APi Group Corp

APG

APi Group Corp

APG

Insider Sentiment (TTM):

Last Purchase:2025-12-10Last Sale:2026-06-17Shares Purchased (TTM):3,000Shares Sold (TTM):6,998,130

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:303,785,693Shares Outstanding:431,490,373Institutional Ownership Pct.:70.40%

Earnings Market Reaction:

Filing Date:2026-04-30Price on Filing Date:N/APrevious Close:N/A% Change:N/A

Companies in Services-To Dwellings & Other Buildings

ABNB ROL FTDR ABM ARAI

APi Group Corp (APG) — SEC Financial Statements & Analysis

APi Group Corp (APG) files its annual 10-K and quarterly 10-Q reports directly with the SEC. The financial data below is sourced as-filed from EDGAR — balance sheet, income statement, and cash flow as reported, without normalization or third-party adjustments.

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30
Assets
Assets Current
Cash And Cash Equivalents At Carrying Value	645	912	555	432	460	499	487	324	247	479	461	368
Accounts Receivable Net Current	1,545	1,563	1,562	1,510	1,356	1,444	1,344	1,314	1,256	1,395	1,280	1,318
Inventory Net	156	145	148	154	150	143	155	155	148	150	155	170
Contract With Customer Asset Net Current	538	484	577	542	485	453	553	509	458	436	530	509
Prepaid Expense And Other Assets Current	140	125	164	160	135	119	152	152	123	122	226	167
Assets Current	3,024	3,229	3,006	2,798	2,586	2,658	2,691	2,454	2,232	2,582	2,652	2,532
Property Plant And Equipment And Finance Lease Rig…	401	397	393	382	372	379	387	383	375	385	377	418
Operating Lease Right Of Use Asset	294	301	281	290	270	268	264	251	234	233	227	221
Goodwill	3,326	3,167	3,150	3,126	2,940	2,894	2,931	2,825	2,471	2,471	2,404	2,444
Intangible Assets Net Excluding Goodwill	1,623	1,584	1,636	1,672	1,635	1,660	1,732	1,773	1,549	1,620	1,624	1,703
Deferred Income Tax Assets Net	20	40	52	75	64	57	68	50	115	113	107	106
Defined Benefit Plan Assets For Plan Benefits Nonc…	123	129	115	122	119	120	103	103	106	111	407	420
Other Assets Noncurrent	155	89	88	74	112	116	69	122	110	75	151	130
Assets	8,966	8,936	8,721	8,539	8,098	8,152	8,245	7,961	7,192	7,590	7,949	7,974
Liabilities And Stockhold…
Liabilities Current
Debt Current	5	5	5	5	4	4	5	4	105	5	256	6
Accounts Payable Current	506	526	537	524	450	497	454	424	382	472	431	473
Business Combination Contingent Consideration Liab…	-	-	-	-	-	-	-	-	21	22	18	17
Accrued Salaries Current	322	444	390	330	282	381	342	297	241	363	320	296
Contract With Customer Liability Current	773	694	672	644	634	590	570	547	542	526	474	491
Other Accrued Liabilities Current	318	323	304	310	285	303	301	287	288	344	328	295
Liabilities Current	2,107	2,150	2,031	1,933	1,762	1,885	1,781	1,662	1,654	1,807	1,899	1,651
Long Term Debt Noncurrent	2,755	2,754	2,753	2,751	2,750	2,749	2,847	2,844	2,624	2,322	2,342	2,590
Pension And Other Postretirement Defined Benefit P…	49	50	53	53	50	48	52	50	48	50	37	38
Business Combination Contingent Consideration Liab…	11	8	43	44	21	22	23	20	17	11	10	8
Deferred Income Tax Liabilities Net	200	205	218	218	207	198	248	236	236	233	340	351
Other Liabilities Noncurrent	145	146	147	161	134	105	134	129	139	127	122	124
Liabilities	5,480	5,528	5,445	5,368	5,116	5,199	5,278	5,126	4,891	4,722	4,920	4,930
Commitments And Contingencies	-	0	-	-	-	0	-	-	-	0	-	-
Temporary Equity
Stockholders Equity
Preferred Stock Value	0	0	0	0	0	0	0	0	0	0	0	-
Temporary Equity Carrying Amount Attributable To P…	-	-	-	-	-	0	0	0	0	797	797	797
Common Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Additional Paid In Capital	3,309	3,296	3,284	3,262	3,252	3,305	3,300	3,280	2,814	2,572	2,562	2,565
Retained Earnings Accumulated Deficit	574	517	420	327	250	215	148	79	10	-11	-36	-90
Accumulated Other Comprehensive Income Loss Net Of…	-397	-405	-428	-418	-520	-567	-481	-524	-523	-490	-294	-228
Stockholders Equity	3,486	3,408	3,276	3,171	2,982	2,953	2,967	2,835	2,301	2,071	2,232	2,247
Liabilities And Stockholders Equity	8,966	8,936	8,721	8,539	8,098	8,152	8,245	7,961	7,192	7,590	7,949	7,974
Series A Preferred Stock	0	0	0	0	0	0	0	0	0	0	0	-
Allowance For Doubtful Accounts Receivable Current	16	14	15	13	8	9	4	6	5	5	4	4
Series B Preferred Stock	-	-	-	-	-	0	0	0	0	0	0	-
Preferred Stock Dividend Rate Percentage	-	-	-	-	-	0	-	-	0	0	-	0
Common Stock No Par Value	-	-	-	-	-	-	-	-	-	-	-	0
Preferred Stock Shares Issued	-	-	-	-	-	-	-	-	0	-	-	-
Preferred Stock Shares Outstanding	-	-	-	-	-	-	-	-	0	-	-	-
Common Stock Par Or Stated Value Per Share	0	0	0	0	0	0	0	0	0	0	0	-
Common Stock Shares Authorized	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,000	1,000
Common Stock Shares Issued	433	416	416	415	277	412	275	274	262	236	235	235
Common Stock Dividends Shares	15	15	-	-	4	12	-	-	8	8	0	0

Subscribe to unlock 17+ years of financial data, unlimited metrics, and saved tables

Start 7-day free trial

Subscribe to unlock 17+ years of data, unlimited metrics, and saved tables

Start free trial

Custom Table

10‑Q10‑K

0/5

Search a metric to start building a table

Subscribe to unlock 17+ years of financial data, unlimited metrics, transformations, and saved visuals

Start 7-day free trial

Subscribe to unlock 17+ years of data, unlimited metrics, transformations, and saved visuals

Start free trial

Interactive Financial Visualizations

10‑Q10‑K

Stock Price:

OnOff

Transformations:

0/1

Search a metric to start building a visual

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	-8.95%	-6.96%	-	-	-	-	-	-	-	-	-	-
2025	13.06%	27.00%	29.29%	-0.86%	-3.11%	-5.07%	5.10%	10.86%	22.10%	-11.75%	4.45%	-3.37%
2024	-2.49%	2.44%	-1.66%	-1.35%	-2.84%	-6.23%	8.41%	8.20%	9.70%	-7.15%	-13.03%	14.75%
2023	4.83%	16.97%	30.02%	-3.48%	-10.40%	-11.10%	9.02%	24.80%	15.93%	11.14%	5.66%	2.37%
Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial

Subscribe to unlock 17+ years of financial data and 50+ calculated metrics

Start 7-day free trial

Subscribe to unlock 17+ years of data and 50+ calculated metrics

Start free trial

Performance and Valuation Metrics

Metrics	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30
Liquidity Ratios
Current Ratio	1.44	1.50	1.48	1.45	1.47	1.41	1.51	1.48	1.35	1.43	1.40	1.53
Quick Ratio	1.29	1.38	1.33	1.29	1.31	1.27	1.34	1.29	1.19	1.28	1.20	1.33
Working Capital	917.00M	1.08B	975.00M	865.00M	824.00M	773.00M	910.00M	792.00M	578.00M	775.00M	753.00M	881.00M
Leverage & Debt
Debt to Equity	1.57	1.62	1.66	1.69	1.72	1.76	1.78	1.81	2.13	2.28	2.20	2.19
Interest Coverage TTM	4.31	3.93	3.49	3.19	3.12	3.32	3.10	2.91	2.72	2.48	2.23	2.00
Debt Ratio	0.61	0.62	0.62	0.63	0.63	0.64	0.64	0.64	0.68	0.62	0.62	0.62
Efficiency & Turnover
Asset Turnover TTM	0.96	0.93	0.90	0.90	0.93	0.89	0.85	0.86	0.92	0.88	0.86	0.85
Days Sales Outstanding TTM	64.77	69.37	69.28	69.68	66.80	73.83	69.24	69.88	65.37	71.34	67.16	68.21
Receivables Turnover TTM	5.64	5.26	5.27	5.24	5.46	4.94	5.27	5.22	5.58	5.12	5.43	5.35
Per Share Metrics
Diluted EPS TTM	-0.63	-0.69	1.48	1.45	1.48	0.62	-1.09	-1.16	-1.02	-0.34	0.22	0.19
Free Cash Flow Per Share TTM	1.58	1.59	1.38	1.37	1.45	1.33	1.33	1.16	0.87	0.91	0.68	0.67
Dividend Per Share TTM	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Margin Metrics
Gross Profit Margin TTM	31.38%	31.44%	31.14%	31.08%	31.22%	31.03%	30.52%	29.90%	29.02%	28.00%	27.58%	26.73%
Operating Profit Margin TTM	7.01%	7.00%	6.61%	6.56%	6.56%	6.90%	6.41%	5.89%	5.58%	5.18%	4.85%	4.25%
Net Profit Margin TTM	-3.33%	-3.64%	8.28%	8.37%	8.67%	3.56%	-6.54%	-6.95%	-7.38%	-2.32%	1.70%	1.49%
Growth Metrics
Net Revenue Growth (1Y)	14.55%	12.72%	10.69%	7.59%	3.20%	1.30%	0.64%	0.75%	3.19%	5.64%	15.17%	29.25%
Net Income Growth (1Y)	-143.94%	-215.20%	-240.27%	-229.50%	-221.37%	-255.28%	-486.32%	-568.63%	-636.84%	-320.55%	-199.15%	-180.31%
EPS Growth (1Y)	-142.35%	-211.27%	-238.97%	-227.02%	-245.78%	-281.87%	-541.54%	-641.17%	-603.83%	-318.73%	-198.39%	-179.61%
Valuation Metrics
P/E TTM	-64.28	-55.23	22.54	22.83	16.02	38.51	-20.06	-21.38	-25.64	-67.38	69.57	83.81
P/B	5.02	4.67	4.36	4.46	3.32	3.26	3.06	3.60	5.68	5.24	3.65	3.80
P/S TTM	2.14	2.01	1.87	1.91	1.39	1.37	1.31	1.49	1.89	1.57	1.18	1.25
Market Cap	17.48B	15.91B	14.29B	14.13B	9.91B	9.63B	9.07B	10.22B	13.08B	10.85B	8.14B	8.55B
Enterprise Value	19.60B	17.75B	16.49B	16.46B	12.21B	11.88B	11.43B	12.74B	15.56B	12.69B	10.28B	10.77B
Calculated Values
Free Cash Flow TTM	680.00M	663.00M	572.00M	569.00M	601.00M	536.00M	546.00M	474.00M	435.00M	428.00M	322.00M	316.00M
Net Debt	2.12B	1.85B	2.20B	2.32B	2.29B	2.25B	2.36B	2.52B	2.48B	1.85B	2.14B	2.23B
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Insider Transactions

2026-06-17Sale

Owner: Malkin, Anthony E

Title: -

Shares: 7,000

Price/Share: $42.47

Value: $297,290.00

Shares Owned: -

Relationship: Director

Ownership: Indirect

2026-06-11Sale

Owner: Franklin, Martin E

Title: -

Shares: 2,000,000

Price/Share: $42.08

Value: $84,160,000.00

Shares Owned: 19,240,426

Relationship: Director,TenPercentOwner

Ownership: Indirect

2026-05-05Sale

Owner: Lillie, James E

Title: -

Shares: 15,648

Price/Share: $45.62

Value: $713,861.76

Shares Owned: 1,275,019

Relationship: Director

Ownership: Direct

2026-05-05Sale

Owner: Ashken, Ian G H

Title: -

Shares: 65,534

Price/Share: $45.62

Value: $2,989,661.08

Shares Owned: 9,477,284

Relationship: Director

Ownership: Indirect

2026-03-19Sale

Owner: Franklin, Martin E

Title: -

Shares: 3,000,000

Price/Share: $40.88

Value: $122,640,000.00

Shares Owned: 21,240,426

Relationship: Director,TenPercentOwner

Ownership: Indirect

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-06-17	Malkin, Anthony E	Director	-	Indirect	Sale	7,000	42.47	$297,290.00	0	4
2026-06-11	Franklin, Martin E	Director,TenPercentOwner	-	Indirect	Sale	2,000,000	42.08	$84,160,000.00	19,240,426	4
2026-05-05	Lillie, James E	Director	-	Direct	Sale	15,648	45.62	$713,861.76	1,275,019	4
2026-05-05	Ashken, Ian G H	Director	-	Indirect	Sale	65,534	45.62	$2,989,661.08	9,477,284	4
2026-03-19	Franklin, Martin E	Director,TenPercentOwner	-	Indirect	Sale	3,000,000	40.88	$122,640,000.00	21,240,426	4
2026-03-04	Lillie, James E	Director	-	Direct	Sale	22,009	43.24	$951,669.16	1,350,019	4
2026-03-04	Ashken, Ian G H	Director	-	Indirect	Sale	72,546	42.94	$3,115,125.24	10,561,284	4
2026-02-27	Jackola, Glenn David	Officer	EVP & Chief Financial Officer	Direct	Sale	18,000	44.23	$796,140.00	10,035	4
2026-02-26	Lambert, Louis	Officer	SVP, Gen Counsel & Secretary	Direct	Sale	22,000	44.71	$983,620.00	16,148	4
2025-12-10	Malkin, Anthony E	Director	-	Indirect	Purchase	3,000	39.58	$118,740.00	7,000	4
2025-11-05	Franklin, Martin E	Director,TenPercentOwner	-	Indirect	Sale	340,000	36.20	$12,308,000.00	18,968,790	4
2025-09-02	Franklin, Martin E	Director,TenPercentOwner	-	Indirect	Sale	1,200,000	34.64	$41,568,000.00	19,868,790	4
2025-08-12	Lillie, James E	Director	-	Direct	Sale	25,000	35.23	$880,750.00	1,425,019	4
2025-08-12	Ashken, Ian G H	Director	-	Indirect	Sale	205,550	35.24	$7,243,582.00	7,968,167	4
2025-08-04	Arseniadis, James	Officer	VP & Chief Accounting Officer	Direct	Sale	4,843	35.38	$171,345.34	12,116	4
2025-05-05	Ashken, Ian G H	Director	-	Indirect	Sale	150,000	42.72	$6,408,000.00	5,612,102	4
2025-05-05	Lillie, James E	Director	-	Direct	Sale	50,000	42.73	$2,136,500.00	996,203	4
2025-05-02	Lambert, Louis	Officer	SVP, Gen Counsel & Secretary	Direct	Sale	7,096	41.23	$292,568.08	340	4
2025-03-03	Ashken, Ian G H	Director	-	Indirect	Sale	200,000	38.40	$7,680,000.00	5,762,102	4
2025-03-03	Lillie, James E	Director	-	Direct	Sale	50,000	38.40	$1,920,000.00	1,046,203	4
2024-11-13	Ashken, Ian G H	Director	-	Indirect	Sale	53,868	36.87	$1,986,113.16	5,478,779	4
2024-11-13	Lillie, James E	Director	-	Direct	Sale	11,985	36.88	$442,006.80	1,096,203	4
2024-11-12	Lillie, James E	Director	-	Direct	Sale	26,447	36.86	$974,836.42	1,108,188	4
2024-11-12	Ashken, Ian G H	Director	-	Indirect	Sale	99,675	36.88	$3,676,014.00	5,532,647	4
2024-11-05	Franklin, Martin E	Director,TenPercentOwner	-	Indirect	Sale	199,678	35.14	$7,016,684.92	13,446,902	4
2024-08-26	Lambert, Louis	Officer	SVP, Gen Counsel & Secretary	Direct	Sale	5,679	36.04	$204,671.16	2,421	4
2024-08-23	Franklin, Martin E	Director,TenPercentOwner	-	Indirect	Sale	160,577	35.51	$5,702,089.27	14,106,902	4
2024-08-05	Lambert, Louis	Officer	SVP, Gen Counsel & Secretary	Direct	Sale	6,333	32.46	$205,569.18	8,100	4
2024-08-05	Ashken, Ian G H	Director	-	Indirect	Sale	150,000	33.26	$4,989,000.00	5,678,779	4
2024-08-05	Lillie, James E	Director	-	Indirect	Sale	125,000	33.24	$4,155,000.00	5,205,411	4
2024-06-17	Ott, David C., Shabet Ros…	TenPercentOwner	-	Indirect	Sale	1,951,782	38.15	$74,460,483.30	0	4
2024-06-17	Ott, David C., Shabet Ros…	TenPercentOwner	-	Indirect	Sale	1,951,782	38.15	$74,460,483.30	0	4
2024-06-11	Franklin, Martin E	Director,TenPercentOwner	-	Indirect	Sale	264,626	37.41	$9,899,658.66	14,766,902	4
2024-05-06	Lillie, James E	Director	-	Indirect	Sale	125,000	37.21	$4,651,250.00	5,330,411	4
2024-05-06	Ashken, Ian G H	Director	-	Indirect	Sale	150,000	37.21	$5,581,500.00	5,828,779	4
2024-03-05	Viking, Global Opportunit…	TenPercentOwner	-	Indirect	Sale	3,038,617	34.25	$104,072,632.25	39,032	4
2024-03-05	Viking, Global Performanc…	TenPercentOwner	-	Indirect	Sale	3,038,617	34.25	$104,072,632.25	39,032	4
2024-03-04	Lillie, James E	Director	-	Indirect	Sale	125,000	38.38	$4,797,500.00	5,455,411	4
2024-03-04	Ashken, Ian G H	Director	-	Indirect	Sale	150,000	38.38	$5,757,000.00	5,978,779	4
2024-02-27	Krumm, Kevin	Officer	EVP & Chief Financial Officer	Direct	Sale	5,585	35.72	$199,496.20	34,180	4
2024-01-02	Viking, Global Opportunit…	TenPercentOwner	-	Indirect	Sale	6,500,000	31.30	$203,450,000.00	17,088	4
2024-01-02	Viking, Global Investors …	TenPercentOwner	-	Indirect	Sale	6,500,000	31.30	$203,450,000.00	17,088	4
2023-11-06	Ashken, Ian G H	Director	-	Indirect	Sale	166,666	27.30	$4,549,981.80	4,606,000	4
2023-11-06	Lillie, James E	Director	-	Indirect	Sale	166,666	27.29	$4,548,315.14	4,057,632	4
2023-08-14	Blackstone, Inc., Blackst…	Other	-	Indirect	Sale	2,598,609	27.80	$72,241,330.20	0	4
2023-08-14	Blackstone, Holdings I/Ii…	Other	-	Indirect	Sale	2,598,609	27.80	$72,241,330.20	0	4
2023-08-08	Ashken, Ian G H	Director	-	Indirect	Sale	81,316	28.13	$2,287,419.08	4,772,666	4
2023-08-08	Lillie, James E	Director	-	Indirect	Sale	79,395	28.13	$2,233,381.35	4,224,298	4
Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial

Subscribe to unlock 17+ years of financial data

Start 7-day free trial

Subscribe to unlock 17+ years of data

Start free trial

Institutional Ownership

No data available for chart

2026-03-31

70.40%

Inst. Shares: 303,785,693

Shares Outstanding: 431,490,373

2025-12-31

74.02%

Inst. Shares: 307,725,979

Shares Outstanding: 415,709,895

2025-09-30

70.30%

Inst. Shares: 292,323,843

Shares Outstanding: 415,810,670

2025-06-30

46.86%

Inst. Shares: 194,614,506

Shares Outstanding: 415,269,213

2025-03-31

46.33%

Inst. Shares: 192,670,310

Shares Outstanding: 415,850,831

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	303,785,693	431,490,373	70.40%
2025-12-31	307,725,979	415,709,895	74.02%
2025-09-30	292,323,843	415,810,670	70.30%
2025-06-30	194,614,506	415,269,213	46.86%
2025-03-31	192,670,310	415,850,831	46.33%
2024-12-31	192,044,810	401,513,646	47.83%
2024-09-30	188,810,480	411,960,552	45.83%
2024-06-30	190,982,445	407,312,999	46.89%
2024-03-31	186,272,095	499,488,550	37.29%
2023-12-31	173,188,926	470,273,698	36.83%
2023-09-30	164,504,515	470,837,132	34.94%
2023-06-30	165,693,824	470,365,678	35.23%
Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial

APi Group Corp (APG) — SEC Financial Statements & Analysis

Research Faster.Invest Smarter.

Research Faster.
Invest Smarter.