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ALKAMI TECHNOLOGY, INC.

ALKT

Companies in Services-Prepackaged Software

ALKAMI TECHNOLOGY, INC. (ALKT) — SEC Financial Statements & Analysis

ALKAMI TECHNOLOGY, INC. (ALKT) files its annual 10-K and quarterly 10-Q reports directly with the SEC. The financial data below is sourced as-filed from EDGAR — balance sheet, income statement, and cash flow as reported, without normalization or third-party adjustments.

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Financial Statements

Values in Millions ($)
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
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Assets
Assets Current
Cash And Cash Equivalents At Carrying Value
6357526294816144417690114
Available For Sale Securities Debt Securities Curr…
------2643511028671
Trading Securities Debt
363435342120--51---
Accounts Receivable Net Current
515148473942393635312828
Capitalized Contract Cost Net Current
161515141312111110998
Prepaid Expense And Other Assets Current
211828191414141211141314
Assets Current
187175178174181169152146149233226237
Property Plant And Equipment Net
272524232221201817161514
Operating Lease Right Of Use Asset
131414151515151516161414
Capitalized Contract Cost Net Noncurrent
474339373735333131282725
Intangible Assets Net Excluding Goodwill
1591661721792931323436383941
Goodwill
403403404400148148148148148148148148
Other Assets Noncurrent
10910954454443
Assets
847835840837437422404398400482473482
Liabilities And Stockhold…
Liabilities Current
Long Term Debt Current
--------0654
Accounts Payable Current
677566677613
Accrued Liabilities Current
474131272528211720262322
Contract With Customer Liability Current
3531272914131312119910
Operating Lease Liability Current
222211111133
Liabilities Current
908166634648413739494242
Contract With Customer Liability Noncurrent
262526261616161815151414
Deferred Income Tax Liabilities Net
322222222222
Long Term Debt Noncurrent
--------0767880
Convertible Debt Noncurrent
3363363353350-------
Long Term Line Of Credit
152550600-------
Operating Lease Liability Noncurrent
161617171717181818181516
Other Liabilities Noncurrent
000000000000
Liabilities
4854854965038084777575161150154
Stockholders Equity
Preferred Stock Value
000000000000
Common Stock Value
000000000000
Additional Paid In Capital
886862842818833807786770760744730717
Retained Earnings Accumulated Deficit
-524-512-498-484-476-469-459-447-435-423-407-389
Stockholders Equity
362350344334357339327323325322323328
Liabilities And Stockholders Equity
847835840837437422404398400482473482
Related Party
--------0---
Preferred Stock Par Or Stated Value Per Share
0.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.001
Preferred Stock Shares Authorized
101010101010101010101010
Preferred Stock Shares Issued
000000000000
Preferred Stock Shares Outstanding
000000000000
Common Stock Par Or Stated Value Per Share
0.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.001
Common Stock Shares Authorized
1,5001,5001,5001,5001,5001,5001,5001,5001,5001,5001,5001,500
Common Stock Shares Issued
106105104103102100999897959493
Shares Outstanding
106105104103102100999897959493

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
202511.32%7.21%6.67%13.41%13.46%-0.54%6.01%12.03%-2.02%7.61%14.08%6.27%
20242.66%-3.75%22.41%-0.47%-6.56%7.32%11.14%6.86%-2.98%-13.91%-19.75%0.16%
202324.80%35.39%41.63%3.52%7.17%9.66%17.42%26.03%25.21%-2.61%-4.69%11.06%

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Performance and Valuation Metrics

Metrics
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
2023-03-31
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Liquidity Ratios
Current Ratio
2.09
2.17
2.68
2.75
3.98
3.52
3.75
3.92
3.77
4.73
5.44
5.62
Quick Ratio
1.86
1.94
2.25
2.46
3.68
3.24
3.40
3.61
3.50
4.45
5.13
5.28
Working Capital
97.67M
94.24M
111.42M
110.96M
135.81M
120.97M
111.44M
108.46M
109.16M
183.48M
184.70M
194.40M
Leverage & Debt
Debt to Equity
1.34
1.39
1.44
1.51
0.22
0.25
0.23
0.23
0.23
0.50
0.47
0.47
Interest Coverage TTM
-5.65
-7.43
-11.69
-40.08
-96.80
-22.35
-13.79
-10.37
-8.63
-7.98
-9.57
-11.59
Debt Ratio
0.57
0.58
0.59
0.60
0.18
0.20
0.19
0.19
0.19
0.33
0.32
0.32
Efficiency & Turnover
Asset Turnover TTM
0.69
0.66
0.62
0.58
0.80
0.70
0.68
0.64
0.60
0.51
0.49
0.48
Days Sales Outstanding TTM
37.12
41.18
41.02
42.35
40.58
42.61
41.18
41.67
42.55
42.19
43.17
43.06
Receivables Turnover TTM
9.83
8.86
8.90
8.62
8.99
8.57
8.86
8.76
8.58
8.65
8.46
8.48
Per Share Metrics
Diluted EPS TTM
-0.46
-0.42
-0.37
-0.36
-0.41
-0.46
-0.53
-0.59
-0.67
-0.58
-0.64
-0.67
Free Cash Flow Per Share TTM
0.40
0.30
0.11
0.10
0.18
0.06
-0.02
-0.08
-0.20
-0.29
-0.37
-0.44
Dividend Per Share TTM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Margin Metrics
Gross Profit Margin TTM
57.84%
58.36%
58.94%
59.16%
58.90%
58.11%
56.94%
55.53%
54.42%
53.35%
52.77%
52.69%
Operating Profit Margin TTM
-12.09%
-12.79%
-13.05%
-13.40%
-13.37%
-15.56%
-18.31%
-21.04%
-24.05%
-22.52%
-25.61%
-28.08%
Net Profit Margin TTM
-10.74%
-10.63%
-9.99%
-10.47%
-12.23%
-14.55%
-17.47%
-20.42%
-23.76%
-22.13%
-25.43%
-28.32%
Growth Metrics
Net Revenue Growth (1Y)
32.89%
30.72%
29.63%
26.55%
26.06%
26.73%
26.69%
28.01%
29.65%
30.25%
32.22%
34.08%
Net Income Growth (1Y)
16.69%
-4.47%
-25.89%
-35.14%
-35.09%
-16.71%
-12.98%
-7.68%
7.36%
-17.45%
3.03%
26.66%
EPS Growth (1Y)
11.08%
-8.96%
-29.68%
-38.61%
-38.25%
-20.69%
-17.21%
-12.01%
3.79%
-20.49%
0.13%
23.66%
Valuation Metrics
P/E TTM
-50.30
-59.10
-80.96
-72.24
-88.83
-68.32
-53.79
-41.51
-36.26
-31.30
-25.63
-18.82
P/B
6.62
7.40
9.06
8.05
10.16
9.26
8.54
7.38
7.02
5.36
4.74
3.56
P/S TTM
5.40
6.28
8.08
7.56
10.87
9.94
9.40
8.48
8.61
6.93
6.52
5.33
Market Cap
2.40B
2.59B
3.12B
2.69B
3.63B
3.14B
2.79B
2.38B
2.28B
1.72B
1.53B
1.17B
Enterprise Value
2.67B
2.87B
3.40B
2.96B
3.53B
3.06B
2.73B
2.34B
2.24B
1.73B
1.52B
1.14B
Calculated Values
Free Cash Flow TTM
41.36M
31.10M
11.25M
10.61M
17.40M
5.86M
-2.05M
-8.07M
-18.56M
-27.06M
-34.89M
-40.32M
Net Debt
272.77M
278.40M
282.78M
273.06M
-94.36M
-80.96M
-61.43M
-44.18M
-40.93M
3.46M
-9.43M
-33.29M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-05-14Purchase
Owner: General, Atlantic Partner…
Title: -
Shares: 675,000
Price/Share: $16.49
Value: $11,130,750.00
Shares Owned: 19,420,994
Relationship: Director,TenPercentOwner
Ownership: Indirect
2026-05-14Purchase
Owner: General, Atlantic (Al) Sp…
Title: -
Shares: 675,000
Price/Share: $16.49
Value: $11,130,750.00
Shares Owned: 19,420,994
Relationship: Director,TenPercentOwner
Ownership: Indirect
2026-05-06Purchase
Owner: General, Atlantic (Spv) G…
Title: -
Shares: 844,772
Price/Share: $16.63
Value: $14,048,558.36
Shares Owned: 17,445,994
Relationship: Director,TenPercentOwner
Ownership: Indirect
2026-05-06Purchase
Owner: General, Atlantic Genpar …
Title: -
Shares: 844,772
Price/Share: $16.63
Value: $14,048,558.36
Shares Owned: 17,445,994
Relationship: Director,TenPercentOwner
Ownership: Indirect
2026-03-12Purchase
Owner: Gap, Coinvestments Iii, L…
Title: -
Shares: 500,000
Price/Share: $18.33
Value: $9,165,000.00
Shares Owned: 15,379,451
Relationship: Director,TenPercentOwner
Ownership: Indirect

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Institutional Ownership

No data available for chart
2026-03-31
93.42%
Inst. Shares: 97,058,490
Shares Outstanding: 103,895,195
2025-12-31
91.11%
Inst. Shares: 94,661,322
Shares Outstanding: 103,895,195
2025-09-30
89.95%
Inst. Shares: 93,862,280
Shares Outstanding: 104,345,319
2025-06-30
81.85%
Inst. Shares: 84,629,398
Shares Outstanding: 103,389,459
2025-03-31
74.75%
Inst. Shares: 76,570,841
Shares Outstanding: 102,430,673

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ALKAMI TECHNOLOGY, INC. (ALKT) financial data sourced directly from SEC EDGAR filings — including the latest 10-K annual report, 10-Q quarterly filings, insider transactions (SEC Form 4), institutional ownership (SEC Form 13F), Earning Marker Reaction Heat Map and 50+ calculated financial metrics like Price to Earnings Ratio (P/E), Return on Equity (ROE), Debt to Equity (D/E), Free Cash Flow Per Share (FCF/S), and Return on Invested Capital (ROIC). Unlike platforms that rely on third-party data aggregators, GeminIQ parses raw SEC filings directly — delivering institutional-grade accuracy at a fraction of the cost of Bloomberg Terminal or S&P Capital IQ.