COLONY BANKCORP INC

CBAN

COLONY BANKCORP INC

CBAN

Insider Sentiment (TTM):

Last Purchase:2026-05-05Last Sale:2025-08-20Shares Purchased (TTM):7,060Shares Sold (TTM):0

Institutional Sentiment:

As of:2026-03-31Institutional Shares Owned:12,036,265Shares Outstanding:21,222,237Institutional Ownership Pct.:56.72%

Earnings Market Reaction:

Filing Date:2026-08-05Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Cash And Due From Banks	25	24	27	25	28	26	26	23	22	23	25	23
Interest Bearing Deposits In Banks	134	271	230	175	85	195	205	122	60	72	58	118
Cash Cash Equivalents And Federal Funds Sold	160	296	258	200	112	221	231	145	82	95	83	141
Debt Securities Available For Sale Excluding Accru…	371	375	384	305	374	381	366	370	377	383	407	400
Debt Securities Held To Maturity Excluding Accrued…	365	372	387	389	410	422	430	441	443	447	449	451
Federal Home Loan Bank Stock	18	19	19	18	18	18	18	18	18	16	17	17
Loans Receivable Held For Sale Net Not Part Of Dis…	24	17	79	19	22	25	40	28	40	31	28	27
Financing Receivable Excluding Accrued Interest Be…	-	2,413	2,381	2,037	1,994	1,921	1,843	1,886	1,866	1,859	1,883	1,865
Financing Receivable Allowance For Credit Loss Exc…	-	-22	-23	-18	-19	-20	-19	-20	-19	-19	-18	-17
Financing Receivable Excluding Accrued Interest Af…	-	2,392	2,358	2,019	1,974	1,901	1,824	1,866	1,847	1,840	1,865	1,848
Property Plant And Equipment Net	37	37	37	36	36	36	38	38	38	39	40	43
Other Real Estate	2	2	1	1	1	1	0	0	1	1	0	1
Goodwill	63	63	64	51	51	49	49	49	49	49	49	49
Intangible Assets Net Excluding Goodwill	7	7	8	4	4	3	3	3	4	4	4	5
Cash Surrender Value Fair Value Disclosure	69	69	68	59	59	58	58	58	57	57	57	57
Deferred Income Tax Assets Net	18	19	20	17	19	20	22	21	24	25	25	29
Other Assets	51	53	53	35	36	37	31	29	28	29	28	27
Assets	3,628	3,721	3,735	3,153	3,116	3,172	3,110	3,065	3,008	3,016	3,053	3,094
Liabilities And Stockhold…
Liabilities
Interest Bearing Deposit …
Noninterest Bearing Deposit Liabilities	464	495	527	442	435	450	462	440	438	476	499	494
Interest Bearing Deposit Liabilities	2,508	2,553	2,541	2,142	2,121	2,173	2,106	2,085	2,023	2,046	2,046	2,097
Deposits	2,972	3,048	3,068	2,584	2,556	2,623	2,568	2,525	2,460	2,523	2,545	2,591
Federal Home Loan Bank Advances Branch Of F H L B …	170	195	195	185	185	185	185	185	205	155	175	185
Other Long Term Debt	63	63	63	63	63	63	63	63	63	63	63	63
Other Liabilities	32	34	34	18	17	14	15	16	15	15	15	15
Liabilities	3,238	3,340	3,359	2,850	2,822	2,885	2,831	2,789	2,743	2,756	2,798	2,855
Stockholders Equity
Preferred Stock Value	-	-	-	-	-	-	-	-	-	-	-	0
Common Stock Value	-	-	-	-	-	-	-	-	-	-	-	18
Preferred Stock Value Outstanding	-	-	0	0	0	0	0	0	0	0	0	-
Common Stock Value Outstanding	21	21	21	17	17	17	18	18	18	18	18	-
Additional Paid In Capital	227	227	229	167	167	168	168	169	169	169	169	168
Retained Earnings Accumulated Deficit	175	166	161	155	151	145	140	135	131	128	124	121
Accumulated Other Comprehensive Income Loss Net Of…	-33	-34	-34	-37	-42	-43	-48	-45	-53	-54	-56	-68
Stockholders Equity	390	380	376	302	294	287	279	276	265	260	255	239
Liabilities And Stockholders Equity	3,628	3,721	3,735	3,153	3,116	3,172	3,110	3,065	3,008	3,016	3,053	3,094
Preferred Stock No Par Value	-	-	-	-	-	-	-	-	-	-	-	0
Debt Securities Available For Sale Amortized Cost …	400	405	412	336	410	419	409	407	425	431	455	-
Held To Maturity Securities Fair Value	331	338	354	354	369	381	383	406	393	399	406	-
Preferred Stock Par Or Stated Value Per Share	0	0	0	0	1,000	1,000	0	1,000	1,000	1,000	1,000	-
Preferred Stock Shares Authorized	100	100	10	10	10	10	10	10	10	10	10	10
Preferred Stock Shares Issued	0	0	0	0	0	0	0	0	0	0	0	0
Preferred Stock Shares Outstanding	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock Par Or Stated Value Per Share	1	1	1	1	1	1	1	1	1	1	1	1
Common Stock Shares Authorized	50	50	50	50	50	50	50	50	50	50	50	50
Common Stock Shares Issued	21	21	21	17	17	17	18	18	18	18	18	18
Shares Outstanding	21	21	21	17	17	17	18	18	18	18	18	18

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2026	-0.25%	3.98%	10.03%	-	-	-	-	-	-	-	-	-
2025	-1.92%	6.03%	6.09%	7.78%	10.73%	4.77%	6.79%	12.39%	16.13%	4.04%	2.59%	3.06%
2024	6.90%	8.41%	36.73%	13.28%	15.02%	12.08%	3.64%	-4.47%	-0.82%	-8.32%	-1.81%	-3.67%
2023	-	-	-	-1.77%	-6.90%	-10.44%	9.51%	31.81%	30.33%	0.18%	4.34%	12.66%
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Performance and Valuation Metrics

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Metrics	2026-06-30	2026-03-31	2025-12-31	2025-09-30	2025-06-30	2025-03-31	2024-12-31	2024-09-30	2024-06-30	2024-03-31	2023-12-31	2023-09-30
Leverage & Debt
Interest Coverage TTM	-0.62	-0.63	-0.62	-0.60	-0.58	-0.19	0.29	0.85	1.50	1.52	1.58	1.71
Per Share Metrics
Diluted EPS TTM	1.55	1.41	1.59	1.59	1.58	1.44	1.36	1.25	1.27	1.25	1.24	1.24
Free Cash Flow Per Share TTM	1.03	1.38	-0.39	2.50	2.85	2.00	1.27	1.78	1.07	0.67	0.99	1.43
Dividend Per Share TTM	0.43	0.40	0.45	0.46	0.46	0.45	0.45	0.45	0.44	0.44	0.44	0.44
Margin Metrics
Gross Profit Margin TTM	-38.65%	-590.62%	-649.09%	-572.03%	-612.92%	-612.66%	-553.12%	-721.79%	-706.42%	-693.03%	-656.23%	-14.74%
Operating Profit Margin TTM	90.84%	427.14%	447.76%	394.06%	402.32%	362.83%	315.72%	287.87%	298.43%	302.32%	311.54%	81.41%
Net Profit Margin TTM	60.33%	279.52%	291.42%	318.56%	325.28%	293.41%	254.86%	228.17%	234.87%	239.69%	248.96%	66.71%
Growth Metrics
Net Revenue Growth (1Y)	538.03%	24.57%	3.52%	-9.50%	-10.10%	-6.78%	7.21%	-70.31%	-70.84%	-71.54%	-72.88%	25.24%
Net Income Growth (1Y)	18.34%	18.67%	18.37%	26.36%	24.51%	14.12%	9.75%	1.54%	5.02%	14.41%	11.28%	19.55%
EPS Growth (1Y)	-2.42%	-2.09%	16.83%	27.27%	25.24%	14.45%	9.88%	1.43%	5.19%	14.64%	8.83%	20.07%
Valuation Metrics
P/E TTM	12.92	14.04	11.03	10.41	10.07	10.81	11.34	11.75	9.10	8.53	9.91	7.38
P/B TTM	1.08	1.10	0.83	0.96	0.95	0.95	0.97	0.94	0.76	0.72	0.85	0.67
P/S TTM	7.80	39.24	32.14	33.16	32.75	31.73	28.90	26.80	21.38	20.45	24.68	4.92
Market Cap	422.81M	418.94M	311.56M	289.83M	278.44M	271.95M	270.67M	258.83M	202.13M	187.97M	215.54M	160.10M
Enterprise Value	263.19M	123.14M	53.92M	89.87M	166.29M	50.74M	39.63M	113.98M	120.13M	93.30M	132.22M	18.76M
Calculated Values
Free Cash Flow TTM	21.74M	29.33M	-6.90M	43.61M	49.76M	34.99M	22.32M	31.27M	18.69M	11.80M	17.37M	25.06M
Net Debt	-159.62M	-295.81M	-257.64M	-199.97M	-112.15M	-221.21M	-231.03M	-144.85M	-82.00M	-94.67M	-83.32M	-141.34M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2026-05-05Purchase

Owner: Canup, Edward G

Title: CHIEF BANKING OFFICER

Shares: 1,000

Price/Share: $19.65

Value: $19,650.00

Shares Owned: 30,969

Relationship: Officer

Ownership: Direct

2026-04-27Purchase

Owner: Canup, Edward G

Title: CHIEF BANKING OFFICER

Shares: 1,000

Price/Share: $19.80

Value: $19,800.00

Shares Owned: 29,969

Relationship: Officer

Ownership: Direct

2026-03-06Purchase

Owner: Canup, Edward G

Title: CHIEF BANKING OFFICER

Shares: 500

Price/Share: $19.25

Value: $9,625.00

Shares Owned: 27,656

Relationship: Officer

Ownership: Direct

2026-03-03Purchase

Owner: Shelnutt, Derek

Title: CFO

Shares: 250

Price/Share: $19.50

Value: $4,875.00

Shares Owned: 12,170

Relationship: Officer

Ownership: Direct

2026-02-27Purchase

Owner: Canup, Edward G

Title: CHIEF BANKING OFFICER

Shares: 1,000

Price/Share: $20.12

Value: $20,120.00

Shares Owned: 27,156

Relationship: Officer

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2026-05-05	Canup, Edward G	Officer	CHIEF BANKING OFFICER	Direct	Purchase	1,000	19.65	$19,650.00	30,969	4
2026-04-27	Canup, Edward G	Officer	CHIEF BANKING OFFICER	Direct	Purchase	1,000	19.80	$19,800.00	29,969	4
2026-03-06	Canup, Edward G	Officer	CHIEF BANKING OFFICER	Direct	Purchase	500	19.25	$9,625.00	27,656	4
2026-03-03	Shelnutt, Derek	Officer	CFO	Direct	Purchase	250	19.50	$4,875.00	12,170	4
2026-02-27	Canup, Edward G	Officer	CHIEF BANKING OFFICER	Direct	Purchase	1,000	20.12	$20,120.00	27,156	4
2025-11-28	Canup, Edward G	Officer	CHIEF BANKING OFFICER	Direct	Purchase	500	16.95	$8,475.00	18,767	4
2025-11-17	Canup, Edward G	Officer	CHIEF BANKING OFFICER	Indirect	Purchase	1,000	16.23	$16,230.00	9,275	4
2025-11-07	Reed, Matthew D.	Director	-	Direct	Purchase	310	16.19	$5,018.90	17,046	4
2025-11-06	Canup, Edward G	Officer	CHIEF BANKING OFFICER	Indirect	Purchase	500	16.25	$8,125.00	8,275	4
2025-10-30	Canup, Edward G	Officer	CHIEF BANKING OFFICER	Direct	Purchase	500	15.96	$7,980.00	17,767	4
2025-10-24	Canup, Edward G	Officer	CHIEF BANKING OFFICER	Direct	Purchase	500	16.59	$8,295.00	17,267	4
2025-08-20	Bateman, Leonard H Jr	Officer	EVP & Chief Credit Officer	Direct	Sale	5,069	16.33	$82,776.77	14,818	4
2025-08-19	Bateman, Leonard H Jr	Officer	EVP & Chief Credit Officer	Indirect	Purchase	5,170	16.40	$84,786.69	17,837	4
2025-08-15	Canup, Edward G	Officer	CHIEF BANKING OFFICER	Direct	Purchase	500	16.43	$8,215.00	16,767	4
2025-07-25	Fountain, T Heath	Director,Officer	President and CEO	Direct	Purchase	900	16.62	$14,958.00	81,078	4
2025-07-25	Canup, Edward G	Officer	CHIEF BANKING OFFICER	Direct	Purchase	1,500	16.55	$24,825.00	16,267	4
2025-05-30	Joiner, Paul E Iii	Director	-	Indirect	Purchase	6,150	15.01	$92,311.50	6,150	4
2025-03-13	Canup, Edward G	Officer	CHIEF BANKING OFFICER	Indirect	Purchase	3,146	16.28	$51,214.60	6,766	4
2025-03-11	Canup, Edward G	Officer	CHIEF BANKING OFFICER	Direct	Purchase	500	15.65	$7,825.00	16,884	4
2024-02-23	Bateman, Leonard H Jr	Officer	EVP & Chief Credit Officer	Indirect	Purchase	1,009	11.11	$11,213.77	10,440	4
2024-02-14	Shelnutt, Derek	Officer	CFO	Direct	Purchase	100	11.08	$1,108.00	8,039	4
2024-02-02	Fountain, T Heath	Director,Officer	President and CEO	Direct	Purchase	800	11.94	$9,552.00	52,888	4
2023-12-15	Wyatt, Harold	Director	-	Direct	Sale	1,000	12.58	$12,580.00	2,600	4
2023-12-05	Reed, Matthew D.	Director	-	Direct	Purchase	119	11.39	$1,355.41	14,592	4
2023-12-05	Bagwell, Lee	Officer	Executive VP	Direct	Purchase	100	11.41	$1,141.00	16,741	4
2023-11-29	Wyatt, Harold	Director	-	Indirect	Sale	7,408	10.60	$78,524.80	64,004	4
2023-11-20	Wyatt, Harold	Director	-	Direct	Sale	8,000	10.69	$85,520.00	28,494	4
2023-08-28	Reed, Matthew D.	Director	-	Direct	Purchase	118	10.73	$1,266.14	14,393	4
2023-06-15	Reed, Matthew D.	Director	-	Direct	Purchase	150	9.87	$1,480.50	13,675	4
2023-05-23	Bateman, Leonard H Jr	Officer	EVP & Chief Credit Officer	Indirect	Purchase	1,607	9.40	$15,106.55	8,432	4
2023-05-17	Bagwell, Lee	Officer	Executive VP	Indirect	Purchase	1,589	9.24	$14,685.13	15,284	4
2023-05-12	Hollingsworth, Audrey	Director	-	Direct	Purchase	1,000	8.86	$8,860.00	1,000	4
2023-05-11	Downing, Scott Lowell	Director	-	Direct	Purchase	1,000	8.75	$8,750.00	223,907	4
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Institutional Ownership

No data available for chart

2026-03-31

56.72%

Inst. Shares: 12,036,265

Shares Outstanding: 21,222,237

2025-12-31

63.65%

Inst. Shares: 11,323,366

Shares Outstanding: 17,789,688

2025-09-30

59.47%

Inst. Shares: 10,384,271

Shares Outstanding: 17,461,434

2025-06-30

56.49%

Inst. Shares: 9,856,840

Shares Outstanding: 17,448,945

2025-03-31

55.54%

Inst. Shares: 9,723,971

Shares Outstanding: 17,509,059

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2026-03-31	12,036,265	21,222,237	56.72%
2025-12-31	11,323,366	17,789,688	63.65%
2025-09-30	10,384,271	17,461,434	59.47%
2025-06-30	9,856,840	17,448,945	56.49%
2025-03-31	9,723,971	17,509,059	55.54%
2024-12-31	9,614,747	17,557,743	54.76%
2024-09-30	9,633,977	17,587,902	54.78%
2024-06-30	9,487,310	17,551,007	54.06%
2024-03-31	8,158,158	17,560,210	46.46%
2023-12-31	7,991,400	17,578,294	45.46%
2023-09-30	7,710,222	17,569,493	43.88%
2023-06-30	7,479,819	17,580,557	42.55%
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COLONY BANKCORP INC (CBAN) — SEC Financial Statements & Analysis

COLONY BANKCORP INC (CBAN) is a state commercial banks company, incorporated in GA. COLONY BANKCORP INC trades on NYSE as: CBAN. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), COLONY BANKCORP INC reported a 538.03% year-over-year revenue growth, a Gross Profit Margin of -38.65% (TTM), a Price-to-Sales (P/S) ratio of 7.80x (TTM), a Price-to-Book (P/B) ratio of 1.08x (TTM), at a market cap of $422.81M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: 538.03%
Gross Profit Margin TTM: -38.65%
P/S TTM: 7.80x
P/B TTM: 1.08x
Market Cap: $422.81M

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is COLONY BANKCORP INC in?

COLONY BANKCORP INC (CBAN) operates in the State Commercial Banks industry.

What is CBAN's market cap?

COLONY BANKCORP INC (CBAN) has a market capitalization of $422.81M as of 2026-06-30.

What is CBAN's P/E ratio?

COLONY BANKCORP INC (CBAN)'s trailing twelve month P/E ratio is 12.92x as of 2026-06-30.

What exchange does CBAN trade on?

COLONY BANKCORP INC (CBAN) trades on the NYSE.

Where is COLONY BANKCORP INC incorporated?

COLONY BANKCORP INC is incorporated in GA.