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Beacon Financial Corp

BBT

Companies in Savings Institutions, Not Federally Chartered

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Financial Statements

Values in Millions ($)
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
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Disposal Group Heldforsale Not Discontinued Operat…
-------69-7831130
Commercial Real Estate Portfolio Segment
9,95710,01210,212-745,71675-----
Commercial Portfolio Segment
4,0123,9473,934-432,50746-----
Consumer Portfolio Segment
3,9554,0704,096-71,5576-----
Assets
Cash And Due From Banks
18620218213212165134112112148121120
Cash Equivalents At Carrying Value
9271,8401,0386717054794369881,0821,055543520
Cash And Cash Equivalents At Carrying Value
1,1132,0421,2218038265445701,1001,1941,203663641
Trading Securities Debt
---555666666
Equity Securities Fv Ni Current And Noncurrent
---111131313131213
Marketable Securities
---------13--
Debt Securities Available For Sale Excluding Accru…
1,7191,6891,7396656698956626126261,0221,2601,340
Debt Securities Held To Maturity Excluding Accrued…
---477494508512520532543553564
Federal Home Loan Bank Stock
---2630-313521-3935
Investments
---1,1731,1991,1891,2241,1851,1971,6071,8711,958
Debt Securities Held To Maturity Allowance For Cre…
----0-0-0-0-0-0-0-0-0
Debt Securities Available For Sale Amortized Cost …
-0-0-0---0------
Loans Receivable Held For Sale Amount
--83---------
Financing Receivable Excl…
Financing Receivable Excluding Accrued Interest Be…
17,92418,03018,2429,4999,4299,7799,2129,2299,0869,0408,9848,882
Financing Receivable Allowance For Credit Loss Exc…
-244-253-254-117-124-125-127-112-107-105-103-100
Financing Receivable Excluding Accrued Interest Af…
17,68017,77717,9889,3829,3129,6549,1009,1168,9788,9348,8828,782
Restricted Investments
978799--83------
Property Plant And Equipment Net
161162158585887555658697077
Real Estate Acquired Through Foreclosure
---0--------
Operating Lease Right Of Use Asset
858384--44------
Deferred Income Tax Assets Net
143149178--57------
Goodwill
355352353--241------
Intangible Assets Net Excluding Goodwill
181190198131417161718202122
Other Real Estate And Foreclosed Assets
333--1------
Cash Surrender Value Of Life Insurance
33733433324624784245245244242242241
Other Assets
354353382350349198337371368342378352
Assets Of Disposal Group Including Discontinued Op…
---777---11--
Liabilities
Assets
22,22823,22022,82112,03512,01311,90511,60512,21912,14712,43112,14012,090
Liabilities And Stockhold…
Deposits
Noninterest Bearing Depos…
Demand Deposit Accounts
3,8614,0333,9062,2962,2951,6922,2682,2222,2622,4692,5302,595
Time Deposits
-4,157-2,6102,5331,8852,5202,3502,4052,6862,4452,436
Interest Bearing Deposit …
Interest Bearing Deposit …
Deposits Negotiable Order Of Withdrawal N O W
1,5211,4461,471815789617749767793859843945
Deposits Savings Deposits
3,0892,9542,9051,1051,0661,7219991,0041,0111,0541,0861,088
Deposits Money Market Deposits
4,3946,5155,5903,1533,1972,1163,0433,2793,4123,5663,0753,005
Debt And Capital Lease Obligations
-788-5866851,520707811459507926796
Other Liabilities
---248252293250287298279283253
Interest Bearing Domestic Deposit Certificates Of …
4,0864,1574,127--1,885------
Interest Bearing Deposit Liabilities
14,43115,48214,999--7,209------
Deposits
18,29219,51518,9049,9799,8808,9029,5779,6219,88310,6339,98110,068
Short Term Borrowings
---360400104354533210260670470
Stockholders Equity
Long Term Debt
Federal Home Loan Bank Advances Long Term
8225568411041631,356232157127125134204
Junior Subordinated Notes
---122122122122121121121121121
Subordinated Debt
199199198--84------
Other Borrowings
513441--80------
Long Term Debt
1,0737881,081--1,520------
Operating Lease Liability
939192--45------
Advance Payments By Borrowers For Taxes And Insura…
-1611--16------
Off Balance Sheet Credit Loss Liability
171414--6------
Accrued Liabilities And Other Liabilities
249301305--195------
Liabilities
19,72320,72420,40610,81210,81610,68310,53411,20711,13711,41911,18911,117
Stockholders Equity Inclu…
Common Stock Value
111111111111
Additional Paid In Capital Common Stock
2,1732,1722,1721,4311,4319031,4211,4211,4231,4231,4241,424
Deferred Compensation Equity
----6-8-10-12-14-11-10-12-14
Retained Earnings Accumulated Deficit
505486-3614459-15-45-61-33-24-35
Accumulated Other Comprehensive Income Loss Net Of…
-31-20-29-91-95-53-89-115-114-143-218-186
Treasury Stock Common Value
-143-143-142-147-145-88-235-235-226-225-219-215
Stockholders Equity
2,5052,4962,4151,2221,2401,2221,2301,0131,0101,012951973
Liabilities And Stockholders Equity
22,22823,22022,82112,03512,01311,90511,60512,21912,14712,43112,14012,090
Held To Maturity Securities Fair Value
---407422433451444460476454488
Accumulated Depreciation Depletion And Amortizatio…
116113110--103------
Finite Lived Intangible Assets Accumulated Amortiz…
372920--17------
Common Stock Par Or Stated Value Per Share
0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized
200200200200200200200200200200200200
Common Stock Shares Issued
90909010410497104104104104104104
Shares Outstanding
---234646434343444444
Treasury Stock Common Shares
665667998888

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
20262.11%7.03%----------
2025-5.04%2.54%-7.70%10.68%-1.24%0.41%-3.82%0.92%8.37%-3.24%3.47%-3.70%
2024-4.02%-0.72%22.10%8.77%5.57%7.28%-0.99%-9.14%-5.31%-6.97%-12.20%-11.07%
2023----4.19%-11.80%-14.93%9.61%23.83%22.63%4.18%2.11%10.34%

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Performance and Valuation Metrics

Metrics
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
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Leverage & Debt
Interest Coverage TTM
-0.68
-0.70
-0.84
-0.52
-0.08
0.26
0.49
1.09
1.08
1.38
1.73
2.02
Per Share Metrics
Diluted EPS TTM
1.76
1.38
0.55
2.57
1.25
0.81
0.25
0.26
0.25
0.80
1.17
1.16
Free Cash Flow Per Share TTM
2.28
2.40
1.05
2.52
1.10
1.12
1.23
1.51
1.42
1.79
1.46
1.93
Dividend Per Share TTM
0.93
0.72
0.55
1.08
0.67
0.54
0.49
0.37
0.28
0.37
0.37
0.34
Margin Metrics
Gross Profit Margin TTM
-160.80%
-147.22%
-135.19%
-134.58%
-149.20%
-71.06%
-44.19%
4.36%
8.34%
28.44%
63.42%
73.71%
Operating Profit Margin TTM
113.01%
87.74%
42.81%
121.62%
118.16%
52.47%
10.36%
6.27%
5.28%
19.02%
26.70%
26.75%
Net Profit Margin TTM
106.04%
90.46%
36.99%
93.36%
91.99%
41.52%
9.14%
6.23%
6.16%
16.90%
22.59%
22.38%
Growth Metrics
Net Revenue Growth (1Y)
14.61%
-23.69%
-47.59%
-64.04%
-65.58%
-57.57%
-45.14%
-21.78%
-19.34%
-0.41%
16.31%
6.36%
Net Income Growth (1Y)
32.11%
66.28%
112.12%
438.73%
413.66%
4.24%
-77.81%
-78.22%
-78.22%
-24.79%
23.42%
-20.88%
EPS Growth (1Y)
40.45%
69.33%
115.82%
899.13%
393.20%
1.42%
-78.48%
-77.70%
-77.75%
-20.83%
27.82%
-16.56%
Valuation Metrics
P/E TTM
16.82
18.68
41.94
9.30
19.81
33.03
100.19
82.51
83.52
28.41
15.55
16.18
P/B TTM
0.99
0.90
0.83
0.90
1.79
1.96
1.84
1.79
1.80
1.95
1.66
1.67
P/S TTM
17.84
16.90
15.51
8.69
18.22
13.71
9.16
5.14
5.15
4.80
3.51
3.62
Market Cap
2.49B
2.25B
2.00B
1.10B
2.22B
2.40B
2.26B
1.81B
1.82B
1.98B
1.58B
1.63B
Enterprise Value
2.45B
1.00B
1.86B
778.55M
2.38B
3.48B
2.32B
1.36B
956.29M
1.16B
1.71B
1.58B
Calculated Values
Free Cash Flow TTM
191.40M
209.88M
91.96M
115.10M
97.98M
99.97M
109.68M
127.90M
121.72M
155.34M
125.70M
167.80M
Net Debt
-40.45M
-1.25B
-140.10M
-321.00M
164.13M
1.08B
67.16M
-446.31M
-862.27M
-821.88M
127.83M
-49.36M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-02-26Sale
Owner: Mccurdy, Michael W.
Title: Chief Banking Officer
Shares: 17,333
Price/Share: $31.04
Value: $538,016.32
Shares Owned: 25,555
Relationship: Officer
Ownership: Direct
2025-11-04Purchase
Owner: Callahan, Mary Anne
Title: -
Shares: 4,000
Price/Share: $24.67
Value: $98,680.00
Shares Owned: 17,374
Relationship: Director
Ownership: Indirect
2025-11-04Purchase
Owner: Hollister, Thomas J
Title: -
Shares: 4,200
Price/Share: $24.66
Value: $103,572.00
Shares Owned: 7,476
Relationship: Director
Ownership: Indirect
2025-11-03Purchase
Owner: Carlson, Carl M
Title: CFO & Chief Strategy Officer
Shares: 2,000
Price/Share: $24.69
Value: $49,380.00
Shares Owned: 75,690
Relationship: Officer
Ownership: Direct
2025-11-03Purchase
Owner: Hughes, William H Iii
Title: -
Shares: 635
Price/Share: $24.26
Value: $15,405.10
Shares Owned: 13,540
Relationship: Director
Ownership: Direct

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Institutional Ownership

No data available for chart
2026-03-31
90.97%
Inst. Shares: 76,243,478
Shares Outstanding: 83,816,086
2025-12-31
86.81%
Inst. Shares: 75,853,213
Shares Outstanding: 87,377,933
2025-09-30
81.90%
Inst. Shares: 71,667,644
Shares Outstanding: 87,508,517
2025-06-30
189.05%
Inst. Shares: 86,516,966
Shares Outstanding: 45,764,000
2025-03-31
92.58%
Inst. Shares: 82,491,900
Shares Outstanding: 89,103,510

Beacon Financial Corp (BBT) — SEC Financial Statements & Analysis

Beacon Financial Corp (BBT) is a savings institutions, not federally chartered company, incorporated in DE. Beacon Financial Corp trades on NYSE as: BBT. Based on its latest SEC filing (Form 10-Q, period ending 2026-03-31), Beacon Financial Corp reported a 14.61% year-over-year revenue growth, a Gross Profit Margin of -160.80% (TTM), a Price-to-Sales (P/S) ratio of 17.84x (TTM), a Price-to-Book (P/B) ratio of 0.99 (TTM), at a market cap of $2.49B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y
14.61%
Gross Profit Margin TTM
-160.80%
P/S TTM
17.84x
P/B TTM
0.99
Market Cap
$2.49B

Data as of 2026-03-31 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Beacon Financial Corp in?

Beacon Financial Corp (BBT) operates in the Savings Institutions, Not Federally Chartered industry.

What is BBT's market cap?

Beacon Financial Corp (BBT) has a market capitalization of $2.49B as of 2026-03-31.

What is BBT's P/E ratio?

Beacon Financial Corp (BBT)'s trailing twelve month P/E ratio is 16.82x as of 2026-03-31.

What exchange does BBT trade on?

Beacon Financial Corp (BBT) trades on the NYSE.

Where is Beacon Financial Corp incorporated?

Beacon Financial Corp is incorporated in DE.

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Beacon Financial Corp (BBT) financial data sourced directly from SEC EDGAR filings — including the latest 10-K annual report, 10-Q quarterly filings, insider transactions (SEC Form 4), institutional ownership (SEC Form 13F), Earning Marker Reaction Heat Map and 90+ calculated financial metrics like Price to Earnings Ratio (P/E), Return on Equity (ROE), Debt to Equity (D/E), Free Cash Flow Per Share (FCF/S), and Return on Invested Capital (ROIC). Unlike platforms that rely on third-party data aggregators, GeminIQ parses raw SEC filings directly — delivering institutional-grade accuracy at a fraction of the cost of Bloomberg Terminal or S&P Capital IQ.