COASTAL FINANCIAL CORP
COASTAL FINANCIAL CORP
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||||||||
Cash And Due From Banks | 48 | 53 | 34 | 35 | 30 | 43 | 37 | 45 | 60 | 33 | 31 | 30 | |||||
Interest Bearing Deposits In Banks | 960 | 1,443 | 703 | 607 | 690 | 581 | 416 | 439 | 427 | 482 | 452 | 445 | |||||
Debt Securities Available For Sale Excluding Accru… | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 100 | 99 | |||||
Debt Securities Held To Maturity Excluding Accrued… | - | - | 48 | - | - | - | 47 | - | - | - | 51 | - | |||||
Other Investments | - | - | 13 | - | - | - | 11 | - | - | - | 10 | - | |||||
Loans Receivable Held For Sale Amount | 108 | 124 | 71 | 43 | 60 | 42 | 21 | 8 | 0 | 1 | 0 | 0 | |||||
Financing Receivable Excluding Accrued Interest Be… | - | 3,859 | 3,750 | 3,704 | 3,540 | 3,517 | 3,487 | 3,419 | 3,326 | 3,200 | 3,022 | 2,967 | |||||
Financing Receivable Allowance For Credit Loss Exc… | - | -172 | -170 | -174 | -165 | -183 | -177 | -172 | -149 | -140 | -117 | -101 | |||||
Financing Receivable Excluding Accrued Interest Af… | - | 3,687 | 3,580 | 3,530 | 3,376 | 3,334 | 3,310 | 3,249 | 3,179 | 3,060 | 2,904 | 2,866 | |||||
Loans And Leases Receivable Net Reported Amount Co… | - | - | 178 | - | - | - | 182 | - | - | - | 113 | - | |||||
Other Receivables | 28 | 25 | 23 | 16 | 13 | 13 | 14 | 16 | 12 | 10 | 9 | 11 | |||||
Property Plant And Equipment Net | 26 | 30 | 29 | 29 | 29 | 29 | 27 | 26 | 25 | 23 | 22 | 21 | |||||
Operating Lease Right Of Use Asset | 4 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | |||||
Accrued Investment Income Receivable | 21 | 20 | 19 | 20 | 21 | 21 | 21 | 24 | 24 | 25 | 23 | 23 | |||||
Bank Owned Life Insurance | 14 | 14 | 14 | 14 | 14 | 14 | 13 | 13 | 13 | 13 | 13 | 13 | |||||
Deferred Income Tax Assets Net | - | - | 0 | 0 | 4 | 4 | 4 | 3 | 2 | 2 | 4 | 4 | |||||
Intangible Assets Net Excluding Goodwill | - | - | 5 | - | - | - | 0 | - | - | - | - | - | |||||
Intangible Assets Net Including Goodwill | 4 | 4 | - | - | - | - | - | - | - | - | - | - | |||||
Other Assets | 18 | 19 | 20 | 19 | 14 | 11 | 14 | 12 | 12 | 12 | 12 | 14 | |||||
Assets | 5,456 | 5,664 | 4,741 | 4,553 | 4,481 | 4,339 | 4,121 | 4,066 | 3,962 | 3,865 | 3,750 | 3,678 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities | |||||||||||||||||
Deposits | 4,862 | 5,041 | 4,144 | 3,973 | 3,914 | 3,791 | 3,585 | 3,627 | 3,543 | 3,463 | 3,360 | 3,290 | |||||
Subordinated Debt | -0 | 44 | 45 | -1 | 0 | 44 | 44 | 0 | 0 | 44 | 44 | 0 | |||||
Junior Subordinated Notes | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | |||||
Deferred Compensation Liability Current And Noncur… | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | |||||
Interest Payable Current And Noncurrent | 2 | 3 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Operating Lease Liability | - | - | - | - | - | - | - | - | - | 6 | 6 | 6 | |||||
Operating Lease Liability Noncurrent | 5 | 5 | - | 5 | 5 | 5 | - | 6 | 6 | - | - | - | |||||
Accounts Payable Current And Noncurrent | 33 | 28 | 27 | 31 | 33 | 29 | 29 | 39 | 35 | 33 | 30 | 38 | |||||
Deferred Income Tax Liabilities Net | 0 | 2 | 1 | 1 | - | - | 0 | - | - | - | - | - | |||||
Other Liabilities | 43 | 33 | 23 | 19 | 18 | 14 | 13 | 13 | 12 | 10 | 9 | 10 | |||||
Liabilities | 4,993 | 5,160 | 4,250 | 4,078 | 4,019 | 3,889 | 3,683 | 3,734 | 3,645 | 3,562 | 3,455 | 3,394 | |||||
Stockholders Equity | |||||||||||||||||
Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Value | 236 | 234 | 233 | 230 | 230 | 230 | 228 | 135 | 133 | 132 | 130 | 129 | |||||
Retained Earnings Accumulated Deficit | 227 | 270 | 258 | 245 | 231 | 220 | 211 | 197 | 184 | 172 | 165 | 156 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -1 | |||||
Stockholders Equity | 463 | 504 | 491 | 475 | 462 | 450 | 439 | 332 | 317 | 304 | 295 | 284 | |||||
Liabilities And Stockholders Equity | 5,456 | 5,664 | 4,741 | 4,553 | 4,481 | 4,339 | 4,121 | 4,066 | 3,962 | 3,865 | 3,750 | 3,678 | |||||
Junior Subordinated Debt | - | 4 | 4 | 0 | 0 | 4 | 4 | 0 | 0 | 4 | 4 | 0 | |||||
Voting Common Stock | - | - | - | - | - | - | - | - | - | - | - | 0 | |||||
Restricted Cash | - | - | - | - | - | - | - | 0 | 0 | 0 | - | 0 | |||||
Preferred Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Authorized | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | |||||
Preferred Stock Shares Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Preferred Stock Shares Outstanding | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock No Par Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Common Stock Shares Authorized | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | |||||
Common Stock Shares Issued | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 14 | 13 | 13 | 13 | - | |||||
Shares Outstanding | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 14 | 13 | 13 | 13 | - | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -2.31% | 6.03% | -0.92% | - | - | - | - | - | - | - | - | - |
| 2025 | 4.64% | 19.00% | 21.82% | 15.46% | 18.99% | 9.72% | 4.71% | 9.94% | 4.70% | 0.23% | 12.27% | -7.79% |
| 2024 | 2.28% | 6.44% | 22.10% | 11.81% | 10.40% | 21.77% | 8.47% | 18.63% | 19.57% | -4.82% | 1.12% | 4.89% |
| 2023 | - | - | - | -0.66% | -5.48% | -14.30% | 5.88% | 15.02% | 8.86% | 6.77% | 15.72% | 22.49% |
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Performance and Valuation Metrics
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Metrics | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Metric history beyond 3 years is for subscribers only. Unlock 17+ years of history across 90+ calculated metrics Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | -1.02 | -0.80 | -0.80 | -0.80 | -0.80 | -0.51 | -0.13 | 0.43 | 1.42 | 1.48 | 1.62 | 1.81 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | -0.25 | 3.20 | 3.06 | 3.09 | 3.08 | 3.11 | 3.26 | 2.96 | 2.74 | 2.85 | 3.27 | 3.56 | |||||
| Free Cash Flow Per Share TTM | 16.85 | 16.47 | 16.26 | 12.27 | 12.51 | 17.63 | 18.50 | 16.92 | 17.17 | 14.54 | 13.97 | 12.58 | |||||
| Dividend Per Share TTM | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 5.53% | -1,600.69% | -1,963.02% | -2,200.13% | -2,335.44% | -2,345.99% | -2,509.09% | -3,276.88% | -3,165.42% | -3,429.37% | -3,235.93% | -1,843.66% | |||||
| Operating Profit Margin TTM | -4.45% | 915.27% | 1,056.86% | 1,163.59% | 1,184.08% | 1,199.98% | 1,208.45% | 1,102.38% | 1,042.18% | 1,248.39% | 1,482.05% | 1,583.39% | |||||
| Net Profit Margin TTM | -3.11% | 704.13% | 810.92% | 906.31% | 943.13% | 957.05% | 953.38% | 866.68% | 807.16% | 965.53% | 1,156.39% | 1,267.51% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 2,358.16% | 39.12% | 22.18% | 11.66% | 8.08% | 24.59% | 23.04% | 22.75% | 18.99% | -3.56% | -12.55% | -8.31% | |||||
| Net Income Growth (1Y) | -108.09% | 2.35% | 3.92% | 16.77% | 26.28% | 23.50% | 1.44% | -16.06% | -23.91% | -16.67% | 9.73% | 39.91% | |||||
| EPS Growth (1Y) | -107.98% | 0.89% | -6.74% | 4.03% | 12.67% | 10.11% | -0.41% | -17.07% | -24.68% | -17.57% | 7.15% | 36.25% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | -306.81 | 23.44 | 36.70 | 34.22 | 30.61 | 28.10 | 25.36 | 17.77 | 16.42 | 13.30 | 13.21 | 11.71 | |||||
| P/B TTM | 2.55 | 2.29 | 3.51 | 3.44 | 3.15 | 3.01 | 2.61 | 2.19 | 1.95 | 1.71 | 2.00 | 2.00 | |||||
| P/S TTM | 9.53 | 165.05 | 297.63 | 310.09 | 288.66 | 268.88 | 241.82 | 153.98 | 132.58 | 128.42 | 152.78 | 148.43 | |||||
| Market Cap | 1.18B | 1.16B | 1.72B | 1.63B | 1.46B | 1.35B | 1.15B | 726.01M | 618.86M | 518.56M | 588.95M | 570.10M | |||||
| Enterprise Value | 176.66M | -336.72M | 991.41M | 993.97M | 740.11M | 732.05M | 698.05M | 245.57M | 135.21M | 7.03M | 109.41M | 98.74M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 256.84M | 250.00M | 244.78M | 185.27M | 188.05M | 263.83M | 249.89M | 227.57M | 230.28M | 193.93M | 185.30M | 167.18M | |||||
| Net Debt | -1.00B | -1.49B | -733.38M | -638.67M | -716.17M | -620.71M | -448.92M | -480.44M | -483.65M | -511.54M | -479.54M | -471.36M | |||||
Per-Share and Margin | |||||||||||||||||
| EPS TTM | |||||||||||||||||
| Adjusted EPS TTM | |||||||||||||||||
| Cash Flow Per Share TTM | |||||||||||||||||
| Pretax Margin TTM | |||||||||||||||||
| Stock Comp to Revenue TTM | |||||||||||||||||
Turnover Ratios and Averages | |||||||||||||||||
| Average Assets | |||||||||||||||||
| Average Equity | |||||||||||||||||
| Average Inventory | |||||||||||||||||
| Average Receivables | |||||||||||||||||
| Average Accounts Payables | |||||||||||||||||
| Inventory Turnover TTM | |||||||||||||||||
| Payables Turnover TTM | |||||||||||||||||
| Days Inventory Outstanding TTM | |||||||||||||||||
| Days Payables Outstanding TTM | |||||||||||||||||
| Cash Conversion Cycle TTM | |||||||||||||||||
| Working Capital to Revenue | |||||||||||||||||
| Deferred Revenue to Revenue | |||||||||||||||||
Growth Rates | |||||||||||||||||
| Total Assets Growth (1Y) | |||||||||||||||||
| Total Assets Growth (3Y) | |||||||||||||||||
| Total Assets Growth (5Y) | |||||||||||||||||
| Dividends Paid Growth (1Y) | |||||||||||||||||
| Dividends Paid Growth (3Y) | |||||||||||||||||
| Dividends Paid Growth (5Y) | |||||||||||||||||
| EPS Growth (3Y) | |||||||||||||||||
| EPS Growth (5Y) | |||||||||||||||||
| Net Income Growth (3Y) | |||||||||||||||||
| Net Income Growth (5Y) | |||||||||||||||||
| Net Profit Margin Growth (1Y) | |||||||||||||||||
| Net Profit Margin Growth (3Y) | |||||||||||||||||
| Net Profit Margin Growth (5Y) | |||||||||||||||||
| Net Revenue Growth (3Y) | |||||||||||||||||
| Net Revenue Growth (5Y) | |||||||||||||||||
| Deferred Revenue Growth (1Y) | |||||||||||||||||
| Retained Earnings Growth (1Y) | |||||||||||||||||
Credit, Liquidity, Returns, Payout | |||||||||||||||||
| Cash Ratio | |||||||||||||||||
| Net Working Capital | |||||||||||||||||
| Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to EBITDA TTM | |||||||||||||||||
| Net Debt to Equity | |||||||||||||||||
| Altman A | |||||||||||||||||
| Altman B | |||||||||||||||||
| Altman C | |||||||||||||||||
| Altman D | |||||||||||||||||
| Altman E | |||||||||||||||||
| Altman Z-Score | |||||||||||||||||
| ROA TTM | |||||||||||||||||
| ROE TTM | |||||||||||||||||
| NOPAT TTM | |||||||||||||||||
| ROIC TTM | |||||||||||||||||
| Effective Tax Rate TTM | |||||||||||||||||
| Payout Ratio TTM | |||||||||||||||||
| Dilution Ratio | |||||||||||||||||
| Retained Earnings to Equity | |||||||||||||||||
| Treasury Stock to Equity | |||||||||||||||||
| Treasury Stock Change (1Y) | |||||||||||||||||
| Accrued to Current Liabilities | |||||||||||||||||
| NCAV | |||||||||||||||||
| NCAV Per Share TTM | |||||||||||||||||
Valuation Ratios | |||||||||||||||||
| P/CF TTM | |||||||||||||||||
| Dividend Yield TTM | |||||||||||||||||
| Free Cash Flow Yield TTM | |||||||||||||||||
| EV EBITDA TTM | |||||||||||||||||
| EV EBIT TTM | |||||||||||||||||
| Stock Compensation TTM | |||||||||||||||||
| Adjusted Net Income TTM | |||||||||||||||||
| Billings TTM | |||||||||||||||||
| Total Debt | |||||||||||||||||
| Invested Capital | |||||||||||||||||
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Insider Transactions
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Institutional Ownership
COASTAL FINANCIAL CORP (CCB) — SEC Financial Statements & Analysis
COASTAL FINANCIAL CORP (CCB) is a state commercial banks company, incorporated in WA. COASTAL FINANCIAL CORP trades on Nasdaq as: CCB. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), COASTAL FINANCIAL CORP reported a 2358.16% year-over-year revenue growth, a Gross Profit Margin of 5.53% (TTM), a Price-to-Sales (P/S) ratio of 9.53x (TTM), a Price-to-Book (P/B) ratio of 2.55x (TTM), at a market cap of $1.18B. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 2358.16%
- Gross Profit Margin TTM
- 5.53%
- P/S TTM
- 9.53x
- P/B TTM
- 2.55x
- Market Cap
- $1.18B
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is COASTAL FINANCIAL CORP in?
COASTAL FINANCIAL CORP (CCB) operates in the State Commercial Banks industry.
What is CCB's market cap?
COASTAL FINANCIAL CORP (CCB) has a market capitalization of $1.18B as of 2026-06-30.
What exchange does CCB trade on?
COASTAL FINANCIAL CORP (CCB) trades on the Nasdaq.
Where is COASTAL FINANCIAL CORP incorporated?
COASTAL FINANCIAL CORP is incorporated in WA.