ASRV
AMERISERV FINANCIAL INC /PA/Company Information
- Company Name
- AMERISERV FINANCIAL INC /PA/
- CIK
- CIK0000707605
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- ASRV: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6021
- SIC Description
- National Commercial Banks
- Ticker
- ASRV
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-09-11
- Last sale
- 2026-09-04
- Shares purchased (TTM)
- 5,678
- Shares sold (TTM)
- 6,502
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 1,236,754,513
- Shares outstanding
- 16,964,267
- Ownership
- —
Earnings Market Reaction
- Filing date
- 2026-08-14
- Price on filing date
- —
- 1-month reaction
- 1.00%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 14 | 13 | 11 | 15 | 20 | 20 | 14 | 17 | 15 | 14 | 10 | 14 | ||||||
| Cash And Cash Equivalents At Carrying Value | 28 | 54 | 51 | 54 | 25 | 24 | 18 | 22 | 18 | 17 | 14 | 18 | ||||||
| Cash Cash Equivalents And Short Term Investments | - | - | - | - | - | - | - | - | - | - | 14 | 18 | ||||||
Marketable Securities | ||||||||||||||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 205 | 185 | 176 | 170 | 170 | 164 | 156 | 165 | 164 | 165 | 166 | 169 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 86 | 78 | 72 | 67 | 68 | 67 | 64 | 65 | 66 | 65 | 64 | 60 | ||||||
| Trading Securities Debt | 9 | 7 | 7 | 4 | 4 | - | - | - | - | - | - | - | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 1 | 0 | 0 | - | 0 | - | 0 | 1 | 0 | 1 | 0 | - | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 1,015 | 1,031 | 1,033 | 1,056 | 1,069 | 1,062 | 1,068 | 1,040 | 1,039 | 1,026 | 1,038 | 1,002 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 13 | 13 | 13 | 14 | 14 | 14 | 14 | 14 | 15 | 15 | 15 | 12 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 1,002 | 1,018 | 1,020 | 1,041 | 1,055 | 1,049 | 1,054 | 1,025 | 1,024 | 1,011 | 1,023 | 990 | ||||||
Property Plant And Equipment | ||||||||||||||||||
| Operating Lease Right Of Use Asset | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 1 | 1 | ||||||
| Finance Lease Right Of Use Asset | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 2 | 2 | ||||||
| Property Plant And Equipment Net | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 15 | 14 | 14 | 14 | 14 | ||||||
| Interest Receivable | 6 | 6 | 6 | 6 | 6 | 6 | 5 | 6 | 6 | 6 | 6 | 6 | ||||||
Intangible Assets | ||||||||||||||||||
| Goodwill | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | ||||||
| Finite Lived Intangible Assets Net | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Bank Owned Life Insurance | 40 | 39 | 39 | 39 | 40 | 40 | 40 | 40 | 40 | 39 | 40 | 39 | ||||||
| Deferred Income Tax Assets Net | - | - | - | - | 0 | 1 | 1 | 1 | 2 | 2 | 3 | 5 | ||||||
| Federal Home Loan Bank Stock | 4 | 4 | 4 | 4 | 4 | 5 | 5 | 4 | 5 | 4 | 5 | 5 | ||||||
| Federal Reserve Bank Stock | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Other Real Estate And Foreclosed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 2 | - | 0 | - | ||||||
| Other Assets | 50 | 48 | 45 | 42 | 43 | 43 | 43 | 39 | 41 | 39 | 37 | 37 | ||||||
| Assets | 1,462 | 1,473 | 1,454 | 1,461 | 1,449 | 1,432 | 1,422 | 1,405 | 1,403 | 1,385 | 1,390 | 1,362 | ||||||
Liabilities | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 165 | 162 | 159 | 200 | 203 | 177 | 172 | 172 | 176 | 179 | 172 | 178 | ||||||
| Interest Bearing Deposit Liabilities | 1,096 | 1,108 | 1,089 | 1,059 | 1,042 | 1,040 | 1,029 | 1,018 | 994 | 998 | 986 | 951 | ||||||
| Deposits | 1,261 | 1,270 | 1,248 | 1,259 | 1,245 | 1,217 | 1,201 | 1,189 | 1,170 | 1,177 | 1,158 | 1,129 | ||||||
| Short Term Borrowings | - | - | - | - | 3 | 10 | 15 | 12 | 35 | 11 | 41 | 63 | ||||||
| Federal Home Loan Bank Advances Long Term | 36 | 41 | 45 | 48 | 49 | 53 | 56 | 55 | 51 | 49 | 45 | 22 | ||||||
| Operating Lease Liability | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 | ||||||
| Finance Lease Liability | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Subordinated Debt | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | ||||||
| Deferred Income Tax Liabilities Net | 2 | 2 | 2 | 0 | - | - | - | - | - | - | - | - | ||||||
| Other Liabilities | 9 | 9 | 9 | 9 | 11 | 10 | 12 | 10 | 13 | 12 | 13 | 16 | ||||||
| Liabilities | 1,339 | 1,352 | 1,335 | 1,347 | 1,338 | 1,321 | 1,315 | 1,297 | 1,300 | 1,281 | 1,287 | 1,260 | ||||||
Stockholders Equity | ||||||||||||||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Treasury Stock Common Value | -85 | -85 | -85 | -85 | -85 | -85 | -85 | -85 | -85 | -83 | -83 | -83 | ||||||
| Additional Paid In Capital Common Stock | 148 | 148 | 147 | 146 | 146 | 146 | 146 | 146 | 146 | 146 | 146 | 146 | ||||||
| Retained Earnings Accumulated Deficit | 68 | 65 | 64 | 63 | 61 | 62 | 60 | 60 | 59 | 60 | 59 | 65 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -8 | -8 | -7 | -10 | -12 | -13 | -15 | -14 | -18 | -20 | -20 | -27 | ||||||
| Stockholders Equity | 123 | 121 | 119 | 115 | 111 | 111 | 107 | 108 | 104 | 104 | 102 | 101 | ||||||
| Liabilities And Stockholders Equity | 1,462 | 1,473 | 1,454 | 1,461 | 1,449 | 1,432 | 1,422 | 1,405 | 1,403 | 1,385 | 1,390 | 1,362 | ||||||
| Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 1 | 1 | ||||||
| Held To Maturity Securities Fair Value | 82 | 74 | 69 | 63 | 63 | 63 | 58 | 62 | 61 | 59 | 59 | 52 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Financing Receivable Unamortized Loan Fee Cost | 0 | 0 | 0 | 1 | 0 | 1 | 1 | 0 | 1 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | ||||||
| Common Stock Shares Issued | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | ||||||
| Shares Outstanding | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | ||||||
| Treasury Stock Common Shares | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialAMERISERV FINANCIAL INC /PA/ (ASRV) — SEC Financial Statements & Analysis
AMERISERV FINANCIAL INC /PA/ (ASRV) is a national commercial banks company, incorporated in PA. AMERISERV FINANCIAL INC /PA/ trades on Nasdaq as: ASRV. AMERISERV FINANCIAL INC /PA/ (ASRV)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-14. Based on that filing, AMERISERV FINANCIAL INC /PA/ carries a market cap of $65.39M, a P/E ratio of 7.68x, a P/B ratio of 0.53x, a P/S ratio of 4.35x, an enterprise value of $37.34M, and an EV/EBITDA multiple of 0.97x. On profitability, it posts a gross margin of -87.05%, an operating margin of 69.00%, a net margin of 56.62%, a Return on Equity (ROE) of 7.28%, and a Return on Invested Capital (ROIC) of 34.32%. Per share, it reports EPS of $0.50, diluted EPS of $0.50, free cash flow per share of $0.11, and a dividend per share of $0.12. Over the trailing year, it posted revenue growth of 1.92% year-over-year, net income growth of 130.34% year-over-year, and EPS growth of 124.30% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 1.37x, free cash flow of $1.89M (TTM), and net debt of $-28.05M. Figures sourced from SEC EDGAR.
- Market Cap
- $65.39M
- P/E TTM
- 7.68x
- EPS TTM
- $0.50
- P/B TTM
- 0.53x
- ROE TTM
- 7.28%
- Free Cash Flow TTM
- $1.89M
- Net Revenue TTM Growth 1Y
- 1.92%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is AMERISERV FINANCIAL INC /PA/ in?
AMERISERV FINANCIAL INC /PA/ (ASRV) operates in the National Commercial Banks industry.
What exchange does ASRV trade on?
AMERISERV FINANCIAL INC /PA/ (ASRV) trades on the Nasdaq.
Where is AMERISERV FINANCIAL INC /PA/ incorporated?
AMERISERV FINANCIAL INC /PA/ is incorporated in PA.
When was AMERISERV FINANCIAL INC /PA/ (ASRV)'s most recent SEC filing?
AMERISERV FINANCIAL INC /PA/ (ASRV)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-14.
What is ASRV's market cap?
AMERISERV FINANCIAL INC /PA/ (ASRV) has a market capitalization of $65.39M as of 2026-06-30.
What is ASRV's P/E ratio?
AMERISERV FINANCIAL INC /PA/ (ASRV)'s trailing twelve month P/E ratio is 7.68x as of 2026-06-30.
What is ASRV's EPS (earnings per share)?
AMERISERV FINANCIAL INC /PA/ (ASRV)'s trailing twelve month EPS is $0.50 as of 2026-06-30.
What is ASRV's ROE (return on equity)?
AMERISERV FINANCIAL INC /PA/ (ASRV)'s trailing twelve month Return on Equity (ROE) is 7.28% as of 2026-06-30.
What is ASRV's ROIC (return on invested capital)?
AMERISERV FINANCIAL INC /PA/ (ASRV)'s trailing twelve month Return on Invested Capital (ROIC) is 34.32% as of 2026-06-30.
What is ASRV's EV/EBITDA?
AMERISERV FINANCIAL INC /PA/ (ASRV)'s trailing twelve month EV/EBITDA is 0.97x as of 2026-06-30.