AROW
ARROW FINANCIAL CORPCompany Information
- Company Name
- ARROW FINANCIAL CORP
- CIK
- CIK0000717538
- Category
- Accelerated filer
- Ticker: Exchange
- AROW: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6021
- SIC Description
- National Commercial Banks
- Ticker
- AROW
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-12-24
- Last sale
- 2026-06-17
- Shares purchased (TTM)
- 23,856
- Shares sold (TTM)
- 4,110
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 9,509,052
- Shares outstanding
- 16,428,000
- Ownership
- 57.88%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -3.79%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 31 | 29 | 29 | 46 | 41 | 33 | 27 | 54 | 30 | 27 | 37 | 40 | ||||||
| Interest Bearing Deposits In Banks | 156 | 257 | 185 | 352 | 227 | 268 | 127 | 286 | 170 | 255 | 106 | 255 | ||||||
Investments Debt And Equity Securities | ||||||||||||||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 498 | 519 | 496 | 486 | 448 | 446 | 463 | 437 | 451 | 486 | 498 | 519 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 65 | 66 | 67 | 63 | 71 | 97 | 98 | 103 | 99 | 128 | 131 | 141 | ||||||
| Equity Securities Fv Ni | 6 | 6 | 6 | 6 | 5 | 5 | 5 | 5 | 2 | 2 | 2 | 2 | ||||||
| Other Investments | 18 | 4 | 4 | 4 | 5 | 4 | 4 | 4 | 4 | 4 | 5 | 5 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 3,497 | 3,439 | 3,453 | 3,442 | 3,425 | 3,417 | 3,395 | 3,340 | 3,316 | 3,259 | 3,213 | 3,139 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -36 | -34 | -34 | -34 | -34 | -38 | -34 | -31 | -31 | -32 | -31 | -31 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 3,460 | 3,405 | 3,419 | 3,408 | 3,391 | 3,379 | 3,361 | 3,309 | 3,285 | 3,227 | 3,182 | 3,108 | ||||||
| Property Plant And Equipment And Finance Lease Right Of Use Asset After Accumulated Depreciation And Amortization | 63 | 60 | 59 | 60 | 61 | 60 | 60 | 60 | 59 | 59 | 60 | 60 | ||||||
| Goodwill | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 24 | 22 | 22 | 22 | 22 | ||||||
| Other Intangible Assets Net | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | ||||||
| Other Assets | 159 | 152 | 155 | 138 | 141 | 130 | 135 | 127 | 121 | 122 | 127 | 120 | ||||||
| Assets | 4,482 | 4,522 | 4,446 | 4,587 | 4,415 | 4,449 | 4,306 | 4,411 | 4,244 | 4,334 | 4,170 | 4,273 | ||||||
Liabilities | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 736 | 722 | 722 | 771 | 737 | 697 | 703 | 740 | 705 | 697 | 758 | 798 | ||||||
| Deposits Negotiable Order Of Withdrawal N O W | 872 | 898 | 862 | 978 | 884 | 924 | 811 | 875 | 857 | 908 | 800 | 920 | ||||||
| Deposits Savings Deposits | 1,591 | 1,618 | 1,558 | 1,526 | 1,485 | 1,532 | 1,520 | 1,545 | 1,447 | 1,497 | 1,466 | 1,496 | ||||||
| Time Deposits At Or Above F D I C Insurance Limit | 132 | 141 | 156 | 179 | 179 | 183 | 192 | 178 | 174 | 174 | 179 | 168 | ||||||
| Deposits | 3,655 | 4,014 | 3,939 | 4,100 | 3,929 | 3,968 | 3,828 | 3,837 | 3,684 | 3,779 | 3,688 | 3,666 | ||||||
| Junior Subordinated Debenture Owed To Unconsolidated Subsidiary Trust | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | ||||||
| Finance Lease Liability | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Other Liabilities | 46 | 39 | 45 | 40 | 43 | 43 | 44 | 52 | 46 | 45 | 51 | 47 | ||||||
| Liabilities | 4,036 | 4,082 | 4,014 | 4,169 | 4,006 | 4,044 | 3,905 | 4,018 | 3,861 | 3,956 | 3,790 | 3,913 | ||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | ||||||
| Additional Paid In Capital | 415 | 414 | 415 | 414 | 414 | 413 | 413 | 413 | 413 | 413 | 413 | 412 | ||||||
| Retained Earnings Accumulated Deficit | 117 | 111 | 102 | 93 | 85 | 79 | 77 | 77 | 73 | 69 | 66 | 63 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -5 | -5 | -4 | -9 | -11 | -14 | -18 | -26 | -32 | -33 | -33 | -53 | ||||||
| Treasury Stock Value | -103 | -102 | -103 | -103 | -102 | -96 | -93 | -93 | -93 | -93 | -87 | -85 | ||||||
| Stockholders Equity | 446 | 440 | 432 | 418 | 409 | 404 | 401 | 393 | 383 | 378 | 380 | 360 | ||||||
| Liabilities And Stockholders Equity | 4,482 | 4,522 | 4,446 | 4,587 | 4,415 | 4,449 | 4,306 | 4,411 | 4,244 | 4,334 | 4,170 | 4,273 | ||||||
Assets | ||||||||||||||||||
| Held To Maturity Securities Fair Value | 65 | 65 | 67 | 62 | 70 | 96 | 97 | 102 | 96 | 125 | 129 | 135 | ||||||
Stockholders Equity | ||||||||||||||||||
| Preferred Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | - | - | - | 0 | - | - | - | - | - | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | ||||||
| Common Stock Shares Issued | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | ||||||
| Shares Outstanding | 17 | 17 | 16 | - | - | - | 17 | - | - | - | - | - | ||||||
| Treasury Stock Common Shares | 6 | 6 | 6 | 6 | 6 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialARROW FINANCIAL CORP (AROW) — SEC Financial Statements & Analysis
ARROW FINANCIAL CORP (AROW) is a national commercial banks company, incorporated in NY. ARROW FINANCIAL CORP trades on Nasdaq as: AROW. ARROW FINANCIAL CORP (AROW)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, ARROW FINANCIAL CORP carries a market cap of $668.19M, a P/E ratio of 13.03x, a P/B ratio of 1.50x, a P/S ratio of 61.93x, an enterprise value of $481.41M, and an EV/EBITDA multiple of 3.34x. On profitability, it posts a gross margin of -588.45%, an operating margin of 0.00%, a net margin of 475.30%, a Return on Equity (ROE) of 12.00%, and a Return on Invested Capital (ROIC) of 55.13%. Per share, it reports EPS of $3.12, diluted EPS of $3.11, free cash flow per share of $2.72, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 8.15% year-over-year, net income growth of 67.82% year-over-year, and EPS growth of 69.01% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 1.87x, free cash flow of $44.65M (TTM), and net debt of $-186.79M. Figures sourced from SEC EDGAR.
- Market Cap
- $668.19M
- P/E TTM
- 13.03x
- EPS TTM
- $3.12
- P/B TTM
- 1.50x
- ROE TTM
- 12.00%
- Free Cash Flow TTM
- $44.65M
- Net Revenue TTM Growth 1Y
- 8.15%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is ARROW FINANCIAL CORP in?
ARROW FINANCIAL CORP (AROW) operates in the National Commercial Banks industry.
What exchange does AROW trade on?
ARROW FINANCIAL CORP (AROW) trades on the Nasdaq.
Where is ARROW FINANCIAL CORP incorporated?
ARROW FINANCIAL CORP is incorporated in NY.
When was ARROW FINANCIAL CORP (AROW)'s most recent SEC filing?
ARROW FINANCIAL CORP (AROW)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is AROW's market cap?
ARROW FINANCIAL CORP (AROW) has a market capitalization of $668.19M as of 2026-06-30.
What is AROW's P/E ratio?
ARROW FINANCIAL CORP (AROW)'s trailing twelve month P/E ratio is 13.03x as of 2026-06-30.
What is AROW's EPS (earnings per share)?
ARROW FINANCIAL CORP (AROW)'s trailing twelve month EPS is $3.12 as of 2026-06-30.
What is AROW's ROE (return on equity)?
ARROW FINANCIAL CORP (AROW)'s trailing twelve month Return on Equity (ROE) is 12.00% as of 2026-06-30.
What is AROW's ROIC (return on invested capital)?
ARROW FINANCIAL CORP (AROW)'s trailing twelve month Return on Invested Capital (ROIC) is 55.13% as of 2026-06-30.
What is AROW's EV/EBITDA?
ARROW FINANCIAL CORP (AROW)'s trailing twelve month EV/EBITDA is 3.34x as of 2026-06-30.