BBT
Beacon Financial CorpCompany Information
- Company Name
- Beacon Financial Corp
- CIK
- CIK0001108134
- Category
- Large accelerated filer
- Ticker: Exchange
- BBT: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6036
- SIC Description
- Savings Institutions, Not Federally Chartered
- Ticker
- BBT
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-11-04
- Last sale
- 2026-02-26
- Shares purchased (TTM)
- 10,835
- Shares sold (TTM)
- 18,333
Institutional Sentiment
- As of
- 2026-03-31
- Institutional shares owned
- 76,243,478
- Shares outstanding
- 83,816,086
- Ownership
- 90.97%
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- 0.62%
- 3-month reaction
- Pending
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Disposal Group Heldforsale Not Discontinued Operations | - | - | - | - | - | - | - | -69 | -7 | 83 | 11 | 3 | ||||||
| Commercial Real Estate Portfolio Segment | -73 | 9,957 | 10,012 | 10,139 | -1 | 74 | 5,716 | 75 | - | - | - | - | ||||||
| Commercial Portfolio Segment | -30 | 4,012 | 3,947 | 3,887 | 3 | 43 | 2,507 | 46 | - | - | - | - | ||||||
| Consumer Portfolio Segment | 2 | 3,955 | 4,070 | 4,089 | 0 | 7 | 1,557 | 6 | - | - | - | - | ||||||
Assets | ||||||||||||||||||
| Cash And Due From Banks | 241 | 186 | 202 | 182 | 132 | 121 | 65 | 134 | 112 | 112 | 148 | 121 | ||||||
| Cash Equivalents At Carrying Value | 975 | 927 | 1,840 | 1,038 | 671 | 705 | 479 | 436 | 988 | 1,082 | 1,055 | 543 | ||||||
| Cash And Cash Equivalents At Carrying Value | 1,216 | 1,113 | 2,042 | 1,221 | 803 | 826 | 544 | 570 | 1,100 | 1,194 | 1,203 | 663 | ||||||
| Trading Securities Debt | - | - | - | - | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 6 | ||||||
| Equity Securities Fv Ni Current And Noncurrent | - | - | - | - | 1 | 1 | 1 | 13 | 13 | 13 | 13 | 12 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 1,761 | 1,719 | 1,689 | 1,739 | 665 | 669 | 895 | 662 | 612 | 626 | 1,022 | 1,260 | ||||||
| Marketable Securities | - | - | - | - | - | - | - | - | - | - | 13 | - | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest Before Allowance For Credit Loss | - | - | - | - | 477 | 494 | 508 | 512 | 520 | 532 | 543 | 553 | ||||||
| Federal Home Loan Bank Stock | - | - | - | - | 26 | 30 | - | 31 | 35 | 21 | - | 39 | ||||||
| Investments | - | - | - | - | 1,173 | 1,199 | 1,189 | 1,224 | 1,185 | 1,197 | 1,607 | 1,871 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest | - | - | - | - | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | ||||||
| Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest | -0 | -0 | -0 | -0 | - | - | -0 | - | - | - | - | - | ||||||
| Loans Receivable Held For Sale Amount | - | - | - | 83 | - | - | - | - | - | - | - | - | ||||||
Fi Nonecing Receivable Excluding Accrued Interest After Allowance For Credit Loss | ||||||||||||||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 17,822 | 17,924 | 18,030 | 18,242 | 9,499 | 9,429 | 9,779 | 9,212 | 9,229 | 9,086 | 9,040 | 8,984 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -238 | -244 | -253 | -254 | -127 | -124 | -125 | -127 | -112 | -107 | -105 | -103 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 17,584 | 17,680 | 17,777 | 17,988 | 9,382 | 9,312 | 9,654 | 9,100 | 9,116 | 8,978 | 8,934 | 8,882 | ||||||
| Restricted Investments | 91 | 97 | 87 | 99 | - | - | 83 | - | - | - | - | - | ||||||
| Property Plant And Equipment Net | 161 | 161 | 162 | 158 | 58 | 58 | 87 | 55 | 56 | 58 | 69 | 70 | ||||||
| Real Estate Acquired Through Foreclosure | - | - | - | - | 0 | - | - | - | - | - | - | - | ||||||
| Operating Lease Right Of Use Asset | 83 | 85 | 83 | 84 | - | - | 44 | - | - | - | - | - | ||||||
| Deferred Income Tax Assets Net | 138 | 143 | 149 | 178 | - | - | 57 | - | - | - | - | - | ||||||
| Goodwill | 357 | 355 | 352 | 353 | - | - | 241 | - | - | - | - | - | ||||||
| Intangible Assets Net Excluding Goodwill | 173 | 181 | 190 | 198 | 13 | 14 | 17 | 16 | 17 | 18 | 20 | 21 | ||||||
| Other Real Estate And Foreclosed Assets | 3 | 3 | 3 | 3 | - | - | 1 | - | - | - | - | - | ||||||
| Cash Surrender Value Of Life Insurance | 336 | 337 | 334 | 333 | 246 | 247 | 246 | 245 | 245 | 244 | 242 | 242 | ||||||
Liabilities | ||||||||||||||||||
| Other Assets | 348 | 354 | 353 | 382 | 350 | 349 | 198 | 337 | 371 | 368 | 342 | 378 | ||||||
| Assets Of Disposal Group Including Discontinued Operation | - | - | - | - | 7 | 7 | 7 | - | - | - | 11 | - | ||||||
| Assets | 22,251 | 22,228 | 23,220 | 22,821 | 12,035 | 12,013 | 11,905 | 11,605 | 12,219 | 12,147 | 12,431 | 12,140 | ||||||
Noninterest Bearing Deposit Liabilities By Component | ||||||||||||||||||
| Time Deposits | - | - | 4,157 | - | 2,610 | 2,533 | 1,885 | 2,520 | 2,350 | 2,405 | 2,686 | 2,445 | ||||||
| Demand Deposit Accounts | 3,911 | 3,861 | 4,033 | 3,906 | 2,296 | 2,295 | 1,692 | 2,268 | 2,222 | 2,262 | 2,469 | 2,530 | ||||||
Interest Bearing Deposit Liabilities By Component | ||||||||||||||||||
| Deposits Negotiable Order Of Withdrawal N O W | 1,570 | 1,521 | 1,446 | 1,471 | 815 | 789 | 617 | 749 | 767 | 793 | 859 | 843 | ||||||
| Deposits Savings Deposits | 3,035 | 3,089 | 2,954 | 2,905 | 1,105 | 1,066 | 1,721 | 999 | 1,004 | 1,011 | 1,054 | 1,086 | ||||||
| Deposits Money Market Deposits | 4,462 | 4,394 | 6,515 | 5,590 | 3,153 | 3,197 | 2,116 | 3,043 | 3,279 | 3,412 | 3,566 | 3,075 | ||||||
| Interest Bearing Domestic Deposit Certificates Of Deposits | 4,065 | 4,086 | 4,157 | 4,127 | - | - | 1,885 | - | - | - | - | - | ||||||
| Debt And Capital Lease Obligations | - | - | 788 | - | 586 | 685 | 1,520 | 707 | 811 | 459 | 507 | 926 | ||||||
| Other Liabilities | - | - | - | - | 248 | 252 | 293 | 250 | 287 | 298 | 279 | 283 | ||||||
| Interest Bearing Deposit Liabilities | 14,575 | 14,431 | 15,482 | 14,999 | - | - | 7,209 | - | - | - | - | - | ||||||
Stockholders Equity | ||||||||||||||||||
| Deposits | 18,486 | 18,292 | 19,515 | 18,904 | 9,979 | 9,880 | 8,902 | 9,577 | 9,621 | 9,883 | 10,633 | 9,981 | ||||||
| Short Term Borrowings | - | - | - | - | 360 | 400 | 104 | 354 | 533 | 210 | 260 | 670 | ||||||
Long Term Debt | ||||||||||||||||||
| Federal Home Loan Bank Advances Long Term | 633 | 822 | 556 | 841 | 104 | 163 | 1,356 | 232 | 157 | 127 | 125 | 134 | ||||||
| Junior Subordinated Notes | - | - | - | - | 122 | 122 | 122 | 122 | 121 | 121 | 121 | 121 | ||||||
| Subordinated Debt | 202 | 199 | 199 | 198 | - | - | 84 | - | - | - | - | - | ||||||
| Other Borrowings | 53 | 51 | 34 | 41 | - | - | 80 | - | - | - | - | - | ||||||
| Long Term Debt | 889 | 1,073 | 788 | 1,081 | - | - | 1,520 | - | - | - | - | - | ||||||
| Operating Lease Liability | 91 | 93 | 91 | 92 | - | - | 45 | - | - | - | - | - | ||||||
| Advance Payments By Borrowers For Taxes And Insurance | - | - | 16 | 11 | - | - | 16 | - | - | - | - | - | ||||||
| Off Balance Sheet Credit Loss Liability | 13 | 17 | 14 | 14 | - | - | 6 | - | - | - | - | - | ||||||
| Accrued Liabilities And Other Liabilities | 232 | 249 | 301 | 305 | - | - | 195 | - | - | - | - | - | ||||||
| Liabilities | 19,711 | 19,723 | 20,724 | 20,406 | 10,812 | 10,816 | 10,683 | 10,534 | 11,207 | 11,137 | 11,419 | 11,189 | ||||||
Stockholders Equity Including Portion Attributable To Noncontrolling Interest | ||||||||||||||||||
| Common Stock Value | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Additional Paid In Capital Common Stock | 2,164 | 2,173 | 2,172 | 2,172 | 1,431 | 1,431 | 903 | 1,421 | 1,421 | 1,423 | 1,423 | 1,424 | ||||||
| Deferred Compensation Equity | - | - | - | - | -6 | -8 | -10 | -12 | -14 | -11 | -10 | -12 | ||||||
| Retained Earnings Accumulated Deficit | 542 | 505 | 486 | - | 36 | 14 | 459 | -15 | -45 | -61 | -33 | -24 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -35 | -31 | -20 | -29 | -91 | -95 | -53 | -89 | -115 | -114 | -143 | -218 | ||||||
| Treasury Stock Common Value | -133 | -143 | -143 | -142 | -147 | -145 | -88 | -235 | -235 | -226 | -225 | -219 | ||||||
| Stockholders Equity | 2,540 | 2,505 | 2,496 | 2,415 | 1,254 | 1,240 | 1,222 | 1,230 | 1,013 | 1,010 | 1,012 | 951 | ||||||
| Liabilities And Stockholders Equity | 22,251 | 22,228 | 23,220 | 22,821 | 12,035 | 12,013 | 11,905 | 11,605 | 12,219 | 12,147 | 12,431 | 12,140 | ||||||
| Held To Maturity Securities Fair Value | - | - | - | - | 407 | 422 | 433 | 451 | 444 | 460 | 476 | 454 | ||||||
| Accumulated Depreciation Depletion And Amortization Property Plant And Equipment | 120 | 116 | 113 | 110 | - | - | 103 | - | - | - | - | - | ||||||
| Finite Lived Intangible Assets Accumulated Amortization | 46 | 37 | 29 | 20 | - | - | 17 | - | - | - | - | - | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 200 | 200 | 200 | 200 | 100 | 100 | 200 | 100 | 100 | 100 | 100 | 100 | ||||||
| Common Stock Shares Issued | 90 | 90 | 90 | 90 | 52 | 52 | 97 | 52 | 52 | 52 | 52 | 52 | ||||||
| Shares Outstanding | - | - | - | - | 46 | 46 | 46 | 43 | 43 | 43 | 44 | 44 | ||||||
| Treasury Stock Common Shares | 5 | 6 | 6 | 5 | 6 | 6 | 7 | 9 | 9 | 8 | 8 | 8 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialBeacon Financial Corp (BBT) — SEC Financial Statements & Analysis
Beacon Financial Corp (BBT) is a savings institutions, not federally chartered company, incorporated in DE. Beacon Financial Corp trades on NYSE as: BBT. Beacon Financial Corp (BBT)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, Beacon Financial Corp carries a market cap of $2.53B, a P/E ratio of 15.81x, a P/B ratio of 0.99x, a P/S ratio of 79.69x, an enterprise value of $2.20B, and an EV/EBITDA multiple of -4.74x. On profitability, it posts a gross margin of -1156.69%, an operating margin of 640.15%, a net margin of 503.98%, a Return on Equity (ROE) of 8.42%, and a Return on Invested Capital (ROIC) of -20.17%. Per share, it reports EPS of $1.91, diluted EPS of $1.90, free cash flow per share of $2.67, and a dividend per share of $1.11. Over the trailing year, it posted revenue growth of 106.13% year-over-year, net income growth of 45.47% year-over-year, and EPS growth of 54.65% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.69x, free cash flow of $224.12M (TTM), and net debt of $-327.51M. Figures sourced from SEC EDGAR.
- Market Cap
- $2.53B
- P/E TTM
- 15.81x
- EPS TTM
- $1.91
- P/B TTM
- 0.99x
- ROE TTM
- 8.42%
- Free Cash Flow TTM
- $224.12M
- Net Revenue TTM Growth 1Y
- 106.13%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Beacon Financial Corp in?
Beacon Financial Corp (BBT) operates in the Savings Institutions, Not Federally Chartered industry.
What exchange does BBT trade on?
Beacon Financial Corp (BBT) trades on the NYSE.
Where is Beacon Financial Corp incorporated?
Beacon Financial Corp is incorporated in DE.
When was Beacon Financial Corp (BBT)'s most recent SEC filing?
Beacon Financial Corp (BBT)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is BBT's market cap?
Beacon Financial Corp (BBT) has a market capitalization of $2.53B as of 2026-06-30.
What is BBT's P/E ratio?
Beacon Financial Corp (BBT)'s trailing twelve month P/E ratio is 15.81x as of 2026-06-30.
What is BBT's EPS (earnings per share)?
Beacon Financial Corp (BBT)'s trailing twelve month EPS is $1.91 as of 2026-06-30.
What is BBT's ROE (return on equity)?
Beacon Financial Corp (BBT)'s trailing twelve month Return on Equity (ROE) is 8.42% as of 2026-06-30.
What is BBT's ROIC (return on invested capital)?
Beacon Financial Corp (BBT)'s trailing twelve month Return on Invested Capital (ROIC) is -20.17% as of 2026-06-30.
What is BBT's EV/EBITDA?
Beacon Financial Corp (BBT)'s trailing twelve month EV/EBITDA is -4.74x as of 2026-06-30.