BVFL
BV Financial, Inc.Company Information
- Company Name
- BV Financial, Inc.
- CIK
- CIK0001302387
- Category
- Non-accelerated filer<br>Smaller reporting company<br>Emerging growth company
- Ticker: Exchange
- BVFL: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6035
- SIC Description
- Savings Institution, Federally Chartered
- Ticker
- BVFL
SEC filing data through
Insider Sentiment
- Last purchase
- 2023-07-31
- Last sale
- 2026-06-12
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 55,784
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 3,238,624
- Shares outstanding
- 8,013,000
- Ownership
- 40.42%
Earnings Market Reaction
- Filing date
- 2026-08-12
- Price on filing date
- —
- 1-month reaction
- 1.60%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash | 9 | 7 | 6 | 6 | 5 | 9 | 6 | 7 | 9 | 9 | 9 | 7 | ||||||
| Interest Bearing Deposits In Banks | 60 | 68 | 50 | 57 | 51 | 62 | 65 | 87 | 81 | 70 | 64 | 108 | ||||||
| Cash And Cash Equivalents At Carrying Value | 69 | 75 | 56 | 64 | 56 | 71 | 71 | 94 | 91 | 79 | 74 | 114 | ||||||
| Equity Securities Fv Ni Current And Noncurrent | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Available For Sale Securities Debt Securities | 32 | 33 | 33 | 34 | 35 | 35 | 37 | 39 | 33 | 34 | 35 | 36 | ||||||
| Held To Maturity Securities | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 10 | 10 | 10 | 10 | ||||||
| Notes Receivable Gross | 711 | 736 | 755 | 746 | 752 | 750 | 738 | 693 | 702 | 709 | 705 | 707 | ||||||
| Financing Receivable Allowance For Credit Losses | -6 | -6 | -6 | -8 | -9 | -9 | -9 | -8 | -9 | -9 | -9 | -8 | ||||||
| Notes Receivable Net | 704 | 729 | 748 | 738 | 742 | 741 | 729 | 685 | 694 | 700 | 696 | 699 | ||||||
Assets | ||||||||||||||||||
| Assets | 878 | 911 | 912 | 909 | 908 | 922 | 912 | 893 | 897 | 893 | 885 | 931 | ||||||
| Foreclosed Assets | - | - | - | 0 | 0 | 0 | - | 0 | 0 | 0 | 0 | 1 | ||||||
| Other Real Estate | - | - | 0 | - | - | - | 0 | - | - | - | 0 | - | ||||||
| Property Plant And Equipment Net | 12 | 12 | 12 | 13 | 13 | 13 | 13 | 13 | 14 | 14 | 14 | 14 | ||||||
| Bank Owned Life Insurance | 21 | 21 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | ||||||
| Interest Receivable | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Goodwill | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | ||||||
| Intangible Assets Net Excluding Goodwill | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Deferred Income Tax Assets Net | 8 | 7 | 8 | 9 | 9 | 9 | 9 | 8 | 9 | 9 | 9 | 9 | ||||||
| Other Assets | 7 | 8 | 8 | 6 | 6 | 6 | 6 | 7 | 8 | 7 | 8 | 7 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 138 | 139 | 138 | 135 | 134 | 136 | 130 | 139 | 141 | 139 | 142 | 143 | ||||||
| Interest Bearing Deposit Liabilities | 538 | 534 | 538 | 529 | 524 | 522 | 522 | 495 | 499 | 500 | 492 | 503 | ||||||
| Deposits | 676 | 674 | 676 | 664 | 659 | 658 | 651 | 634 | 640 | 639 | 634 | 646 | ||||||
Liabilities | ||||||||||||||||||
| Liabilities | 695 | 727 | 728 | 719 | 710 | 724 | 716 | 683 | 692 | 691 | 686 | 736 | ||||||
| Advances From Federal Home Loan Banks | 0 | 35 | 35 | - | - | 15 | 15 | - | - | - | 0 | 38 | ||||||
| Subordinated Debt | - | - | 0 | 35 | 35 | 35 | 35 | 35 | 35 | 35 | 37 | 37 | ||||||
| Other Liabilities | 19 | 19 | 17 | 20 | 16 | 16 | 15 | 14 | 17 | 17 | 15 | 15 | ||||||
| Preferred Stock Value | - | - | 0 | - | - | - | 0 | - | - | - | 0 | - | ||||||
| Common Stock Value | 0 | 0 | 0 | - | - | - | 0 | - | - | - | 0 | - | ||||||
| Additional Paid In Capital Common Stock | 64 | 68 | 69 | 80 | 92 | 95 | 95 | 111 | 111 | 111 | 110 | 110 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 183 | 184 | 184 | 190 | 198 | 198 | 195 | 210 | 205 | 202 | 199 | 195 | ||||||
| Retained Earnings Accumulated Deficit | 128 | 124 | 123 | 118 | 114 | 112 | 109 | 108 | 104 | 100 | 98 | 95 | ||||||
| Unearned E S O P Shares | -7 | -7 | -7 | -7 | -7 | -7 | -7 | -7 | -7 | -7 | -7 | -8 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -1 | -1 | -1 | -1 | -1 | -1 | -2 | -1 | -2 | -2 | -2 | -3 | ||||||
| Liabilities And Stockholders Equity | 878 | 911 | 912 | 909 | 908 | 922 | 912 | 893 | 897 | 893 | 885 | 931 | ||||||
| Held To Maturity Securities Fair Value | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 9 | 9 | 9 | 9 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Preferred Stock Shares Authorized | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | ||||||
| Common Stock Shares Issued | 9 | 9 | 9 | 10 | 10 | 11 | 11 | 12 | 11 | 11 | 11 | 11 | ||||||
| Shares Outstanding | 9 | 9 | 9 | 10 | 10 | 11 | 11 | 12 | 11 | 11 | 11 | 11 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialBV Financial, Inc. (BVFL) — SEC Financial Statements & Analysis
BV Financial, Inc. (BVFL) is a savings institution, federally chartered company, incorporated in MD. BV Financial, Inc. trades on Nasdaq as: BVFL. BV Financial, Inc. (BVFL)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-12. Based on that filing, BV Financial, Inc. carries a market cap of $169.72M, a P/E ratio of 12.97x, a P/B ratio of 0.93x, a P/S ratio of 368.15x, an enterprise value of $100.81M, and an EV/EBITDA multiple of -5.43x. On profitability, it posts a gross margin of -2523.86%, an operating margin of 4123.86%, a net margin of 2839.05%, a Return on Equity (ROE) of 6.87%, and a Return on Invested Capital (ROIC) of -10.08%. Per share, it reports EPS of $1.63, diluted EPS of $1.59, free cash flow per share of $2.21, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 4.54% year-over-year, net income growth of 22.20% year-over-year, and EPS growth of 50.36% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.50x, free cash flow of $17.67M (TTM), and net debt of $-68.90M. Figures sourced from SEC EDGAR.
- Market Cap
- $169.72M
- P/E TTM
- 12.97x
- EPS TTM
- $1.63
- P/B TTM
- 0.93x
- ROE TTM
- 6.87%
- Free Cash Flow TTM
- $17.67M
- Net Revenue TTM Growth 1Y
- 4.54%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is BV Financial, Inc. in?
BV Financial, Inc. (BVFL) operates in the Savings Institution, Federally Chartered industry.
What exchange does BVFL trade on?
BV Financial, Inc. (BVFL) trades on the Nasdaq.
Where is BV Financial, Inc. incorporated?
BV Financial, Inc. is incorporated in MD.
When was BV Financial, Inc. (BVFL)'s most recent SEC filing?
BV Financial, Inc. (BVFL)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-12.
What is BVFL's market cap?
BV Financial, Inc. (BVFL) has a market capitalization of $169.72M as of 2026-06-30.
What is BVFL's P/E ratio?
BV Financial, Inc. (BVFL)'s trailing twelve month P/E ratio is 12.97x as of 2026-06-30.
What is BVFL's EPS (earnings per share)?
BV Financial, Inc. (BVFL)'s trailing twelve month EPS is $1.63 as of 2026-06-30.
What is BVFL's ROE (return on equity)?
BV Financial, Inc. (BVFL)'s trailing twelve month Return on Equity (ROE) is 6.87% as of 2026-06-30.
What is BVFL's ROIC (return on invested capital)?
BV Financial, Inc. (BVFL)'s trailing twelve month Return on Invested Capital (ROIC) is -10.08% as of 2026-06-30.
What is BVFL's EV/EBITDA?
BV Financial, Inc. (BVFL)'s trailing twelve month EV/EBITDA is -5.43x as of 2026-06-30.