BANC OF CALIFORNIA, INC.
BANC OF CALIFORNIA, INC.
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Common Stock | - | - | 2 | - | - | - | 2 | - | - | - | 2 | - | |||||
Class B Nonvoting | - | - | 0 | - | - | - | 0 | - | - | - | 0 | - | |||||
Nonvoting Common Stock | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |||||
Cash And Due From Banks | - | - | - | - | - | - | - | - | - | - | - | 46 | |||||
Interest Bearing Deposits In Banks | 2,593 | 2,003 | 2,127 | 2,193 | 2,131 | 2,128 | 2,310 | 2,302 | 2,495 | 2,885 | 5,175 | 265 | |||||
Cash And Cash Equivalents At Carrying Value | 2,818 | 2,217 | 2,308 | 2,398 | 2,354 | 2,344 | 2,502 | 2,554 | 2,699 | 3,085 | 5,378 | 311 | |||||
Debt Securities Held To Maturity Excluding Accrued… | - | - | - | - | - | - | - | - | - | - | - | 328 | |||||
Debt Securities Available For Sale Excluding Accru… | - | - | - | - | - | - | - | - | - | - | - | 915 | |||||
Available For Sale Securities Debt Securities | 4,484 | 2,656 | 2,454 | 2,427 | 2,246 | 2,334 | 2,247 | 2,300 | 2,244 | 2,287 | 2,347 | - | |||||
Debt Securities Held To Maturity Excluding Accrued… | - | 2,314 | 2,309 | 2,304 | 2,317 | 2,312 | 2,306 | 2,301 | 2,297 | 2,292 | 2,287 | - | |||||
Federal Home Loan Bank Stock | - | 170 | 160 | 159 | 162 | 155 | 148 | 145 | 132 | 129 | 126 | - | |||||
Investments | 4,665 | 5,140 | 4,923 | 4,890 | 4,725 | 4,801 | 4,701 | 4,747 | 4,673 | 4,708 | 4,761 | - | |||||
Loans Receivable Held For Sale Amount | 915 | 259 | 183 | 211 | 466 | 26 | 26 | 29 | 1,935 | 81 | 123 | - | |||||
Loans And Leases Receivable Gross Carrying Amount | - | - | - | - | - | - | - | - | - | 25,756 | 25,535 | - | |||||
Financing Receivable Excluding Accrued Interest Be… | - | 24,780 | 25,033 | 24,111 | 24,246 | 24,127 | 23,782 | 23,528 | 23,229 | - | 25,490 | 6,961 | |||||
Loans And Leases Receivable Deferred Income | - | - | - | - | - | - | - | -26 | -26 | -44 | -45 | - | |||||
Financing Receivable Allowance For Credit Loss Exc… | - | -242 | 246 | -241 | -229 | -235 | 239 | -254 | -248 | -292 | 282 | -74 | |||||
Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | -254 | -248 | -292 | -282 | -222 | |||||
Assets | |||||||||||||||||
Assets | 35,031 | 34,724 | 34,797 | 34,013 | 34,250 | 33,780 | 33,543 | 33,433 | 35,244 | 36,074 | 38,534 | 9,247 | |||||
Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | 23,273 | 22,981 | 25,182 | 25,208 | - | |||||
Financing Receivable Excluding Accrued Interest Af… | - | - | 24,787 | - | - | - | 23,542 | - | - | - | 25,208 | 6,887 | |||||
Notes Receivable Net | 23,968 | 24,539 | - | 23,870 | 24,017 | 23,892 | - | - | - | - | - | - | |||||
Property Plant And Equipment Net | 145 | 146 | 147 | 133 | 138 | 140 | 143 | 143 | 146 | 145 | 147 | 109 | |||||
Other Real Estate And Foreclosed Assets | - | - | 350 | - | - | - | 340 | - | - | - | 340 | - | |||||
Bank Owned Life Insurance | 349 | 353 | - | 348 | 346 | 343 | - | 343 | 342 | 342 | - | 130 | |||||
Deferred Income Tax Assets Net | - | - | - | - | - | - | - | - | - | - | - | 51 | |||||
Goodwill | 215 | 215 | 215 | 215 | 215 | 215 | 215 | 217 | 216 | 199 | 199 | 114 | |||||
Other Intangible Assets Net | - | - | - | - | - | - | - | - | - | - | - | 6 | |||||
Derivative Assets | - | - | - | - | - | - | - | - | - | - | - | 71 | |||||
Deferred Tax Assets Tax Deferred Expense | 704 | 653 | 657 | 672 | 692 | 702 | 721 | 707 | 739 | 741 | 739 | - | |||||
Other Assets | 940 | 879 | 885 | 883 | 892 | 896 | 914 | 964 | 1,028 | 1,094 | 1,131 | 264 | |||||
Deposits | 28,121 | 27,322 | 27,843 | 27,185 | 27,528 | 27,193 | 27,192 | 26,828 | 28,804 | 28,892 | 30,402 | 6,641 | |||||
Noninterest Bearing Deposit Liabilities | 7,758 | 7,798 | 7,823 | 7,604 | 7,441 | 7,594 | 7,720 | 7,812 | 7,825 | 7,834 | 7,774 | 2,367 | |||||
Interest Bearing Deposit Liabilities | 20,363 | 19,525 | 20,021 | 19,581 | 20,087 | 19,599 | 19,472 | 19,016 | 20,979 | 21,059 | 22,628 | 4,274 | |||||
Federal Home Loan Bank Advances Long Term | - | - | - | - | - | - | - | - | - | - | - | 1,008 | |||||
Liabilities | |||||||||||||||||
Liabilities | 31,621 | 31,171 | 31,256 | 30,546 | 30,824 | 30,258 | 30,043 | 29,936 | 31,836 | 32,679 | 35,143 | 8,245 | |||||
Federal Funds Purchased | - | - | - | - | - | - | - | - | - | - | - | 186 | |||||
Notes Payable | - | - | - | - | - | - | - | - | - | - | - | 274 | |||||
Long Term Debt | 2,460 | 2,551 | 2,064 | 2,005 | 1,917 | 1,671 | 1,392 | 1,592 | 1,441 | 2,139 | 2,911 | - | |||||
Accrued Liabilities And Other Liabilities | 466 | 343 | 396 | 406 | 429 | 449 | 517 | 574 | 651 | 710 | 894 | 136 | |||||
Preferred Stock Value | 499 | 499 | 499 | 499 | 499 | 499 | 499 | 499 | 499 | 499 | 499 | - | |||||
Common Stock Value | - | 2 | - | 2 | 1 | 2 | - | 2 | 2 | 2 | - | - | |||||
Additional Paid In Capital | 3,486 | 3,501 | 3,552 | 3,563 | 3,609 | 3,732 | 3,786 | 3,802 | 3,813 | 3,828 | 3,841 | 870 | |||||
Retained Earnings Accumulated Deficit | -431 | -180 | -242 | -309 | -369 | -388 | -431 | -478 | -477 | -497 | -518 | 312 | |||||
Stockholders Equity | |||||||||||||||||
Stockholders Equity | 3,410 | 3,553 | 3,541 | 3,467 | 3,427 | 3,522 | 3,500 | 3,496 | 3,408 | 3,394 | 3,391 | 2,399 | |||||
Treasury Stock Common Value | - | - | - | - | - | - | - | - | - | - | - | -137 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -144 | -268 | -269 | -287 | -313 | -323 | -355 | -328 | -429 | -436 | -432 | -43 | |||||
Common Class B | - | - | - | - | - | - | - | - | - | - | - | 0 | |||||
Liabilities And Stockholders Equity | 35,031 | 34,724 | 34,797 | 34,013 | 34,250 | 33,780 | 33,543 | 33,433 | 35,244 | 36,074 | 38,534 | 9,247 | |||||
Common Class A | - | - | - | - | - | - | - | - | - | - | - | 0 | |||||
Available For Sale Debt Securities Amortized Cost … | - | - | 2,646 | - | - | - | 2,527 | - | - | - | 2,699 | - | |||||
Held To Maturity Securities Fair Value | - | - | 2,247 | - | - | - | 2,157 | - | - | - | 2,168 | 250 | |||||
Debt Securities Available For Sale Amortized Cost … | - | - | - | - | - | - | - | - | - | - | - | 968 | |||||
Debt Securities Available For Sale Amortized Cost … | - | - | - | - | - | - | - | - | - | - | - | -1 | |||||
Treasury Stock Common Shares | - | - | - | - | - | - | - | - | - | - | - | 8 | |||||
Common Stock Par Or Stated Value Per Share | - | - | 0.01 | - | - | - | 0.01 | - | - | - | 0.01 | - | |||||
Common Stock Shares Issued | - | - | 150 | - | - | - | 159 | - | - | - | 158 | - | |||||
Shares Outstanding | - | - | 150 | - | - | - | 158 | - | - | - | 157 | - | |||||
Debt Securities Available For Sale Allowance For C… | - | - | -1 | - | - | - | 0 | - | - | - | - | - | |||||
Debt Securities Held To Maturity Allowance For Cre… | - | - | -1 | - | - | - | -2 | - | - | - | - | - | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.95% | 9.95% | 12.43% | - | - | - | - | - | - | - | - | - |
| 2025 | -0.29% | 3.01% | 10.62% | 16.37% | 15.41% | 17.49% | 10.15% | 12.74% | 15.81% | -8.22% | 3.07% | -0.21% |
| 2024 | -8.09% | -14.60% | -3.77% | 8.72% | 13.87% | 17.18% | 5.64% | -4.33% | -1.37% | -2.69% | -9.28% | -5.43% |
| 2023 | - | - | - | -8.27% | -11.05% | -22.26% | 9.04% | 18.71% | 28.79% | 1.30% | -4.62% | 0.40% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -1.22 | -0.84 | -0.46 | 0.13 | 0.60 | 1.18 | 1.10 | 0.72 | 0.72 | 0.61 | -0.33 | -0.01 | |||||
Efficiency & Turnover | |||||||||||||||||
| Days Sales Outstanding TTM | - | - | - | - | - | - | - | 4,578.36 | 4,522.83 | 4,757.58 | 4,964.48 | - | |||||
| Receivables Turnover TTM | - | - | - | - | - | - | - | 0.08 | 0.08 | 0.08 | 0.07 | - | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | -0.21 | 1.48 | 1.42 | 1.44 | 0.99 | 0.94 | 0.75 | -2.74 | -2.94 | -4.30 | -22.71 | -14.15 | |||||
| Free Cash Flow Per Share TTM | 2.34 | 1.72 | 1.47 | 1.44 | 1.23 | 1.00 | 0.38 | 0.40 | 0.30 | 0.45 | 1.41 | 7.91 | |||||
| Dividend Per Share TTM | 0.44 | 0.42 | 0.40 | 0.43 | 0.43 | 0.41 | 0.41 | 0.40 | 0.31 | 0.21 | 0.57 | 1.81 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 60.24% | 59.41% | 58.29% | 42.26% | 40.65% | 39.05% | 37.32% | 45.37% | 39.92% | 36.08% | 37.91% | 59.20% | |||||
| Operating Profit Margin TTM | -2.83% | 20.02% | 18.67% | 16.83% | 11.93% | 11.45% | 9.30% | -30.26% | -32.33% | -47.03% | -112.19% | -40.19% | |||||
| Net Profit Margin TTM | -1.93% | 14.15% | 13.66% | 13.56% | 9.28% | 9.17% | 7.00% | -24.94% | -26.68% | -37.40% | -98.37% | -39.47% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | -1.59% | -3.63% | -7.51% | -9.23% | -8.41% | -9.90% | -8.03% | -33.54% | -24.04% | -2.92% | 26.63% | 697.07% | |||||
| Net Income Growth (1Y) | -120.51% | 48.80% | 80.45% | -149.36% | -131.85% | -122.08% | -106.54% | -58.01% | -52.62% | -11.91% | -557.71% | -1,147.76% | |||||
| EPS Growth (1Y) | -120.84% | 61.94% | 90.20% | -152.97% | -133.88% | -122.03% | -103.32% | -80.60% | -78.15% | -59.42% | -514.17% | - | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | -98.48 | 11.40 | 13.29 | 11.18 | 13.78 | 14.52 | 19.74 | -5.13 | -4.13 | -3.33 | -0.55 | -0.81 | |||||
| P/B TTM | 0.93 | 0.76 | 0.86 | 0.74 | 0.63 | 0.66 | 0.72 | 0.68 | 0.60 | 0.71 | 0.32 | 0.37 | |||||
| P/S TTM | 1.90 | 1.61 | 1.81 | 1.52 | 1.28 | 1.33 | 1.38 | 1.28 | 1.10 | 1.25 | 0.54 | 0.32 | |||||
| Market Cap | 3.18B | 2.71B | 3.04B | 2.55B | 2.17B | 2.32B | 2.50B | 2.37B | 2.04B | 2.41B | 1.07B | 895.26M | |||||
| Enterprise Value | 2.83B | 3.04B | 2.80B | 2.16B | 1.74B | 1.64B | 1.39B | 1.41B | 785.40M | 1.46B | -1.39B | -4.90B | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 364.14M | 266.78M | 234.77M | 226.20M | 195.30M | 168.26M | 64.33M | 67.12M | 49.73M | 76.45M | 120.55M | 615.99M | |||||
| Net Debt | -357.69M | 333.98M | -244.15M | -393.24M | -436.37M | -673.11M | -1.11B | -962.39M | -1.26B | -945.73M | -2.47B | -5.80B | |||||
Per-Share and Margin | |||||||||||||||||
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| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
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| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
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Growth Rates | |||||||||||||||||
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| Dividends Paid Growth (1Y) | |||||||||||||||||
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| Net Income Growth (3Y) | |||||||||||||||||
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| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
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| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
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| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
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| ROA TTM | |||||||||||||||||
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| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
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| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
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| Dividend Yield TTM | |||||||||||||||||
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| EV EBITDA TTM | |||||||||||||||||
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| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
BANC OF CALIFORNIA, INC. (BANC) — SEC Financial Statements & Analysis
BANC OF CALIFORNIA, INC. (BANC) is a national commercial banks company, incorporated in MD. BANC OF CALIFORNIA, INC. trades on NYSE as: BANC, BANC-PF. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), BANC OF CALIFORNIA, INC. reported a -1.59% year-over-year revenue growth, a Gross Profit Margin of 60.24% (TTM), a Price-to-Sales (P/S) ratio of 1.90x (TTM), a Price-to-Book (P/B) ratio of 0.93x (TTM), at a market cap of $3.18B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- -1.59%
- Gross Profit Margin TTM
- 60.24%
- P/S TTM
- 1.90x
- P/B TTM
- 0.93x
- Market Cap
- $3.18B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is BANC OF CALIFORNIA, INC. in?
BANC OF CALIFORNIA, INC. (BANC) operates in the National Commercial Banks industry.
What is BANC's market cap?
BANC OF CALIFORNIA, INC. (BANC) has a market capitalization of $3.18B as of 2026-06-30.
What exchange does BANC trade on?
BANC OF CALIFORNIA, INC. (BANC) trades on the NYSE.
Where is BANC OF CALIFORNIA, INC. incorporated?
BANC OF CALIFORNIA, INC. is incorporated in MD.