BCB BANCORP INC
BCB BANCORP INC
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||||||||
Cash And Due From Banks | 15 | 13 | 14 | 13 | 12 | 12 | 14 | 13 | 11 | 12 | 17 | 17 | |||||
Interest Bearing Deposits In Banks | 182 | 281 | 263 | 237 | 195 | 241 | 303 | 231 | 316 | 341 | 263 | 235 | |||||
Cash And Cash Equivalents At Carrying Value | 197 | 294 | 277 | 250 | 207 | 253 | 317 | 243 | 327 | 352 | 280 | 252 | |||||
Certificates Of Deposit At Carrying Value | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Available For Sale Securities Debt Securities | 148 | 134 | 126 | 116 | 131 | 116 | 102 | 98 | 86 | 87 | 88 | 86 | |||||
Equity Method Investments | 4 | 9 | 9 | 10 | 9 | 9 | 9 | 10 | 9 | 9 | 9 | 8 | |||||
Loans Receivable Held For Sale Net Not Part Of Dis… | - | - | - | - | 0 | - | - | 0 | 35 | - | 1 | 0 | |||||
Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | - | - | - | 3,286 | |||||
Notes Receivable Net | 2,588 | 2,656 | 2,691 | 2,789 | 2,860 | 2,918 | 2,996 | 3,088 | 3,162 | 3,227 | 3,280 | - | |||||
Federal Home Loan Bank Stock | 9 | 14 | 14 | 16 | 19 | 22 | 24 | 25 | 25 | 25 | 25 | 32 | |||||
Property Plant And Equipment Net | 12 | 12 | 12 | 12 | 12 | 12 | 13 | 12 | 12 | 13 | 13 | 13 | |||||
Interest Receivable | 15 | 15 | 14 | 16 | 16 | 16 | 15 | 16 | 17 | 17 | 16 | 16 | |||||
Other Real Estate | 5 | 5 | 5 | 20 | - | - | - | - | - | - | - | 0 | |||||
Deferred Income Tax Assets Net | 25 | 23 | 22 | 22 | 22 | 23 | 17 | 17 | 17 | 18 | 18 | 17 | |||||
Intangible Assets Net Including Goodwill | - | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | |||||
Operating Lease Right Of Use Asset | 10 | 11 | 11 | 11 | 12 | 11 | 13 | 13 | 14 | 13 | 13 | 13 | |||||
Bank Owned Life Insurance | 81 | 80 | 79 | 78 | 77 | 77 | 76 | 75 | 75 | 74 | 73 | 73 | |||||
Other Assets | 13 | 10 | 13 | 8 | 9 | 9 | 10 | 9 | 10 | 9 | 10 | 10 | |||||
Assets | 3,118 | 3,269 | 3,279 | 3,353 | 3,380 | 3,474 | 3,599 | 3,614 | 3,794 | 3,849 | 3,832 | 3,812 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities | |||||||||||||||||
Noninterest Bearing Deposit Liabilities Domestic | 515 | 521 | 531 | 537 | 539 | 543 | 520 | 528 | 524 | 531 | 536 | 524 | |||||
Interest Bearing Deposit Liabilities Domestic | 2,121 | 2,151 | 2,142 | 2,150 | 2,122 | 2,144 | 2,230 | 2,196 | 2,411 | 2,461 | 2,443 | 2,296 | |||||
Deposits | 2,636 | 2,672 | 2,674 | 2,687 | 2,662 | 2,687 | 2,751 | 2,725 | 2,935 | 2,992 | 2,979 | 2,820 | |||||
Federal Home Loan Bank Advances Branch Of F H L B … | 125 | 225 | 235 | 281 | 336 | 405 | 455 | 466 | 473 | 473 | 473 | 623 | |||||
Subordinated Debt | 43 | 43 | 43 | 43 | 43 | 43 | 43 | 67 | 38 | 38 | 38 | 38 | |||||
Operating Lease Liability | 11 | 11 | 11 | 12 | 12 | 11 | 13 | 14 | 14 | 13 | 13 | 13 | |||||
Other Liabilities | 11 | 10 | 12 | 12 | 12 | 11 | 13 | 14 | 13 | 14 | 16 | 15 | |||||
Liabilities | 2,826 | 2,962 | 2,975 | 3,035 | 3,065 | 3,159 | 3,275 | 3,286 | 3,473 | 3,529 | 3,518 | 3,508 | |||||
Stockholders Equity | |||||||||||||||||
Additional Paid In Capital Preferred Stock | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 30 | 28 | 28 | 25 | 21 | |||||
Additional Paid In Capital Common Stock | 204 | 204 | 203 | 203 | 202 | 202 | 201 | 201 | 200 | 200 | 199 | 198 | |||||
Retained Earnings Accumulated Deficit | 103 | 119 | 116 | 132 | 131 | 130 | 142 | 142 | 138 | 139 | 136 | 133 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -3 | -3 | -2 | -3 | -4 | -4 | -5 | -6 | -8 | -8 | -7 | -10 | |||||
Treasury Stock Value | -38 | -38 | -38 | -38 | -38 | -38 | -38 | -38 | -38 | -38 | -38 | -38 | |||||
Stockholders Equity | 292 | 307 | 304 | 318 | 316 | 315 | 324 | 328 | 321 | 320 | 314 | 304 | |||||
Liabilities And Stockholders Equity | 3,118 | 3,269 | 3,279 | 3,353 | 3,380 | 3,474 | 3,599 | 3,614 | 3,794 | 3,849 | 3,832 | 3,812 | |||||
Available For Sale Debt Securities Amortized Cost … | - | - | 130 | - | - | - | 109 | - | - | - | - | - | |||||
Equity Method Investment Aggregate Cost | - | - | 109 | - | - | - | - | - | - | - | - | - | |||||
Financing Receivable Allowance For Credit Losses | - | 33 | 34 | 38 | 51 | 51 | 35 | 35 | 35 | 35 | 34 | 32 | |||||
Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | - | - | 32 | |||||
Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Preferred Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | |||||
Preferred Stock Shares Issued | 0 | 0 | - | 0 | 0 | 0 | - | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Dividend Rate Percentage | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Shares Authorized | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | 40 | |||||
Common Stock Shares Issued | 21 | 21 | 21 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | |||||
Shares Outstanding | 18 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | 17 | |||||
Treasury Stock Common Shares | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -2.36% | 8.97% | 1.39% | - | - | - | - | - | - | - | - | - |
| 2025 | -0.12% | 3.95% | 5.80% | 9.15% | 8.78% | 0.69% | 4.73% | 8.40% | 3.02% | 10.40% | 25.21% | 28.80% |
| 2024 | -5.21% | 0.76% | 20.19% | 10.06% | 9.28% | 14.92% | 13.73% | 1.68% | -2.19% | 0.71% | -14.37% | -17.57% |
| 2023 | - | - | - | - | - | - | 8.03% | 21.29% | 20.45% | 0.29% | -9.21% | -0.08% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -1.26 | -1.02 | -1.22 | -0.98 | -0.40 | 0.12 | 0.80 | 1.29 | 1.30 | 1.40 | 1.49 | 1.71 | |||||
Efficiency & Turnover | |||||||||||||||||
| Days Sales Outstanding TTM | - | - | - | - | - | - | - | - | - | - | - | 6,243.38 | |||||
| Receivables Turnover TTM | - | - | - | - | - | - | - | - | - | - | - | 0.06 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | -1.08 | -0.04 | -0.84 | 0.03 | 0.14 | 0.12 | 0.99 | 1.24 | 1.27 | 1.62 | 1.74 | 2.06 | |||||
| Free Cash Flow Per Share TTM | 1.98 | 2.03 | 2.03 | 1.75 | 3.79 | 3.69 | 3.91 | 3.53 | 1.55 | 1.33 | 1.82 | 2.26 | |||||
| Dividend Per Share TTM | 0.46 | 0.54 | 0.62 | 0.62 | 0.62 | 0.61 | 0.61 | 0.61 | 0.61 | 0.61 | 0.62 | 0.62 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 56.54% | 55.49% | 53.79% | 51.40% | 49.46% | 48.11% | 47.43% | 47.57% | 48.80% | 51.07% | 55.25% | 62.15% | |||||
| Operating Profit Margin TTM | -13.97% | 0.01% | -10.58% | 2.10% | 3.98% | 3.30% | 13.54% | 15.38% | 15.38% | 19.69% | 22.01% | 27.33% | |||||
| Net Profit Margin TTM | -11.18% | -0.44% | -8.36% | 0.26% | 1.31% | 1.12% | 8.65% | 10.71% | 10.95% | 14.04% | 15.65% | 19.60% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | -8.87% | -10.45% | -10.85% | -10.15% | -7.52% | -3.27% | 3.00% | 11.01% | 21.28% | 33.70% | 43.30% | 46.78% | |||||
| Net Income Growth (1Y) | -880.37% | -135.21% | -186.09% | -97.85% | -88.98% | -92.27% | -43.05% | -39.34% | -47.86% | -36.30% | -34.16% | -21.38% | |||||
| EPS Growth (1Y) | -874.46% | -134.80% | -185.20% | -97.88% | -89.09% | -92.35% | -43.51% | -40.08% | -48.41% | -36.23% | -33.78% | -20.67% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | -9.97 | -206.77 | -9.43 | 317.31 | 57.28 | 73.77 | 10.95 | 8.97 | 7.43 | 5.64 | 6.35 | 4.58 | |||||
| P/B TTM | 0.64 | 0.50 | 0.45 | 0.45 | 0.43 | 0.50 | 0.57 | 0.58 | 0.50 | 0.48 | 0.60 | 0.52 | |||||
| P/S TTM | 1.11 | 0.91 | 0.79 | 0.81 | 0.75 | 0.83 | 0.95 | 0.96 | 0.81 | 0.79 | 0.99 | 0.90 | |||||
| Market Cap | 185.52M | 154.25M | 136.29M | 143.74M | 136.57M | 156.33M | 183.86M | 189.45M | 160.72M | 154.71M | 187.08M | 159.27M | |||||
| Enterprise Value | -11.37M | -139.48M | -140.30M | -105.87M | -70.29M | -96.42M | -133.42M | -53.67M | -166.15M | -197.74M | -92.44M | -92.65M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 34.22M | 35.06M | 34.87M | 30.18M | 65.17M | 63.08M | 66.50M | 60.14M | 26.36M | 22.44M | 30.63M | 37.99M | |||||
| Net Debt | -196.89M | -293.74M | -276.58M | -249.61M | -206.85M | -252.75M | -317.28M | -243.12M | -326.87M | -352.45M | -279.52M | -251.92M | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
BCB BANCORP INC (BCBP) — SEC Financial Statements & Analysis
BCB BANCORP INC (BCBP) is a savings institution, federally chartered company, incorporated in NJ. BCB BANCORP INC trades on Nasdaq as: BCBP. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), BCB BANCORP INC reported a -8.87% year-over-year revenue growth, a Gross Profit Margin of 56.54% (TTM), a Price-to-Sales (P/S) ratio of 1.11x (TTM), a Price-to-Book (P/B) ratio of 0.64x (TTM), at a market cap of $185.52M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- -8.87%
- Gross Profit Margin TTM
- 56.54%
- P/S TTM
- 1.11x
- P/B TTM
- 0.64x
- Market Cap
- $185.52M
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is BCB BANCORP INC in?
BCB BANCORP INC (BCBP) operates in the Savings Institution, Federally Chartered industry.
What is BCBP's market cap?
BCB BANCORP INC (BCBP) has a market capitalization of $185.52M as of 2026-06-30.
What exchange does BCBP trade on?
BCB BANCORP INC (BCBP) trades on the Nasdaq.
Where is BCB BANCORP INC incorporated?
BCB BANCORP INC is incorporated in NJ.