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BANC OF CALIFORNIA, INC.

BANC

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Financial Statements

Values in Millions ($)
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
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Common Stock
--2---2---2-
Class B Nonvoting
--0---0---0-
Nonvoting Common Stock
-0000000000-
Cash And Due From Banks
-----------46
Interest Bearing Deposits In Banks
2,5932,0032,1272,1932,1312,1282,3102,3022,4952,8855,175265
Cash And Cash Equivalents At Carrying Value
2,8182,2172,3082,3982,3542,3442,5022,5542,6993,0855,378311
Debt Securities Held To Maturity Excluding Accrued…
-----------328
Debt Securities Available For Sale Excluding Accru…
-----------915
Available For Sale Securities Debt Securities
4,4842,6562,4542,4272,2462,3342,2472,3002,2442,2872,347-
Debt Securities Held To Maturity Excluding Accrued…
-2,3142,3092,3042,3172,3122,3062,3012,2972,2922,287-
Federal Home Loan Bank Stock
-170160159162155148145132129126-
Investments
4,6655,1404,9234,8904,7254,8014,7014,7474,6734,7084,761-
Loans Receivable Held For Sale Amount
9152591832114662626291,93581123-
Loans And Leases Receivable Gross Carrying Amount
---------25,75625,535-
Financing Receivable Excluding Accrued Interest Be…
-24,78025,03324,11124,24624,12723,78223,52823,229-25,4906,961
Loans And Leases Receivable Deferred Income
--------26-26-44-45-
Financing Receivable Allowance For Credit Loss Exc…
--242246-241-229-235239-254-248-292282-74
Loans And Leases Receivable Allowance
--------254-248-292-282-222
Assets
Assets
35,03134,72434,79734,01334,25033,78033,54333,43335,24436,07438,5349,247
Loans And Leases Receivable Net Reported Amount
-------23,27322,98125,18225,208-
Financing Receivable Excluding Accrued Interest Af…
--24,787---23,542---25,2086,887
Notes Receivable Net
23,96824,539-23,87024,01723,892------
Property Plant And Equipment Net
145146147133138140143143146145147109
Other Real Estate And Foreclosed Assets
--350---340---340-
Bank Owned Life Insurance
349353-348346343-343342342-130
Deferred Income Tax Assets Net
-----------51
Goodwill
215215215215215215215217216199199114
Other Intangible Assets Net
-----------6
Derivative Assets
-----------71
Deferred Tax Assets Tax Deferred Expense
704653657672692702721707739741739-
Other Assets
9408798858838928969149641,0281,0941,131264
Deposits
28,12127,32227,84327,18527,52827,19327,19226,82828,80428,89230,4026,641
Noninterest Bearing Deposit Liabilities
7,7587,7987,8237,6047,4417,5947,7207,8127,8257,8347,7742,367
Interest Bearing Deposit Liabilities
20,36319,52520,02119,58120,08719,59919,47219,01620,97921,05922,6284,274
Federal Home Loan Bank Advances Long Term
-----------1,008
Liabilities
Liabilities
31,62131,17131,25630,54630,82430,25830,04329,93631,83632,67935,1438,245
Federal Funds Purchased
-----------186
Notes Payable
-----------274
Long Term Debt
2,4602,5512,0642,0051,9171,6711,3921,5921,4412,1392,911-
Accrued Liabilities And Other Liabilities
466343396406429449517574651710894136
Preferred Stock Value
499499499499499499499499499499499-
Common Stock Value
-2-212-222--
Additional Paid In Capital
3,4863,5013,5523,5633,6093,7323,7863,8023,8133,8283,841870
Retained Earnings Accumulated Deficit
-431-180-242-309-369-388-431-478-477-497-518312
Stockholders Equity
Stockholders Equity
3,4103,5533,5413,4673,4273,5223,5003,4963,4083,3943,3912,399
Treasury Stock Common Value
------------137
Accumulated Other Comprehensive Income Loss Net Of…
-144-268-269-287-313-323-355-328-429-436-432-43
Common Class B
-----------0
Liabilities And Stockholders Equity
35,03134,72434,79734,01334,25033,78033,54333,43335,24436,07438,5349,247
Common Class A
-----------0
Available For Sale Debt Securities Amortized Cost …
--2,646---2,527---2,699-
Held To Maturity Securities Fair Value
--2,247---2,157---2,168250
Debt Securities Available For Sale Amortized Cost …
-----------968
Debt Securities Available For Sale Amortized Cost …
------------1
Treasury Stock Common Shares
-----------8
Common Stock Par Or Stated Value Per Share
--0.01---0.01---0.01-
Common Stock Shares Issued
--150---159---158-
Shares Outstanding
--150---158---157-
Debt Securities Available For Sale Allowance For C…
---1---0-----
Debt Securities Held To Maturity Allowance For Cre…
---1----2-----

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
20260.95%9.95%12.43%---------
2025-0.29%3.01%10.62%16.37%15.41%17.49%10.15%12.74%15.81%-8.22%3.07%-0.21%
2024-8.09%-14.60%-3.77%8.72%13.87%17.18%5.64%-4.33%-1.37%-2.69%-9.28%-5.43%
2023----8.27%-11.05%-22.26%9.04%18.71%28.79%1.30%-4.62%0.40%

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Performance and Valuation Metrics

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Metrics
2026-06-30
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
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Leverage & Debt
Interest Coverage TTM
-1.22
-0.84
-0.46
0.13
0.60
1.18
1.10
0.72
0.72
0.61
-0.33
-0.01
Efficiency & Turnover
Days Sales Outstanding TTM
-
-
-
-
-
-
-
4,578.36
4,522.83
4,757.58
4,964.48
-
Receivables Turnover TTM
-
-
-
-
-
-
-
0.08
0.08
0.08
0.07
-
Per Share Metrics
Diluted EPS TTM
-0.21
1.48
1.42
1.44
0.99
0.94
0.75
-2.74
-2.94
-4.30
-22.71
-14.15
Free Cash Flow Per Share TTM
2.34
1.72
1.47
1.44
1.23
1.00
0.38
0.40
0.30
0.45
1.41
7.91
Dividend Per Share TTM
0.44
0.42
0.40
0.43
0.43
0.41
0.41
0.40
0.31
0.21
0.57
1.81
Margin Metrics
Gross Profit Margin TTM
60.24%
59.41%
58.29%
42.26%
40.65%
39.05%
37.32%
45.37%
39.92%
36.08%
37.91%
59.20%
Operating Profit Margin TTM
-2.83%
20.02%
18.67%
16.83%
11.93%
11.45%
9.30%
-30.26%
-32.33%
-47.03%
-112.19%
-40.19%
Net Profit Margin TTM
-1.93%
14.15%
13.66%
13.56%
9.28%
9.17%
7.00%
-24.94%
-26.68%
-37.40%
-98.37%
-39.47%
Growth Metrics
Net Revenue Growth (1Y)
-1.59%
-3.63%
-7.51%
-9.23%
-8.41%
-9.90%
-8.03%
-33.54%
-24.04%
-2.92%
26.63%
697.07%
Net Income Growth (1Y)
-120.51%
48.80%
80.45%
-149.36%
-131.85%
-122.08%
-106.54%
-58.01%
-52.62%
-11.91%
-557.71%
-1,147.76%
EPS Growth (1Y)
-120.84%
61.94%
90.20%
-152.97%
-133.88%
-122.03%
-103.32%
-80.60%
-78.15%
-59.42%
-514.17%
-
Valuation Metrics
P/E TTM
-98.48
11.40
13.29
11.18
13.78
14.52
19.74
-5.13
-4.13
-3.33
-0.55
-0.81
P/B TTM
0.93
0.76
0.86
0.74
0.63
0.66
0.72
0.68
0.60
0.71
0.32
0.37
P/S TTM
1.90
1.61
1.81
1.52
1.28
1.33
1.38
1.28
1.10
1.25
0.54
0.32
Market Cap
3.18B
2.71B
3.04B
2.55B
2.17B
2.32B
2.50B
2.37B
2.04B
2.41B
1.07B
895.26M
Enterprise Value
2.83B
3.04B
2.80B
2.16B
1.74B
1.64B
1.39B
1.41B
785.40M
1.46B
-1.39B
-4.90B
Calculated Values
Free Cash Flow TTM
364.14M
266.78M
234.77M
226.20M
195.30M
168.26M
64.33M
67.12M
49.73M
76.45M
120.55M
615.99M
Net Debt
-357.69M
333.98M
-244.15M
-393.24M
-436.37M
-673.11M
-1.11B
-962.39M
-1.26B
-945.73M
-2.47B
-5.80B
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-05-26Sale
Owner: Corsini, Bryan M
Title: CHIEF CREDIT OFFICER
Shares: 14,988
Price/Share: $19.06
Value: $285,671.28
Shares Owned: 59,045
Relationship: Officer
Ownership: Direct
2026-04-29Sale
Owner: Corsini, Bryan M
Title: CHIEF CREDIT OFFICER
Shares: 10,399
Price/Share: $18.52
Value: $192,589.48
Shares Owned: 83,710
Relationship: Officer
Ownership: Direct
2026-02-13Sale
Owner: Warburg, Pincus Llc, Warb…
Title: -
Shares: 4,250,000
Price/Share: $20.10
Value: $85,425,000.00
Shares Owned: 2,640,244
Relationship: Director
Ownership: Indirect
2026-02-13Sale
Owner: Warburg, Pincus (Cayman) …
Title: -
Shares: 4,250,000
Price/Share: $20.10
Value: $85,425,000.00
Shares Owned: 2,640,244
Relationship: Director
Ownership: Indirect
2026-02-09Purchase
Owner: Hussain, Hamid
Title: PRESIDENT OF THE BANK
Shares: 14,000
Price/Share: $21.12
Value: $295,680.00
Shares Owned: 60,444
Relationship: Officer
Ownership: Direct

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Institutional Ownership

No data available for chart
2026-03-31
86.95%
Inst. Shares: 134,613,665
Shares Outstanding: 154,821,000
2025-12-31
83.01%
Inst. Shares: 132,649,537
Shares Outstanding: 159,807,000
2025-09-30
85.86%
Inst. Shares: 134,890,013
Shares Outstanding: 157,103,000
2025-06-30
84.96%
Inst. Shares: 134,536,549
Shares Outstanding: 158,354,000
2025-03-31
85.32%
Inst. Shares: 143,757,925
Shares Outstanding: 168,495,000

BANC OF CALIFORNIA, INC. (BANC) — SEC Financial Statements & Analysis

BANC OF CALIFORNIA, INC. (BANC) is a national commercial banks company, incorporated in MD. BANC OF CALIFORNIA, INC. trades on NYSE as: BANC, BANC-PF. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), BANC OF CALIFORNIA, INC. reported a -1.59% year-over-year revenue growth, a Gross Profit Margin of 60.24% (TTM), a Price-to-Sales (P/S) ratio of 1.90x (TTM), a Price-to-Book (P/B) ratio of 0.93x (TTM), at a market cap of $3.18B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y
-1.59%
Gross Profit Margin TTM
60.24%
P/S TTM
1.90x
P/B TTM
0.93x
Market Cap
$3.18B

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is BANC OF CALIFORNIA, INC. in?

BANC OF CALIFORNIA, INC. (BANC) operates in the National Commercial Banks industry.

What is BANC's market cap?

BANC OF CALIFORNIA, INC. (BANC) has a market capitalization of $3.18B as of 2026-06-30.

What exchange does BANC trade on?

BANC OF CALIFORNIA, INC. (BANC) trades on the NYSE.

Where is BANC OF CALIFORNIA, INC. incorporated?

BANC OF CALIFORNIA, INC. is incorporated in MD.

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Main Street's price.