CFFI
C & F FINANCIAL CORPCompany Information
- Company Name
- C & F FINANCIAL CORP
- CIK
- CIK0000913341
- Category
- Accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- CFFI: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- CFFI
SEC filing data through
Insider Sentiment
- Last purchase
- 2024-04-30
- Last sale
- 2026-09-04
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 7,841
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 1,320,720
- Shares outstanding
- 3,250,307
- Ownership
- 40.63%
Earnings Market Reaction
- Filing date
- 2026-08-10
- Price on filing date
- —
- 1-month reaction
- 11.29%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 19 | 15 | 14 | 15 | 18 | 13 | 16 | 17 | 16 | 16 | 16 | 17 | ||||||
| Interest Bearing Deposits In Banks | 43 | 62 | 66 | 81 | 62 | 62 | 49 | 33 | 28 | 39 | 59 | 53 | ||||||
| Cash And Cash Equivalents At Carrying Value | 62 | 77 | 79 | 96 | 80 | 76 | 66 | 49 | 45 | 55 | 75 | 71 | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 458 | 471 | 458 | 439 | 435 | 432 | 419 | 409 | 405 | 430 | 462 | 461 | ||||||
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 44 | 56 | 41 | 33 | 45 | 27 | 20 | 45 | 34 | 23 | 14 | 25 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 2,073 | 2,035 | 2,015 | 1,969 | 1,952 | 1,903 | 1,880 | 1,869 | 1,825 | 1,777 | 1,702 | 1,677 | ||||||
| Property Plant And Equipment Net | 40 | 39 | 39 | 39 | 39 | 40 | 40 | 42 | 41 | 42 | 42 | 42 | ||||||
| Other Real Estate | - | - | 1 | 1 | 1 | 1 | 1 | 0 | - | - | 0 | - | ||||||
| Interest Receivable | 12 | 12 | 12 | 11 | 11 | 11 | 11 | 10 | 11 | 11 | 10 | 10 | ||||||
| Goodwill | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | ||||||
| Finite Lived Intangible Assets Net | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Bank Owned Life Insurance | 22 | 22 | 22 | 22 | 21 | 21 | 21 | 22 | 22 | 22 | 21 | 21 | ||||||
| Deferred Income Tax Assets Net | 13 | 14 | 14 | 15 | 17 | 17 | 18 | 17 | 19 | 19 | 19 | 23 | ||||||
| Other Assets | 55 | 58 | 58 | 56 | 55 | 55 | 58 | 57 | 62 | 61 | 62 | 59 | ||||||
| Assets | 2,810 | 2,814 | 2,768 | 2,711 | 2,686 | 2,613 | 2,563 | 2,551 | 2,492 | 2,470 | 2,438 | 2,422 | ||||||
Deposits | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities Domestic | 561 | 568 | 544 | 558 | 556 | 580 | 526 | 542 | 534 | 535 | 549 | 574 | ||||||
| Interest Bearing Deposit Liabilities Domestic | 885 | 908 | 906 | 870 | 858 | 809 | 826 | 783 | 789 | 817 | 844 | 857 | ||||||
| Time Deposits | 920 | 923 | 896 | 870 | 843 | 828 | 818 | 811 | 784 | 736 | 673 | 597 | ||||||
| Deposits | 2,365 | 2,399 | 2,346 | 2,298 | 2,256 | 2,217 | 2,171 | 2,136 | 2,106 | 2,088 | 2,066 | 2,028 | ||||||
| Short Term Borrowings | - | 20 | 20 | 20 | 43 | 36 | 29 | 49 | 25 | 28 | 58 | 96 | ||||||
| Advances From Federal Home Loan Banks | 45 | - | - | - | - | - | - | - | - | - | - | - | ||||||
| Junior Subordinated Debenture Owed To Unconsolidated Subsidiary Trust | 26 | 26 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | ||||||
| Other Long Term Debt | 8 | - | - | - | - | - | - | - | - | - | - | - | ||||||
| Interest Payable Current And Noncurrent | 4 | 5 | 4 | 5 | 4 | 4 | 4 | 4 | 5 | 5 | 3 | 3 | ||||||
| Other Liabilities | 44 | 40 | 43 | 41 | 39 | 37 | 39 | 41 | 43 | 39 | 42 | 43 | ||||||
| Liabilities | 2,532 | 2,548 | 2,506 | 2,457 | 2,445 | 2,377 | 2,336 | 2,323 | 2,273 | 2,253 | 2,221 | 2,221 | ||||||
Stockholders Equity Including Portion Attributable To Noncontrolling Interest | ||||||||||||||||||
| Common Stock Value | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Additional Paid In Capital | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 3 | 6 | 7 | 7 | ||||||
| Retained Earnings Accumulated Deficit | 281 | 274 | 269 | 263 | 258 | 252 | 248 | 243 | 239 | 236 | 234 | 230 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -7 | -13 | -11 | -14 | -21 | -20 | -25 | -19 | -27 | -29 | -27 | -41 | ||||||
| Stockholders Equity | 278 | 265 | 262 | 253 | 240 | 235 | 226 | 228 | 218 | 216 | 217 | 200 | ||||||
| Minority Interest | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Liabilities And Stockholders Equity | 2,810 | 2,814 | 2,768 | 2,711 | 2,686 | 2,613 | 2,563 | 2,551 | 2,492 | 2,470 | 2,438 | 2,422 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest Before Allowance For Credit Loss | - | - | - | - | - | - | - | - | - | - | - | 511 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss | 467 | 485 | 471 | 455 | 460 | 456 | 449 | 431 | 437 | 465 | 494 | - | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 40 | 40 | 40 | 39 | 40 | 40 | 40 | 41 | 40 | 40 | 40 | 40 | ||||||
| Real Estate Owned Valuation Allowance | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | - | 0 | - | ||||||
| Common Stock Par Or Stated Value Per Share | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | ||||||
| Common Stock Shares Authorized | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | ||||||
| Common Stock Shares Issued | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Number | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialC & F FINANCIAL CORP (CFFI) — SEC Financial Statements & Analysis
C & F FINANCIAL CORP (CFFI) is a state commercial banks company, incorporated in VA. C & F FINANCIAL CORP trades on Nasdaq as: CFFI. C & F FINANCIAL CORP (CFFI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10. Based on that filing, C & F FINANCIAL CORP carries a market cap of $260.02M, a P/E ratio of 8.95x, a P/B ratio of 0.93x, a P/S ratio of 1.65x, an enterprise value of $197.91M, and an EV/EBITDA multiple of -2.76x. On profitability, it posts a gross margin of 70.74%, an operating margin of 22.93%, a net margin of 18.44%, a Return on Equity (ROE) of 11.20%, and a Return on Invested Capital (ROIC) of -28.77%. Per share, it reports EPS of $8.94, free cash flow per share of $11.86, and a dividend per share of $1.88. Over the trailing year, it posted revenue growth of 7.97% year-over-year, net income growth of 18.03% year-over-year, and EPS growth of 17.59% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.68x, free cash flow of $38.56M (TTM), and net debt of $-62.11M. Figures sourced from SEC EDGAR.
- Market Cap
- $260.02M
- P/E TTM
- 8.95x
- EPS TTM
- $8.94
- P/B TTM
- 0.93x
- ROE TTM
- 11.20%
- Free Cash Flow TTM
- $38.56M
- Net Revenue TTM Growth 1Y
- 7.97%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is C & F FINANCIAL CORP in?
C & F FINANCIAL CORP (CFFI) operates in the State Commercial Banks industry.
What exchange does CFFI trade on?
C & F FINANCIAL CORP (CFFI) trades on the Nasdaq.
Where is C & F FINANCIAL CORP incorporated?
C & F FINANCIAL CORP is incorporated in VA.
When was C & F FINANCIAL CORP (CFFI)'s most recent SEC filing?
C & F FINANCIAL CORP (CFFI)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-10.
What is CFFI's market cap?
C & F FINANCIAL CORP (CFFI) has a market capitalization of $260.02M as of 2026-06-30.
What is CFFI's P/E ratio?
C & F FINANCIAL CORP (CFFI)'s trailing twelve month P/E ratio is 8.95x as of 2026-06-30.
What is CFFI's EPS (earnings per share)?
C & F FINANCIAL CORP (CFFI)'s trailing twelve month EPS is $8.94 as of 2026-06-30.
What is CFFI's ROE (return on equity)?
C & F FINANCIAL CORP (CFFI)'s trailing twelve month Return on Equity (ROE) is 11.20% as of 2026-06-30.
What is CFFI's ROIC (return on invested capital)?
C & F FINANCIAL CORP (CFFI)'s trailing twelve month Return on Invested Capital (ROIC) is -28.77% as of 2026-06-30.
What is CFFI's EV/EBITDA?
C & F FINANCIAL CORP (CFFI)'s trailing twelve month EV/EBITDA is -2.76x as of 2026-06-30.