CBKM
CONSUMERS BANCORP INC /OH/Company Information
- Company Name
- CONSUMERS BANCORP INC /OH/
- CIK
- CIK0001006830
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- CBKM: OTC
- Fiscal Year End
- June 30
- Owner Organization
- 02 Finance
- SIC
- 6021
- SIC Description
- National Commercial Banks
- Ticker
- CBKM
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-09-17
- Last sale
- —
- Shares purchased (TTM)
- 11,719.74
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 11,789
- Shares outstanding
- 3,147,442
- Ownership
- 0.37%
Earnings Market Reaction
- Filing date
- 2026-09-10
- Price on filing date
- —
- 1-month reaction
- …
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 26 | 17 | 21 | 18 | 19 | 20 | 20 | 20 | 18 | 16 | 13 | 16 | ||||||
| Interest Bearing Deposits In Banks | 0 | 0 | 0 | 9 | 1 | 15 | 0 | 7 | 0 | 11 | 0 | 4 | ||||||
| Cash Cash Equivalents And Federal Funds Sold | 26 | 17 | 22 | 27 | 20 | 34 | 20 | 27 | 18 | 27 | 13 | 20 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 258 | 258 | 262 | 269 | 274 | 274 | 270 | 273 | 265 | 266 | 276 | 261 | ||||||
| Certificates Of Deposit At Carrying Value | - | - | - | - | - | - | - | - | 0 | 1 | 2 | 2 | ||||||
| Held To Maturity Securities | - | - | - | - | - | 6 | 6 | 6 | 6 | 6 | 6 | 7 | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 4 | 5 | 5 | 5 | 5 | - | - | - | 6 | - | - | - | ||||||
| Equity Securities Fv Ni | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Restricted Investments | 3 | 2 | 2 | 2 | 3 | 2 | 2 | 2 | 2 | 2 | 3 | 2 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 1 | 1 | 0 | 0 | 1 | 0 | 1 | 2 | 1 | 0 | 1 | 0 | ||||||
Assets | ||||||||||||||||||
| Assets | 1,280 | 1,238 | 1,213 | 1,188 | 1,165 | 1,134 | 1,111 | 1,124 | 1,097 | 1,091 | 1,081 | 1,058 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | - | 904 | 872 | 835 | 813 | 768 | 763 | 766 | 759 | 743 | 735 | 718 | ||||||
| Financing Receivable Allowance For Credit Losses | - | - | - | - | - | -8 | -8 | -8 | -8 | -8 | -8 | -8 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | - | -9 | -9 | -9 | -8 | -8 | -8 | -8 | -8 | - | - | - | ||||||
| Notes Receivable Net | - | - | - | - | - | 760 | 755 | 759 | 751 | 735 | 727 | 710 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | - | 895 | 864 | 826 | 805 | - | - | - | 751 | - | - | - | ||||||
| Cash Surrender Value Of Life Insurance | 16 | 16 | 15 | 15 | 13 | 13 | 13 | 13 | 11 | 10 | 10 | 10 | ||||||
| Property Plant And Equipment Net | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 18 | 17 | 17 | 17 | 17 | ||||||
| Goodwill | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||
| Finite Lived Intangible Assets Net | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Other Real Estate | - | - | - | - | - | - | - | - | - | - | 0 | - | ||||||
| Other Real Estate And Foreclosed Assets | - | - | - | - | - | 0 | - | - | - | - | - | - | ||||||
| Interest Receivable And Other Assets | 22 | 22 | 21 | 21 | 22 | 22 | 23 | 22 | 24 | 23 | 22 | 25 | ||||||
| Noninterest Bearing Deposit Liabilities | 247 | 247 | 242 | 247 | 240 | 238 | 231 | 239 | 225 | 228 | 223 | 237 | ||||||
Liabilities | ||||||||||||||||||
| Interest Bearing Domestic Deposit Demand | 157 | 164 | 157 | 161 | 154 | 165 | 150 | 142 | 142 | 149 | 140 | 152 | ||||||
| Deposits Savings Deposits | 439 | 428 | 410 | 397 | 379 | 367 | 352 | 354 | 351 | 340 | 332 | 343 | ||||||
Deposits | ||||||||||||||||||
| Deposits | 1,121 | 1,110 | 1,089 | 1,070 | 1,037 | 1,026 | 998 | 999 | 973 | 975 | 949 | 961 | ||||||
| Time Deposits | 278 | 271 | 281 | 265 | 264 | 256 | 264 | 264 | 254 | 258 | 254 | 230 | ||||||
| Short Term Borrowings | 29 | 22 | 20 | 20 | 16 | 16 | 21 | 27 | 30 | 29 | 25 | 22 | ||||||
| Federal Home Loan Bank Advances Long Term | 27 | 7 | 4 | 4 | 23 | 4 | 8 | 8 | 14 | 8 | 26 | 8 | ||||||
| Accrued Liabilities And Other Liabilities | 13 | 13 | 13 | 13 | 14 | 14 | 15 | 16 | 17 | 17 | 17 | 16 | ||||||
| Liabilities | 1,190 | 1,151 | 1,126 | 1,106 | 1,089 | 1,060 | 1,042 | 1,051 | 1,033 | 1,029 | 1,018 | 1,008 | ||||||
| Commitments And Contingencies | - | 0 | 0 | 0 | - | 0 | 0 | 0 | - | - | - | - | ||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Value | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 21 | 21 | 21 | 21 | 21 | ||||||
Stockholders Equity | ||||||||||||||||||
| Retained Earnings Accumulated Deficit | 86 | 84 | 82 | 80 | 78 | 76 | 75 | 73 | 72 | 70 | 69 | 67 | ||||||
| Stockholders Equity | 90 | 87 | 86 | 82 | 76 | 73 | 70 | 73 | 64 | 62 | 64 | 50 | ||||||
| Treasury Stock Value | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | -1 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -18 | -19 | -17 | -19 | -23 | -24 | -26 | -21 | -28 | -28 | -25 | -38 | ||||||
| Liabilities And Stockholders Equity | 1,280 | 1,238 | 1,213 | 1,188 | 1,165 | 1,134 | 1,111 | 1,124 | 1,097 | 1,091 | 1,081 | 1,058 | ||||||
| Held To Maturity Securities Fair Value | 4 | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 6 | ||||||
| Preferred Stock No Par Value | 0 | 0 | 0 | 0 | 0 | - | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Authorized | 0 | 0 | 0 | 0 | 0 | - | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Preferred Stock Shares Outstanding | - | 0 | 0 | 0 | - | - | 0 | - | - | - | - | - | ||||||
| Common Stock No Par Value | 0 | 0 | 0 | 0 | 0 | - | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Shares Authorized | 9 | 9 | 9 | 9 | 9 | - | 9 | 9 | 9 | 9 | 9 | 9 | ||||||
| Common Stock Shares Issued | 3 | 3 | 3 | 3 | 3 | - | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | - | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Select a line item above to chart it.
Recent filings
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
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Start 7-day free trialCONSUMERS BANCORP INC /OH/ (CBKM) — SEC Financial Statements & Analysis
CONSUMERS BANCORP INC /OH/ (CBKM) is a national commercial banks company, incorporated in OH. CONSUMERS BANCORP INC /OH/ trades on OTC as: CBKM. CONSUMERS BANCORP INC /OH/ (CBKM)'s most recent SEC filing is a Form 10-K for the period ended 2026-06-30, filed with the SEC on 2026-09-10. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), CONSUMERS BANCORP INC /OH/ carries a market cap of $89.09M, a P/E ratio of 7.98x, a P/B ratio of 0.99x, a P/S ratio of 18.13x, an enterprise value of $92.42M, and an EV/EBITDA multiple of -3.48x. On profitability, it posts a gross margin of -299.94%, an operating margin of 268.21%, a net margin of 227.23%, a Return on Equity (ROE) of 13.44%, and a Return on Invested Capital (ROIC) of -27.19%. Per share, it reports EPS of $3.55, diluted EPS of $3.55, free cash flow per share of $3.04, and a dividend per share of $0.84. Over the trailing year, it posted revenue growth of 6.41% year-over-year, net income growth of 28.81% year-over-year, and EPS growth of 28.23% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.67x, free cash flow of $9.55M (TTM), and net debt of $3.33M. Figures sourced from SEC EDGAR.
- Market Cap
- $89.09M
- P/E TTM
- 7.98x
- EPS TTM
- $3.55
- P/B TTM
- 0.99x
- ROE TTM
- 13.44%
- Free Cash Flow TTM
- $9.55M
- Net Revenue TTM Growth 1Y
- 6.41%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is CONSUMERS BANCORP INC /OH/ in?
CONSUMERS BANCORP INC /OH/ (CBKM) operates in the National Commercial Banks industry.
What exchange does CBKM trade on?
CONSUMERS BANCORP INC /OH/ (CBKM) trades on the OTC.
Where is CONSUMERS BANCORP INC /OH/ incorporated?
CONSUMERS BANCORP INC /OH/ is incorporated in OH.
When was CONSUMERS BANCORP INC /OH/ (CBKM)'s most recent SEC filing?
CONSUMERS BANCORP INC /OH/ (CBKM)'s most recent SEC filing is a Form 10-K for the period ended 2026-06-30, filed with the SEC on 2026-09-10.
What is CBKM's market cap?
CONSUMERS BANCORP INC /OH/ (CBKM) has a market capitalization of $89.09M as of 2026-06-30.
What is CBKM's P/E ratio?
CONSUMERS BANCORP INC /OH/ (CBKM)'s trailing twelve month P/E ratio is 7.98x as of 2026-06-30.
What is CBKM's EPS (earnings per share)?
CONSUMERS BANCORP INC /OH/ (CBKM)'s trailing twelve month EPS is $3.55 as of 2026-06-30.
What is CBKM's ROE (return on equity)?
CONSUMERS BANCORP INC /OH/ (CBKM)'s trailing twelve month Return on Equity (ROE) is 13.44% as of 2026-06-30.
What is CBKM's ROIC (return on invested capital)?
CONSUMERS BANCORP INC /OH/ (CBKM)'s trailing twelve month Return on Invested Capital (ROIC) is -27.19% as of 2026-06-30.
What is CBKM's EV/EBITDA?
CONSUMERS BANCORP INC /OH/ (CBKM)'s trailing twelve month EV/EBITDA is -3.48x as of 2026-06-30.