AppTech Payments Corp.

APCX

AppTech Payments Corp.

APCX

Insider Sentiment (TTM):

Last Purchase:2026-06-08Last Sale:-Shares Purchased (TTM):1,349,926Shares Sold (TTM):0

Institutional Sentiment:

As of:2025-03-31Institutional Shares Owned:1,269,242Shares Outstanding:33,287,045Institutional Ownership Pct.:3.81%

Earnings Market Reaction:

Filing Date:2026-08-14Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Assets
Cash And Cash Equivalents At Carrying Value	0	0	0	0	0	0	1	0	0	2	1	0
Accounts Receivable Net Current	0	1	0	0	0	0	0	0	0	0	0	0
Assets Current
Assets Current	1	1	1	1	0	1	2	0	0	2	2	1
Prepaid Expense Current	0	0	0	0	0	0	0	0	0	0	0	0
Other Receivables	-	-	-	0	0	0	-	-	-	-	-	-
Other Assets Current	0	0	0	-	-	-	1	-	-	-	0	-
Interest Receivable	0	0	0	0	0	-	0	-	-	-	-	-
Prepaid Expense Other Noncurrent	-	-	-	-	-	-	-	-	-	-	0	0
Long Term Accounts Notes And Loans Receivable Net …	-	-	-	0	0	-	-	-	-	-	-	-
Operating Lease Right Of Use Asset	0	0	0	0	0	0	0	0	0	0	0	0
Deposits Assets Noncurrent	0	0	0	0	0	0	0	0	0	0	0	0
Finite Lived Intangible Assets Net	4	4	4	3	3	3	3	4	4	4	4	-
Other Intangible Assets Net	-	-	-	-	-	-	-	-	-	-	4	0
Goodwill	3	3	3	1	1	1	1	1	1	1	1	-
Capitalized Computer Software Net	1	1	1	1	2	2	2	1	-	-	1	-
Assets	9	9	9	6	6	7	9	7	6	8	8	2
Accounts Payable Current	2	3	3	2	2	2	2	2	2	2	2	1
Accrued Liabilities Current	1	1	1	1	1	1	2	2	2	2	2	0
Convertible Debt Current	-	-	-	-	-	-	-	1	-	-	0	0
Notes Payable Current	-	-	-	-	-	-	0	0	0	0	0	0
Other Notes Payable Current	0	0	0	0	0	-	0	-	-	-	-	-
Deferred Revenue	-	-	-	-	-	-	0	0	0	0	0	1
Convertible Notes Payable Current	1	1	1	1	0	-	0	-	-	-	-	-
Liabilities Current	7	7	6	5	4	3	3	5	5	4	4	2
Deferred Revenue Current	0	0	0	-	-	-	0	-	-	-	-	-
Operating Lease Liability Noncurrent	-	-	0	0	0	0	0	0	0	0	0	0
Liabilities Noncurrent
Liabilities Noncurrent	3	2	1	0	0	0	0	0	0	0	0	0
Derivative Liabilities Current	-	-	-	-	-	-	-	-	-	-	0	0
Asset Acquisition Contingent Consideration Liabili…	-	1	1	-	-	-	0	-	-	-	-	-
Operating Lease Liability Current	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Notes Payable	0	0	0	0	0	0	0	0	0	0	0	0
Liabilities	9	9	8	5	4	3	4	5	5	4	4	2
Preferred Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Stockholders Equity	-0	0	2	1	3	4	5	1	2	4	4	1
Additional Paid In Capital	180	180	178	176	176	175	174	169	167	167	164	157
Retained Earnings Accumulated Deficit	-181	-180	-177	-175	-173	-171	-169	-168	-166	-163	-160	-156
Liabilities And Stockholders Equity	9	9	9	6	6	7	9	7	6	8	8	2
Debt Instrument Unamortized Discount	-	-	-	-	-	-	-	0	-	-	0	0
Preferred Stock Par Or Stated Value Per Share	0.001	0.001	0.001	0.001	0.001	0.001	0.001	0.001	0.001	0.001	0.001	0.001
Preferred Stock Shares Authorized	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Issued	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Outstanding	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Par Or Stated Value Per Share	0.001	0.001	0.001	0.001	0.001	0.001	0.001	0.001	0.001	0.001	0.001	0.001
Common Stock Shares Authorized	105	105	105	105	105	105	105	105	105	105	105	105
Common Stock Shares Issued	42	42	40	34	34	33	33	27	25	25	22	19
Shares Outstanding	42	42	40	34	34	33	33	27	25	25	22	19

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10‑Q10‑K

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10‑Q10‑K

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	32.43%	-10.81%	-27.03%	-	-	-	-	-	-	-	-	-
2025	15.38%	-5.77%	3.85%	-19.64%	-37.86%	-43.57%	-5.56%	-26.67%	-11.78%	4.07%	-28.86%	-19.72%
2024	-9.19%	10.50%	-1.53%	-29.84%	-54.92%	-47.58%	-11.80%	32.71%	-16.56%	-30.60%	-35.18%	-30.12%
2023	-	-	-	-	-	-	-21.43%	-9.69%	8.16%	-9.15%	-1.16%	-0.21%
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Performance and Valuation Metrics

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Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Liquidity Ratios
Current Ratio	0.14	0.16	0.14	0.12	0.10	0.23	0.70	0.06	0.07	0.43	0.37	0.54
Quick Ratio	0.14	0.16	0.14	0.11	0.06	0.16	0.66	0.02	0.01	0.38	0.32	0.33
Working Capital	-5.83M	-5.59M	-5.53M	-4.21M	-3.49M	-2.45M	-1.02M	-4.84M	-4.33M	-2.35M	-2.56M	-700.00K
Leverage & Debt
Debt to Equity	-21.75	29.76	3.96	3.41	1.56	0.89	0.64	3.73	2.71	1.02	0.99	1.99
Interest Coverage TTM	-16.06	-32.51	-99.72	-87.59	-89.69	-94.56	-142.49	-107.12	-135.24	-305.80	-184.47	-58.28
Debt Ratio	1.05	0.97	0.80	0.77	0.61	0.47	0.39	0.79	0.73	0.51	0.50	0.67
Efficiency & Turnover
Asset Turnover TTM	0.52	0.33	0.15	0.12	0.09	0.05	0.03	0.08	0.10	0.05	0.05	0.05
Days Sales Outstanding TTM	25.91	52.08	51.41	25.04	30.57	51.27	48.27	132.50	180.52	29.83	29.33	136.78
Receivables Turnover TTM	14.09	7.01	7.10	14.57	11.94	7.12	7.56	2.75	2.02	12.24	12.44	2.67
Per Share Metrics
Diluted EPS TTM	-0.18	-0.21	-0.23	-0.21	-0.22	-0.26	-0.35	-0.41	-0.46	-0.78	-0.97	-1.05
Free Cash Flow Per Share TTM	-0.10	-0.10	-0.14	-0.13	-0.14	-0.21	-0.29	-0.28	-0.30	-0.36	-0.47	-0.48
Dividend Per Share TTM	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Margin Metrics
Gross Profit Margin TTM	54.84%	56.66%	55.27%	57.05%	56.55%	56.44%	81.16%	78.90%	79.00%	72.12%	62.90%	54.99%
Operating Profit Margin TTM	-169.41%	-294.91%	-543.30%	-1,001.65%	-1,353.57%	-2,363.92%	-3,459.06%	-3,052.05%	-2,634.63%	-3,587.31%	-3,806.55%	-4,120.59%
Net Profit Margin TTM	-193.43%	-325.88%	-567.74%	-914.36%	-1,242.12%	-2,204.12%	-3,242.03%	-2,906.30%	-2,483.55%	-3,391.35%	-3,673.02%	-4,190.66%
Growth Metrics
Net Revenue Growth (1Y)	563.52%	579.12%	405.43%	115.62%	30.52%	-25.38%	-45.24%	-22.51%	3.59%	19.54%	12.00%	-28,714.82%
Net Income Growth (1Y)	3.32%	0.41%	-11.49%	-32.16%	-34.72%	-51.51%	-51.66%	-46.26%	-41.74%	19.64%	13.70%	21.10%
EPS Growth (1Y)	-17.23%	-19.93%	-35.77%	-48.39%	-51.95%	-67.16%	-63.51%	-60.97%	-56.56%	-5.27%	-3.30%	6.90%
Valuation Metrics
P/E TTM	-1.85	-2.39	-1.32	-0.85	-1.03	-1.62	-1.47	-1.46	-2.03	-1.23	-2.05	-3.14
P/B TTM	-33.14	69.15	5.53	4.33	3.05	3.77	2.41	11.07	13.38	5.30	9.06	75.92
P/S TTM	3.57	7.79	7.50	7.78	12.83	35.60	47.68	42.42	50.39	41.61	75.43	131.53
Market Cap	14.28M	20.54M	10.46M	6.13M	7.74M	13.81M	13.16M	15.48M	23.28M	21.64M	38.01M	61.95M
Enterprise Value	15.02M	21.01M	10.99M	6.65M	7.96M	13.46M	12.35M	16.13M	23.52M	20.15M	36.80M	61.77M
Calculated Values
Free Cash Flow TTM	-4.39M	-4.00M	-4.89M	-4.52M	-4.84M	-7.09M	-7.46M	-7.28M	-7.39M	-8.02M	-8.91M	-9.05M
Net Debt	734.00K	473.00K	532.00K	521.00K	225.00K	-356.00K	-807.00K	646.00K	238.00K	-1.49M	-1.22M	-183.00K
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-06-08Purchase

Owner: Lord, Albert L

Title: -

Shares: 17,120

Price/Share: $0.50

Value: $8,560.00

Shares Owned: 3,527,120

Relationship: Director

Ownership: Direct

2026-06-04Purchase

Owner: Lord, Albert L

Title: -

Shares: 70,000

Price/Share: $0.49

Value: $34,300.00

Shares Owned: 3,510,000

Relationship: Director

Ownership: Direct

2026-05-27Purchase

Owner: Lipstein, Robert J

Title: -

Shares: 7,000

Price/Share: $0.35

Value: $2,450.00

Shares Owned: 110,000

Relationship: Director

Ownership: Direct

2026-03-04Purchase

Owner: Derosa, Thomas Joseph

Title: Chief Executive Officer

Shares: 10,000

Price/Share: $0.33

Value: $3,300.00

Shares Owned: 56,096

Relationship: Officer

Ownership: Direct

2026-03-04Purchase

Owner: Lord, Albert L

Title: -

Shares: 29,606

Price/Share: $0.32

Value: $9,473.92

Shares Owned: 3,300,000

Relationship: Director

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-06-08	Lord, Albert L	Director	-	Direct	Purchase	17,120	0.50	$8,560.00	3,527,120	4
2026-06-04	Lord, Albert L	Director	-	Direct	Purchase	70,000	0.49	$34,300.00	3,510,000	4
2026-05-27	Lipstein, Robert J	Director	-	Direct	Purchase	7,000	0.35	$2,450.00	110,000	4
2026-03-04	Derosa, Thomas Joseph	Officer	Chief Executive Officer	Direct	Purchase	10,000	0.33	$3,300.00	56,096	4
2026-03-04	Lord, Albert L	Director	-	Direct	Purchase	29,606	0.32	$9,473.92	3,300,000	4
2026-03-02	Lord, Albert L	Director	-	Direct	Purchase	50,000	0.31	$15,500.00	3,270,394	4
2026-02-26	Derosa, Thomas Joseph	Officer	Chief Executive Officer	Direct	Purchase	20,000	0.34	$6,800.00	46,096	4
2026-02-26	Lord, Albert L	Director	-	Direct	Purchase	50,000	0.34	$17,000.00	3,170,394	4
2026-02-12	Lord, Albert L	Director	-	Direct	Purchase	4,200	0.40	$1,680.00	3,020,394	4
2025-12-04	Lord, Albert L	Director	-	Direct	Purchase	40,000	0.44	$17,600.00	3,016,194	4
2025-12-01	Walsh, Calvin D	Director	-	Indirect	Purchase	12,000	0.45	$5,400.00	39,268	4
2025-11-26	Lord, Albert L	Director	-	Direct	Purchase	40,000	0.43	$17,200.00	2,896,194	4
2025-10-31	Lord, Albert L	Director	-	Indirect	Purchase	1,000,000	1.00	$1,000,000.00	1,000,000	4
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Institutional Ownership

No data available for chart

2025-03-31

3.81%

Inst. Shares: 1,269,242

Shares Outstanding: 33,287,045

2024-12-31

4.40%

Inst. Shares: 1,112,880

Shares Outstanding: 25,305,837

2024-09-30

4.93%

Inst. Shares: 1,276,304

Shares Outstanding: 25,892,683

2024-06-30

4.30%

Inst. Shares: 1,065,208

Shares Outstanding: 24,765,307

2024-03-31

4.12%

Inst. Shares: 928,401

Shares Outstanding: 22,541,100

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2025-03-31	1,269,242	33,287,045	3.81%
2024-12-31	1,112,880	25,305,837	4.40%
2024-09-30	1,276,304	25,892,683	4.93%
2024-06-30	1,065,208	24,765,307	4.30%
2024-03-31	928,401	22,541,100	4.12%
2023-12-31	848,518	19,103,000	4.44%
2023-09-30	726,426	18,801,754	3.86%
2023-06-30	683,983	18,468,741	3.70%
2023-03-31	1,327,355	17,847,780	7.44%
2022-12-31	143,170	16,246,000	0.88%
2022-09-30	242,763	16,596,333	1.46%
2022-06-30	250,959	16,246,260	1.54%
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AppTech Payments Corp. (APCX) — SEC Financial Statements & Analysis

AppTech Payments Corp. (APCX) is a services-prepackaged software company, incorporated in DE. AppTech Payments Corp. trades on OTC as: APCX, APCXW. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), AppTech Payments Corp. reported a 563.52% year-over-year revenue growth, a Gross Profit Margin of 54.84% (TTM), a Debt-to-Equity ratio of -21.75x, a Price-to-Sales (P/S) ratio of 3.57x (TTM), a Price-to-Book (P/B) ratio of -33.14x (TTM), at a market cap of $14.28M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 563.52%
Gross Profit Margin TTM: 54.84%
Debt To Equity: -21.75x
P/S TTM: 3.57x
P/B TTM: -33.14x
Market Cap: $14.28M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is AppTech Payments Corp. in?

AppTech Payments Corp. (APCX) operates in the Services-Prepackaged Software industry.

What is APCX's market cap?

AppTech Payments Corp. (APCX) has a market capitalization of $14.28M as of 2026-06-30.

What exchange does APCX trade on?

AppTech Payments Corp. (APCX) trades on the OTC.

Where is AppTech Payments Corp. incorporated?

AppTech Payments Corp. is incorporated in DE.