CASH
PATHWARD FINANCIAL, INC.Company Information
- Company Name
- PATHWARD FINANCIAL, INC.
- CIK
- CIK0000907471
- Category
- Large accelerated filer
- Ticker: Exchange
- CASH: Nasdaq
- Fiscal Year End
- September 30
- Owner Organization
- 02 Finance
- SIC
- 6021
- SIC Description
- National Commercial Banks
- Ticker
- CASH
SEC filing data through
Insider Sentiment
- Last purchase
- —
- Last sale
- 2026-05-29
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 51,591
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 20,665,448
- Shares outstanding
- 21,065,733
- Ownership
- 98.10%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -8.04%
- 3-month reaction
- Pending
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Common Class A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Scenario Previously Reported | - | - | - | - | - | - | 597 | 158 | - | - | - | 376 | ||||||
| Restatement Adjustment | - | - | - | - | - | - | 0 | 0 | - | - | - | 0 | ||||||
| Cash And Cash Equivalents At Carrying Value | 149 | 158 | 331 | 121 | 258 | 254 | 597 | 158 | 299 | 348 | 672 | 376 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 1,220 | 1,271 | 1,310 | 1,328 | 1,367 | 1,412 | 1,480 | 1,741 | 1,725 | 1,779 | 1,851 | 1,804 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest Before Allowance For Credit Loss | 27 | 28 | 29 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 35 | 37 | ||||||
| Federal Home Loan Bank Stock And Federal Reserve Bank Stock | 31 | 25 | 24 | 25 | 29 | 24 | 24 | 36 | 24 | 26 | 24 | 28 | ||||||
| Loans Receivable Held For Sale Amount | 97 | 53 | 88 | 179 | 50 | 46 | 73 | 692 | 29 | 26 | 70 | 78 | ||||||
Assets | ||||||||||||||||||
| Assets | 7,314 | 7,112 | 7,560 | 7,172 | 7,230 | 6,995 | 7,603 | 7,532 | 7,513 | 7,417 | 7,903 | 7,503 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 5,108 | 4,867 | 4,983 | 4,665 | 4,743 | 4,465 | 4,563 | 4,075 | 4,613 | 4,409 | 4,426 | 4,370 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -110 | -98 | -59 | -53 | -106 | -103 | -74 | -72 | -80 | -81 | -54 | -97 | ||||||
| Interest Receivable | 37 | 36 | 36 | 39 | 40 | 37 | 35 | 31 | 32 | 30 | 27 | 23 | ||||||
| Property Plant And Equipment Net | 43 | 42 | 42 | 41 | 40 | 40 | 38 | 39 | 37 | 37 | 38 | 39 | ||||||
| Intangible Assets Net Including Goodwill | 308 | 309 | 310 | 310 | 311 | 312 | 313 | 326 | 327 | 328 | 329 | 330 | ||||||
| Other Assets | 251 | 275 | 311 | 330 | 285 | 275 | 315 | 266 | 280 | 283 | 281 | 304 | ||||||
Liabilities And Stockholders Equity | ||||||||||||||||||
| Short Term Borrowings | 168 | 26 | 0 | 9 | 115 | 0 | 0 | 377 | 0 | 31 | 0 | 13 | ||||||
| Deposits | 5,950 | 5,852 | 6,350 | 5,887 | 6,005 | 5,819 | 6,519 | 5,875 | 6,432 | 6,368 | 6,936 | 6,589 | ||||||
| Long Term Debt | 34 | 34 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 33 | 34 | 34 | ||||||
| Accrued Liabilities Current And Noncurrent | 312 | 351 | 323 | 385 | 258 | 328 | 294 | 424 | 300 | 265 | 228 | 249 | ||||||
| Liabilities | 6,463 | 6,262 | 6,706 | 6,315 | 6,412 | 6,181 | 6,846 | 6,710 | 6,765 | 6,698 | 7,198 | 6,885 | ||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital | 658 | 655 | 651 | 648 | 646 | 644 | 640 | 639 | 636 | 634 | 630 | 629 | ||||||
| Retained Earnings Accumulated Deficit | 339 | 341 | 347 | 360 | 337 | 342 | 313 | 337 | 343 | 318 | 293 | 246 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -143 | -141 | -135 | -145 | -160 | -166 | -191 | -153 | -208 | -207 | -188 | -255 | ||||||
| Treasury Stock Common Value | -4 | -4 | -8 | -5 | -5 | -5 | -5 | -0 | -6 | -6 | -5 | -0 | ||||||
Stockholders Equity | ||||||||||||||||||
| Minority Interest | 0 | -1 | -1 | -1 | -1 | -1 | -1 | -0 | -1 | -0 | -1 | -1 | ||||||
| Stockholders Equity | 851 | 851 | 854 | 858 | 818 | 815 | 758 | 822 | 748 | 719 | 730 | 618 | ||||||
| Liabilities And Stockholders Equity | 7,314 | 7,112 | 7,560 | 7,172 | 7,230 | 6,995 | 7,603 | 7,532 | 7,530 | 7,437 | 7,927 | 7,503 | ||||||
| Nonvoting Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Held To Maturity Securities Fair Value | 23 | 24 | 25 | 26 | 26 | 26 | 27 | 30 | 30 | 31 | 32 | 31 | ||||||
| Preferred Stock Shares Authorized | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Shares Authorized | - | - | - | - | - | - | - | - | - | - | - | 3 | ||||||
| Common Stock Shares Issued | - | - | - | - | - | - | - | - | - | - | - | 0 | ||||||
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | 0 | ||||||
| Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
Financial statements beyond 3 years are for subscribers only.
Unlock 17+ years of income statements, balance sheets, and cash flow statements
Start 7-day free trialPATHWARD FINANCIAL, INC. (CASH) — SEC Financial Statements & Analysis
PATHWARD FINANCIAL, INC. (CASH) is a national commercial banks company, incorporated in DE. PATHWARD FINANCIAL, INC. trades on Nasdaq as: CASH. PATHWARD FINANCIAL, INC. (CASH)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, PATHWARD FINANCIAL, INC. carries a market cap of $1.83B, a P/E ratio of 10.33x, a P/B ratio of 2.15x, a P/S ratio of 38.66x, an enterprise value of $1.88B, and an EV/EBITDA multiple of -6.95x. On profitability, it posts a gross margin of 78.39%, an operating margin of 443.90%, a net margin of 374.14%, a Return on Equity (ROE) of 21.25%, and a Return on Invested Capital (ROIC) of -28.54%. Per share, it reports EPS of $8.42, diluted EPS of $8.38, free cash flow per share of $32.45, and a dividend per share of $0.21. Over the trailing year, it posted revenue growth of -42.94% year-over-year, net income growth of -46.53% year-over-year, and EPS growth of -41.61% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.56x, free cash flow of $683.61M (TTM), and net debt of $51.62M. Figures sourced from SEC EDGAR.
- Market Cap
- $1.83B
- P/E TTM
- 10.33x
- EPS TTM
- $8.42
- P/B TTM
- 2.15x
- ROE TTM
- 21.25%
- Free Cash Flow TTM
- $683.61M
- Net Revenue TTM Growth 1Y
- -42.94%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is PATHWARD FINANCIAL, INC. in?
PATHWARD FINANCIAL, INC. (CASH) operates in the National Commercial Banks industry.
What exchange does CASH trade on?
PATHWARD FINANCIAL, INC. (CASH) trades on the Nasdaq.
Where is PATHWARD FINANCIAL, INC. incorporated?
PATHWARD FINANCIAL, INC. is incorporated in DE.
When was PATHWARD FINANCIAL, INC. (CASH)'s most recent SEC filing?
PATHWARD FINANCIAL, INC. (CASH)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is CASH's market cap?
PATHWARD FINANCIAL, INC. (CASH) has a market capitalization of $1.83B as of 2026-06-30.
What is CASH's P/E ratio?
PATHWARD FINANCIAL, INC. (CASH)'s trailing twelve month P/E ratio is 10.33x as of 2026-06-30.
What is CASH's EPS (earnings per share)?
PATHWARD FINANCIAL, INC. (CASH)'s trailing twelve month EPS is $8.42 as of 2026-06-30.
What is CASH's ROE (return on equity)?
PATHWARD FINANCIAL, INC. (CASH)'s trailing twelve month Return on Equity (ROE) is 21.25% as of 2026-06-30.
What is CASH's ROIC (return on invested capital)?
PATHWARD FINANCIAL, INC. (CASH)'s trailing twelve month Return on Invested Capital (ROIC) is -28.54% as of 2026-06-30.
What is CASH's EV/EBITDA?
PATHWARD FINANCIAL, INC. (CASH)'s trailing twelve month EV/EBITDA is -6.95x as of 2026-06-30.