CREDIT ACCEPTANCE CORP

CACC

CREDIT ACCEPTANCE CORP

CACC

Insider Sentiment (TTM):

Last Purchase:2024-09-18Last Sale:2026-06-26Shares Purchased (TTM):0Shares Sold (TTM):127,071.1

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:6,748,592Shares Outstanding:10,739,981Institutional Ownership Pct.:62.84%

Earnings Market Reaction:

Filing Date:2026-05-05Price on Filing Date:N/APrevious Close:N/A% Change:N/A

Companies in Personal Credit Institutions

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30
Assets
Cash And Cash Equivalents At Carrying Value	26	23	16	70	529	344	160	8	8	13	3	3
Restricted Cash And Cash Equivalents	526	478	483	494	592	501	557	509	559	458	435	409
Debt Securities Available For Sale Restricted	109	106	109	107	109	106	114	106	100	93	86	81
Notes Receivable Gross	11,579	11,512	11,564	11,563	11,477	11,289	11,198	10,884	10,484	10,020	9,812	9,600
Financing Receivable Allowance For Credit Losses	-3,622	-3,602	-3,588	-3,561	-3,499	-3,439	-3,416	-3,337	-3,138	-3,065	-3,032	-2,989
Notes Receivable Net	7,956	7,909	7,976	8,002	7,978	7,850	7,782	7,548	7,346	6,955	6,781	-
Loans And Leases Receivable Net Reported Amount	-	-	-	-	-	-	-	7,548	7,346	6,955	6,781	6,610
Property Plant And Equipment Net	13	13	13	13	14	15	15	16	45	47	47	49
Income Tax Receivable	29	67	10	9	6	4	26	40	11	4	14	14
Other Assets	35	36	35	29	30	34	30	28	28	40	31	39
Assets	8,695	8,632	8,641	8,725	9,258	8,855	8,683	8,255	8,097	7,610	7,397	7,206
Liabilities And Stockhold…
Liabilities
Accounts Payable And Accrued Liabilities Current	415	400	383	379	377	316	364	344	343	319	284	263
Line Of Credit	220	107	149	2	1	0	1	84	170	79	102	169
Secured Debt	5,100	5,159	5,133	5,383	5,618	5,362	5,257	4,872	4,444	3,991	4,034	3,774
Senior Long Term Notes	1,089	1,088	1,087	1,086	1,086	991	991	990	990	989	796	795
Deferred Income Tax Liabilities Net	357	354	298	306	321	319	423	410	421	389	462	449
Other Borrowings	-	-	-	-	-	0	0	0	8	8	9	9
Accrued Income Taxes	-	0	12	14	144	117	0	0	70	81	10	0
Liabilities	7,181	7,108	7,062	7,170	7,547	7,105	7,037	6,701	6,445	5,857	5,696	5,459
Stockholders Equity Inclu…
Stockholders Equity
Preferred Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Additional Paid In Capital Common Stock	430	403	392	369	352	335	325	314	304	279	271	262
Retained Earnings Accumulated Deficit	1,084	1,119	1,185	1,184	1,359	1,415	1,321	1,242	1,350	1,476	1,432	1,488
Accumulated Other Comprehensive Income Loss Net Of…	0	1	1	1	1	-0	1	-1	-1	-1	-3	-3
Stockholders Equity	1,514	1,524	1,579	1,555	1,711	1,750	1,647	1,555	1,652	1,754	1,701	1,747
Liabilities And Stockholders Equity	8,695	8,632	8,641	8,725	9,258	8,855	8,683	8,255	8,097	7,610	7,397	7,206
Preferred Stock Par Or Stated Value Per Share	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Preferred Stock Shares Authorized	1	1	1	1	1	1	1	1	1	1	1	1
Preferred Stock Shares Issued	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Par Or Stated Value Per Share	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Common Stock Shares Authorized	80	80	80	80	80	80	80	80	80	80	80	80
Common Stock Shares Issued	10	11	11	11	12	12	12	12	12	13	13	13
Shares Outstanding	10	11	11	11	12	12	12	12	12	13	13	13

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Interactive Financial Visualizations

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	9.13%	19.63%	9.21%	-	-	-	-	-	-	-	-	-
2025	-2.18%	3.04%	2.33%	3.31%	3.47%	0.21%	-5.37%	2.15%	4.34%	2.87%	-13.94%	4.31%
2024	-6.31%	-4.85%	13.37%	-16.34%	-21.11%	-17.32%	2.42%	-0.16%	4.96%	-1.75%	-8.21%	-2.81%
2023	-	-	-	-10.01%	-14.99%	-24.88%	9.64%	33.01%	33.92%	-0.77%	-3.35%	-9.73%
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Performance and Valuation Metrics

Metrics	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30	2023-06-30
Leverage & Debt
Interest Coverage TTM	2.31	2.22	2.30	2.23	1.87	1.79	1.66	1.70	2.07	2.38	2.75	3.11
Efficiency & Turnover
Days Sales Outstanding TTM	-	-	-	-	-	-	-	1,281.41	1,291.79	1,271.71	1,278.18	1,275.23
Receivables Turnover TTM	-	-	-	-	-	-	-	0.28	0.28	0.29	0.29	0.29
Per Share Metrics
Diluted EPS TTM	41.39	36.38	39.55	36.05	23.61	19.88	15.27	14.79	19.84	21.99	24.53	25.63
Free Cash Flow Per Share TTM	98.01	91.95	96.87	95.74	96.96	92.19	92.88	92.50	97.24	92.61	90.90	91.02
Dividend Per Share TTM	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Margin Metrics
Gross Profit Margin TTM	80.37%	80.02%	80.01%	79.95%	80.15%	80.60%	81.47%	82.83%	84.43%	85.99%	87.32%	88.74%
Operating Profit Margin TTM	25.74%	24.40%	26.06%	24.57%	17.29%	15.24%	12.16%	12.10%	16.73%	19.33%	22.16%	23.76%
Net Profit Margin TTM	19.49%	18.29%	19.70%	18.69%	13.03%	11.46%	9.08%	9.01%	12.83%	15.04%	17.11%	18.14%
Growth Metrics
Net Revenue Growth (1Y)	4.52%	7.16%	10.30%	12.63%	13.77%	13.70%	11.70%	8.94%	6.86%	3.79%	1.78%	0.25%
Net Income Growth (1Y)	56.40%	71.00%	139.35%	133.70%	15.54%	-13.35%	-40.71%	-45.92%	-40.40%	-46.60%	-48.92%	-57.46%
EPS Growth (1Y)	76.07%	84.01%	161.19%	148.00%	19.27%	-8.92%	-37.53%	-42.54%	-37.65%	-44.09%	-47.50%	-56.20%
Valuation Metrics
P/E TTM	10.03	11.98	11.57	13.89	21.54	23.34	28.71	34.81	27.44	24.12	18.61	19.74
P/B TTM	3.00	3.33	3.33	3.79	3.65	3.31	3.31	4.07	4.17	3.93	3.50	3.79
P/S TTM	1.96	2.19	2.28	2.60	2.81	2.68	2.61	3.13	3.52	3.63	3.18	3.58
Market Cap	4.55B	5.08B	5.25B	5.90B	6.24B	5.79B	5.44B	6.32B	6.88B	6.90B	5.95B	6.63B
Enterprise Value	4.00B	4.58B	4.75B	5.33B	5.12B	4.94B	4.73B	5.80B	6.32B	6.43B	5.51B	6.22B
Calculated Values
Free Cash Flow TTM	1.05B	1.05B	1.09B	1.11B	1.17B	1.14B	1.14B	1.14B	1.21B	1.20B	1.18B	1.19B
Net Debt	-551.40M	-500.70M	-498.80M	-563.80M	-1.12B	-845.00M	-716.30M	-517.60M	-567.60M	-470.90M	-438.20M	-412.00M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-06-26Sale

Owner: Kerber, Erin J

Title: Chief Legal Officer

Shares: 5,720

Price/Share: $629.71

Value: $3,601,941.20

Shares Owned: 25,711

Relationship: Officer

Ownership: Direct

2026-06-26Sale

Owner: Elliott, Nicholas J

Title: Chief Transformation Officer

Shares: 2,306

Price/Share: $630.54

Value: $1,454,025.24

Shares Owned: 20,897

Relationship: Officer

Ownership: Direct

2026-06-25Sale

Owner: Elliott, Nicholas J

Title: Chief Transformation Officer

Shares: 1,183

Price/Share: $627.48

Value: $742,308.84

Shares Owned: 20,897

Relationship: Officer

Ownership: Direct

2026-06-25Sale

Owner: Kerber, Erin J

Title: Chief Legal Officer

Shares: 2,937

Price/Share: $627.57

Value: $1,843,173.09

Shares Owned: 25,711

Relationship: Officer

Ownership: Direct

2026-06-24Sale

Owner: Martin, Jay D

Title: Chief Financial Officer

Shares: 3,000

Price/Share: $601.96

Value: $1,805,880.00

Shares Owned: 25,963

Relationship: Officer

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-06-26	Kerber, Erin J	Officer	Chief Legal Officer	Direct	Sale	5,720	629.71	$3,601,941.20	25,711	4
2026-06-26	Elliott, Nicholas J	Officer	Chief Transformation Officer	Direct	Sale	2,306	630.54	$1,454,025.24	20,897	4
2026-06-25	Elliott, Nicholas J	Officer	Chief Transformation Officer	Direct	Sale	1,183	627.48	$742,308.84	20,897	4
2026-06-25	Kerber, Erin J	Officer	Chief Legal Officer	Direct	Sale	2,937	627.57	$1,843,173.09	25,711	4
2026-06-24	Martin, Jay D	Officer	Chief Financial Officer	Direct	Sale	3,000	601.96	$1,805,880.00	25,963	4
2026-06-24	Lum, Jonathan	Officer	Chief Operating Officer	Direct	Sale	6,000	600.00	$3,600,000.00	31,609	4
2026-06-17	Martin, Jay D	Officer	Chief Financial Officer	Direct	Sale	2	578.42	$1,156.84	25,963	4
2026-06-17	Kerber, Erin J	Officer	Chief Legal Officer	Direct	Sale	2	578.82	$1,157.64	25,711	4
2026-06-17	Elliott, Nicholas J	Officer	Chief Transformation Officer	Direct	Sale	3	578.82	$1,736.46	20,897	4
2026-06-09	Elliott, Nicholas J	Officer	Chief Transformation Officer	Direct	Sale	32	575.73	$18,423.36	20,897	4
2026-06-09	Kerber, Erin J	Officer	Chief Legal Officer	Direct	Sale	32	575.71	$18,422.72	25,711	4
2026-06-09	Martin, Jay D	Officer	Chief Financial Officer	Direct	Sale	26	575.78	$14,970.28	25,963	4
2026-06-01	Elliott, Nicholas J	Officer	Chief Transformation Officer	Direct	Sale	59	575.25	$33,939.75	20,897	4
2026-06-01	Kerber, Erin J	Officer	Chief Legal Officer	Direct	Sale	61	575.25	$35,090.25	25,711	4
2026-06-01	Martin, Jay D	Officer	Chief Financial Officer	Direct	Sale	51	575.25	$29,337.75	25,963	4
2026-05-29	Lum, Jonathan	Officer	Chief Operating Officer	Direct	Sale	5,000	575.00	$2,875,000.00	31,609	4
2026-05-29	Booth, Kenneth	Director	-	Direct	Sale	4,000	574.00	$2,296,000.00	22,832	4
2026-05-19	Booth, Kenneth	Director	-	Direct	Sale	4,000	554.00	$2,216,000.00	22,832	4
2026-05-18	Martin, Jay D	Officer	Chief Financial Officer	Direct	Sale	1,561	553.83	$864,528.63	25,963	4
2026-05-18	Elliott, Nicholas J	Officer	Chief Transformation Officer	Direct	Sale	1,815	553.32	$1,004,275.80	20,897	4
2026-05-18	Kerber, Erin J	Officer	Chief Legal Officer	Direct	Sale	1,903	554.00	$1,054,262.00	25,711	4
2026-05-18	Rummler, Wendy A	Officer	Chief People Officer	Direct	Sale	1,994	552.71	$1,102,103.74	19,547	4
2026-05-14	Booth, Kenneth	Director	-	Direct	Sale	4,000	541.57	$2,166,280.00	22,832	4
2026-05-06	Rummler, Wendy A	Officer	Chief People Officer	Direct	Sale	2,068	555.62	$1,149,022.16	19,547	4
2026-05-06	Booth, Kenneth	Director	-	Direct	Sale	4,000	554.00	$2,216,000.00	22,832	4
2026-05-06	Elliott, Nicholas J	Officer	Chief Transformation Officer	Direct	Sale	1,672	554.29	$926,772.88	20,897	4
2026-05-06	Kerber, Erin J	Officer	Chief Legal Officer	Direct	Sale	1,753	554.25	$971,600.25	25,711	4
2026-05-06	Valiyaveettil, Ravi Mohan	Officer	Chief Technology Officer	Direct	Sale	1,262	550.00	$694,100.00	25,985	4
2026-05-06	Lum, Jonathan	Officer	Chief Operating Officer	Direct	Sale	4,000	550.00	$2,200,000.00	31,609	4
2026-05-06	Martin, Jay D	Officer	Chief Financial Officer	Direct	Sale	1,439	554.31	$797,652.09	25,963	4
2026-04-21	Watson, Jill Foss	TenPercentOwner	-	Indirect	Sale	9,450	536.26	$5,067,657.00	92,107	4
2026-04-20	Booth, Kenneth	Director	-	Direct	Sale	4,000	534.00	$2,136,000.00	22,832	4
2026-04-20	Lum, Jonathan	Officer	Chief Operating Officer	Direct	Sale	3,000	535.00	$1,605,000.00	31,609	4
2026-04-17	Rummler, Wendy A	Officer	Chief People Officer	Direct	Sale	4,062	526.46	$2,138,480.52	19,547	4
2026-04-17	Martin, Jay D	Officer	Chief Financial Officer	Direct	Sale	3,000	526.50	$1,579,500.00	25,963	4
2026-02-09	Martin, Jay D	Officer	Chief Financial Officer	Direct	Sale	4,340	512.14	$2,222,482.74	25,963	4
2026-02-09	Booth, Kenneth	Director	-	Direct	Sale	2,000	508.00	$1,016,000.00	22,832	4
2026-02-06	Booth, Kenneth	Director	-	Direct	Sale	2,013	509.75	$1,025,871.88	24,832	4
2026-02-02	Rummler, Wendy A	Officer	Chief People Officer	Direct	Sale	2,890	507.93	$1,467,917.70	20,191	4
2026-02-02	Booth, Kenneth	Director,Officer	Executive Board Member	Direct	Sale	4,000	514.00	$2,056,000.00	28,051	4
2026-01-30	Rummler, Wendy A	Officer	Chief People Officer	Direct	Sale	5,236	492.96	$2,581,138.56	20,772	4
2026-01-30	Ulatowski, Daniel A.	Officer	Chief Sales Officer	Direct	Sale	589	500.12	$294,570.68	28,290	4
2025-12-10	Rostami, Andrew K	Officer	Chief Mktg and Product Officer	Direct	Sale	606	475.00	$287,850.00	23,873	4
2025-12-10	Ulatowski, Daniel A.	Officer	Chief Sales Officer	Direct	Sale	3,000	475.66	$1,426,980.00	28,290	4
2025-11-24	Rostami, Andrew K	Officer	Chief Mktg and Product Officer	Direct	Sale	516	428.50	$221,106.00	24,479	4
2025-09-18	Booth, Kenneth	Director,Officer	Chief Executive Officer	Direct	Sale	4,000	506.59	$2,026,360.00	68,116	4
2025-09-11	Ulatowski, Daniel A.	Officer	Chief Sales Officer	Direct	Sale	4,000	522.00	$2,088,000.00	28,290	4
2025-09-05	Elliott, Nicholas J	Officer	Chief Alignment Officer	Direct	Sale	350	521.73	$182,605.50	19,035	4
2025-08-25	Lum, Jonathan	Officer	Chief Operating Officer	Direct	Sale	6,000	513.71	$3,082,260.00	31,493	4
2025-08-25	Ulatowski, Daniel A.	Officer	Chief Sales Officer	Direct	Sale	2,139	509.58	$1,089,991.62	28,290	4
2025-07-02	Watson, Jill Foss	TenPercentOwner	-	Indirect	Sale	20,000	540.57	$10,811,400.00	102,107	4
2025-06-20	Rostami, Andrew K	Officer	Chief Mktg and Product Officer	Direct	Sale	375	505.29	$189,483.75	25,479	4
2025-06-11	Ulatowski, Daniel A.	Officer	Chief Sales Officer	Direct	Sale	6,356	522.60	$3,321,645.60	28,290	4
2025-05-12	Prescott, General Partner…	Director,TenPercentOwner,Other	-	Indirect	Sale	16,909	499.84	$8,451,794.56	41,437	4
2025-05-08	Prescott, General Partner…	Director,TenPercentOwner,Other	-	Indirect	Sale	26,728	494.92	$13,228,221.76	42,282	4
2025-03-25	Busk, Douglas W	Officer	Chief Treasury Officer	Direct	Sale	3,000	515.97	$1,547,910.00	3,112	4
2025-03-20	Elliott, Nicholas J	Officer	Chief Alignment Officer	Direct	Sale	300	502.00	$150,600.00	19,385	4
2024-12-17	Lum, Jonathan	Officer	Chief Operating Officer	Direct	Sale	552	489.90	$270,424.80	31,493	4
2024-09-18	Prescott, General Partner…	TenPercentOwner,Other	-	Indirect	Purchase	4,000	445.84	$1,783,360.00	515,337	4
2024-09-17	Prescott, General Partner…	TenPercentOwner,Other	-	Indirect	Sale	11,586	444.91	$5,154,727.26	30,034	4
2024-09-09	Smith, Thomas W	TenPercentOwner,Other	-	Indirect	Sale	1,200	451.01	$541,212.00	74,450	4
2024-08-07	Ulatowski, Daniel A.	Officer	Chief Sales Officer	Indirect	Sale	2,000	473.81	$947,620.00	4,000	4
2024-03-21	Busk, Douglas W	Officer	Chief Treasury Officer	Direct	Sale	2,500	572.58	$1,431,450.00	3,112	4
2024-03-15	Lum, Jonathan	Officer	Chief Operating Officer	Direct	Sale	2,500	550.34	$1,375,850.00	8,161	4
2024-03-01	Smith, Arthur L	Officer	Chief Analytics Officer	Direct	Sale	8,723	554.00	$4,832,542.00	500	4
2024-02-02	Rummler, Wendy A	Officer	Chief People Officer	Direct	Sale	1,500	582.07	$873,105.00	1,834	4
2024-02-02	Busk, Douglas W	Officer	Chief Treasury Officer	Direct	Sale	500	579.98	$289,990.00	3,112	4
2024-02-02	Kerber, Erin J	Officer	Chief Legal Officer	Direct	Sale	4,875	585.92	$2,856,360.00	2,745	4
2023-12-29	Rummler, Wendy A	Officer	Chief People Officer	Indirect	Sale	116	532.62	$61,783.92	2,034	4
2023-12-22	Busk, Douglas W	Officer	Chief Treasury Officer	Direct	Sale	500	524.30	$262,150.00	3,612	4
2023-12-14	Elliott, Nicholas J	Officer	Chief Alignment Officer	Direct	Sale	725	515.00	$373,375.00	826	4
2023-11-14	Smith, Arthur L	Officer	Chief Analytics Officer	Direct	Sale	5,788	422.40	$2,444,851.20	500	4
2023-09-06	Smith, Thomas W	TenPercentOwner,Other	-	Indirect	Sale	400	494.71	$197,884.00	75,650	4
2023-08-15	Donald, A. Foss Irrevocab…	TenPercentOwner	-	Direct	Sale	6,238	485.08	$3,025,929.04	1,280,757	4
2023-08-11	Donald, A. Foss Irrevocab…	TenPercentOwner	-	Direct	Sale	5,310	498.12	$2,645,017.20	1,294,265	4
2023-08-08	Donald, A. Foss Irrevocab…	TenPercentOwner	-	Direct	Sale	6,128	498.39	$3,054,133.92	1,313,628	4
2023-08-01	Donald, A. Foss Irrevocab…	TenPercentOwner	-	Direct	Sale	9,628	551.34	$5,308,301.52	1,325,043	4
2023-07-27	Donald, A. Foss Irrevocab…	TenPercentOwner	-	Direct	Sale	5,716	545.00	$3,115,220.00	1,348,401	4
2023-07-25	Donald, A. Foss Irrevocab…	TenPercentOwner	-	Direct	Sale	9,070	549.36	$4,982,695.20	1,361,196	4
2023-07-20	Donald, A. Foss Irrevocab…	TenPercentOwner	-	Direct	Sale	9,021	557.95	$5,033,266.95	1,383,753	4
2023-07-18	Donald, A. Foss Irrevocab…	TenPercentOwner	-	Direct	Sale	10,000	563.60	$5,636,000.00	1,402,774	4
2023-07-13	Donald, A. Foss Irrevocab…	TenPercentOwner	-	Direct	Sale	7,015	541.35	$3,797,570.25	1,429,094	4
2023-07-11	Donald, A. Foss Irrevocab…	TenPercentOwner	-	Direct	Sale	6,654	527.65	$3,510,983.10	1,444,093	4
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Institutional Ownership

No data available for chart

2026-03-31

62.84%

Inst. Shares: 6,748,592

Shares Outstanding: 10,739,981

2025-12-31

68.37%

Inst. Shares: 7,829,923

Shares Outstanding: 11,451,578

2025-09-30

66.98%

Inst. Shares: 7,533,918

Shares Outstanding: 11,248,227

2025-06-30

64.32%

Inst. Shares: 7,444,190

Shares Outstanding: 11,574,018

2025-03-31

62.86%

Inst. Shares: 7,600,286

Shares Outstanding: 12,091,027

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	6,748,592	10,739,981	62.84%
2025-12-31	7,829,923	11,451,578	68.37%
2025-09-30	7,533,918	11,248,227	66.98%
2025-06-30	7,444,190	11,574,018	64.32%
2025-03-31	7,600,286	12,091,027	62.86%
2024-12-31	7,824,023	12,323,261	63.49%
2024-09-30	7,875,259	12,274,685	64.16%
2024-06-30	7,899,505	12,282,174	64.32%
2024-03-31	7,801,403	12,481,139	62.51%
2023-12-31	7,898,381	12,953,424	60.98%
2023-09-30	7,207,577	12,933,377	55.73%
2023-06-30	8,204,296	13,049,935	62.87%
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CREDIT ACCEPTANCE CORP (CACC) — SEC Financial Statements & Analysis

CREDIT ACCEPTANCE CORP (CACC) is a personal credit institutions company, incorporated in MI. CREDIT ACCEPTANCE CORP trades on CACC: Nasdaq as: CACC. Based on its latest SEC filing (Form 10-Q, period ending 2026-03-31), CREDIT ACCEPTANCE CORP reported a 4.52% year-over-year revenue growth, a Gross Profit Margin of 80.37% (TTM), a Price-to-Sales (P/S) ratio of 1.96x (TTM), a Price-to-Book (P/B) ratio of 3 (TTM), at a market cap of $4.55B. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 4.52%
Gross Profit Margin TTM: 80.37%
P/S TTM: 1.96x
P/B TTM: 3
Market Cap: $4.55B

Data as of 2026-03-31 · Source: SEC EDGAR

Frequently Asked Questions

What industry is CREDIT ACCEPTANCE CORP in?

CREDIT ACCEPTANCE CORP (CACC) operates in the Personal Credit Institutions industry.

What is CACC's market cap?

CREDIT ACCEPTANCE CORP (CACC) has a market capitalization of $4.55B as of 2026-03-31.

What is CACC's P/E ratio?

CREDIT ACCEPTANCE CORP (CACC)'s trailing twelve month P/E ratio is 10.03x as of 2026-03-31.

What exchange does CACC trade on?

CREDIT ACCEPTANCE CORP (CACC) trades on the CACC: Nasdaq.

Where is CREDIT ACCEPTANCE CORP incorporated?

CREDIT ACCEPTANCE CORP is incorporated in MI.

CREDIT ACCEPTANCE CORP (CACC) — SEC Financial Statements & Analysis

Frequently Asked Questions

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