Capital Bancorp Inc
Capital Bancorp Inc
Capital Bancorp Inc (CBNK) — SEC Financial Statements & Analysis
Capital Bancorp Inc (CBNK) files its annual 10-K and quarterly 10-Q reports directly with the SEC. The financial data below is sourced as-filed from EDGAR — balance sheet, income statement, and cash flow as reported, without normalization or third-party adjustments.
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Financial Statements
Values in Millions ($) | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Customer Lists And Trade Names | - | - | -0 | -0 | 14 | 14 | 0 | 0 | - | 0 | - | - | |||||
Core Deposits | - | - | -0 | -0 | 2 | 2 | 2 | 0 | - | 0 | - | - | |||||
Assets | |||||||||||||||||
Cash And Due From Banks | 20 | 31 | 26 | 27 | 28 | 25 | 23 | 19 | 12 | 15 | 14 | 19 | |||||
Interest Bearing Deposits In Banks | 379 | 225 | 163 | 248 | 266 | 180 | 133 | 117 | 73 | 39 | 130 | 100 | |||||
Federal Funds Sold | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | |||||
Cash Cash Equivalents And Federal Funds Sold | 399 | 256 | 189 | 275 | 294 | 205 | 157 | 137 | 85 | 54 | 146 | 119 | |||||
Debt Securities Available For Sale Excluding Accru… | 231 | 230 | 233 | 229 | 213 | 224 | 209 | 208 | 202 | 208 | 206 | 208 | |||||
Restricted Investments | 9 | 8 | 7 | 7 | 7 | 4 | 6 | 5 | 4 | 4 | 4 | 4 | |||||
Loans Held For Sale Fair Value Disclosure | 14 | 26 | 20 | 21 | 35 | 17 | 20 | 19 | 10 | 7 | 5 | 10 | |||||
Financing Receivable Allowance For Credit Loss Exc… | -55 | -55 | -53 | -47 | -48 | -49 | -32 | -31 | -29 | -29 | -28 | -27 | |||||
Financing Receivable Excluding Accrued Interest Af… | 2,972 | 2,905 | 2,769 | 2,692 | 2,630 | 2,582 | 2,076 | 1,991 | 1,935 | 1,875 | 1,834 | 1,810 | |||||
Property Plant And Equipment Net | 18 | 15 | 15 | 15 | 15 | 16 | 6 | 6 | 5 | 5 | 5 | 5 | |||||
Accrued Investment Income Receivable | 17 | 17 | 19 | 15 | 19 | 17 | 12 | 12 | 12 | 11 | 11 | 10 | |||||
Goodwill | 26 | 26 | 26 | 22 | 24 | 21 | 0 | 0 | - | 0 | - | - | |||||
Accounts Receivable Gross | - | - | - | - | - | - | 1 | 1 | 12 | - | - | - | |||||
Finite Lived Intangible Assets Net | 15 | 15 | 15 | 15 | 16 | 16 | - | - | - | - | - | - | |||||
Servicing Asset At Fair Value Amount | 2 | 2 | 2 | 2 | 2 | 6 | - | - | 6 | 0 | - | - | |||||
Deferred Income Tax Assets Net | 15 | 15 | 15 | 16 | 16 | 17 | 11 | 12 | 12 | 12 | 14 | 14 | |||||
Bank Owned Life Insurance | 46 | 45 | 45 | 45 | 44 | 44 | 39 | 38 | 38 | 38 | 37 | 37 | |||||
Other Assets | 46 | 47 | 35 | 34 | 34 | 40 | 26 | 10 | 8 | 11 | 9 | 9 | |||||
Assets | 3,808 | 3,606 | 3,389 | 3,389 | 3,350 | 3,207 | 2,561 | 2,439 | 2,324 | 2,226 | 2,272 | 2,228 | |||||
Liabilities | |||||||||||||||||
Deposits Interest Bearing… | |||||||||||||||||
Noninterest Bearing Deposit Liabilities | 872 | 853 | 858 | 837 | 812 | 811 | 718 | 685 | 666 | 617 | 681 | 693 | |||||
Interest Bearing Deposit Liabilities | 2,420 | 2,240 | 2,055 | 2,104 | 2,079 | 1,951 | 1,468 | 1,416 | 1,340 | 1,279 | 1,287 | 1,241 | |||||
Deposits | 3,292 | 3,093 | 2,912 | 2,941 | 2,891 | 2,762 | 2,186 | 2,100 | 2,006 | 1,896 | 1,968 | 1,934 | |||||
Federal Home Loan Bank Advances Long Term | 50 | 50 | 22 | 22 | 22 | 22 | 52 | 32 | 22 | 22 | 22 | 22 | |||||
Other Borrowings | 2 | 2 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 27 | 12 | 12 | |||||
Interest Payable Current And Noncurrent | 9 | 9 | 8 | 8 | 10 | 9 | 9 | 7 | 6 | 6 | 5 | 3 | |||||
Other Liabilities | 47 | 50 | 41 | 26 | 45 | 46 | 22 | 20 | 19 | 21 | 22 | 19 | |||||
Liabilities | 3,400 | 3,204 | 2,995 | 3,009 | 2,980 | 2,852 | 2,281 | 2,171 | 2,065 | 1,971 | 2,030 | 1,990 | |||||
Stockholders Equity | |||||||||||||||||
Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Additional Paid In Capital | 112 | 115 | 127 | 127 | 129 | 124 | 56 | 55 | 54 | 54 | 55 | 56 | |||||
Retained Earnings Accumulated Deficit | 303 | 293 | 274 | 261 | 250 | 243 | 233 | 226 | 219 | 213 | 206 | 197 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -6 | -6 | -7 | -8 | -9 | -11 | -9 | -13 | -14 | -13 | -18 | -16 | |||||
Stockholders Equity | 409 | 402 | 395 | 380 | 370 | 355 | 280 | 268 | 259 | 255 | 243 | 237 | |||||
Liabilities And Stockholders Equity | 3,808 | 3,606 | 3,389 | 3,389 | 3,350 | 3,207 | 2,561 | 2,439 | 2,324 | 2,226 | 2,272 | 2,228 | |||||
Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |||||
Common Stock Shares Authorized | 49 | 49 | 49 | 49 | 49 | 49 | 49 | 49 | 49 | 49 | 49 | 49 | |||||
Common Stock Shares Issued | 16 | 16 | 17 | 17 | 17 | 17 | 14 | 14 | 14 | 14 | 14 | 14 | |||||
Shares Outstanding | 16 | 16 | 17 | 17 | 17 | 17 | 14 | 14 | 14 | 14 | 14 | 14 | |||||
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Interactive Financial Visualizations
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.56% | 12.03% | - | - | - | - | - | - | - | - | - | - |
| 2025 | -0.55% | 3.29% | 5.42% | 8.21% | 2.20% | -5.35% | 1.79% | 0.18% | 9.75% | 9.43% | 9.36% | 13.64% |
| 2024 | -1.03% | 0.69% | 27.11% | 9.60% | 8.10% | 3.34% | 3.28% | -2.23% | 8.20% | -8.08% | 14.48% | 11.45% |
| 2023 | 8.43% | 12.92% | 26.15% | -3.18% | -6.41% | -2.05% | 7.40% | 19.33% | 14.15% | 1.19% | -0.54% | 0.25% |
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Performance and Valuation Metrics
Metrics | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -0.31 | -0.14 | 0.02 | 0.02 | 0.02 | 0.03 | 0.04 | 0.06 | 0.10 | 0.11 | 0.58 | 1.36 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | 3.36 | 3.41 | 2.95 | 2.58 | 2.27 | 2.12 | 2.33 | 2.42 | 2.35 | 2.55 | 2.55 | 2.64 | |||||
| Free Cash Flow Per Share TTM | 4.22 | 4.20 | 4.65 | 2.64 | 3.66 | 2.39 | 1.09 | 2.75 | 2.42 | 3.39 | 3.39 | 2.90 | |||||
| Dividend Per Share TTM | 0.46 | 0.44 | 0.42 | 0.38 | 0.35 | 0.36 | 0.34 | 0.32 | 0.30 | 0.28 | 0.26 | 0.24 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | -4,467.97% | -4,830.02% | -5,288.20% | -6,455.12% | -6,528.16% | -6,531.37% | -6,950.34% | -6,461.76% | -5,742.99% | -5,149.90% | -3,678.96% | -2,858.77% | |||||
| Operating Profit Margin TTM | 2,560.44% | 1,705.17% | 316.36% | 385.24% | 394.65% | 420.61% | 477.44% | 463.32% | 486.20% | 478.53% | 1,560.68% | 3,155.53% | |||||
| Net Profit Margin TTM | 3,782.07% | 4,344.22% | 4,187.69% | 4,344.68% | 4,105.14% | 3,507.59% | 3,681.29% | 3,744.15% | 3,471.13% | 3,721.06% | 3,787.63% | 4,149.50% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 56.42% | 49.04% | 34.47% | 11.04% | -0.85% | -8.40% | -6.77% | 0.22% | 13.09% | 25.68% | 38.91% | 39.41% | |||||
| Net Income Growth (1Y) | 44.11% | 84.59% | 52.96% | 28.85% | 17.26% | -13.66% | -9.38% | -9.57% | -20.88% | -14.19% | -16.64% | -13.77% | |||||
| EPS Growth (1Y) | 46.94% | 62.35% | 28.32% | 7.95% | -2.07% | -17.10% | -9.26% | -8.72% | -19.51% | -14.06% | -16.06% | -13.88% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 8.76 | 8.11 | 10.53 | 12.67 | 12.09 | 13.13 | 10.74 | 8.23 | 8.57 | 9.10 | 7.13 | 6.53 | |||||
| P/B | 1.18 | 1.15 | 1.32 | 1.44 | 1.25 | 1.15 | 1.24 | 1.03 | 1.08 | 1.28 | 1.05 | 1.02 | |||||
| P/S TTM | 331.46 | 352.30 | 440.88 | 550.48 | 496.15 | 460.59 | 395.30 | 308.23 | 297.55 | 338.50 | 270.23 | 270.95 | |||||
| Market Cap | 484.26M | 463.62M | 522.89M | 548.27M | 463.41M | 406.70M | 348.65M | 276.48M | 280.29M | 326.32M | 255.64M | 242.50M | |||||
| Enterprise Value | 84.95M | 208.06M | 334.02M | 273.67M | 169.42M | 201.37M | 191.95M | 139.97M | 195.08M | 272.35M | 109.49M | 123.16M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 68.92M | 69.72M | 77.17M | 43.81M | 60.92M | 34.93M | 15.22M | 38.15M | 33.65M | 47.42M | 47.26M | 40.62M | |||||
| Net Debt | -399.31M | -255.57M | -188.86M | -274.61M | -293.99M | -205.33M | -156.70M | -136.51M | -85.20M | -53.96M | -146.15M | -119.34M | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
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Growth Rates | |||||||||||||||||
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Credit, Liquidity, Returns, Payout | |||||||||||||||||
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Valuation Ratios | |||||||||||||||||
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| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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