BCTF
Bancorp 34, Inc.Company Information
- Company Name
- Bancorp 34, Inc.
- CIK
- CIK0001668340
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- BCTF: OTC
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6035
- SIC Description
- Savings Institution, Federally Chartered
- Ticker
- BCTF
SEC filing data through
Insider Sentiment
- Last purchase
- 2020-06-02
- Last sale
- —
- Shares purchased (TTM)
- 1,889
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2024-12-31
- Institutional shares owned
- 269,999
- Shares outstanding
- 820,000
- Ownership
- 32.93%
Earnings Market Reaction
- Filing date
- 2025-03-06
- Price on filing date
- —
- 1-month reaction
- -2.75%
- 3-month reaction
- -8.39%
Balance Sheet
Values in millions ($)| Line item | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 112 | 67 | 53 | 66 | 27 | 13 | ||||||
| Federal Funds Sold | 2 | 61 | 26 | 7 | 2 | 2 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 114 | 128 | 79 | 73 | 29 | 15 | ||||||
| Available For Sale Securities Debt Securities | 79 | 58 | 56 | 102 | 57 | 53 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss Current | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
| Long Term Investments And Receivables Net | 676 | 703 | 735 | 750 | 457 | 480 | ||||||
| Loans And Leases Receivable Allowance | -10 | -11 | -11 | -11 | -6 | -8 | ||||||
| Loans And Leases Receivable Net Reported Amount | 666 | 693 | 725 | 740 | 451 | 472 | ||||||
| Other Real Estate | - | 0 | 0 | 0 | 3 | 0 | ||||||
Assets | ||||||||||||
| Assets | 918 | 939 | 922 | 980 | 581 | 581 | ||||||
| Property Plant And Equipment Net | 8 | 8 | 9 | 9 | 7 | 8 | ||||||
| Operating Lease Right Of Use Asset | 4 | 4 | 4 | 5 | 2 | 2 | ||||||
| Other Investments | 6 | 6 | 6 | 6 | 4 | 3 | ||||||
| Deferred Income Tax Assets Net | 9 | 9 | 9 | 9 | 5 | 5 | ||||||
| Bank Owned Life Insurance | 12 | 12 | 12 | 12 | 12 | 12 | ||||||
| Finite Lived Core Deposits Gross | 8 | 8 | 8 | 9 | - | - | ||||||
| Prepaid Expense And Other Assets | 4 | 5 | 6 | 8 | 4 | 4 | ||||||
Liabilities | ||||||||||||
| Demand Deposit Accounts | 219 | 204 | 214 | 220 | 88 | 92 | ||||||
Deposits | ||||||||||||
| Deposits | 793 | 785 | 770 | 806 | 460 | 468 | ||||||
| Deposits Savings Deposits | 333 | 343 | 341 | 371 | 244 | 247 | ||||||
| Time Deposits | 241 | 238 | 214 | 215 | 128 | 129 | ||||||
| Advances From Federal Home Loan Banks | - | - | - | - | - | 18 | ||||||
| Federal Funds Purchased | - | - | 2 | - | - | - | ||||||
| Subordinated Long Term Debt | 23 | 23 | 23 | 23 | 25 | 25 | ||||||
| Operating Lease Liability | 5 | 5 | 5 | 5 | 2 | 2 | ||||||
| Accrued Liabilities And Other Liabilities | 7 | 8 | 7 | 10 | 5 | 7 | ||||||
| Liabilities | 832 | 852 | 838 | 898 | 521 | 520 | ||||||
| Additional Paid In Capital | 67 | 67 | 67 | 67 | 43 | 43 | ||||||
Stockholders Equity | ||||||||||||
| Stockholders Equity | 87 | 87 | 84 | 82 | 61 | 60 | ||||||
| Retained Earnings Accumulated Deficit | 26 | 26 | 24 | 23 | 24 | 26 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -6 | -4 | -6 | -6 | -6 | -8 | ||||||
| Unearned E S O P Shares | -1 | -1 | -1 | -1 | -1 | -1 | ||||||
| Liabilities And Stockholders Equity | 918 | 939 | 922 | 980 | 581 | 581 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Par Or Stated Value Per Share | - | - | - | - | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 100 | 100 | 100 | 100 | 100 | 100 | ||||||
| Preferred Stock Shares Authorized | - | - | - | - | 50 | 50 | ||||||
| Preferred Stock Shares Issued | - | - | - | - | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | - | - | - | - | 0 | 0 | ||||||
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Recent filings
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Start 7-day free trialBancorp 34, Inc. (BCTF) — SEC Financial Statements & Analysis
Bancorp 34, Inc. (BCTF) is a savings institution, federally chartered company, incorporated in MD. Bancorp 34, Inc. trades on OTC as: BCTF. Bancorp 34, Inc. (BCTF)'s most recent SEC filing is a Form 10-K for the period ended 2024-12-31, filed with the SEC on 2025-03-06. Based on its latest SEC filing (Form 10-Q, period ending 2024-12-31), Bancorp 34, Inc. carries a market cap of $9.17M, a P/E ratio of 22.14x, a P/B ratio of 0.11x, a P/S ratio of 0.16x, an enterprise value of $-95.50M, and an EV/EBITDA multiple of -3.71x. On profitability, it posts a gross margin of 57.69%, an operating margin of 1.21%, a net margin of 3.33%, a Return on Equity (ROE) of 2.29%, and a Return on Invested Capital (ROIC) of 36.94%. Per share, it reports EPS of $0.50, diluted EPS of $0.50, free cash flow per share of $-1.72, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 33.83% year-over-year, net income growth of -164.42% year-over-year, and EPS growth of -335.33% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 1.03x, free cash flow of $2.47M (TTM), and net debt of $-90.45M. Figures sourced from SEC EDGAR.
- Market Cap
- $9.17M
- P/E TTM
- 22.14x
- EPS TTM
- $0.50
- P/B TTM
- 0.11x
- ROE TTM
- 2.29%
- Free Cash Flow TTM
- $2.47M
- Net Revenue TTM Growth 1Y
- 33.83%
Data as of 2024-12-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Bancorp 34, Inc. in?
Bancorp 34, Inc. (BCTF) operates in the Savings Institution, Federally Chartered industry.
What exchange does BCTF trade on?
Bancorp 34, Inc. (BCTF) trades on the OTC.
Where is Bancorp 34, Inc. incorporated?
Bancorp 34, Inc. is incorporated in MD.
When was Bancorp 34, Inc. (BCTF)'s most recent SEC filing?
Bancorp 34, Inc. (BCTF)'s most recent SEC filing is a Form 10-K for the period ended 2024-12-31, filed with the SEC on 2025-03-06.
What is BCTF's market cap?
Bancorp 34, Inc. (BCTF) has a market capitalization of $9.17M as of 2024-09-30.
What is BCTF's P/E ratio?
Bancorp 34, Inc. (BCTF)'s trailing twelve month P/E ratio is 22.14x as of 2024-09-30.
What is BCTF's EPS (earnings per share)?
Bancorp 34, Inc. (BCTF)'s trailing twelve month EPS is $0.50 as of 2024-09-30.
What is BCTF's ROE (return on equity)?
Bancorp 34, Inc. (BCTF)'s trailing twelve month Return on Equity (ROE) is 2.29% as of 2024-12-31.
What is BCTF's ROIC (return on invested capital)?
Bancorp 34, Inc. (BCTF)'s trailing twelve month Return on Invested Capital (ROIC) is 36.94% as of 2024-06-30.
What is BCTF's EV/EBITDA?
Bancorp 34, Inc. (BCTF)'s trailing twelve month EV/EBITDA is -3.71x as of 2024-09-30.