ATLC
Atlanticus Holdings CorpCompany Information
- Company Name
- Atlanticus Holdings Corp
- CIK
- CIK0001464343
- Category
- Accelerated filer
- Ticker: Exchange
- ATLC: Nasdaq, ATLCL: Nasdaq, ATLCP: Nasdaq, ATLCZ: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6141
- SIC Description
- Personal Credit Institutions
- Ticker
- ATLC
SEC filing data through
Insider Sentiment
- Last purchase
- 2024-04-09
- Last sale
- 2026-07-01
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 85,027
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 3,945,814
- Shares outstanding
- 15,155,000
- Ownership
- 26.04%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -18.53%
- 3-month reaction
- Pending
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Loans And Leases Receivable Net Reported Amount | ||||||||||||||||||
| Notes Receivable Gross | - | - | - | - | - | - | - | - | - | 100 | 118 | 118 | ||||||
| Cash Equivalents At Carrying Value | - | - | 621 | 425 | 329 | 350 | 375 | 309 | 351 | 445 | 339 | 356 | ||||||
Notes Receivable Net | ||||||||||||||||||
| Notes Receivable Net | 78 | 81 | 83 | 85 | 82 | 81 | 84 | 89 | 97 | - | 98 | 2,148 | ||||||
| Property Plant And Equipment Net | 11 | 12 | 13 | 13 | 14 | 12 | 11 | 10 | 10 | 11 | 11 | 12 | ||||||
| Intangible Assets Net Excluding Goodwill | 25 | 28 | 30 | 32 | - | - | 0 | - | - | - | - | - | ||||||
| Operating Lease Right Of Use Asset | 14 | 15 | 15 | 16 | 14 | 14 | 14 | 11 | 11 | 11 | 11 | 11 | ||||||
| Prepaid Expense And Other Assets | 60 | 74 | 67 | 58 | 46 | 35 | 32 | 34 | 34 | 32 | 28 | 26 | ||||||
| Assets | 7,492 | 7,465 | 7,623 | 7,080 | 3,643 | 3,272 | 3,271 | 3,040 | 2,837 | 2,787 | 2,706 | 2,597 | ||||||
| Accounts Payable And Accrued Liabilities Current And Noncurrent | 275 | 258 | 285 | 253 | 113 | 81 | 72 | 60 | 71 | 59 | 62 | 48 | ||||||
| Operating Lease Liability | 24 | 24 | 25 | 26 | 24 | 24 | 24 | 19 | 20 | 20 | 20 | 20 | ||||||
Liabilities | ||||||||||||||||||
| Liabilities | 6,754 | 6,781 | 6,979 | 6,455 | 3,044 | 2,703 | 2,691 | 2,471 | 2,266 | 2,234 | 2,174 | 2,082 | ||||||
| Notes Payable To Bank | 5,579 | 5,637 | 5,819 | 5,333 | 2,466 | 2,175 | 2,199 | 2,017 | 1,879 | 1,863 | 1,862 | 1,788 | ||||||
| Senior Notes | 692 | 692 | 699 | 702 | 308 | 300 | 282 | 270 | 199 | 199 | 144 | 144 | ||||||
| Taxes Payable Current And Noncurrent | 184 | 168 | 152 | 141 | 133 | 124 | 114 | 105 | 97 | 93 | 86 | 81 | ||||||
Stockholders Equity Including Portion Attributable To Noncontrolling Interest | ||||||||||||||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital Common Stock | 106 | 100 | 102 | 116 | 112 | 110 | 98 | 89 | 89 | 89 | 87 | 96 | ||||||
| Retained Earnings Accumulated Deficit | 596 | 548 | 506 | 474 | 451 | 423 | 395 | 368 | 345 | 327 | 307 | 281 | ||||||
| Stockholders Equity | 702 | 648 | 609 | 585 | 559 | 529 | 493 | 458 | 431 | 416 | 395 | 377 | ||||||
| Minority Interest | -4 | -4 | -5 | -5 | -4 | -4 | -4 | -3 | -3 | -3 | -2 | -2 | ||||||
| Liabilities And Stockholders Equity | 7,492 | 7,465 | 7,623 | 7,080 | 3,643 | 3,272 | 3,271 | 3,040 | 2,837 | 2,787 | 2,706 | 2,597 | ||||||
| Cash And Cash Equivalents At Carrying Value | 555 | 651 | - | - | 329 | 350 | - | - | - | - | - | - | ||||||
| Restricted Cash And Cash Equivalents | 90 | 153 | 146 | 101 | 154 | 111 | 124 | 76 | 56 | 37 | 44 | 44 | ||||||
| Loans Receivable Fair Value Disclosure | 6,659 | 6,452 | 6,648 | 6,350 | 3,005 | 2,669 | 2,630 | 2,512 | 2,277 | 2,151 | 2,174 | 2,050 | ||||||
| Financing Receivable Allowance For Credit Losses | 4 | 4 | 4 | 5 | 5 | 5 | 5 | 5 | 2 | - | 2 | 2 | ||||||
| Financing Receivable Deferred Income | 18 | 20 | 20 | 22 | 20 | 20 | 20 | 17 | 18 | - | 18 | -18 | ||||||
| Common Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Shares Authorized | 150 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | ||||||
| Common Stock Shares Issued | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | ||||||
| Shares Outstanding | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialAtlanticus Holdings Corp (ATLC) — SEC Financial Statements & Analysis
Atlanticus Holdings Corp (ATLC) is a personal credit institutions company, incorporated in GA. Atlanticus Holdings Corp trades on Nasdaq as: ATLC, ATLCL, ATLCP, ATLCZ. Atlanticus Holdings Corp (ATLC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, Atlanticus Holdings Corp carries a market cap of $1.55B, a P/E ratio of 10.67x, a P/B ratio of 2.22x, a P/S ratio of 0.58x, an enterprise value of $1.60B, and an EV/EBITDA multiple of -6.07x. On profitability, it posts a gross margin of 107.44%, an operating margin of 7.67%, a net margin of 5.48%, a Return on Equity (ROE) of 23.12%, and a Return on Invested Capital (ROIC) of -27.81%. Per share, it reports EPS of $9.59, diluted EPS of $7.58, free cash flow per share of $57.02, and a dividend per share of $0.61. Over the trailing year, it posted revenue growth of 83.72% year-over-year, net income growth of 42.58% year-over-year, and EPS growth of 42.29% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.56x, free cash flow of $864.11M (TTM), and net debt of $46.94M. Figures sourced from SEC EDGAR.
- Market Cap
- $1.55B
- P/E TTM
- 10.67x
- EPS TTM
- $9.59
- P/B TTM
- 2.22x
- ROE TTM
- 23.12%
- Free Cash Flow TTM
- $864.11M
- Net Revenue TTM Growth 1Y
- 83.72%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Atlanticus Holdings Corp in?
Atlanticus Holdings Corp (ATLC) operates in the Personal Credit Institutions industry.
What exchange does ATLC trade on?
Atlanticus Holdings Corp (ATLC) trades on the Nasdaq.
Where is Atlanticus Holdings Corp incorporated?
Atlanticus Holdings Corp is incorporated in GA.
When was Atlanticus Holdings Corp (ATLC)'s most recent SEC filing?
Atlanticus Holdings Corp (ATLC)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is ATLC's market cap?
Atlanticus Holdings Corp (ATLC) has a market capitalization of $1.55B as of 2026-06-30.
What is ATLC's P/E ratio?
Atlanticus Holdings Corp (ATLC)'s trailing twelve month P/E ratio is 10.67x as of 2026-06-30.
What is ATLC's EPS (earnings per share)?
Atlanticus Holdings Corp (ATLC)'s trailing twelve month EPS is $9.59 as of 2026-06-30.
What is ATLC's ROE (return on equity)?
Atlanticus Holdings Corp (ATLC)'s trailing twelve month Return on Equity (ROE) is 23.12% as of 2026-06-30.
What is ATLC's ROIC (return on invested capital)?
Atlanticus Holdings Corp (ATLC)'s trailing twelve month Return on Invested Capital (ROIC) is -27.81% as of 2026-06-30.
What is ATLC's EV/EBITDA?
Atlanticus Holdings Corp (ATLC)'s trailing twelve month EV/EBITDA is -6.07x as of 2026-06-30.