CCFN
MUNCY COLUMBIA FINANCIAL CorpCompany Information
- Company Name
- MUNCY COLUMBIA FINANCIAL Corp
- CIK
- CIK0000731122
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- CCFN: OTC
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- CCFN
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-09-10
- Last sale
- 2026-08-31
- Shares purchased (TTM)
- 6,093
- Shares sold (TTM)
- 2,050.28
Institutional Sentiment
- As of
- 2025-03-31
- Institutional shares owned
- 250
- Shares outstanding
- 10,598,181
- Ownership
- 0.00%
Earnings Market Reaction
- Filing date
- 2026-08-07
- Price on filing date
- —
- 1-month reaction
- -1.34%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 16 | 14 | 13 | 14 | 15 | 14 | 11 | 21 | 18 | 12 | 15 | 8 | ||||||
| Interest Bearing Deposits In Banks | 4 | 47 | 36 | 32 | 25 | 10 | 6 | 7 | 3 | 4 | 4 | 9 | ||||||
| Cash And Cash Equivalents At Carrying Value | 20 | 60 | 49 | 45 | 41 | 24 | 17 | 28 | 21 | 16 | 18 | 17 | ||||||
| Available For Sale Securities Debt Securities | 328 | 355 | 327 | 318 | 293 | 307 | 323 | 336 | 335 | 340 | 413 | 322 | ||||||
| Equity Securities Fv Ni Current And Noncurrent | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Federal Home Loan Bank Stock | - | - | - | - | - | - | - | - | - | - | - | 4 | ||||||
| Restricted Investments | 5 | 5 | 5 | 5 | 6 | 6 | 7 | 8 | 8 | 8 | 10 | - | ||||||
| Loans Receivable Held For Sale Amount | 1 | 1 | 1 | 2 | 3 | 2 | 2 | 2 | 1 | 1 | 0 | 1 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 1,206 | 1,182 | 1,178 | 1,170 | 1,157 | 1,144 | 1,126 | 1,113 | 1,101 | 1,081 | 1,068 | 556 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -10 | -10 | -10 | -11 | -10 | -10 | -10 | -9 | -9 | -9 | -9 | -6 | ||||||
Assets | ||||||||||||||||||
| Assets | 1,672 | 1,717 | 1,673 | 1,655 | 1,616 | 1,602 | 1,596 | 1,607 | 1,592 | 1,573 | 1,640 | 958 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 1,196 | 1,172 | 1,168 | 1,159 | 1,147 | 1,134 | 1,116 | 1,103 | 1,091 | 1,071 | 1,059 | 550 | ||||||
Property Plant And Equipment Net | ||||||||||||||||||
| Operating Lease Right Of Use Asset | - | - | - | - | - | - | - | - | - | - | - | 0 | ||||||
| Property Plant And Equipment Net | 26 | 26 | 26 | 26 | 27 | 27 | 26 | 27 | 27 | 27 | 28 | 12 | ||||||
| Foreclosed Assets | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | ||||||
| Accrued Investment Income Receivable | 6 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 3 | ||||||
| Bank Owned Life Insurance | 41 | 42 | 42 | 42 | 41 | 41 | 41 | 41 | 41 | 40 | 40 | 22 | ||||||
| Investments In Affiliates Subsidiaries Associates And Joint Ventures | 4 | 4 | 4 | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | ||||||
| Deferred Income Tax Assets Net | 6 | 6 | 6 | 7 | 8 | 9 | 10 | 9 | 12 | 12 | 13 | - | ||||||
| Goodwill | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 26 | 8 | ||||||
| Other Intangible Assets Net | 7 | 8 | 8 | 9 | 9 | - | 10 | - | - | - | - | - | ||||||
| Other Assets | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 8 | 8 | 7 | 11 | ||||||
| Finite Lived Intangible Assets Net | - | - | 8 | - | - | 10 | 10 | 11 | 11 | 11 | 12 | - | ||||||
| Interest Bearing Deposit Liabilities | 1,156 | 1,170 | 1,136 | 1,125 | 1,088 | 1,065 | 1,033 | 1,021 | 1,002 | 950 | 885 | 475 | ||||||
| Noninterest Bearing Deposit Liabilities | 277 | 283 | 277 | 272 | 273 | 274 | 260 | 270 | 263 | 264 | 266 | 166 | ||||||
| Deposits | 1,434 | 1,454 | 1,413 | 1,397 | 1,361 | 1,339 | 1,292 | 1,290 | 1,266 | 1,214 | 1,151 | 641 | ||||||
| Short Term Borrowings | 24 | 11 | 12 | 17 | 18 | 28 | 68 | 73 | 89 | 126 | 253 | 199 | ||||||
| Long Term Debt | - | 41 | 41 | 41 | 45 | - | 56 | - | - | - | - | - | ||||||
Liabilities | ||||||||||||||||||
| Federal Home Loan Bank Advances Long Term | - | - | 41 | - | - | 50 | 56 | 60 | 66 | 66 | 70 | 25 | ||||||
| Liabilities | 1,474 | 1,525 | 1,481 | 1,470 | 1,440 | 1,431 | 1,430 | 1,438 | 1,435 | 1,418 | 1,486 | 869 | ||||||
| Dividends Payable Current And Noncurrent | - | 4 | - | - | - | - | - | - | - | - | - | - | ||||||
| Interest Payable Current And Noncurrent | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | ||||||
| Operating Lease Liability | - | - | - | - | - | - | - | - | - | - | - | 0 | ||||||
| Other Liabilities | 14 | 15 | 13 | 14 | 14 | 12 | 11 | 12 | 12 | 11 | 10 | 4 | ||||||
| Common Stock Value | 14 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 3 | ||||||
| Additional Paid In Capital Common Stock | 75 | 84 | 84 | 84 | 84 | 84 | 84 | 84 | 83 | 83 | 83 | 30 | ||||||
Stockholders Equity | ||||||||||||||||||
| Retained Earnings Accumulated Deficit | 127 | 121 | 119 | 114 | 108 | 106 | 103 | 100 | 96 | 93 | 91 | 93 | ||||||
| Stockholders Equity | 199 | 192 | 193 | 184 | 176 | 171 | 166 | 169 | 158 | 155 | 154 | 88 | ||||||
| Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax | -5 | -7 | -4 | -6 | -9 | -12 | -14 | -9 | -17 | -17 | -15 | -27 | ||||||
| Treasury Stock Value | -11 | -11 | -11 | -11 | -11 | -11 | -11 | -10 | -10 | -10 | -10 | -10 | ||||||
| Liabilities And Stockholders Equity | 1,672 | 1,717 | 1,673 | 1,655 | 1,616 | 1,602 | 1,596 | 1,607 | 1,592 | 1,573 | 1,640 | 958 | ||||||
| Common Stock Par Or Stated Value Per Share | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | 1.25 | ||||||
| Common Stock Shares Authorized | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | ||||||
| Common Stock Shares Issued | 11 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 7 | ||||||
| Shares Outstanding | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 6 | ||||||
| Treasury Stock Common Shares | 0 | 1 | 1 | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
Financial statements beyond 3 years are for subscribers only.
Unlock 17+ years of income statements, balance sheets, and cash flow statements
Start 7-day free trialMUNCY COLUMBIA FINANCIAL Corp (CCFN) — SEC Financial Statements & Analysis
MUNCY COLUMBIA FINANCIAL Corp (CCFN) is a state commercial banks company, incorporated in PA. MUNCY COLUMBIA FINANCIAL Corp trades on OTC as: CCFN. MUNCY COLUMBIA FINANCIAL Corp (CCFN)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07. Based on that filing, MUNCY COLUMBIA FINANCIAL Corp carries a market cap of $291.30M, a P/E ratio of 10.25x, a P/B ratio of 1.47x, a P/S ratio of 3.17x, an enterprise value of $295.45M, and an EV/EBITDA multiple of 7.76x. On profitability, it posts a gross margin of 70.94%, an operating margin of 37.29%, a net margin of 30.96%, a Return on Equity (ROE) of 15.16%, and a Return on Invested Capital (ROIC) of 14.81%. Per share, it reports EPS of $2.68, diluted EPS of $1.82, free cash flow per share of $3.24, and a dividend per share of $0.94. Over the trailing year, it posted revenue growth of 9.09% year-over-year, net income growth of 39.38% year-over-year, and EPS growth of 39.24% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 18.67x, free cash flow of $34.41M (TTM), and net debt of $4.15M. Figures sourced from SEC EDGAR.
- Market Cap
- $291.30M
- P/E TTM
- 10.25x
- EPS TTM
- $2.68
- P/B TTM
- 1.47x
- ROE TTM
- 15.16%
- Free Cash Flow TTM
- $34.41M
- Net Revenue TTM Growth 1Y
- 9.09%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is MUNCY COLUMBIA FINANCIAL Corp in?
MUNCY COLUMBIA FINANCIAL Corp (CCFN) operates in the State Commercial Banks industry.
What exchange does CCFN trade on?
MUNCY COLUMBIA FINANCIAL Corp (CCFN) trades on the OTC.
Where is MUNCY COLUMBIA FINANCIAL Corp incorporated?
MUNCY COLUMBIA FINANCIAL Corp is incorporated in PA.
When was MUNCY COLUMBIA FINANCIAL Corp (CCFN)'s most recent SEC filing?
MUNCY COLUMBIA FINANCIAL Corp (CCFN)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-07.
What is CCFN's market cap?
MUNCY COLUMBIA FINANCIAL Corp (CCFN) has a market capitalization of $291.30M as of 2026-06-30.
What is CCFN's P/E ratio?
MUNCY COLUMBIA FINANCIAL Corp (CCFN)'s trailing twelve month P/E ratio is 10.25x as of 2026-06-30.
What is CCFN's EPS (earnings per share)?
MUNCY COLUMBIA FINANCIAL Corp (CCFN)'s trailing twelve month EPS is $2.68 as of 2026-06-30.
What is CCFN's ROE (return on equity)?
MUNCY COLUMBIA FINANCIAL Corp (CCFN)'s trailing twelve month Return on Equity (ROE) is 15.16% as of 2026-06-30.
What is CCFN's ROIC (return on invested capital)?
MUNCY COLUMBIA FINANCIAL Corp (CCFN)'s trailing twelve month Return on Invested Capital (ROIC) is 14.81% as of 2026-06-30.
What is CCFN's EV/EBITDA?
MUNCY COLUMBIA FINANCIAL Corp (CCFN)'s trailing twelve month EV/EBITDA is 7.76x as of 2026-06-30.