BayCom Corp
BayCom Corp
Insider Sentiment (TTM):
Last Purchase:2026-05-26Last Sale:2025-03-03Shares Purchased (TTM):29,549Shares Sold (TTM):0
Institutional Sentiment:
As of:2026-03-31Institutional Shares Owned:6,643,918Shares Outstanding:10,909,077Institutional Ownership Pct.:60.90%
Earnings Market Reaction:
Filing Date:2026-05-11Price on Filing Date:N/APrevious Close:N/A% Change:N/A
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Financial Statements
Values in Millions ($) | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||||||||
Cash And Due From Banks | 19 | 27 | 22 | 22 | 21 | 23 | 26 | 23 | 20 | 18 | 30 | 37 | |||||
Federal Funds Sold | 287 | 180 | 207 | 270 | 236 | 341 | 276 | 368 | 328 | 290 | 271 | 214 | |||||
Cash Cash Equivalents And Federal Funds Sold | 306 | 207 | 228 | 292 | 257 | 364 | 301 | 391 | 348 | 308 | 302 | 250 | |||||
Debt Securities Available For Sale Excluding Accru… | 189 | 180 | 188 | 185 | 192 | 193 | 194 | 184 | 168 | 163 | 146 | 147 | |||||
Equity Securities Fv Ni Current And Noncurrent | 13 | 13 | 13 | 13 | 13 | 13 | 14 | 13 | 13 | 13 | 12 | 12 | |||||
Federal Home Loan Bank Stock | 12 | 12 | 12 | 12 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | |||||
Federal Reserve Bank Stock | 8 | 8 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | |||||
Loans Receivable Held For Sale Amount | 0 | 1 | 0 | - | 0 | 2 | 2 | - | 2 | - | 1 | - | |||||
Financing Receivable Excluding Accrued Interest Af… | 1,991 | 2,045 | 2,022 | 1,982 | 1,948 | 1,935 | 1,894 | 1,845 | 1,868 | 1,906 | 1,949 | 1,994 | |||||
Property Plant And Equipment Net | 13 | 13 | 14 | 14 | 13 | 13 | 14 | 14 | 14 | 14 | 13 | 13 | |||||
Real Estate Acquired Through Foreclosure | - | - | - | - | - | - | - | - | 0 | - | - | - | |||||
Finite Lived Intangible Assets Net | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 4 | 4 | 4 | 5 | |||||
Cash Surrender Value Of Life Insurance | 25 | 24 | 24 | 24 | 24 | 24 | 23 | 23 | 23 | 23 | 23 | 23 | |||||
Operating Lease Right Of Use Asset | 14 | 13 | 13 | 13 | 14 | 13 | 13 | 13 | 13 | 14 | 15 | 15 | |||||
Goodwill | 39 | 39 | 39 | 39 | 39 | 39 | 39 | 39 | 39 | 39 | 39 | 39 | |||||
Interest Receivable And Other Assets | 39 | 38 | 39 | 39 | 40 | 44 | 44 | 47 | 47 | 47 | 48 | 48 | |||||
Assets | 2,649 | 2,594 | 2,604 | 2,622 | 2,564 | 2,665 | 2,562 | 2,594 | 2,561 | 2,552 | 2,574 | 2,567 | |||||
Deposits | 2,265 | 2,214 | 2,228 | 2,187 | 2,129 | 2,234 | 2,136 | 2,175 | 2,143 | 2,133 | 2,159 | 2,147 | |||||
Junior Subordinated Notes | 6 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 9 | |||||
Subordinated Debt | - | - | - | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 64 | |||||
Supplemental Unemployment Benefits Salary Continua… | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | |||||
Operating Lease Liability | 15 | 14 | 14 | 14 | 15 | 14 | 14 | 14 | 14 | 15 | 16 | 16 | |||||
Liabilities | 2,305 | 2,255 | 2,270 | 2,292 | 2,234 | 2,340 | 2,241 | 2,279 | 2,246 | 2,239 | 2,267 | 2,260 | |||||
Stockholders Equity | |||||||||||||||||
Common Stock Value | 166 | 166 | 167 | 167 | 171 | 172 | 172 | 173 | 177 | 181 | 183 | 188 | |||||
Additional Paid In Capital Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -6 | -7 | -8 | -10 | -11 | -13 | -11 | -14 | -14 | -15 | -17 | -16 | |||||
Retained Earnings Accumulated Deficit | 184 | 179 | 175 | 173 | 169 | 165 | 160 | 155 | 151 | 146 | 141 | 136 | |||||
Stockholders Equity | 344 | 339 | 334 | 331 | 329 | 324 | 322 | 315 | 314 | 313 | 307 | 307 | |||||
Liabilities And Stockholders Equity | 2,649 | 2,594 | 2,604 | 2,622 | 2,564 | 2,665 | 2,562 | 2,594 | 2,561 | 2,552 | 2,574 | 2,567 | |||||
Notes Receivable Net | |||||||||||||||||
Debt Securities Available For Sale Amortized Cost … | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | - | 20 | 19 | |||||
Financing Receivable Allowance For Credit Loss Exc… | 21 | 21 | 21 | 19 | 19 | 18 | 18 | 19 | 19 | 22 | 20 | 19 | |||||
Preferred Stock Number Of… | |||||||||||||||||
Preferred Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Number Of Sh… | |||||||||||||||||
Common Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Shares Authorized | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | |||||
Common Stock Shares Issued | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 12 | 12 | 12 | |||||
Shares Outstanding | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 12 | 12 | 12 | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 4.27% | 10.84% | - | - | - | - | - | - | - | - | - | - |
| 2025 | -1.64% | 4.37% | 3.29% | 8.44% | 2.66% | -0.41% | 6.85% | 12.29% | 7.89% | 0.14% | 6.69% | 9.55% |
| 2024 | -0.64% | 0.71% | 21.89% | 8.17% | 11.93% | 14.71% | 6.90% | -2.31% | 3.85% | -3.28% | 6.39% | 5.48% |
| 2023 | 16.08% | 12.69% | 35.34% | -2.02% | 2.98% | 7.83% | 8.01% | 11.49% | -0.43% | 4.59% | 3.71% | 3.97% |
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Performance and Valuation Metrics
Metrics | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.63 | -0.36 | 0.07 | 0.75 | 1.77 | 1.79 | 1.85 | 1.94 | 2.10 | 2.34 | 2.74 | 3.34 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 2.42 | 2.18 | 2.12 | 2.20 | 2.10 | 2.10 | 2.14 | 2.18 | 2.27 | 2.27 | 2.43 | 2.37 | |||||
| Free Cash Flow Per Share TTM | 2.49 | 2.69 | 2.65 | 2.91 | 3.04 | 2.54 | 2.49 | 1.81 | 2.19 | 2.38 | 3.16 | 3.92 | |||||
| Dividend Per Share TTM | 0.75 | 0.60 | 0.36 | 0.26 | 0.36 | 0.31 | 0.41 | 0.42 | 0.36 | 0.30 | 0.26 | 0.21 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | -1,116.18% | -1,057.66% | -1,344.92% | -1,288.97% | -1,355.61% | -1,388.84% | -1,071.55% | -970.29% | -836.46% | -697.28% | -520.15% | -388.51% | |||||
| Operating Profit Margin TTM | 1,075.42% | 922.43% | 876.29% | 901.40% | 915.64% | 958.23% | 994.73% | 1,001.63% | 1,029.80% | 1,068.85% | 1,081.07% | 1,144.41% | |||||
| Net Profit Margin TTM | 792.59% | 676.78% | 650.76% | 665.47% | 677.82% | 704.47% | 723.78% | 725.86% | 740.95% | 768.21% | 778.14% | 822.21% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | -3.64% | 5.49% | 7.97% | 7.73% | -1.87% | -6.11% | -10.35% | -4.25% | 4.82% | 14.90% | 33.94% | 38.66% | |||||
| Net Income Growth (1Y) | 12.67% | 1.34% | -2.93% | -1.23% | -10.23% | -13.90% | -16.61% | -15.47% | 1.63% | 15.57% | 32.98% | 45.05% | |||||
| EPS Growth (1Y) | 15.02% | 3.85% | -0.98% | 1.02% | -7.09% | -7.69% | -11.64% | -8.16% | 11.98% | 25.62% | 49.81% | 61.04% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 12.17 | 13.24 | 13.15 | 12.13 | 11.43 | 12.16 | 10.46 | 8.80 | 8.52 | 9.68 | 7.35 | 6.49 | |||||
| P/B TTM | 0.93 | 0.94 | 0.91 | 0.89 | 0.81 | 0.89 | 0.78 | 0.68 | 0.71 | 0.85 | 0.69 | 0.61 | |||||
| P/S TTM | 96.43 | 89.59 | 85.61 | 80.72 | 77.48 | 85.69 | 75.73 | 63.86 | 63.13 | 74.35 | 57.16 | 53.37 | |||||
| Market Cap | 321.32M | 316.80M | 305.10M | 293.58M | 267.93M | 287.22M | 249.99M | 215.60M | 222.48M | 265.43M | 210.48M | 188.18M | |||||
| Enterprise Value | 21.28M | 119.01M | 85.36M | 10.64M | 20.05M | -68.16M | -42.67M | -167.00M | -117.27M | -33.54M | -82.91M | -53.49M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 27.12M | 29.56M | 28.92M | 32.05M | 33.85M | 28.66M | 27.72M | 20.42M | 25.22M | 28.68M | 37.31M | 47.91M | |||||
| Net Debt | -300.03M | -197.79M | -219.74M | -282.94M | -247.88M | -355.39M | -292.66M | -382.60M | -339.75M | -298.97M | -293.39M | -241.68M | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
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| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
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| Net Income Growth (3Y) | |||||||||||||||||
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| Net Revenue Growth (3Y) | |||||||||||||||||
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| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
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| Net Debt to Equity | |||||||||||||||||
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Valuation Ratios | |||||||||||||||||
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| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
2026-05-26Purchase
Owner: Perdue, Michael J
Title: -
Shares: 3,000
Price/Share: $30.94
Value: $92,820.00
Shares Owned: 3,000
Relationship: Director
Ownership: Indirect
2026-05-06Purchase
Owner: Black, William J
Title: Executive Vice Chair
Shares: 26,549
Price/Share: $30.22
Value: $802,310.78
Shares Owned: 33,082
Relationship: Director,Officer
Ownership: Direct
2025-03-03Sale
Owner: Guarini, George J.
Title: President and CEO
Shares: 27,000
Price/Share: $27.50
Value: $742,500.00
Shares Owned: 46,759
Relationship: Director,Officer
Ownership: Direct
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Institutional Ownership
No data available for chart
2026-03-31
60.90%
Inst. Shares: 6,643,918
Shares Outstanding: 10,909,077
2025-12-31
61.35%
Inst. Shares: 6,743,096
Shares Outstanding: 10,990,547
2025-09-30
61.54%
Inst. Shares: 6,726,393
Shares Outstanding: 10,929,779
2025-06-30
59.39%
Inst. Shares: 6,534,939
Shares Outstanding: 11,002,967
2025-03-31
57.84%
Inst. Shares: 6,440,868
Shares Outstanding: 11,136,058
BayCom Corp (BCML) — SEC Financial Statements & Analysis
BayCom Corp (BCML) is a state commercial banks company. BayCom Corp trades on Nasdaq as: BCML. Based on its latest SEC filing (Form 10-Q, period ending 2026-03-31), BayCom Corp reported a -3.64% year-over-year revenue growth, a Gross Profit Margin of -1116.18% (TTM), a Price-to-Sales (P/S) ratio of 96.43x (TTM), a Price-to-Book (P/B) ratio of 0.93 (TTM), at a market cap of $321.32M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- -3.64%
- Gross Profit Margin TTM
- -1116.18%
- P/S TTM
- 96.43x
- P/B TTM
- 0.93
- Market Cap
- $321.32M
Data as of 2026-03-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is BayCom Corp in?
BayCom Corp (BCML) operates in the State Commercial Banks industry.
What is BCML's market cap?
BayCom Corp (BCML) has a market capitalization of $321.32M as of 2026-03-31.
What is BCML's P/E ratio?
BayCom Corp (BCML)'s trailing twelve month P/E ratio is 12.17x as of 2026-03-31.
What exchange does BCML trade on?
BayCom Corp (BCML) trades on the Nasdaq.