BY
BYLINE BANCORP, INC.Company Information
- Company Name
- BYLINE BANCORP, INC.
- CIK
- CIK0001702750
- Category
- Large accelerated filer
- Ticker: Exchange
- BY: NYSE
- Fiscal Year End
- N/A
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- BY
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-08-19
- Last sale
- 2026-08-13
- Shares purchased (TTM)
- 1,784
- Shares sold (TTM)
- 663,891
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 23,325,601
- Shares outstanding
- 44,596,967
- Ownership
- 52.30%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -2.57%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 77 | 62 | 60 | 70 | 75 | 73 | 59 | 77 | 68 | 59 | 60 | 71 | ||||||
| Interest Bearing Deposits In Banks | 116 | 136 | 89 | 189 | 143 | 348 | 504 | 376 | 662 | 578 | 166 | 358 | ||||||
| Cash And Cash Equivalents At Carrying Value | 194 | 198 | 149 | 259 | 218 | 421 | 563 | 453 | 730 | 637 | 226 | 429 | ||||||
| Available For Sale Securities Debt Securities | 1,617 | 1,656 | 1,405 | 1,512 | 1,575 | 1,538 | 1,416 | 1,502 | 1,387 | 1,379 | 1,342 | 1,240 | ||||||
| Held To Maturity Securities | - | - | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Restricted Investments | 19 | 21 | 21 | 16 | 19 | 26 | 27 | 23 | 32 | 23 | 16 | 31 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 22 | 10 | 14 | 21 | 26 | 21 | 3 | 20 | 13 | 24 | 18 | 7 | ||||||
Loans And Leases Receivable Net Reported Amount | ||||||||||||||||||
| Notes Receivable Gross | 7,542 | 7,475 | 7,509 | 7,441 | 7,328 | 7,026 | 6,907 | 6,879 | 6,891 | 6,778 | 6,684 | 6,613 | ||||||
| Loans And Leases Receivable Gross Carrying Amount | - | - | - | - | - | - | - | - | - | 6,778 | 6,684 | 6,613 | ||||||
| Loans And Leases Receivable Allowance Covered | -112 | -109 | -109 | -106 | -108 | -100 | -98 | -99 | -100 | -102 | -102 | -106 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | -102 | -102 | -106 | ||||||
| Loans And Leases Receivable Net Reported Amount Covered | 7,431 | 7,366 | 7,401 | 7,335 | 7,220 | 6,925 | 6,809 | 6,781 | 6,791 | 6,676 | 6,583 | 6,508 | ||||||
| Servicing Asset At Fair Value Amount | 19 | 19 | 19 | 19 | 19 | 20 | 19 | 19 | 20 | 21 | 20 | 20 | ||||||
Assets | ||||||||||||||||||
| Assets | 9,932 | 9,910 | 9,653 | 9,812 | 9,720 | 9,585 | 9,497 | 9,424 | 9,634 | 9,411 | 8,882 | 8,943 | ||||||
| Interest Receivable | - | - | 40 | - | - | - | 41 | - | - | - | 44 | - | ||||||
| Property Plant And Equipment Net | 56 | 57 | 58 | 59 | 60 | 60 | 61 | 63 | 64 | 64 | 67 | 67 | ||||||
| Operating Lease Right Of Use Asset | - | - | 9 | - | - | - | 10 | - | - | - | 12 | - | ||||||
| Foreclosed Assets | 3 | 3 | 3 | 4 | 5 | 6 | 5 | - | - | - | 1 | 2 | ||||||
| Goodwill | - | - | 182 | - | - | - | 182 | - | - | - | 182 | - | ||||||
| Finite Lived Intangible Assets Net | - | - | 19 | - | - | - | 16 | - | - | - | 22 | - | ||||||
| Intangible Assets Net Including Goodwill | 198 | 199 | - | 202 | 204 | 197 | - | 199 | 201 | 202 | - | 205 | ||||||
| Bank Owned Life Insurance | 109 | 108 | 107 | 107 | 106 | 101 | 100 | 99 | 99 | 98 | 97 | 96 | ||||||
| Deferred Income Tax Assets Net | 41 | 46 | 42 | 50 | 57 | 51 | 56 | 38 | 49 | 53 | 50 | 90 | ||||||
| Accounts Receivable Gross | - | - | 32 | - | - | - | 39 | - | - | - | 35 | - | ||||||
| Other Assets | - | - | 139 | - | - | - | 137 | - | - | - | 152 | - | ||||||
| Interest Receivable And Other Assets | 217 | 216 | - | 219 | 201 | 208 | - | 218 | 239 | 224 | - | 240 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Noninterest Bearing Domestic Deposit Demand | 1,827 | 1,819 | 1,819 | 1,933 | 1,773 | 1,716 | 1,756 | 1,730 | 1,763 | 1,852 | 1,906 | 1,960 | ||||||
Interest Bearing Deposit Liabilities Domestic By Component | ||||||||||||||||||
| Interest Bearing Domestic Deposit Time Deposits | - | - | 1,517 | - | - | - | 1,933 | - | - | - | 1,885 | - | ||||||
| Interest Bearing Deposit Liabilities | 6,044 | 5,983 | - | 5,895 | 6,037 | 5,838 | - | 5,768 | 5,584 | 5,498 | - | 4,994 | ||||||
| Deposits | 7,871 | 7,802 | 7,647 | 7,828 | 7,810 | 7,553 | 7,459 | 7,498 | 7,347 | 7,350 | 7,177 | 6,954 | ||||||
| Advances From Federal Home Loan Banks | - | - | 340 | - | - | - | 575 | - | - | - | 325 | - | ||||||
Liabilities | ||||||||||||||||||
| Liabilities | 8,628 | 8,629 | 8,385 | 8,575 | 8,528 | 8,454 | 8,405 | 8,328 | 8,601 | 8,401 | 7,892 | 8,023 | ||||||
| Other Borrowings | 460 | 505 | - | 361 | 414 | 578 | - | 519 | 919 | 721 | - | 713 | ||||||
| Subordinated Debt | 74 | 74 | 74 | 149 | 74 | 74 | 74 | 74 | 74 | 74 | 74 | 74 | ||||||
| Line Of Credit | - | - | 0 | - | - | - | 0 | - | - | - | 11 | - | ||||||
| Securities Sold Under Agreements To Repurchase | - | - | 80 | - | - | - | 32 | - | - | - | 41 | - | ||||||
| Junior Subordinated Debenture Owed To Unconsolidated Subsidiary Trust | 72 | 72 | 71 | 71 | 71 | 71 | 71 | 71 | 71 | 71 | 70 | 70 | ||||||
| Interest Payable Current And Noncurrent | - | - | 12 | - | - | - | 21 | - | - | - | 22 | - | ||||||
| Operating Lease Liability Current | - | - | 10 | - | - | - | 11 | - | - | - | 14 | - | ||||||
| Accrued Liabilities And Other Liabilities | - | - | 151 | - | - | - | 151 | - | - | - | 139 | - | ||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 756 | 755 | 761 | 758 | 756 | 713 | 718 | 715 | 711 | 709 | 710 | 709 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 1,304 | 1,280 | 1,268 | 1,238 | 1,192 | 1,131 | 1,091 | 1,096 | 1,033 | 1,009 | 990 | 920 | ||||||
| Retained Earnings Accumulated Deficit | 713 | 678 | 646 | 616 | 583 | 558 | 534 | 508 | 481 | 456 | 429 | 403 | ||||||
| Treasury Stock Value | -79 | -71 | -66 | -57 | -57 | -44 | -47 | -48 | -48 | -49 | -50 | -50 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -87 | -82 | -73 | -80 | -90 | -96 | -114 | -79 | -111 | -107 | -100 | -142 | ||||||
| Liabilities And Stockholders Equity | 9,932 | 9,910 | 9,653 | 9,812 | 9,720 | 9,585 | 9,497 | 9,424 | 9,634 | 9,411 | 8,882 | 8,943 | ||||||
| Preferred Stock No Par Value | - | 0 | - | 0 | 0 | 0 | - | 0 | 0 | 0 | - | 0 | ||||||
| Preferred Stock Shares Authorized | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | - | 0 | 0 | 0 | - | 0 | 0 | 0 | - | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | - | 0 | 0 | 0 | - | 0 | 0 | 0 | - | 0 | ||||||
| Treasury Stock Preferred Shares | 0 | 0 | - | 0 | 0 | 0 | - | 0 | 0 | 0 | - | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 150 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | 150 | ||||||
| Common Stock Shares Issued | 48 | 48 | 48 | 48 | 48 | 46 | 46 | 46 | 46 | 46 | 46 | 46 | ||||||
| Shares Outstanding | 45 | 45 | - | 46 | 46 | 45 | - | 44 | 44 | 44 | - | 44 | ||||||
| Treasury Stock Common Shares | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | 1,743 | 1,777 | 1,516 | 1,636 | 1,716 | 1,691 | 1,596 | 1,635 | 1,573 | 1,562 | 1,517 | 1,480 | ||||||
| Preferred Stock Par Or Stated Value Per Share | - | - | 0.01 | - | - | - | 0.01 | - | - | - | 0.01 | - | ||||||
| Held To Maturity Securities Fair Value | - | 0 | - | - | - | - | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialBYLINE BANCORP, INC. (BY) — SEC Financial Statements & Analysis
BYLINE BANCORP, INC. (BY) is a state commercial banks company, incorporated in DE. BYLINE BANCORP, INC. trades on NYSE as: BY. BYLINE BANCORP, INC. (BY)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, BYLINE BANCORP, INC. carries a market cap of $1.67B, a P/E ratio of 11.20x, a P/B ratio of 1.28x, a P/S ratio of 2.89x, an enterprise value of $1.48B, and an EV/EBITDA multiple of -7.56x. On profitability, it posts a gross margin of 69.43%, an operating margin of 34.66%, a net margin of 25.83%, a Return on Equity (ROE) of 11.97%, and a Return on Invested Capital (ROIC) of -14.24%. Per share, it reports EPS of $3.35, diluted EPS of $3.34, free cash flow per share of $3.64, and a dividend per share of $0.45. Over the trailing year, it posted revenue growth of 2.36% year-over-year, net income growth of 25.64% year-over-year, and EPS growth of 27.64% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.50x, free cash flow of $162.33M (TTM), and net debt of $-193.56M. Figures sourced from SEC EDGAR.
- Market Cap
- $1.67B
- P/E TTM
- 11.20x
- EPS TTM
- $3.35
- P/B TTM
- 1.28x
- ROE TTM
- 11.97%
- Free Cash Flow TTM
- $162.33M
- Net Revenue TTM Growth 1Y
- 2.36%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is BYLINE BANCORP, INC. in?
BYLINE BANCORP, INC. (BY) operates in the State Commercial Banks industry.
What exchange does BY trade on?
BYLINE BANCORP, INC. (BY) trades on the NYSE.
Where is BYLINE BANCORP, INC. incorporated?
BYLINE BANCORP, INC. is incorporated in DE.
When was BYLINE BANCORP, INC. (BY)'s most recent SEC filing?
BYLINE BANCORP, INC. (BY)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is BY's market cap?
BYLINE BANCORP, INC. (BY) has a market capitalization of $1.67B as of 2026-06-30.
What is BY's P/E ratio?
BYLINE BANCORP, INC. (BY)'s trailing twelve month P/E ratio is 11.20x as of 2026-06-30.
What is BY's EPS (earnings per share)?
BYLINE BANCORP, INC. (BY)'s trailing twelve month EPS is $3.35 as of 2026-06-30.
What is BY's ROE (return on equity)?
BYLINE BANCORP, INC. (BY)'s trailing twelve month Return on Equity (ROE) is 11.97% as of 2026-06-30.
What is BY's ROIC (return on invested capital)?
BYLINE BANCORP, INC. (BY)'s trailing twelve month Return on Invested Capital (ROIC) is -14.24% as of 2026-06-30.
What is BY's EV/EBITDA?
BYLINE BANCORP, INC. (BY)'s trailing twelve month EV/EBITDA is -7.56x as of 2026-06-30.