BankUnited, Inc.
BankUnited, Inc.
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Financial Statements
Values in Millions ($) | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Loans | 209 | 220 | -3 | 3 | 220 | 223 | 228 | - | 17 | 203 | 9 | -2 | |||||
Assets | |||||||||||||||||
Cash And Due From Banks | |||||||||||||||||
Cash And Due From Banks | 13 | 12 | 14 | 16 | 13 | 12 | 15 | 13 | 14 | 15 | 12 | 18 | |||||
Interest Bearing Deposits In Banks | 372 | 206 | 546 | 786 | 431 | 479 | 875 | 421 | 407 | 573 | 379 | 283 | |||||
Cash And Cash Equivalents At Carrying Value | 385 | 218 | 560 | 801 | 444 | 491 | 890 | 433 | 421 | 588 | 392 | 301 | |||||
Investments | 9,505 | 9,264 | 9,467 | 9,401 | 9,100 | 9,130 | 9,120 | 8,946 | 8,925 | 8,877 | 8,886 | 9,144 | |||||
Federal Home Loan Bank Stock And Federal Reserve B… | 150 | 141 | 166 | 174 | 181 | 206 | 237 | 223 | 253 | 310 | 312 | 318 | |||||
Loans And Leases Receivable Net Of Deferred Income | - | - | - | - | - | - | 24,399 | 24,628 | 24,226 | 24,634 | 24,356 | 24,630 | |||||
Financing Receivable Excluding Accrued Interest Be… | 24,135 | 24,274 | 23,702 | 23,934 | 23,990 | 24,298 | - | - | - | 24,634 | - | - | |||||
Financing Receivable Allowance For Credit Loss Exc… | -209 | -220 | -220 | -223 | -220 | -223 | -228 | -226 | -218 | -203 | - | - | |||||
Financing Receivable Allowance For Credit Losses | - | - | - | - | - | - | -228 | -226 | -218 | -203 | -196 | -167 | |||||
Loans And Leases Receivable Net Reported Amount Co… | - | - | - | - | - | - | 24,170 | 24,403 | 24,009 | 24,431 | 24,160 | 24,463 | |||||
Financing Receivable Excluding Accrued Interest Af… | 23,926 | 24,054 | 23,483 | 23,711 | 23,770 | 24,075 | - | - | - | 24,431 | - | - | |||||
Bank Owned Life Insurance | 314 | 305 | 303 | 295 | 294 | 285 | 306 | 298 | 296 | 318 | 320 | 319 | |||||
Intangible Assets Net Including Goodwill | 78 | 78 | 78 | 78 | 78 | 78 | 78 | 78 | 78 | 78 | 78 | 78 | |||||
Other Assets | 851 | 809 | 818 | 785 | 747 | 753 | 742 | 780 | 795 | 787 | 781 | 734 | |||||
Assets | 35,359 | 35,039 | 35,076 | 35,460 | 34,832 | 35,242 | 35,785 | 35,428 | 35,106 | 35,762 | 35,390 | 35,871 | |||||
Liabilities | |||||||||||||||||
Noninterest Bearing Domestic Deposit Demand | - | - | - | 9,113 | 8,069 | 7,616 | 7,635 | 8,065 | 7,240 | 6,835 | 7,357 | 7,305 | |||||
Deposits | |||||||||||||||||
Deposits | 29,360 | 29,353 | 28,618 | 28,646 | 28,058 | 27,866 | 27,856 | 27,764 | 27,027 | 26,538 | 26,113 | 25,839 | |||||
Noninterest Bearing Deposit Liabilities | 8,944 | 9,110 | 8,625 | - | - | 7,616 | - | - | - | - | - | - | |||||
Interest Bearing Domestic Deposit Demand | 6,449 | 6,190 | 6,610 | 5,584 | 4,776 | 4,893 | 5,172 | 3,772 | 3,549 | 3,404 | 3,290 | 2,930 | |||||
Deposits Savings Deposits | 9,940 | 10,165 | 9,937 | 10,171 | 10,789 | 11,055 | 10,325 | 11,463 | 11,123 | 11,136 | 10,276 | 10,084 | |||||
Time Deposits | 4,027 | 3,889 | 3,447 | 3,778 | 4,423 | 4,301 | 4,724 | 4,463 | 5,116 | 5,164 | 5,190 | 5,520 | |||||
Federal Funds Purchased | - | - | - | - | - | - | - | - | - | 0 | 0 | 0 | |||||
Advances From Federal Home Loan Banks | 1,755 | 1,555 | 2,080 | 2,255 | 2,405 | 2,930 | 3,580 | 3,285 | 3,905 | 5,115 | 5,165 | 5,975 | |||||
Long Term Debt And Capital Lease Obligations | 319 | 320 | 320 | 709 | 709 | 709 | 709 | 709 | 709 | 709 | 715 | 715 | |||||
Other Liabilities | 909 | 758 | 1,025 | 897 | 762 | 923 | 832 | 971 | 824 | 821 | 873 | 816 | |||||
Liabilities | 32,343 | 31,986 | 32,043 | 32,507 | 31,934 | 32,427 | 32,977 | 32,729 | 32,465 | 33,184 | 32,866 | 33,345 | |||||
Common Stock Value | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Additional Paid In Capital | 209 | 272 | 311 | 306 | 301 | 302 | 296 | 291 | 286 | 284 | 280 | 274 | |||||
Retained Earnings Accumulated Deficit | 3,009 | 2,971 | 2,926 | 2,877 | 2,832 | 2,796 | 2,749 | 2,710 | 2,677 | 2,651 | 2,651 | 2,624 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -203 | -190 | -205 | -231 | -236 | -285 | -238 | -302 | -324 | -357 | -407 | -373 | |||||
Liabilities And Stockholders Equity | 35,359 | 35,039 | 35,076 | 35,460 | 34,832 | 35,242 | 35,785 | 35,428 | 35,106 | 35,762 | 35,390 | 35,871 | |||||
Stockholders Equity | |||||||||||||||||
Stockholders Equity | 3,016 | 3,054 | 3,032 | 2,953 | 2,898 | 2,814 | 2,808 | 2,699 | 2,640 | 2,578 | 2,524 | 2,526 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | - | - | 0.01 | - | - | |||||
Common Stock Shares Authorized | 400 | 400 | 400 | 400 | 400 | 400 | 400 | 400 | 400 | 400 | 400 | 400 | |||||
Common Stock Shares Issued | 73 | 74 | 75 | - | 75 | 75 | 75 | 75 | 75 | 74 | 74 | 74 | |||||
Shares Outstanding | 73 | 74 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 74 | 74 | 74 | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -1.88% | 4.19% | -1.04% | - | - | - | - | - | - | - | - | - |
| 2025 | -1.16% | 3.66% | 12.79% | 9.47% | 7.79% | 6.69% | 6.88% | 12.19% | 18.64% | -11.86% | -2.54% | -7.97% |
| 2024 | 9.79% | -0.77% | 17.10% | 11.55% | 3.22% | 1.23% | 21.38% | 10.82% | 18.69% | -7.72% | -15.65% | -2.31% |
| 2023 | - | - | - | -11.61% | -22.53% | -23.92% | 20.18% | 45.60% | 33.18% | -2.25% | -5.94% | 8.37% |
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Performance and Valuation Metrics
Metrics | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.64 | -0.63 | -0.62 | -0.11 | 0.38 | 0.84 | 1.24 | 1.22 | 1.22 | 1.24 | 1.34 | 1.49 | |||||
Efficiency & Turnover | |||||||||||||||||
| Days Sales Outstanding TTM | - | - | - | - | - | - | 439,874.61 | 440,648.57 | 433,600.31 | 432,284.52 | 414,697.59 | 399,282.80 | |||||
| Receivables Turnover TTM | - | - | - | - | - | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 3.68 | 3.61 | 3.59 | 3.46 | 3.27 | 3.14 | 2.47 | 2.29 | 2.36 | 2.43 | 3.01 | 3.58 | |||||
| Free Cash Flow Per Share TTM | 4.91 | 4.85 | 5.66 | 4.93 | 5.20 | 5.89 | 4.24 | 5.92 | 7.94 | 8.97 | 7.79 | 9.04 | |||||
| Dividend Per Share TTM | 1.28 | 1.24 | 1.22 | 1.20 | 1.18 | 1.16 | 1.14 | 1.12 | 1.10 | 1.08 | 1.07 | 1.06 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | -3,280.27% | -3,605.20% | -3,959.38% | -4,302.14% | -4,638.85% | -4,897.78% | -8,629.97% | -8,543.53% | -8,391.99% | -8,039.09% | -3,994.80% | -3,090.85% | |||||
| Operating Profit Margin TTM | 1,599.81% | 1,664.58% | 1,743.18% | 1,702.91% | 1,633.97% | 1,564.07% | 1,223.77% | 1,111.64% | 1,124.37% | 1,134.05% | 1,377.18% | 1,568.47% | |||||
| Net Profit Margin TTM | 1,196.30% | 1,234.83% | 1,282.16% | 1,254.72% | 1,205.89% | 1,149.35% | 909.52% | 830.87% | 840.52% | 854.64% | 1,037.79% | 1,180.51% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 12.75% | 7.45% | 3.49% | 0.79% | -2.54% | -3.25% | -5.47% | -8.40% | -10.06% | -10.67% | -9.85% | -4.09% | |||||
| Net Income Growth (1Y) | 11.85% | 15.44% | 45.89% | 52.20% | 39.82% | 30.11% | -17.15% | -35.53% | -35.81% | -37.30% | -35.82% | -23.81% | |||||
| EPS Growth (1Y) | 12.52% | 14.93% | 45.03% | 51.29% | 38.99% | 29.63% | -17.63% | -35.89% | -35.65% | -32.61% | -32.81% | -17.78% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 12.03 | 12.03 | 10.24 | 9.85 | 9.98 | 11.44 | 13.70 | 11.84 | 10.88 | 12.14 | 6.75 | 5.35 | |||||
| P/B TTM | 1.08 | 1.06 | 0.91 | 0.86 | 0.84 | 0.95 | 0.90 | 0.74 | 0.72 | 0.84 | 0.59 | 0.56 | |||||
| P/S TTM | 143.88 | 148.51 | 131.32 | 123.64 | 120.38 | 131.50 | 124.65 | 98.34 | 91.45 | 103.74 | 70.02 | 63.13 | |||||
| Market Cap | 3.27B | 3.23B | 2.75B | 2.54B | 2.43B | 2.66B | 2.52B | 2.01B | 1.89B | 2.17B | 1.50B | 1.41B | |||||
| Enterprise Value | 3.20B | 3.33B | 2.51B | 2.45B | 2.69B | 2.88B | 2.34B | 2.28B | 2.18B | 2.29B | 1.82B | 1.82B | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 360.55M | 358.61M | 419.25M | 365.58M | 383.68M | 433.78M | 312.03M | 436.10M | 582.62M | 657.50M | 570.40M | 661.97M | |||||
| Net Debt | -65.60M | 101.96M | -239.07M | -92.36M | 265.35M | 217.44M | -181.17M | 275.38M | 287.76M | 120.69M | 323.31M | 414.13M | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
BankUnited, Inc. (BKU) — SEC Financial Statements & Analysis
BankUnited, Inc. (BKU) is a savings institution, federally chartered company, incorporated in DE. BankUnited, Inc. trades on BKU: NYSE as: BKU. Based on its latest SEC filing (Form 10-Q, period ending 2026-03-31), BankUnited, Inc. reported a 12.75% year-over-year revenue growth, a Gross Profit Margin of -3280.27% (TTM), a Price-to-Sales (P/S) ratio of 143.88x (TTM), a Price-to-Book (P/B) ratio of 1.08 (TTM), at a market cap of $3.27B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 12.75%
- Gross Profit Margin TTM
- -3280.27%
- P/S TTM
- 143.88x
- P/B TTM
- 1.08
- Market Cap
- $3.27B
Data as of 2026-03-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is BankUnited, Inc. in?
BankUnited, Inc. (BKU) operates in the Savings Institution, Federally Chartered industry.
What is BKU's market cap?
BankUnited, Inc. (BKU) has a market capitalization of $3.27B as of 2026-03-31.
What is BKU's P/E ratio?
BankUnited, Inc. (BKU)'s trailing twelve month P/E ratio is 12.03x as of 2026-03-31.
What exchange does BKU trade on?
BankUnited, Inc. (BKU) trades on the BKU: NYSE.
Where is BankUnited, Inc. incorporated?
BankUnited, Inc. is incorporated in DE.