BLFY

Blue Foundry Bancorp

Company Information

Company Name
Blue Foundry Bancorp
CIK
CIK0001846017
Category
<br>Emerging growth company
Ticker: Exchange
BLFY: Nasdaq
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6036
SIC Description
Savings Institutions, Not Federally Chartered
Ticker
BLFY

SEC filing data through

Insider Sentiment

Last purchase
2025-08-04
Last sale
2025-06-17
Shares purchased (TTM)
9,000
Shares sold (TTM)
8,020
Buy ratio (TTM)52.9%

Institutional Sentiment

As of
2026-03-31
Institutional shares owned
10,212,464
Shares outstanding
19,646,810
Ownership
51.98%
+9.52% Y/Y

Earnings Market Reaction

Filing date
2026-03-31
Price on filing date
1-month reaction
Pending
3-month reaction
Pending
Drift continued7/11 (64%)
Faded / reversed4/11 (36%)

Balance Sheet

Values in millions ($)
Line item2025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-302023-06-302023-03-31Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Cash And Cash Equivalents At Carrying Value534442464376605446524658
Debt Securities Available For Sale Excluding Accrued Interest301274284287297291298265284284301309
Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss272729323333333333333333
Other Investments161618181818181820212021
Assets
Assets2,1682,1562,1282,0922,0612,0552,0452,0282,0452,0612,0812,101
Loans Receivable Held For Sale Amount---------223
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss1,6761,7011,6601,6131,5711,5381,5341,5401,5471,5571,5671,572
Accrued Investment Income Receivable999988888877
Real Estate Acquired Through Foreclosure0---000111--
Property Plant And Equipment Net272828292930313232323231
Operating Lease Right Of Use Asset222122232324252425262726
Bank Owned Life Insurance232323232322222222222222
Other Assets131213141614163027232319
Liabilities And Stockholders Equity
Deposits1,5101,4931,4161,3871,3431,3191,3111,2911,2451,2531,2671,245
Advances From Federal Home Loan Banks301301343334340349343343398403400423
Liabilities
Advance Payments By Borrowers For Taxes And Insurance91010109101099101010
Liabilities1,8551,8411,8061,7661,7281,7161,7001,6781,6891,7011,7141,715
Operating Lease Liability232324242526262627272828
Other Liabilities121413101113108119911
Preferred Stock Value000000000000
Common Stock Value000000000000
Additional Paid In Capital281280279278277277276274274273272272
Retained Earnings Accumulated Deficit142146148150152155159162164167169171
Stockholders Equity
Stockholders Equity313314321327332339346350356359367386
Treasury Stock Common Value-76-76-69-64-60-55-49-45-40-34-31-13
Employee Stock Ownership Plan E S O P Deferred Shares-18-18-19-19-19-19-20-20-20-20-21-21
Accumulated Other Comprehensive Income Loss Net Of Tax-16-17-19-18-19-19-21-21-23-27-23-23
Liabilities And Stockholders Equity2,1682,1562,1282,0922,0612,0552,0452,0282,0452,0612,0812,101
Held To Maturity Securities Fair Value262527303029282928282829
Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest000000000000
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest141413131313131414141414
Preferred Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Preferred Stock Shares Authorized101010101010101010101010
Preferred Stock Shares Issued000000000000
Common Stock Par Or Stated Value Per Share0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized707070707070707070707070
Common Stock Shares Issued292929292929292929292929
Shares Outstanding212122222323242425252527
Treasury Stock Common Shares887666554331

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Blue Foundry Bancorp (BLFY) — SEC Financial Statements & Analysis

Blue Foundry Bancorp (BLFY) is a savings institutions, not federally chartered company. Blue Foundry Bancorp trades on Nasdaq as: BLFY. Blue Foundry Bancorp (BLFY)'s most recent SEC filing is a Form 10-K for the period ended 2025-12-31, filed with the SEC on 2026-03-31. Based on its latest SEC filing (Form 10-Q, period ending 2025-12-31), On profitability, Blue Foundry Bancorp posts a gross margin of 49.72%, an operating margin of 0.00%, a net margin of -10.52%, a Return on Equity (ROE) of -3.11%, and a Return on Invested Capital (ROIC) of -20.77%. Per share, it reports EPS of $-0.51, diluted EPS of $-0.51, free cash flow per share of $-0.41, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 11.53% year-over-year, net income growth of -15.83% year-over-year, and EPS growth of -7.99% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -1.21x, free cash flow of $-8.02M (TTM), and net debt of $-53.14M. Figures sourced from SEC EDGAR.

EPS TTM
$-0.51
ROE TTM
-3.11%
Free Cash Flow TTM
$-8.02M
Net Revenue TTM Growth 1Y
11.53%

Data as of 2025-12-31 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Blue Foundry Bancorp in?

Blue Foundry Bancorp (BLFY) operates in the Savings Institutions, Not Federally Chartered industry.

What exchange does BLFY trade on?

Blue Foundry Bancorp (BLFY) trades on the Nasdaq.

When was Blue Foundry Bancorp (BLFY)'s most recent SEC filing?

Blue Foundry Bancorp (BLFY)'s most recent SEC filing is a Form 10-K for the period ended 2025-12-31, filed with the SEC on 2026-03-31.

What is BLFY's EPS (earnings per share)?

Blue Foundry Bancorp (BLFY)'s trailing twelve month EPS is $-0.51 as of 2025-12-31.

What is BLFY's ROE (return on equity)?

Blue Foundry Bancorp (BLFY)'s trailing twelve month Return on Equity (ROE) is -3.11% as of 2025-12-31.

What is BLFY's ROIC (return on invested capital)?

Blue Foundry Bancorp (BLFY)'s trailing twelve month Return on Invested Capital (ROIC) is -20.77% as of 2025-12-31.

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