BSPA
Ballston Spa Bancorp, Inc.Company Information
- Company Name
- Ballston Spa Bancorp, Inc.
- CIK
- CIK0002094107
- Category
- Non-accelerated filer<br>Smaller reporting company<br>Emerging growth company
- Ticker: Exchange
- BSPA: OTC
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- BSPA
SEC filing data through
Insider Sentiment
- Last purchase
- —
- Last sale
- —
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2026-03-31
- Institutional shares owned
- 26,302
- Shares outstanding
- 742,663
- Ownership
- 3.54%
Earnings Market Reaction
- Filing date
- 2026-08-14
- Price on filing date
- —
- 1-month reaction
- -2.88%
- 3-month reaction
- Pending
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|
Assets | ||||||||
| Cash And Due From Banks | 16 | 8 | ||||||
| Interest Bearing Deposits In Banks | 77 | 40 | ||||||
| Cash And Cash Equivalents At Carrying Value | 93 | 48 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 115 | 63 | ||||||
| Federal Home Loan Bank Stock And Federal Reserve Bank Stock | 7 | 6 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 1,110 | 801 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -13 | -9 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 1,097 | 792 | ||||||
| Property Plant And Equipment Net | 19 | 13 | ||||||
| Interest Receivable | 5 | 3 | ||||||
| Goodwill | 2 | 2 | ||||||
| Finite Lived Intangible Assets Net | 7 | - | ||||||
| Bank Owned Life Insurance | 6 | 6 | ||||||
| Other Assets | 15 | 10 | ||||||
| Assets | 1,365 | 942 | ||||||
Liabilities | ||||||||
| Demand Deposit Accounts | 259 | 146 | ||||||
| Deposits Savings Deposits | 179 | 85 | ||||||
| Deposits Money Market Deposits And Negotiable Order Of Withdrawal N O W | 491 | 425 | ||||||
| Time Deposits | 270 | 151 | ||||||
| Deposits | 1,200 | 808 | ||||||
| Federal Home Loan Bank Advances Long Term | 17 | 20 | ||||||
| Junior Subordinated Notes | 40 | 33 | ||||||
| Other Liabilities | 13 | 10 | ||||||
| Liabilities | 1,270 | 871 | ||||||
Stockholders Equity | ||||||||
| Common Stock Value | 14 | 10 | ||||||
| Additional Paid In Capital | 23 | 0 | ||||||
| Treasury Stock Common Value | -3 | -1 | ||||||
| Retained Earnings Accumulated Deficit | 61 | 62 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | 0 | 0 | ||||||
| Stockholders Equity | 95 | 71 | ||||||
| Liabilities And Stockholders Equity | 1,365 | 942 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest Before Allowance For Credit Loss | 116 | 63 | ||||||
| Common Stock Par Or Stated Value Per Share | 12.50 | 12.50 | ||||||
| Common Stock Shares Authorized | 10 | 10 | ||||||
| Common Stock Shares Issued | 1 | 1 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 12.50 | 12.50 | ||||||
| Preferred Stock Shares Authorized | 2 | 2 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | ||||||
| Treasury Stock Common Shares | 0 | 0 | ||||||
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Recent filings
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Start 7-day free trialBallston Spa Bancorp, Inc. (BSPA) — SEC Financial Statements & Analysis
Ballston Spa Bancorp, Inc. (BSPA) is a state commercial banks company, incorporated in NY. Ballston Spa Bancorp, Inc. trades on OTC as: BSPA. Ballston Spa Bancorp, Inc. (BSPA)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-14. Based on that filing, Ballston Spa Bancorp, Inc. carries a market cap of $82.17M, a P/B ratio of 0.87x, and an enterprise value of $28.96M. On the balance sheet, it maintains net debt of $-53.20M. Figures sourced from SEC EDGAR.
- Market Cap
- $82.17M
- P/B TTM
- 0.87x
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Ballston Spa Bancorp, Inc. in?
Ballston Spa Bancorp, Inc. (BSPA) operates in the State Commercial Banks industry.
What exchange does BSPA trade on?
Ballston Spa Bancorp, Inc. (BSPA) trades on the OTC.
Where is Ballston Spa Bancorp, Inc. incorporated?
Ballston Spa Bancorp, Inc. is incorporated in NY.
When was Ballston Spa Bancorp, Inc. (BSPA)'s most recent SEC filing?
Ballston Spa Bancorp, Inc. (BSPA)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-14.
What is BSPA's market cap?
Ballston Spa Bancorp, Inc. (BSPA) has a market capitalization of $82.17M as of 2026-06-30.