MUNCY COLUMBIA FINANCIAL Corp
MUNCY COLUMBIA FINANCIAL Corp
Insider Sentiment (TTM):
Last Purchase:2026-05-26Last Sale:2026-06-15Shares Purchased (TTM):5,891Shares Sold (TTM):886
Institutional Sentiment:
As of:2025-03-31Institutional Shares Owned:250Shares Outstanding:3,532,727Institutional Ownership Pct.:0.01%
Earnings Market Reaction:
Filing Date:2026-05-08Price on Filing Date:N/APrevious Close:N/A% Change:N/A
MUNCY COLUMBIA FINANCIAL Corp (CCFN) — SEC Financial Statements & Analysis
MUNCY COLUMBIA FINANCIAL Corp (CCFN) files its annual 10-K and quarterly 10-Q reports directly with the SEC. The financial data below is sourced as-filed from EDGAR — balance sheet, income statement, and cash flow as reported, without normalization or third-party adjustments.
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Financial Statements
Values in Millions ($) | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash And Due From Banks | 14 | 13 | 14 | 15 | 14 | 11 | 21 | 18 | 12 | 15 | 8 | 11 | |||||
Interest Bearing Deposits In Banks | 47 | 36 | 32 | 25 | 10 | 6 | 7 | 3 | 4 | 4 | 9 | 2 | |||||
Federal Funds Sold | - | - | - | - | - | - | - | - | - | - | - | 0 | |||||
Cash And Cash Equivalents At Carrying Value | 60 | 49 | 45 | 41 | 24 | 17 | 28 | 21 | 16 | 18 | 17 | 13 | |||||
Available For Sale Securities Debt Securities | 355 | 327 | 318 | 293 | 307 | 323 | 336 | 335 | 340 | 413 | 322 | 336 | |||||
Equity Securities Fv Ni Current And Noncurrent | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Federal Home Loan Bank Stock | - | - | - | - | - | - | - | - | - | - | 4 | 4 | |||||
Restricted Investments | 5 | 5 | 5 | 6 | 6 | 7 | 8 | 8 | 8 | 10 | - | - | |||||
Loans Receivable Held For Sale Amount | 1 | 1 | 2 | 3 | 2 | 2 | 2 | 1 | 1 | 0 | 1 | 0 | |||||
Financing Receivable Excluding Accrued Interest Be… | 1,182 | 1,178 | 1,170 | 1,157 | 1,144 | 1,126 | 1,113 | 1,101 | 1,081 | 1,068 | 556 | 550 | |||||
Financing Receivable Allowance For Credit Loss Exc… | -10 | -10 | -11 | -10 | -10 | -10 | -9 | -9 | -9 | -9 | -6 | -6 | |||||
Assets | |||||||||||||||||
Assets | 1,717 | 1,673 | 1,655 | 1,616 | 1,602 | 1,596 | 1,607 | 1,592 | 1,573 | 1,640 | 958 | 960 | |||||
Financing Receivable Excluding Accrued Interest Af… | 1,172 | 1,168 | 1,159 | 1,147 | 1,134 | 1,116 | 1,103 | 1,091 | 1,071 | 1,059 | 550 | 544 | |||||
Property Plant And Equipm… | |||||||||||||||||
Operating Lease Right Of Use Asset | - | - | - | - | - | - | - | - | - | - | 0 | 0 | |||||
Property Plant And Equipment Net | 26 | 26 | 26 | 27 | 27 | 26 | 27 | 27 | 27 | 28 | 12 | 12 | |||||
Foreclosed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | |||||
Accrued Investment Income Receivable | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 3 | 2 | |||||
Bank Owned Life Insurance | 42 | 42 | 42 | 41 | 41 | 41 | 41 | 41 | 40 | 40 | 22 | 22 | |||||
Investments In Affiliates Subsidiaries Associates … | 4 | 4 | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 5 | |||||
Deferred Income Tax Assets Net | 6 | 6 | 7 | 8 | 9 | 10 | 9 | 12 | 12 | 13 | - | - | |||||
Goodwill | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 8 | 8 | |||||
Other Intangible Assets Net | 8 | 8 | 9 | 9 | - | 10 | - | - | - | - | - | - | |||||
Finite Lived Intangible Assets Net | - | 8 | - | - | 10 | 10 | 11 | 11 | 11 | 12 | - | - | |||||
Other Assets | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 8 | 8 | 7 | 11 | 10 | |||||
Interest Bearing Deposit Liabilities | 1,170 | 1,136 | 1,125 | 1,088 | 1,065 | 1,033 | 1,021 | 1,002 | 950 | 885 | 475 | 483 | |||||
Noninterest Bearing Deposit Liabilities | 283 | 277 | 272 | 273 | 274 | 260 | 270 | 263 | 264 | 266 | 166 | 176 | |||||
Deposits | 1,454 | 1,413 | 1,397 | 1,361 | 1,339 | 1,292 | 1,290 | 1,266 | 1,214 | 1,151 | 641 | 658 | |||||
Short Term Borrowings | 11 | 12 | 17 | 18 | 28 | 68 | 73 | 89 | 126 | 253 | 199 | 182 | |||||
Long Term Debt | 41 | 41 | 41 | 45 | 50 | 56 | 60 | 66 | 66 | 70 | 25 | 25 | |||||
Liabilities | |||||||||||||||||
Liabilities | 1,525 | 1,481 | 1,470 | 1,440 | 1,431 | 1,430 | 1,438 | 1,435 | 1,418 | 1,486 | 869 | 870 | |||||
Dividends Payable Current And Noncurrent | 4 | - | - | - | - | - | - | - | - | - | - | - | |||||
Interest Payable Current And Noncurrent | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 | |||||
Operating Lease Liability | - | - | - | - | - | - | - | - | - | - | 0 | 0 | |||||
Other Liabilities | 15 | 13 | 14 | 14 | 12 | 11 | 12 | 12 | 11 | 10 | 4 | 3 | |||||
Common Stock Value | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 3 | 3 | |||||
Additional Paid In Capital Common Stock | 84 | 84 | 84 | 84 | 84 | 84 | 84 | 83 | 83 | 83 | 30 | 30 | |||||
Stockholders Equity | |||||||||||||||||
Retained Earnings Accumulated Deficit | 121 | 119 | 114 | 108 | 106 | 103 | 100 | 96 | 93 | 91 | 93 | 92 | |||||
Stockholders Equity | 192 | 193 | 184 | 176 | 171 | 166 | 169 | 158 | 155 | 154 | 88 | 90 | |||||
Accumulated Other Comprehensive Income Loss Availa… | -7 | -4 | -6 | -9 | -12 | -14 | -9 | -17 | -17 | -15 | -27 | -25 | |||||
Treasury Stock Value | -11 | -11 | -11 | -11 | -11 | -11 | -10 | -10 | -10 | -10 | -10 | -10 | |||||
Liabilities And Stockholders Equity | 1,717 | 1,673 | 1,655 | 1,616 | 1,602 | 1,596 | 1,607 | 1,592 | 1,573 | 1,640 | 958 | 960 | |||||
Common Stock Par Or Stated Value Per Share | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | |||||
Common Stock Shares Authorized | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | |||||
Common Stock Shares Issued | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 5 | 5 | |||||
Shares Outstanding | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | |||||
Treasury Stock Common Shares | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 10.27% | 10.75% | - | - | - | - | - | - | - | - | - | - |
| 2025 | 3.11% | 7.91% | 12.22% | 2.36% | 2.98% | 8.46% | 0.67% | 5.28% | 13.35% | 6.69% | 21.38% | 33.38% |
| 2024 | 4.58% | 4.61% | 10.95% | 2.03% | -1.67% | 1.46% | 11.32% | 19.27% | 27.37% | -3.53% | -3.14% | 6.94% |
| 2023 | - | - | - | -4.19% | 0.46% | -2.83% | -5.95% | -4.05% | -6.08% | 7.32% | 4.03% | 3.25% |
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Performance and Valuation Metrics
Metrics | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Data beyond 3 years is for subscribers only. Unlock 17+ years of financial data Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Leverage & Debt | |||||||||||||||||
| Interest Coverage TTM | 16.99 | 14.22 | 9.02 | 7.83 | 7.04 | 3.01 | 1.94 | 1.59 | 1.37 | 1.40 | 2.01 | 2.73 | |||||
Per Share Metrics | |||||||||||||||||
| Diluted EPS TTM | - | - | - | - | 5.47 | 5.33 | 4.07 | 2.99 | 2.08 | 2.35 | 3.02 | 3.17 | |||||
| Free Cash Flow Per Share TTM | 9.69 | 6.19 | 5.82 | 4.85 | 4.77 | 4.62 | 3.55 | 2.61 | 2.77 | 2.64 | 0.88 | 0.43 | |||||
| Dividend Per Share TTM | 2.31 | 2.30 | 2.29 | 2.28 | 1.78 | 1.76 | 1.57 | 1.38 | 1.44 | 1.89 | 1.99 | 1.92 | |||||
Margin Metrics | |||||||||||||||||
| Gross Profit Margin TTM | 70.13% | 68.85% | 67.14% | 65.17% | 63.36% | 61.74% | 60.97% | 60.52% | 60.44% | 64.03% | 71.03% | 79.20% | |||||
| Operating Profit Margin TTM | 36.26% | 33.06% | 30.49% | 28.64% | 27.48% | 27.33% | 20.42% | 17.40% | 14.57% | 14.49% | 29.34% | 36.08% | |||||
| Net Profit Margin TTM | 30.01% | 27.52% | 25.65% | 24.23% | 23.38% | 23.27% | 17.56% | 15.14% | 12.75% | 12.28% | 23.46% | 28.06% | |||||
Growth Metrics | |||||||||||||||||
| Net Revenue Growth (1Y) | 8.93% | 7.68% | 3.74% | 19.43% | 42.00% | 87.54% | 209.53% | 200.40% | 181.46% | 108.81% | 25.34% | 6.33% | |||||
| Net Income Growth (1Y) | 39.85% | 27.35% | 51.56% | 91.16% | 160.43% | 255.30% | 131.74% | 62.05% | 8.87% | -18.17% | -5.24% | -6.39% | |||||
| EPS Growth (1Y) | 39.69% | 28.56% | 53.23% | 93.24% | 163.21% | 127.02% | 34.87% | -5.66% | -33.49% | -21.82% | -0.67% | -1.65% | |||||
Valuation Metrics | |||||||||||||||||
| P/E TTM | 2.82 | 2.66 | 2.57 | 2.54 | 2.39 | 2.42 | 2.56 | 3.27 | 4.42 | 4.42 | 3.35 | 3.93 | |||||
| P/B | 0.40 | 0.33 | 0.31 | 0.29 | 0.27 | 0.28 | 0.22 | 0.22 | 0.21 | 0.15 | 0.24 | 0.29 | |||||
| P/S TTM | 0.85 | 0.73 | 0.66 | 0.62 | 0.56 | 0.56 | 0.45 | 0.50 | 0.56 | 0.54 | 0.79 | 1.10 | |||||
| Market Cap | 76.19M | 64.41M | 56.77M | 51.79M | 46.23M | 46.10M | 37.30M | 34.92M | 32.82M | 23.67M | 21.02M | 25.84M | |||||
| Enterprise Value | 67.05M | 68.91M | 68.86M | 74.65M | 100.54M | 152.64M | 142.72M | 168.33M | 208.02M | 328.27M | 227.68M | 220.09M | |||||
Calculated Values | |||||||||||||||||
| Free Cash Flow TTM | 34.26M | 21.89M | 20.56M | 17.15M | 16.86M | 16.49M | 12.70M | 9.31M | 9.88M | 6.02M | 1.83M | 901.00K | |||||
| Net Debt | -9.13M | 4.50M | 12.09M | 22.86M | 54.31M | 106.54M | 105.42M | 133.41M | 175.21M | 304.60M | 206.66M | 194.25M | |||||
Per-Share and Margin | |||||||||||||||||
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Turnover Ratios and Averages | |||||||||||||||||
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Growth Rates | |||||||||||||||||
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Credit, Liquidity, Returns, Payout | |||||||||||||||||
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Valuation Ratios | |||||||||||||||||
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Insider Transactions
2026-06-15Sale
Owner: Tompkins, Bonnie M
Title: -
Shares: 736
Price/Share: $28.00
Value: $20,608.00
Shares Owned: 58,139
Relationship: Director
Ownership: Direct
2026-05-26Purchase
Owner: Mcmichael, W Bruce Jr
Title: -
Shares: 926
Price/Share: $26.99
Value: $24,992.74
Shares Owned: 17,395
Relationship: Director
Ownership: Direct
2026-05-21Purchase
Owner: Mcmichael, W Bruce Jr
Title: -
Shares: 932
Price/Share: $26.80
Value: $24,977.60
Shares Owned: 16,469
Relationship: Director
Ownership: Direct
2026-05-04Purchase
Owner: Glunk, Robert J
Title: -
Shares: 37
Price/Share: $74.75
Value: $2,765.75
Shares Owned: 282
Relationship: Director
Ownership: Indirect
2026-05-01Purchase
Owner: Glunk, Robert J
Title: -
Shares: 6
Price/Share: $74.27
Value: $445.62
Shares Owned: 270
Relationship: Director
Ownership: Indirect
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Institutional Ownership
No data available for chart
2025-03-31
0.01%
Inst. Shares: 250
Shares Outstanding: 3,532,727
2024-12-31
0.01%
Inst. Shares: 250
Shares Outstanding: 3,568,145
2024-06-30
0.01%
Inst. Shares: 250
Shares Outstanding: 3,572,345