CASS

CASS INFORMATION SYSTEMS INC

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Insider Sentiment

Last purchase: 2025-10-02
Last sale: —
Shares purchased (TTM): 2,350
Shares sold (TTM): 0

Buy ratio (TTM)100.0%

Institutional Sentiment

As of: 2026-06-30
Institutional shares owned: 7,754,407
Shares outstanding: 12,804,520
Ownership: 60.56%

-14.22% Y/Y

Earnings Market Reaction

Filing date: 2026-08-05
Price on filing date: —
1-month reaction: -1.01%
3-month reaction: …

Drift continued6/11 (55%)

Faded / reversed5/11 (45%)

Export data

Recent filings

10-Q2026-06-30Filed 2026-08-05
10-Q2026-03-31Filed 2026-05-05
10-K2025-12-31Filed 2026-03-06
10-Q2025-09-30Filed 2025-11-04
10-Q2025-06-30Filed 2025-08-05
10-Q2025-03-31Filed 2025-05-07
10-K2024-12-31Filed 2025-03-05
10-Q2024-09-30Filed 2024-11-07
10-Q2024-06-30Filed 2024-08-06
10-Q2024-03-31Filed 2024-05-03
10-K2023-12-31Filed 2024-02-28
10-Q2023-09-30Filed 2023-11-07

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Balance Sheet

Values in millions ($)

Line item	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Cash And Due From Banks	41	35	26	31	5	12	19	29	6	17	21	24
Short Term Investments	187	209	366	228	213	208	330	201	218	175	352	385
Cash Cash Equivalents And Short Term Investments	228	244	392	259	218	221	350	231	224	193	372	408
Debt Securities Available For Sale Excluding Accrued Interest	737	785	771	717	600	577	528	551	541	622	627	616
Assets
Assets	2,516	2,534	2,606	2,454	2,316	2,318	2,395	2,261	2,283	2,294	2,479	2,505
Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss	1,103	1,089	1,061	1,088	1,117	1,142	1,082	1,078	1,062	1,037	1,014	1,040
Financing Receivable Allowance For Credit Loss Excluding Accrued Interest	14	14	14	14	14	14	13	13	14	13	13	13
Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss	1,089	1,075	1,048	1,074	1,103	1,128	1,069	1,065	1,048	1,024	1,001	1,026
Property Plant And Equipment Net	30	30	29	30	31	32	31	34	33	33	30	26
Bank Owned Life Insurance	53	53	52	52	51	51	50	50	50	49	49	49
Goodwill	16	16	16	16	16	16	16	17	12	12	17	17
Intangible Assets Net Excluding Goodwill	3	3	4	4	4	5	5	3	3	3	3	4
Receivables From Customers	45	5	69	50	60	40	56	31	78	33	111	29
Other Assets	66	61	60	63	55	61	68	72	73	98	68	71
Deposits By Type
Noninterest Bearing Deposit Liabilities	482	406	513	407	371	364	251	393	372	413	524	511
Interest Bearing Deposit Liabilities	635	700	687	627	633	636	717	655	640	666	616	666
Deposits	1,117	1,106	1,200	1,035	1,004	1,000	968	1,047	1,012	1,079	1,141	1,177
Other Short Term Borrowings	80	145	-	-	-	-	-	-	-	-	-	-
Other Liabilities	47	41	38	45	35	49	46	39	43	40	37	39
Liabilities	2,272	2,292	2,363	2,210	2,075	2,084	2,166	2,023	2,053	2,064	2,249	2,299
Preferred Stock Value	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Value Outstanding	8	8	8	8	8	8	8	8	8	8	8	8
Additional Paid In Capital Common Stock	207	207	207	206	205	204	206	205	204	204	208	208
Stockholders Equity
Stockholders Equity	245	242	243	243	241	234	229	238	230	229	230	206
Retained Earnings Accumulated Deficit	178	172	167	163	158	153	148	148	149	149	146	141
Treasury Stock Value	-	-	-112	-	-	-	-88	-	-	-	-84	-
Treasury Stock Common Value	117	114	-	104	97	91	-	84	82	82	-	84
Accumulated Other Comprehensive Income Loss Net Of Tax	-31	-30	-27	-29	-33	-40	-45	-39	-50	-49	-47	-67
Liabilities And Stockholders Equity	2,516	2,534	2,606	2,454	2,316	2,318	2,395	2,261	2,283	2,294	2,479	2,505
Assets Of Disposal Group Including Discontinued Operation	-	-	0	0	0	14	14	-	-	-	-	-
Liabilities Of Disposal Group Including Discontinued Operation	-	-	0	0	0	19	22	-	-	-	-	-
Preferred Stock Par Or Stated Value Per Share	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50
Preferred Stock Shares Authorized	2	2	2	2	2	2	2	2	2	2	2	2
Preferred Stock Shares Issued	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Par Or Stated Value Per Share	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50	0.50
Common Stock Shares Authorized	40	40	40	40	40	40	40	40	40	40	40	40
Common Stock Shares Issued	16	16	16	16	16	16	16	16	16	16	16	16
Shares Outstanding	13	13	13	13	13	13	14	14	14	14	14	14
Treasury Stock Common Shares	3	3	3	2	2	2	2	2	2	2	2	2

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Recent filings

10-Q2026-06-30Filed 2026-08-05
10-Q2026-03-31Filed 2026-05-05
10-K2025-12-31Filed 2026-03-06
10-Q2025-09-30Filed 2025-11-04
10-Q2025-06-30Filed 2025-08-05
10-Q2025-03-31Filed 2025-05-07
10-K2024-12-31Filed 2025-03-05
10-Q2024-09-30Filed 2024-11-07
10-Q2024-06-30Filed 2024-08-06
10-Q2024-03-31Filed 2024-05-03
10-K2023-12-31Filed 2024-02-28
10-Q2023-09-30Filed 2023-11-07

Financial statements beyond 3 years are for subscribers only.

Unlock 17+ years of income statements, balance sheets, and cash flow statements

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CASS INFORMATION SYSTEMS INC (CASS) — SEC Financial Statements & Analysis

CASS INFORMATION SYSTEMS INC (CASS) is a services-business services, nec company, incorporated in MO. CASS INFORMATION SYSTEMS INC trades on Nasdaq as: CASS. CASS INFORMATION SYSTEMS INC (CASS)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-05. Based on that filing, CASS INFORMATION SYSTEMS INC carries a market cap of $653.37M, a P/E ratio of 17.80x, a P/B ratio of 2.67x, a P/S ratio of 5.62x, an enterprise value of $424.90M, and an EV/EBITDA multiple of -12.65x. On profitability, it posts a gross margin of 86.24%, an operating margin of 39.28%, a net margin of 31.59%, a Return on Equity (ROE) of 15.12%, and a Return on Invested Capital (ROIC) of -145.60%. Per share, it reports EPS of $2.87, diluted EPS of $2.81, free cash flow per share of $3.27, and a dividend per share of $1.28. Over the trailing year, it posted revenue growth of -9.21% year-over-year, net income growth of 44.81% year-over-year, and EPS growth of 50.17% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.46x, free cash flow of $41.91M (TTM), and net debt of $-228.47M. Figures sourced from SEC EDGAR.

Market Cap: $653.37M
P/E TTM: 17.80x
EPS TTM: $2.87
P/B TTM: 2.67x
ROE TTM: 15.12%
Free Cash Flow TTM: $41.91M
Net Revenue TTM Growth 1Y: -9.21%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is CASS INFORMATION SYSTEMS INC in?

CASS INFORMATION SYSTEMS INC (CASS) operates in the Services-Business Services, NEC industry.

What exchange does CASS trade on?

CASS INFORMATION SYSTEMS INC (CASS) trades on the Nasdaq.

Where is CASS INFORMATION SYSTEMS INC incorporated?

CASS INFORMATION SYSTEMS INC is incorporated in MO.

When was CASS INFORMATION SYSTEMS INC (CASS)'s most recent SEC filing?

CASS INFORMATION SYSTEMS INC (CASS)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-05.

What is CASS's market cap?

CASS INFORMATION SYSTEMS INC (CASS) has a market capitalization of $653.37M as of 2026-06-30.

What is CASS's P/E ratio?

CASS INFORMATION SYSTEMS INC (CASS)'s trailing twelve month P/E ratio is 17.80x as of 2026-06-30.

What is CASS's EPS (earnings per share)?

CASS INFORMATION SYSTEMS INC (CASS)'s trailing twelve month EPS is $2.87 as of 2026-06-30.

What is CASS's ROE (return on equity)?

CASS INFORMATION SYSTEMS INC (CASS)'s trailing twelve month Return on Equity (ROE) is 15.12% as of 2026-06-30.

What is CASS's ROIC (return on invested capital)?

CASS INFORMATION SYSTEMS INC (CASS)'s trailing twelve month Return on Invested Capital (ROIC) is -145.60% as of 2026-06-30.

What is CASS's EV/EBITDA?

CASS INFORMATION SYSTEMS INC (CASS)'s trailing twelve month EV/EBITDA is -12.65x as of 2026-06-30.

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CASS

Company Information

Insider Sentiment

Institutional Sentiment

Earnings Market Reaction

Recent filings

Recent filings

CASS INFORMATION SYSTEMS INC (CASS) — SEC Financial Statements & Analysis

Frequently Asked Questions

Wall Street's data.Main Street's price.

Wall Street's data.
Main Street's price.