BANCFIRST CORP /OK/
BANCFIRST CORP /OK/
BANCFIRST CORP /OK/ (BANF) — SEC Financial Statements & Analysis
BANCFIRST CORP /OK/ (BANF) files its annual 10-K and quarterly 10-Q reports directly with the SEC. The financial data below is sourced as-filed from EDGAR — balance sheet, income statement, and cash flow as reported, without normalization or third-party adjustments.
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Financial Statements
Values in Millions ($) | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Due From Banks | 254 | 227 | 205 | 260 | 268 | 238 | 248 | 194 | 183 | 225 | 203 | 221 | |||||
Interest Bearing Deposits In Banks | 4,431 | 4,177 | 3,850 | 3,738 | 3,706 | 3,316 | 2,744 | 2,299 | 2,342 | 2,172 | 2,134 | 2,188 | |||||
Federal Funds Sold | 0 | 92 | 0 | 0 | 1 | 1 | 0 | 1 | 1 | 1 | 7 | 4 | |||||
Held To Maturity Securities | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Available For Sale Securities Debt Securities | 886 | 924 | 1,015 | 1,104 | 1,167 | 1,211 | 1,376 | 1,441 | 1,534 | 1,554 | 1,524 | 1,569 | |||||
Loans Held For Sale Fair Value Disclosure | 11 | 12 | 9 | 10 | 8 | 8 | 8 | 7 | 6 | 3 | 4 | 9 | |||||
Assets | |||||||||||||||||
Assets | 15,117 | 14,839 | 14,198 | 14,046 | 14,038 | 13,554 | 13,313 | 12,737 | 12,602 | 12,372 | 12,115 | 12,020 | |||||
Loans And Leases Receivable Net Of Deferred Income | - | - | - | - | - | - | - | - | 7,782 | 7,657 | 7,473 | 7,299 | |||||
Notes Receivable Gross | 8,585 | 8,533 | 8,278 | 8,114 | 8,095 | 8,025 | 8,180 | 8,047 | 7,782 | 7,657 | - | - | |||||
Financing Receivable Allowance For Credit Losses | -105 | -104 | -100 | -97 | -100 | -99 | -102 | -100 | -97 | -97 | -98 | -97 | |||||
Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | -97 | -97 | -98 | -97 | |||||
Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | 7,685 | 7,560 | 7,375 | 7,202 | |||||
Notes Receivable Net | 8,480 | 8,429 | 8,179 | 8,018 | 7,994 | 7,926 | 8,078 | 7,948 | - | 7,560 | - | - | |||||
Property Plant And Equipment Net | 329 | 326 | 314 | 312 | 303 | 296 | 286 | 285 | 284 | 279 | 280 | 280 | |||||
Real Estate Acquired Through Foreclosure | 51 | 48 | 53 | 52 | 35 | 33 | 39 | 38 | 35 | 34 | 42 | 41 | |||||
Finite Lived Intangible Assets Net | 20 | 21 | 11 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 18 | |||||
Goodwill | 183 | 183 | 182 | 182 | 182 | 182 | 182 | 182 | 182 | 182 | 182 | 182 | |||||
Interest Receivable And Other Assets | 470 | 400 | 381 | 358 | 361 | 330 | 337 | 326 | 334 | 344 | 345 | 304 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Noninterest Bearing Deposit Liabilities | 4,106 | 3,898 | 3,816 | 3,968 | 4,028 | 3,907 | 3,859 | 3,816 | 3,850 | 3,982 | 4,171 | 4,286 | |||||
Deposits | |||||||||||||||||
Deposits | 12,901 | 12,670 | 12,118 | 12,056 | 12,127 | 11,719 | 11,474 | 11,016 | 10,910 | 10,700 | 10,534 | 10,475 | |||||
Interest Bearing Deposit Liabilities | 8,795 | 8,773 | 8,302 | 8,089 | 8,099 | 7,811 | 7,616 | 7,200 | 7,060 | 6,718 | 6,364 | 6,190 | |||||
Short Term Borrowings | 15 | 10 | 12 | 6 | - | 0 | 4 | 4 | 10 | 3 | 4 | 4 | |||||
Line Of Credit | 0 | 12 | - | - | - | 0 | - | - | - | - | - | - | |||||
Other Liabilities | 212 | 206 | 199 | 170 | 152 | 128 | 164 | 119 | 128 | 149 | 120 | 114 | |||||
Subordinated Debt | 86 | 86 | 86 | 86 | 86 | 86 | 86 | 86 | 86 | 86 | 86 | 86 | |||||
Liabilities | 13,215 | 12,985 | 12,415 | 12,318 | 12,365 | 11,933 | 11,729 | 11,225 | 11,133 | 10,938 | 10,744 | 10,679 | |||||
Common Stock Value | 34 | 34 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | |||||
Stockholders Equity | |||||||||||||||||
Additional Paid In Capital Common Stock | 221 | 218 | 194 | 191 | 189 | 187 | 183 | 179 | 176 | 175 | 173 | 172 | |||||
Stockholders Equity | 1,902 | 1,854 | 1,783 | 1,728 | 1,673 | 1,621 | 1,585 | 1,512 | 1,469 | 1,434 | 1,371 | 1,341 | |||||
Retained Earnings Accumulated Deficit | 1,658 | 1,611 | 1,568 | 1,522 | 1,475 | 1,434 | 1,393 | 1,349 | 1,312 | 1,276 | 1,242 | 1,206 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -11 | -8 | -13 | -18 | -24 | -33 | -24 | -48 | -52 | -50 | -77 | -71 | |||||
Liabilities And Stockholders Equity | 15,117 | 14,839 | 14,198 | 14,046 | 14,038 | 13,554 | 13,313 | 12,737 | 12,602 | 12,372 | 12,115 | 12,020 | |||||
Held To Maturity Securities Fair Value | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Common Stock Par Or Stated Value Per Share | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Common Stock Shares Authorized | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | |||||
Common Stock Shares Issued | 34 | 34 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | |||||
Shares Outstanding | 34 | 34 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | |||||
Aoci Tax Attributable To Parent | 3 | 3 | 4 | 5 | 7 | 10 | 8 | 15 | 16 | 15 | 24 | 22 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -2.36% | 1.44% | - | - | - | - | - | - | - | - | - | - |
| 2025 | 0.46% | 1.52% | 3.21% | 8.33% | 6.55% | -7.78% | 0.12% | -0.89% | -1.58% | -9.25% | 1.44% | -7.18% |
| 2024 | -5.77% | -3.60% | 21.14% | 9.57% | 7.65% | 10.94% | 15.35% | 9.51% | 8.78% | -8.17% | -7.84% | 8.11% |
| 2023 | 24.29% | 25.49% | 36.67% | -4.86% | -16.31% | -16.37% | 6.18% | 15.30% | 10.00% | -1.67% | 2.83% | 6.05% |
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Performance and Valuation Metrics
Metrics | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.37 | -0.38 | -0.37 | -0.37 | 0.01 | 0.49 | 1.11 | 2.01 | 2.14 | 2.35 | 2.72 | 3.36 | |||||
Efficiency & Turnover | |||||||||||||||||
| Days Sales Outstanding TTM | - | - | - | - | - | - | - | - | 136,605.11 | 140,010.07 | 145,160.14 | 147,358.07 | |||||
| Receivables Turnover TTM | - | - | - | - | - | - | - | - | 0.00 | 0.00 | 0.00 | 0.00 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 7.27 | 7.11 | 7.02 | 6.92 | 6.58 | 6.44 | 6.21 | 5.99 | 6.12 | 6.34 | 6.58 | 6.72 | |||||
| Free Cash Flow Per Share TTM | 7.04 | 7.11 | 5.88 | 6.15 | 7.04 | 6.79 | 7.87 | 7.41 | 6.22 | 6.40 | 6.52 | 6.52 | |||||
| Dividend Per Share TTM | 1.89 | 1.87 | 1.83 | 1.80 | 1.77 | 1.75 | 1.71 | 1.69 | 1.66 | 1.63 | 1.60 | 1.56 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | -1,024.67% | -1,066.96% | -1,100.53% | -1,127.36% | -1,150.46% | -1,171.80% | -1,540.59% | -1,523.30% | -1,477.16% | -1,394.15% | -816.08% | -603.96% | |||||
| Operating Profit Margin TTM | 1,328.98% | 1,319.89% | 1,327.33% | 1,315.34% | 1,267.97% | 1,262.70% | 1,234.72% | 1,240.94% | 1,322.20% | 1,437.12% | 1,576.28% | 1,663.26% | |||||
| Net Profit Margin TTM | 1,047.15% | 1,040.84% | 1,045.04% | 1,036.65% | 998.26% | 992.40% | 977.77% | 977.60% | 1,044.61% | 1,131.10% | 1,243.63% | 1,323.50% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 6.22% | 6.04% | 6.46% | 9.77% | 13.24% | 16.06% | 20.36% | 20.87% | 20.10% | 20.06% | 18.95% | 21.43% | |||||
| Net Income Growth (1Y) | 11.42% | 11.21% | 13.78% | 16.40% | 8.22% | 1.83% | -5.37% | -10.72% | -4.40% | 10.03% | 26.71% | 42.83% | |||||
| EPS Growth (1Y) | 10.34% | 10.37% | 13.05% | 15.51% | 7.29% | 1.41% | -5.83% | -10.94% | -4.56% | 9.56% | 26.28% | 42.09% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 14.65 | 14.55 | 17.49 | 17.28 | 16.10 | 17.46 | 16.20 | 13.93 | 13.60 | 14.44 | 12.34 | 12.77 | |||||
| P/B | 1.91 | 1.89 | 2.33 | 2.34 | 2.14 | 2.33 | 2.14 | 1.85 | 1.90 | 2.14 | 1.99 | 2.14 | |||||
| P/S TTM | 153.38 | 151.39 | 182.79 | 179.12 | 160.68 | 173.25 | 158.44 | 136.20 | 142.04 | 163.31 | 153.48 | 168.98 | |||||
| Market Cap | 3.63B | 3.50B | 4.16B | 4.04B | 3.58B | 3.78B | 3.38B | 2.80B | 2.79B | 3.07B | 2.72B | 2.87B | |||||
| Enterprise Value | 3.39B | 3.28B | 3.96B | 3.79B | 3.31B | 3.54B | 3.14B | 2.61B | 2.62B | 2.85B | 2.52B | 2.66B | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 236.39M | 236.97M | 195.72M | 204.37M | 234.12M | 224.55M | 260.52M | 244.58M | 205.07M | 210.54M | 214.89M | 214.68M | |||||
| Net Debt | -238.81M | -216.94M | -193.23M | -253.73M | -267.84M | -237.84M | -244.07M | -190.01M | -173.79M | -222.11M | -198.70M | -217.25M | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
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| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
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| Net Income Growth (3Y) | |||||||||||||||||
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| Net Revenue Growth (3Y) | |||||||||||||||||
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| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
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| ROA TTM | |||||||||||||||||
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| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
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| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
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| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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