CARV
CARVER BANCORP INCCompany Information
- Company Name
- CARVER BANCORP INC
- CIK
- CIK0001016178
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- CARV: OTC
- Fiscal Year End
- March 31
- Owner Organization
- 02 Finance
- SIC
- 6035
- SIC Description
- Savings Institution, Federally Chartered
- Ticker
- CARV
SEC filing data through
Insider Sentiment
- Last purchase
- 2024-11-25
- Last sale
- —
- Shares purchased (TTM)
- 117,766
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2025-12-31
- Institutional shares owned
- 1,600
- Shares outstanding
- 5,287,100
- Ownership
- 0.03%
Earnings Market Reaction
- Filing date
- 2025-11-13
- Price on filing date
- —
- 1-month reaction
- -59.83%
- 3-month reaction
- -54.99%
Balance Sheet
Values in millions ($)| Line item | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Real Estate Loan | -7 | 413 | 423 | -3 | -4 | 438 | 438 | 2 | 18 | 417 | 423 | 3 | ||||||
| Commercial Portfolio Segment | -4 | 165 | 165 | 162 | 0 | 1 | 170 | 0 | 1 | 1 | 167 | 0 | ||||||
| Consumer Portfolio Segment | -2 | 27 | 26 | 15 | 0 | 1 | 16 | 0 | 1 | -0 | 8 | 0 | ||||||
| Series D Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Series E Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Cash And Cash Equivalents | ||||||||||||||||||
| Cash And Due From Banks | 40 | 43 | 50 | 49 | 54 | 46 | 59 | 75 | 52 | 41 | 42 | 44 | ||||||
Cash And Cash Equivalents At Carrying Value | ||||||||||||||||||
| Cash And Cash Equivalents At Carrying Value | 41 | 44 | 50 | 50 | 55 | 46 | 59 | 75 | 52 | 42 | 43 | 44 | ||||||
| Cash Equivalents At Carrying Value | - | - | 1 | - | - | - | 1 | - | - | - | 0 | - | ||||||
| Money Market Funds At Carrying Value | 1 | 1 | - | 1 | 1 | 1 | - | 1 | 0 | 0 | - | 0 | ||||||
Marketable Securities | ||||||||||||||||||
| Available For Sale Securities Debt Securities | 44 | 44 | 45 | 44 | 48 | 47 | 48 | 49 | 48 | 52 | 54 | 53 | ||||||
| Held To Maturity Securities | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Investments | 46 | 46 | 46 | 46 | 50 | 49 | 50 | 51 | 50 | 54 | 56 | 56 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 593 | 605 | 614 | 611 | 619 | 627 | 623 | 625 | 611 | 591 | - | - | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -6 | -6 | -6 | -6 | -6 | -6 | -6 | -6 | -6 | -6 | - | - | ||||||
Loans And Leases Receivable Net Reported Amount | ||||||||||||||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 587 | 599 | 607 | 605 | 613 | 621 | 617 | 619 | 605 | 585 | - | - | ||||||
| Loans And Leases Receivable Net Reported Amount | - | - | - | - | - | - | - | - | - | - | 593 | 582 | ||||||
| Loans And Leases Receivable Net Of Deferred Income | - | - | - | - | - | - | - | 625 | 611 | 591 | 598 | 587 | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | - | - | - | - | - | - | -5 | -5 | ||||||
| Property Plant And Equipment Net | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Federal Home Loan Bank Stock | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | ||||||
| Accrued Fees And Other Revenue Receivable | - | - | 3 | - | - | - | 4 | - | - | - | 2 | - | ||||||
| Interest Receivable And Other Assets | 3 | 3 | - | 2 | 5 | 4 | - | 2 | 2 | 2 | - | 3 | ||||||
| Operating Lease Right Of Use Asset | 7 | 8 | 8 | 9 | 10 | 9 | 10 | 10 | 11 | 12 | 12 | 13 | ||||||
| Other Assets | 12 | 12 | 12 | 12 | 13 | 13 | 13 | 13 | 18 | 12 | 12 | 11 | ||||||
| Assets | 698 | 714 | 730 | 728 | 749 | 747 | 757 | 775 | 743 | 712 | 723 | 712 | ||||||
Liabilities | ||||||||||||||||||
| Noninterest Bearing Domestic Deposit Checking | 91 | 90 | 90 | 97 | 103 | 106 | 102 | 106 | 113 | 105 | 109 | 106 | ||||||
Interest Bearing Deposit Liabilities Domestic By Component | ||||||||||||||||||
| Interest Bearing Domestic Deposit Checking | 42 | 42 | 44 | 44 | 45 | 44 | 46 | 47 | 52 | 49 | 49 | 57 | ||||||
| Interest Bearing Domestic Deposit Savings | 111 | 111 | 111 | 107 | 108 | 111 | 113 | 110 | 109 | 111 | 109 | 109 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 626 | 646 | 662 | 637 | 651 | 638 | 647 | 663 | 630 | 593 | 600 | 609 | ||||||
| Interest Bearing Domestic Deposit Money Market | 166 | 159 | 162 | 152 | 154 | 159 | 159 | 166 | 164 | 141 | 150 | 184 | ||||||
| Interest Bearing Domestic Deposit Certificates Of Deposits | 212 | 243 | 252 | 236 | 239 | 217 | 224 | 232 | 190 | 185 | 179 | 152 | ||||||
| Advance Payments By Borrowers For Taxes And Insurance | 3 | 1 | 3 | 1 | 2 | 1 | 3 | 2 | 3 | 2 | 3 | 2 | ||||||
| Interest Bearing Deposit Liabilities Domestic | 534 | 556 | 572 | 540 | 548 | 532 | 545 | 556 | 518 | 488 | 491 | 504 | ||||||
| Debt And Capital Lease Obligations | 28 | 21 | 20 | 38 | 38 | 48 | 47 | 47 | 47 | 51 | 51 | 31 | ||||||
| Operating Lease Liability | 8 | 8 | 9 | 10 | 10 | 10 | 11 | 11 | 12 | 13 | 13 | 14 | ||||||
| Other Liabilities | 10 | 10 | 9 | 11 | 10 | 10 | 10 | 12 | 14 | 12 | 13 | 13 | ||||||
| Liabilities | 671 | 685 | 700 | 695 | 709 | 707 | 714 | 733 | 703 | 669 | 678 | 667 | ||||||
Equity | ||||||||||||||||||
| Commitments And Contingencies | 0 | 0 | - | 0 | 0 | 0 | - | 0 | - | - | - | - | ||||||
Statement Of Stockholders Equity | ||||||||||||||||||
| Treasury Stock Shares | - | - | - | - | - | - | - | - | - | - | - | 3 | ||||||
| Common Stock Value Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 88 | 88 | 88 | 88 | 88 | 88 | 88 | 87 | 86 | 85 | 83 | 83 | ||||||
| Retained Earnings Accumulated Deficit | -69 | -66 | -65 | -62 | -56 | -54 | -52 | -52 | -52 | -50 | -48 | -46 | ||||||
| Treasury Stock Value | -3 | -3 | -3 | -3 | -3 | -3 | -3 | -3 | -3 | -3 | -3 | -3 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -11 | -12 | -12 | -13 | -11 | -13 | -13 | -12 | -15 | -13 | -12 | -14 | ||||||
| Stockholders Equity | 27 | 29 | 30 | 32 | 40 | 40 | 42 | 43 | 40 | 43 | 45 | 45 | ||||||
| Liabilities And Stockholders Equity | 698 | 714 | 730 | 728 | 749 | 747 | 757 | 775 | 743 | 712 | 723 | 712 | ||||||
Held To Maturity Securities Parenthetical Disclosure | ||||||||||||||||||
| Available For Sale Debt Securities Amortized Cost Basis | 55 | 56 | 56 | 57 | 59 | 60 | 61 | - | - | - | - | - | ||||||
| Held To Maturity Securities Fair Value | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
Partners Capital Account Parenthetical Disclosure | ||||||||||||||||||
| Series F Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Common Stock Shares Issued | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 7 | 7 | 7 | 7 | ||||||
| Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 4 | 4 | ||||||
| Treasury Stock Common Shares | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | - | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialCARVER BANCORP INC (CARV) — SEC Financial Statements & Analysis
CARVER BANCORP INC (CARV) is a savings institution, federally chartered company, incorporated in DE. CARVER BANCORP INC trades on OTC as: CARV. CARVER BANCORP INC (CARV)'s most recent SEC filing is a Form 10-Q for the period ended 2025-09-30, filed with the SEC on 2025-11-13. Based on that filing, CARVER BANCORP INC carries a market cap of $18.70M, a P/E ratio of -1.44x, a P/B ratio of 0.69x, a P/S ratio of 0.57x, an enterprise value of $-22.05M, and an EV/EBITDA multiple of 0.72x. On profitability, it posts a gross margin of 55.80%, an operating margin of -28.03%, a net margin of -39.45%, a Return on Equity (ROE) of -39.00%, and a Return on Invested Capital (ROIC) of 36.73%. Per share, it reports EPS of $-1.67, diluted EPS of $-2.46, free cash flow per share of $-1.21, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of -11.35% year-over-year, net income growth of 203.31% year-over-year, and EPS growth of 197.61% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -1.71x, free cash flow of $-9.40M (TTM), and net debt of $-40.75M. Figures sourced from SEC EDGAR.
- Market Cap
- $18.70M
- P/E TTM
- -1.44x
- EPS TTM
- $-1.67
- P/B TTM
- 0.69x
- ROE TTM
- -39.00%
- Free Cash Flow TTM
- $-9.40M
- Net Revenue TTM Growth 1Y
- -11.35%
Data as of 2025-09-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is CARVER BANCORP INC in?
CARVER BANCORP INC (CARV) operates in the Savings Institution, Federally Chartered industry.
What exchange does CARV trade on?
CARVER BANCORP INC (CARV) trades on the OTC.
Where is CARVER BANCORP INC incorporated?
CARVER BANCORP INC is incorporated in DE.
When was CARVER BANCORP INC (CARV)'s most recent SEC filing?
CARVER BANCORP INC (CARV)'s most recent SEC filing is a Form 10-Q for the period ended 2025-09-30, filed with the SEC on 2025-11-13.
What is CARV's market cap?
CARVER BANCORP INC (CARV) has a market capitalization of $18.70M as of 2025-09-30.
What is CARV's EPS (earnings per share)?
CARVER BANCORP INC (CARV)'s trailing twelve month EPS is $-1.67 as of 2025-09-30.
What is CARV's ROE (return on equity)?
CARVER BANCORP INC (CARV)'s trailing twelve month Return on Equity (ROE) is -39.00% as of 2025-09-30.
What is CARV's ROIC (return on invested capital)?
CARVER BANCORP INC (CARV)'s trailing twelve month Return on Invested Capital (ROIC) is 36.73% as of 2023-06-30.
What is CARV's EV/EBITDA?
CARVER BANCORP INC (CARV)'s trailing twelve month EV/EBITDA is 0.72x as of 2025-09-30.