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BANK OF AMERICA CORP /DE/

BAC

Companies in National Commercial Banks

BANK OF AMERICA CORP /DE/ (BAC) — SEC Financial Statements & Analysis

BANK OF AMERICA CORP /DE/ (BAC) files its annual 10-K and quarterly 10-Q reports directly with the SEC. The financial data below is sourced as-filed from EDGAR — balance sheet, income statement, and cash flow as reported, without normalization or third-party adjustments.

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Financial Statements

Values in Millions ($)
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
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Cash And Due From Banks
27,12528,59525,35226,66124,73426,00324,84725,84923,55027,89225,25529,651
Interest Bearing Deposits In Banks
215,354203,250221,155239,350248,845264,111270,742294,783289,854305,181326,471343,902
Cash And Cash Equivalents At Carrying Value
242,479231,845246,507266,011273,579290,114295,589320,632313,404333,073351,726373,553
Federal Funds Sold And Securities Purchased Under …
383,264316,578325,800352,392328,365274,709337,706337,752316,093280,624309,249276,281
Trading Securities
364,221366,954335,566356,584339,614314,460342,135306,466318,364277,354306,409311,400
Derivative Assets
48,31540,88142,11542,71136,20640,94834,18235,95636,23639,32347,46446,475
Marketable Securities
Debt Securities Held To Maturity Excluding Accrued…
514,738522,660531,414541,286550,720558,677567,553577,366586,863594,555603,333614,118
Marketable Securities
901,127925,635936,050930,216939,279917,284892,989878,417909,982871,407778,873756,158
Financing Receivable Excluding Accrued Interest Be…
1,205,0351,185,7001,165,9001,147,0561,110,6251,095,8351,075,8001,056,7851,049,1561,053,7321,049,1491,051,224
Financing Receivable Allowance For Credit Loss Exc…
-13,148-13,203-13,252-13,291-13,256-13,240-13,251-13,238-13,213-13,342-13,287-12,950
Financing Receivable Excluding Accrued Interest Af…
1,191,8871,172,4971,152,6481,133,7651,097,3691,082,5951,062,5491,043,5471,035,9431,040,3901,035,8621,038,274
Property Plant And Equipment Net
12,53912,51612,34812,25412,15112,16812,03311,91711,90111,85511,82111,688
Goodwill
69,02169,02169,02169,02169,02169,02169,02169,02169,02169,02169,02169,021
Other Receivables
96,08298,18699,86393,96480,32982,24791,26780,97886,10681,88174,34774,000
Other Assets
168,921164,986168,755169,446159,362161,836168,320157,898160,323160,875152,732151,619
Assets
3,496,1863,411,7383,403,7163,441,1423,349,0393,261,2993,324,2933,257,9963,273,8033,180,1513,153,0903,123,198
Liabilities
Deposits Domestic
Noninterest Bearing Deposit Liabilities Domestic
529,194517,834510,208514,530513,905507,561498,263503,037524,982530,619549,333571,621
Interest Bearing Deposit Liabilities Domestic
1,372,9691,361,1771,354,4451,363,4831,346,4231,329,0141,308,8561,291,8531,304,5081,273,9041,228,0391,197,396
Deposits Foreign
Noninterest Bearing Deposit Liabilities Foreign
14,92414,21614,69014,44016,10516,29715,45714,57316,50216,42715,27616,662
Interest Bearing Deposit Liabilities Foreign
120,576125,502122,865119,160113,131112,595107,776101,028100,504102,87791,95391,530
Deposits
2,037,6632,018,7292,002,2082,011,6131,989,5641,965,4671,930,3521,910,4911,946,4961,923,8271,884,6011,877,209
Federal Funds Purchased And Securities Sold Under …
353,020344,716342,588399,460376,070331,758397,958368,106329,658283,887300,703288,627
Trading Liabilities
129,833105,996117,322107,426105,47092,54398,316100,345114,32695,530102,82097,818
Derivative Liabilities
43,93842,07640,15741,69335,36539,35343,13140,50840,40143,43240,85543,399
Other Short Term Borrowings
57,63048,08854,20047,89141,47043,39138,44040,42938,89532,09840,19641,017
Accrued Liabilities And Other Liabilities
247,470231,074231,605220,042201,758211,545222,657213,751214,129207,527206,492205,736
Long Term Debt
325,964317,816-1,934313,418304,146283,2796,453290,474296,346302,2044,286286,073
Liabilities
3,195,5183,108,4953,099,5643,141,5433,053,8432,967,3363,027,7812,964,1042,980,2512,888,5052,866,0262,839,879
Stockholders Equity
Common Stocks Including Additional Paid In Capital
18,88526,08431,76436,42841,03845,33648,33851,37654,31056,36556,71057,267
Retained Earnings Accumulated Deficit
267,765261,693258,141252,180247,315240,753237,954233,597228,902224,672223,749218,397
Accumulated Other Comprehensive Income Loss Net Of…
-10,978-10,526-11,745-12,504-13,271-15,285-14,334-17,629-18,057-17,788-21,792-20,742
Stockholders Equity
300,668303,243304,152299,599293,949293,963296,512293,892293,552291,646287,064283,319
Liabilities And Stockholders Equity
3,496,1863,411,7383,403,7163,441,1423,349,4243,261,2993,324,2933,257,9963,273,8033,180,1513,153,0903,123,198
Variable Interest Entity Primary Beneficiary
7,1847,139395-3946,0625,575633-1915,8386,054444,610
Nonrecourse
0000000-232323023
Assets
Federal Funds Sold And Securities Borrowed Or Purc…
228,013185,491173,686185,143181,232144,501176,229167,835158,281133,053170,332152,081
Debt Securities Trading Restricted
185,980185,869174,783180,332171,255170,328181,996151,737154,424130,815154,684152,849
Held To Maturity Securities Fair Value
433,611442,430446,544448,179454,408450,548481,887466,636477,748496,597471,761508,351
Loans Receivable Fair Value Disclosure
3,7573,4986,6946,8635,3864,2494,1723,1972,9383,5694,2504,327
Loans Held For Sale Fair Value Disclosure
5,4312,2712,0712,4092,6722,2143,1411,5722,0702,0591,6072,063
Other Assets Fair Value Disclosure
12,1079,0589,8309,8719,95213,17617,25415,31413,93511,8619,05810,028
Federal Funds Purchased And Securities Loaned Or S…
227,301223,067215,376241,847222,734192,859243,431214,719206,867178,609209,837214,991
Shortterm Debt Fair Value
11,4448,0516,4325,5966,5346,2456,4787,2006,6114,6904,0462,239
Nonfinancial Liabilities Fair Value Disclosure
10,8258,9968,5119,0649,06113,19916,03615,06414,60511,47310,01111,587
Long Term Debt Fair Value
79,27472,59166,31562,63854,54550,00553,55446,87543,97542,80939,44340,622
Preferred Stock Par Or Stated Value Per Share
0.010.010.010.010.010.010.010.010.010.010.010.01
Preferred Stock Shares Authorized
100100100100100100100100100100100100
Preferred Stock Shares Issued
444444444444
Preferred Stock Shares Outstanding
444444444444
Common Stock Par Or Stated Value Per Share
0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized
12,80012,80012,80012,80012,80012,80012,80012,80012,80012,80012,80012,800
Common Stock Shares Issued
7,1307,2127,3297,4377,5607,6117,6897,7757,8677,8957,9237,954
Shares Outstanding
7,1307,2127,3297,4377,5607,6117,6897,7757,8677,8957,9237,954

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
2026-2.70%6.11%----------
20258.32%14.76%19.36%4.68%11.15%9.09%-3.54%3.94%-0.38%-8.25%4.88%-3.17%
20247.27%7.35%16.62%-3.66%-1.81%3.19%10.51%4.43%10.01%-2.74%-14.32%2.35%
2023----10.94%-12.91%-17.10%12.87%27.93%23.30%5.00%6.13%14.02%

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Performance and Valuation Metrics

Metrics
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
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Leverage & Debt
Interest Coverage TTM
-0.36
-0.37
-0.38
-0.40
-0.39
0.21
0.58
0.98
1.33
1.39
1.53
1.68
Per Share Metrics
Diluted EPS TTM
4.33
3.97
3.78
3.55
3.51
3.40
2.99
3.08
3.12
3.28
3.77
3.69
Free Cash Flow Per Share TTM
7.80
1.68
8.23
-2.99
0.59
-1.12
-0.26
5.96
5.11
5.60
5.40
5.55
Dividend Per Share TTM
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Margin Metrics
Gross Profit Margin TTM
33.58%
30.62%
27.24%
22.31%
18.81%
14.46%
-6.42%
-2.26%
2.61%
11.20%
38.67%
51.58%
Operating Profit Margin TTM
33.97%
33.33%
33.20%
32.08%
32.28%
31.39%
25.66%
26.49%
27.02%
28.75%
32.74%
33.16%
Net Profit Margin TTM
27.92%
26.98%
25.72%
24.85%
25.17%
25.48%
23.99%
24.94%
25.50%
26.90%
30.13%
29.64%
Growth Metrics
Net Revenue Growth (1Y)
6.31%
6.84%
13.82%
11.24%
10.34%
7.38%
-2.62%
-2.16%
0.16%
3.82%
9.38%
10.74%
Net Income Growth (1Y)
17.93%
13.11%
22.07%
10.87%
8.89%
1.73%
-22.47%
-17.68%
-12.56%
-3.68%
10.43%
5.32%
EPS Growth (1Y)
24.78%
18.13%
27.82%
15.50%
13.01%
3.97%
-20.49%
-16.19%
-11.48%
-2.66%
11.67%
6.38%
Valuation Metrics
P/E TTM
10.95
13.41
13.14
12.92
11.44
12.38
12.62
12.24
11.46
9.61
6.74
7.19
P/B
1.17
1.35
1.25
1.17
1.06
1.14
1.01
1.02
0.98
0.87
0.72
0.76
P/S TTM
3.06
3.62
3.38
3.21
2.88
3.15
3.03
3.05
2.92
2.59
2.03
2.13
Market Cap
351.91B
409.25B
379.06B
351.09B
311.73B
333.80B
298.27B
300.05B
286.89B
254.87B
205.33B
214.00B
Enterprise Value
435.39B
495.22B
130.62B
398.50B
342.30B
326.97B
9.14B
269.89B
269.84B
224.01B
-142.11B
126.52B
Calculated Values
Free Cash Flow TTM
56.57B
12.61B
61.47B
-22.68B
4.55B
-8.81B
-2.00B
47.05B
40.74B
44.98B
43.26B
44.64B
Net Debt
83.49B
85.97B
-248.44B
47.41B
30.57B
-6.84B
-289.14B
-30.16B
-17.06B
-30.87B
-347.44B
-87.48B
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-05-05Sale
Owner: Greener, Geoffrey S
Title: Chief Risk Officer
Shares: 126,756
Price/Share: $53.01
Value: $6,719,335.56
Shares Owned: 1,373,397
Relationship: Officer
Ownership: Indirect
2026-03-12Sale
Owner: Mensah, Bernard A
Title: President, International
Shares: 94,000
Price/Share: $46.94
Value: $4,412,360.00
Shares Owned: 170,184
Relationship: Officer
Ownership: Direct
2026-03-05Sale
Owner: Scrivener, Thomas M
Title: Chief Operations Executive
Shares: 50,000
Price/Share: $49.82
Value: $2,491,000.00
Shares Owned: 227,973
Relationship: Officer
Ownership: Direct
2026-03-05Sale
Owner: Bronstein, Sheri B.
Title: Chief People Officer
Shares: 60,000
Price/Share: $49.91
Value: $2,994,600.00
Shares Owned: 335,690
Relationship: Officer
Ownership: Direct
2026-03-04Sale
Owner: Demare, James P
Title: Co-President
Shares: 83,832
Price/Share: $50.00
Value: $4,191,600.00
Shares Owned: 307,240
Relationship: Officer
Ownership: Indirect

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Institutional Ownership

No data available for chart
2026-03-31
68.55%
Inst. Shares: 4,974,116,589
Shares Outstanding: 7,256,100,000
2025-12-31
70.54%
Inst. Shares: 5,305,919,511
Shares Outstanding: 7,521,900,000
2025-09-30
69.63%
Inst. Shares: 5,198,948,683
Shares Outstanding: 7,466,000,000
2025-06-30
68.37%
Inst. Shares: 5,183,083,606
Shares Outstanding: 7,581,200,000
2025-03-31
67.01%
Inst. Shares: 5,144,618,770
Shares Outstanding: 7,677,900,000

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BANK OF AMERICA CORP /DE/ (BAC) financial data sourced directly from SEC EDGAR filings — including the latest 10-K annual report, 10-Q quarterly filings, insider transactions (SEC Form 4), institutional ownership (SEC Form 13F), Earning Marker Reaction Heat Map and 50+ calculated financial metrics like Price to Earnings Ratio (P/E), Return on Equity (ROE), Debt to Equity (D/E), Free Cash Flow Per Share (FCF/S), and Return on Invested Capital (ROIC). Unlike platforms that rely on third-party data aggregators, GeminIQ parses raw SEC filings directly — delivering institutional-grade accuracy at a fraction of the cost of Bloomberg Terminal or S&P Capital IQ.