BCAL
California BanCorp \ CACompany Information
- Company Name
- California BanCorp \ CA
- CIK
- CIK0001795815
- Category
- Accelerated filer<br>Emerging growth company
- Ticker: Exchange
- BCAL: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6021
- SIC Description
- National Commercial Banks
- Ticker
- BCAL
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-09-04
- Last sale
- 2026-07-31
- Shares purchased (TTM)
- 27,450
- Shares sold (TTM)
- 2,453,604
Institutional Sentiment
- As of
- —
- Institutional shares owned
- —
- Shares outstanding
- —
- Ownership
- —
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- 0.09%
- 3-month reaction
- Pending
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 55 | 56 | 52 | 95 | 84 | 80 | 60 | 115 | 29 | 54 | 33 | 34 | ||||||
| Interest Bearing Deposits In Banks | 210 | 355 | 348 | 464 | 346 | 359 | 328 | 499 | 76 | 33 | 54 | 62 | ||||||
| Cash And Cash Equivalents At Carrying Value | 265 | 411 | 400 | 559 | 430 | 439 | 388 | 614 | 105 | 87 | 87 | 95 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 309 | 299 | 235 | 209 | 188 | 132 | 142 | 159 | 124 | 127 | 130 | 112 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 53 | 53 | 53 | 53 | 53 | 53 | 53 | 53 | 53 | 54 | 54 | 54 | ||||||
| Loans Receivable Held For Sale Amount | 16 | 24 | 25 | 7 | 6 | 5 | 17 | 34 | 7 | 3 | 7 | 5 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 3,095 | 2,973 | 3,034 | 2,990 | 2,992 | 3,069 | 3,139 | 3,200 | 1,878 | 1,883 | 1,957 | 1,931 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -35 | -34 | -34 | -41 | -41 | -46 | -51 | -54 | -24 | -22 | -23 | -23 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 3,060 | 2,939 | 3,000 | 2,949 | 2,950 | 3,023 | 3,089 | 3,146 | 1,854 | 1,861 | 1,935 | 1,908 | ||||||
Assets | ||||||||||||||||||
| Assets | 4,025 | 4,049 | 4,033 | 4,101 | 3,954 | 3,983 | 4,032 | 4,363 | 2,294 | 2,290 | 2,360 | 2,314 | ||||||
| Federal Home Loan Bank Stock And Federal Reserve Bank Stock | 31 | 31 | 31 | 31 | 31 | 31 | 31 | 27 | 17 | 16 | 16 | 16 | ||||||
| Property Plant And Equipment Net | 12 | 12 | 12 | 12 | 13 | 13 | 14 | 14 | 13 | 13 | 13 | 14 | ||||||
| Operating Lease Right Of Use Asset | 15 | 15 | 15 | 15 | 13 | 13 | 14 | 15 | 8 | 9 | 9 | 10 | ||||||
| Other Real Estate And Foreclosed Assets | - | 9 | 0 | 0 | 0 | 4 | 4 | 4 | - | 13 | 0 | - | ||||||
| Other Real Estate | 9 | 9 | - | - | - | - | - | - | - | - | - | - | ||||||
| Goodwill | 111 | 111 | 111 | 111 | 111 | 112 | 112 | 113 | 38 | 38 | 38 | 38 | ||||||
| Intangible Assets Net Excluding Goodwill | 17 | 18 | 18 | 19 | 20 | 21 | 22 | 23 | 1 | 1 | 1 | 1 | ||||||
| Bank Owned Life Insurance | 68 | 67 | 67 | 67 | 66 | 67 | 67 | 66 | 39 | 39 | 39 | 39 | ||||||
| Deferred Income Tax Assets Net | 26 | 26 | 29 | 32 | 33 | 36 | 43 | 46 | 11 | 10 | 11 | 13 | ||||||
| Interest Receivable And Other Assets | 35 | 34 | 37 | 36 | 38 | 34 | 36 | 48 | 24 | 20 | 20 | 10 | ||||||
| Noninterest Bearing Deposit Liabilities | 1,257 | 1,247 | 1,178 | 1,238 | 1,218 | 1,293 | 1,257 | 1,368 | 667 | 652 | 675 | 736 | ||||||
| Deposits Negotiable Order Of Withdrawal N O W | 820 | 834 | 841 | 856 | 783 | 674 | 674 | 781 | 356 | 359 | 382 | 354 | ||||||
| Time Deposits | 92 | 106 | 128 | 140 | 164 | 182 | 285 | 442 | 252 | 258 | 250 | 193 | ||||||
Liabilities | ||||||||||||||||||
| Deposits | 3,359 | 3,393 | 3,371 | 3,460 | 3,312 | 3,343 | 3,399 | 3,741 | 1,936 | 1,931 | 1,944 | 1,984 | ||||||
| Liabilities | 3,439 | 3,471 | 3,457 | 3,536 | 3,406 | 3,452 | 3,520 | 3,865 | 2,000 | 1,997 | 2,072 | 2,035 | ||||||
| Long Term Debt | 35 | 34 | 34 | 33 | 53 | 70 | 70 | 69 | 43 | 45 | 103 | 26 | ||||||
| Operating Lease Liability | 18 | 19 | 19 | 19 | 17 | 17 | 18 | 19 | 11 | 11 | 12 | 13 | ||||||
| Accrued Liabilities And Other Liabilities | 27 | 24 | 33 | 24 | 24 | 22 | 33 | 35 | 11 | 10 | 14 | 13 | ||||||
Equity | ||||||||||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 435 | 435 | 442 | 444 | 444 | 443 | 442 | 442 | 224 | 223 | 222 | 222 | ||||||
| Retained Earnings Accumulated Deficit | 157 | 146 | 136 | 123 | 107 | 93 | 76 | 59 | 76 | 76 | 71 | 66 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -5 | -4 | -2 | -2 | -4 | -4 | -7 | -3 | -6 | -6 | -4 | -9 | ||||||
| Stockholders Equity | 587 | 578 | 577 | 565 | 548 | 531 | 512 | 498 | 293 | 292 | 288 | 279 | ||||||
| Liabilities And Stockholders Equity | 4,025 | 4,049 | 4,033 | 4,101 | 3,954 | 3,983 | 4,032 | 4,363 | 2,294 | 2,290 | 2,360 | 2,314 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest Before Allowance For Credit Loss | 316 | 304 | 237 | 212 | 193 | 138 | 151 | 163 | 133 | 136 | 136 | 125 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest | - | - | 0 | - | - | - | 0 | - | - | - | 0 | - | ||||||
| Held To Maturity Securities Fair Value | 49 | 48 | 49 | 49 | 48 | 47 | 48 | 49 | 48 | 50 | 50 | 45 | ||||||
| Preferred Stock Shares Authorized | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Shares Authorized | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | 50 | ||||||
| Common Stock Shares Issued | 32 | 32 | 32 | 32 | 32 | 32 | 32 | 32 | 19 | 19 | 18 | 18 | ||||||
| Shares Outstanding | 32 | 32 | 32 | 32 | 32 | 32 | 32 | 32 | 19 | 19 | 18 | 18 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialCalifornia BanCorp \ CA (BCAL) — SEC Financial Statements & Analysis
California BanCorp \ CA (BCAL) is a national commercial banks company, incorporated in CA. California BanCorp \ CA trades on Nasdaq as: BCAL. California BanCorp \ CA (BCAL)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, California BanCorp \ CA carries a market cap of $666.44M, a P/E ratio of 11.07x, a P/B ratio of 1.14x, a P/S ratio of 206.33x, an enterprise value of $436.10M, and an EV/EBITDA multiple of -5.06x. On profitability, it posts a gross margin of -1486.01%, an operating margin of 2574.02%, a net margin of 1863.68%, a Return on Equity (ROE) of 10.61%, and a Return on Invested Capital (ROIC) of -24.11%. Per share, it reports EPS of $1.87, diluted EPS of $1.86, free cash flow per share of $1.84, and a dividend per share of $0.20. Over the trailing year, it posted revenue growth of 9.71% year-over-year, net income growth of 92.57% year-over-year, and EPS growth of 94.17% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.51x, free cash flow of $59.28M (TTM), and net debt of $-230.34M. Figures sourced from SEC EDGAR.
- Market Cap
- $666.44M
- P/E TTM
- 11.07x
- EPS TTM
- $1.87
- P/B TTM
- 1.14x
- ROE TTM
- 10.61%
- Free Cash Flow TTM
- $59.28M
- Net Revenue TTM Growth 1Y
- 9.71%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is California BanCorp \ CA in?
California BanCorp \ CA (BCAL) operates in the National Commercial Banks industry.
What exchange does BCAL trade on?
California BanCorp \ CA (BCAL) trades on the Nasdaq.
Where is California BanCorp \ CA incorporated?
California BanCorp \ CA is incorporated in CA.
When was California BanCorp \ CA (BCAL)'s most recent SEC filing?
California BanCorp \ CA (BCAL)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is BCAL's market cap?
California BanCorp \ CA (BCAL) has a market capitalization of $666.44M as of 2026-06-30.
What is BCAL's P/E ratio?
California BanCorp \ CA (BCAL)'s trailing twelve month P/E ratio is 11.07x as of 2026-06-30.
What is BCAL's EPS (earnings per share)?
California BanCorp \ CA (BCAL)'s trailing twelve month EPS is $1.87 as of 2026-06-30.
What is BCAL's ROE (return on equity)?
California BanCorp \ CA (BCAL)'s trailing twelve month Return on Equity (ROE) is 10.61% as of 2026-06-30.
What is BCAL's ROIC (return on invested capital)?
California BanCorp \ CA (BCAL)'s trailing twelve month Return on Invested Capital (ROIC) is -24.11% as of 2026-06-30.
What is BCAL's EV/EBITDA?
California BanCorp \ CA (BCAL)'s trailing twelve month EV/EBITDA is -5.06x as of 2026-06-30.