE) is 45.13% as of 2026-06-30.
What is AFRM's ROIC (return on invested capital)?
Affirm Holdings, Inc. (AFRM)'s trailing twelve month Return on Invested Capital (ROIC) is 12.27% as of 2026-06-30.
What is AFRM's EV/EBITDA?
Affirm Holdings, Inc. (AFRM)'s trailing twelve month EV/EBITDA is 36.14x as of 2026-06-30.