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Bridgewater Bancshares Inc

BWB

Companies in State Commercial Banks

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Financial Statements

Values in Millions ($)
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
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Cash And Cash Equivalents At Carrying Value
222124132217166230192134143129124177
Debt Securities Held To Maturity Excluding Accrued…
--4444----11
Debt Securities Available For Sale Excluding Accru…
567776826744765768665601633604553538
Financing Receivable Excluding Accrued Interest Af…
4,3024,2444,1504,0823,9593,8093,6293,7423,7273,6673,6643,678
Assets
Assets
5,3355,4075,3605,2975,1375,0664,6924,6874,7234,6124,5574,603
Federal Home Loan Bank Stock
182121211919191617171722
Property Plant And Equipment Net
535251504950484848494950
Foreclosed Assets
---0--0----0
Interest Receivable
161919181818171717171514
Goodwill
121212121212333333
Other Intangible Assets Net
777788000000
Bank Owned Life Insurance
454746454545383535343434
Other Assets
941069195921038191100929587
Liabilities And Stockhold…
Liabilities
Noninterest Bearing Deposit Liabilities
829923823788792801713705698757754751
Deposits
Deposits
4,3064,3204,2934,2374,1624,0873,7473,8083,8073,7103,6763,578
Interest Bearing Deposit Liabilities
3,4773,3973,4703,4493,3713,2863,0343,1033,1092,9532,9212,827
Federal Funds Purchased
-----------195
Notes Payable
---141414141414141414
Advances From Federal Home Loan Banks
336400405405350360350287317320295262
Subordinated Debt
1091091091098080807979797979
Interest Payable Current And Noncurrent
435454344543
Other Liabilities
525851535865465668597463
Liabilities
4,8074,8904,8634,8204,6684,6084,2394,2484,2894,1864,1414,194
Preferred Stock Value
676767676767676767676767
Common Stock Value
000000000000
Stockholders Equity
Additional Paid In Capital
10098979596959593959610099
Stockholders Equity
528517497476469458452439434426416409
Retained Earnings Accumulated Deficit
368351339329318309302295287281273264
Accumulated Other Comprehensive Income Loss Net Of…
-61-6-14-11-13-11-15-16-18-24-21
Liabilities And Stockholders Equity
5,3355,4075,3605,2975,1375,0664,6924,6874,7234,6124,5574,603
Series A Preferred Stock
000000000000
Financing Receivable Allowance For Credit Loss Exc…
575656565452515251505151
Preferred Stock Par Or Stated Value Per Share
0.010.010.010.010.010.010.010.010.010.010.010.01
Preferred Stock Shares Authorized
101010101010101010101010
Common Stock Par Or Stated Value Per Share
0.010.010.010.010.010.010.010.010.010.010.010.01
Common Stock Shares Authorized
757575757575757575757575
Common Stock Shares Issued
282828272828272728282828
Shares Outstanding
282828272828272728282828

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Earnings Market Reaction

Fiscal Year
Q1 1 Month
Q1 2 Month
Q1 3 Month
Q2 1 Month
Q2 2 Month
Q2 3 Month
Q3 1 Month
Q3 2 Month
Q3 3 Month
Q4 1 Month
Q4 2 Month
Q4 3 Month
20263.25%8.88%21.68%---------
2025-2.58%-0.46%7.36%6.04%11.50%9.06%2.35%10.96%9.94%-11.17%0.47%-5.66%
20241.12%-6.06%14.88%4.40%8.58%17.31%3.15%-5.27%-9.04%0.43%3.86%6.06%
202310.05%22.64%32.93%-5.84%-9.37%-14.10%5.97%21.64%33.57%-0.34%0.60%0.09%

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Performance and Valuation Metrics

Metrics
2026-03-31
2025-12-31
2025-09-30
2025-06-30
2025-03-31
2024-12-31
2024-09-30
2024-06-30
2024-03-31
2023-12-31
2023-09-30
2023-06-30
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Leverage & Debt
Interest Coverage TTM
-0.52
-0.58
-0.61
-0.60
-0.63
-0.04
0.48
0.92
1.34
1.41
1.56
1.83
Per Share Metrics
Diluted EPS TTM
1.75
1.49
1.27
1.21
1.05
1.03
1.09
1.10
1.18
1.27
1.48
1.65
Free Cash Flow Per Share TTM
1.06
0.80
1.77
1.25
1.51
1.54
0.09
0.89
0.95
0.97
1.44
1.20
Dividend Per Share TTM
0.15
0.15
0.15
0.15
0.15
0.15
0.15
0.15
0.15
0.15
0.15
0.15
Margin Metrics
Gross Profit Margin TTM
48.54%
46.99%
45.51%
44.10%
42.61%
41.56%
31.98%
32.75%
33.97%
36.77%
53.02%
61.26%
Operating Profit Margin TTM
24.54%
21.30%
19.64%
19.01%
17.85%
17.38%
18.02%
18.99%
20.50%
23.62%
27.85%
33.57%
Net Profit Margin TTM
17.41%
14.91%
13.20%
13.01%
11.69%
11.70%
12.63%
12.94%
14.46%
16.15%
19.65%
23.54%
Growth Metrics
Net Revenue Growth (1Y)
13.11%
14.62%
12.75%
11.22%
10.44%
10.59%
13.39%
18.51%
26.54%
35.83%
43.10%
41.82%
Net Income Growth (1Y)
68.49%
46.10%
17.86%
11.80%
-10.72%
-19.87%
-27.12%
-34.87%
-32.04%
-27.22%
-12.88%
1.52%
EPS Growth (1Y)
67.09%
45.76%
17.34%
11.50%
-10.32%
-18.77%
-25.62%
-33.68%
-31.95%
-27.48%
-14.20%
1.34%
Valuation Metrics
P/E TTM
9.88
11.49
13.49
12.86
12.95
12.90
12.74
10.46
9.74
10.49
6.34
5.89
P/B TTM
0.93
0.93
0.97
0.92
0.82
0.81
0.86
0.72
0.74
0.89
0.64
0.67
P/S TTM
1.72
1.71
1.78
1.67
1.51
1.51
1.61
1.35
1.41
1.69
1.25
1.39
Market Cap
492.06M
482.85M
484.09M
436.90M
382.93M
371.25M
388.01M
317.96M
322.33M
376.63M
264.90M
274.68M
Enterprise Value
269.91M
359.34M
352.27M
233.16M
230.48M
155.24M
209.91M
197.62M
192.72M
261.82M
154.30M
111.33M
Calculated Values
Free Cash Flow TTM
29.55M
21.97M
48.69M
34.46M
41.70M
42.30M
2.49M
24.47M
26.43M
27.05M
40.15M
33.47M
Net Debt
-222.15M
-123.51M
-131.82M
-203.75M
-152.46M
-216.01M
-178.11M
-120.34M
-129.61M
-114.81M
-110.61M
-163.35M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-06-05Sale
Owner: Chybowski, Joseph M.
Title: PRESIDENT & CFO
Shares: 7,000
Price/Share: $18.96
Value: $132,720.00
Shares Owned: 118,501
Relationship: Officer
Ownership: Direct
2026-06-05Sale
Owner: Place, Nicholas L.
Title: CHIEF BANKING OFFICER
Shares: 4,688
Price/Share: $19.28
Value: $90,384.64
Shares Owned: 139,622
Relationship: Officer
Ownership: Direct
2026-05-21Sale
Owner: Shellberg, Jeffrey D.
Title: -
Shares: 20,000
Price/Share: $18.55
Value: $371,000.00
Shares Owned: 25,000
Relationship: Director
Ownership: Indirect
2026-05-21Sale
Owner: Crocker, Mary Jayne
Title: -
Shares: 6,525
Price/Share: $18.50
Value: $120,712.50
Shares Owned: 209,502
Relationship: Director
Ownership: Direct
2026-05-11Purchase
Owner: Crocker, Mary Jayne
Title: -
Shares: 205
Price/Share: $20.00
Value: $4,100.00
Shares Owned: 5,700
Relationship: Director
Ownership: Indirect

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Institutional Ownership

No data available for chart
2026-03-31
51.42%
Inst. Shares: 14,294,271
Shares Outstanding: 27,800,091
2025-12-31
51.88%
Inst. Shares: 14,290,217
Shares Outstanding: 27,544,024
2025-09-30
48.83%
Inst. Shares: 13,430,664
Shares Outstanding: 27,504,840
2025-06-30
42.66%
Inst. Shares: 11,714,819
Shares Outstanding: 27,460,982
2025-03-31
41.10%
Inst. Shares: 11,329,838
Shares Outstanding: 27,568,772

Bridgewater Bancshares Inc (BWB) — SEC Financial Statements & Analysis

Bridgewater Bancshares Inc (BWB) is a state commercial banks company, incorporated in MN. Bridgewater Bancshares Inc trades on Nasdaq as: BWB, BWBBP. Based on its latest SEC filing (Form 10-Q, period ending 2026-03-31), Bridgewater Bancshares Inc reported a 13.11% year-over-year revenue growth, a Gross Profit Margin of 48.54% (TTM), a Price-to-Sales (P/S) ratio of 1.72x (TTM), a Price-to-Book (P/B) ratio of 0.93 (TTM), at a market cap of $492.06M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y
13.11%
Gross Profit Margin TTM
48.54%
P/S TTM
1.72x
P/B TTM
0.93
Market Cap
$492.06M

Data as of 2026-03-31 · Source: SEC EDGAR

Frequently Asked Questions

What industry is Bridgewater Bancshares Inc in?

Bridgewater Bancshares Inc (BWB) operates in the State Commercial Banks industry.

What is BWB's market cap?

Bridgewater Bancshares Inc (BWB) has a market capitalization of $492.06M as of 2026-03-31.

What is BWB's P/E ratio?

Bridgewater Bancshares Inc (BWB)'s trailing twelve month P/E ratio is 9.88x as of 2026-03-31.

What exchange does BWB trade on?

Bridgewater Bancshares Inc (BWB) trades on the Nasdaq.

Where is Bridgewater Bancshares Inc incorporated?

Bridgewater Bancshares Inc is incorporated in MN.

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Bridgewater Bancshares Inc (BWB) financial data sourced directly from SEC EDGAR filings — including the latest 10-K annual report, 10-Q quarterly filings, insider transactions (SEC Form 4), institutional ownership (SEC Form 13F), Earning Marker Reaction Heat Map and 90+ calculated financial metrics like Price to Earnings Ratio (P/E), Return on Equity (ROE), Debt to Equity (D/E), Free Cash Flow Per Share (FCF/S), and Return on Invested Capital (ROIC). Unlike platforms that rely on third-party data aggregators, GeminIQ parses raw SEC filings directly — delivering institutional-grade accuracy at a fraction of the cost of Bloomberg Terminal or S&P Capital IQ.