ATLO

AMES NATIONAL CORP
—

Company Information

Company Name
AMES NATIONAL CORP
CIK
CIK0001132651
Category
Non-accelerated filer<br>Smaller reporting company
Ticker: Exchange
ATLO: Nasdaq
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6021
SIC Description
National Commercial Banks
Ticker
ATLO

SEC filing data through

Insider Sentiment

Last purchase
2026-09-09
Last sale
—
Shares purchased (TTM)
4,102
Shares sold (TTM)
0
Buy ratio (TTM)100.0%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
3,619,220
Shares outstanding
8,857,220
Ownership
40.86%
+10.84% Y/Y

Earnings Market Reaction

Filing date
2026-08-07
Price on filing date
—
1-month reaction
1.12%
3-month reaction
Pending
Drift continued7/11 (64%)
Faded / reversed4/11 (36%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Cash And Due From Banks192120232420202325182422
Interest Bearing Deposits In Banks88971068571143823638933168
Cash And Cash Equivalents At Carrying Value1071181271089516310159631115590
Available For Sale Securities Debt Securities-----640649689691723736737
Debt Securities Available For Sale Excluding Accrued Interest695689656651645-649-----
Federal Home Loan Bank Stock And Federal Reserve Bank Stock333333454434
Loans And Leases Receivable Net Reported Amount-----------1,232
Notes Receivable Net-----1,3061,3041,2961,2811,2731,278-
Assets
Assets2,1232,1432,1342,1082,0932,1842,1332,1232,1262,1922,1552,154
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss1,2511,2651,2801,2761,280-1,304-----
Loans Receivable Held For Sale Net Not Part Of Disposal Group110101001100
Property Plant And Equipment Net212121212121222222222322
Interest Receivable131314151212141512121314
Other Real Estate000---0-----
Bank Owned Life Insurance333333333333
Deferred Income Tax Assets Net89791012141116171623
Finite Lived Intangible Assets Net111111111112
Goodwill121212121212121212121212
Other Assets2223333312555
Noninterest Bearing Deposit Liabilities365331354310309337358335341354371372
Deposits1,8531,8671,8551,8331,8191,9061,8471,8021,8211,8721,8121,829
Deposits Negotiable Order Of Withdrawal N O W629661636659630663620612619645612616
Time Deposits At Or Above F D I C Insurance Limit808186928988858073776874
Federal Funds Purchased And Securities Sold Under Agreements To Repurchase313739414046524341535461
Dividends Payable Current And Noncurrent-00002222222
Interest Payable Current And Noncurrent223223333354
Accounts Payable And Accrued Liabilities Current And Noncurrent8108879776666
Liabilities1,9101,9351,9261,9071,9002,0011,9581,9401,9592,0261,9902,007
Common Stock Value181818181818181818181818
Additional Paid In Capital121212131313141414141414
Stockholders Equity
Retained Earnings Accumulated Deficit204200196191188184182181180180180181
Stockholders Equity213208208201193183175183167166166147
Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax-20-22-18-21-26-32-39-29-45-47-47-66
Liabilities And Stockholders Equity2,1232,1432,1342,1082,0932,1842,1332,1232,1262,1922,1552,154
Common Stock Par Or Stated Value Per Share2.002.002.002.002.002.002.002.002.002.002.002.00
Common Stock Shares Authorized181818181818181818181818
Common Stock Shares Issued999999999999
Shares Outstanding999999999999

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AMES NATIONAL CORP (ATLO) — SEC Financial Statements & Analysis

AMES NATIONAL CORP (ATLO) is a national commercial banks company, incorporated in X1. AMES NATIONAL CORP trades on Nasdaq as: ATLO. AMES NATIONAL CORP (ATLO)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, AMES NATIONAL CORP carries a market cap of $260.26M, a P/E ratio of 11.33x, a P/B ratio of 1.22x, a P/S ratio of 40.09x, an enterprise value of $153.02M, and an EV/EBITDA multiple of -5.03x. On profitability, it posts a gross margin of -345.01%, an operating margin of 452.73%, a net margin of 353.73%, a Return on Equity (ROE) of 11.31%, and a Return on Invested Capital (ROIC) of -24.30%. Per share, it reports EPS of $2.59, free cash flow per share of $2.37, and a dividend per share of $0.88. Over the trailing year, it posted revenue growth of 15.91% year-over-year, net income growth of 67.82% year-over-year, and EPS growth of 68.64% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.52x, free cash flow of $21.00M (TTM), and net debt of $-107.24M. Figures sourced from SEC EDGAR.

Market Cap
$260.26M
P/E TTM
11.33x
EPS TTM
$2.59
P/B TTM
1.22x
ROE TTM
11.31%
Free Cash Flow TTM
$21.00M
Net Revenue TTM Growth 1Y
15.91%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is AMES NATIONAL CORP in?

AMES NATIONAL CORP (ATLO) operates in the National Commercial Banks industry.

What exchange does ATLO trade on?

AMES NATIONAL CORP (ATLO) trades on the Nasdaq.

Where is AMES NATIONAL CORP incorporated?

AMES NATIONAL CORP is incorporated in United States.

When was AMES NATIONAL CORP (ATLO)'s most recent SEC filing?

AMES NATIONAL CORP (ATLO)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.

What is ATLO's market cap?

AMES NATIONAL CORP (ATLO) has a market capitalization of $260.26M as of 2026-06-30.

What is ATLO's P/E ratio?

AMES NATIONAL CORP (ATLO)'s trailing twelve month P/E ratio is 11.33x as of 2026-06-30.

What is ATLO's EPS (earnings per share)?

AMES NATIONAL CORP (ATLO)'s trailing twelve month EPS is $2.59 as of 2026-06-30.

What is ATLO's ROE (return on equity)?

AMES NATIONAL CORP (ATLO)'s trailing twelve month Return on Equity (ROE) is 11.31% as of 2026-06-30.

What is ATLO's ROIC (return on invested capital)?

AMES NATIONAL CORP (ATLO)'s trailing twelve month Return on Invested Capital (ROIC) is -24.30% as of 2026-06-30.

What is ATLO's EV/EBITDA?

AMES NATIONAL CORP (ATLO)'s trailing twelve month EV/EBITDA is -5.03x as of 2026-06-30.

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