CFR
CULLEN/FROST BANKERS, INC.Company Information
- Company Name
- CULLEN/FROST BANKERS, INC.
- CIK
- CIK0000039263
- Category
- Large accelerated filer
- Ticker: Exchange
- CFR: NYSE, CFR-PB: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6021
- SIC Description
- National Commercial Banks
- Ticker
- CFR
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-05-02
- Last sale
- 2026-06-12
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 2,537.34
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 55,904,706
- Shares outstanding
- 62,454,716
- Ownership
- 89.51%
Earnings Market Reaction
- Filing date
- 2026-07-30
- Price on filing date
- —
- 1-month reaction
- 0.43%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 698 | 639 | 681 | 616 | 759 | 759 | 723 | 751 | 613 | 511 | 618 | 575 | ||||||
| Interest Bearing Deposits In Banks | 5,769 | 6,503 | 8,183 | 7,315 | 6,345 | 7,085 | 9,496 | 8,437 | 6,445 | 7,869 | 7,985 | 6,956 | ||||||
| Federal Funds Sold | 0 | 3 | 0 | 0 | 2 | 0 | 6 | 1 | 2 | - | 0 | 3 | ||||||
| Securities Purchased Under Agreements To Resell | 0 | 0 | 10 | 10 | 10 | 10 | 10 | 10 | 85 | 85 | 85 | 85 | ||||||
| Cash And Cash Equivalents At Carrying Value | 6,467 | 7,144 | 8,874 | 7,940 | 7,116 | 7,853 | 10,234 | 9,198 | 7,145 | 8,465 | 8,687 | 7,618 | ||||||
| Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss | 3,386 | 3,406 | 3,431 | 3,455 | 3,486 | 3,511 | 3,534 | 3,570 | 3,586 | 3,601 | 3,619 | 3,628 | ||||||
| Available For Sale Securities Debt Securities | 18,090 | 16,791 | 15,971 | 16,885 | 16,613 | 16,864 | 15,044 | 15,320 | 15,198 | 15,182 | 16,578 | 16,117 | ||||||
Assets | ||||||||||||||||||
| Assets | 53,881 | 52,725 | 53,041 | 52,533 | 51,409 | 52,005 | 52,520 | 51,008 | 48,843 | 49,505 | 50,845 | 48,747 | ||||||
| Trading Securities | 39 | 38 | 38 | 37 | 45 | 35 | 34 | 32 | 32 | 40 | 32 | 29 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 22,976 | 22,432 | 21,892 | 21,446 | 21,254 | 20,904 | 20,755 | 20,055 | 19,996 | 19,388 | 18,824 | 18,399 | ||||||
| Financing Receivable Allowance For Credit Losses | - | - | - | - | - | - | - | -263 | -256 | -250 | -246 | -242 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -284 | -286 | -281 | -280 | -278 | -275 | -270 | - | - | - | -246 | - | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 22,692 | 22,146 | 21,610 | 21,165 | 20,977 | 20,628 | 20,485 | 19,792 | 19,739 | 19,138 | 18,578 | 18,157 | ||||||
| Property Plant And Equipment Net | 1,370 | 1,332 | 1,313 | 1,294 | 1,277 | 1,273 | 1,245 | 1,229 | 1,221 | 1,211 | 1,190 | 1,167 | ||||||
| Other Assets | 1,837 | 1,868 | 1,804 | 1,758 | 1,895 | 1,840 | 1,945 | 1,867 | 1,921 | 1,870 | 2,160 | 2,031 | ||||||
| Noninterest Bearing Deposit Liabilities | 14,584 | 14,172 | 14,144 | 14,128 | 13,745 | 14,249 | 14,442 | 13,953 | 13,485 | 13,755 | 14,926 | 14,631 | ||||||
| Interest Bearing Deposit Liabilities | 28,750 | 28,664 | 28,774 | 28,389 | 27,938 | 28,141 | 28,281 | 27,768 | 26,833 | 27,052 | 26,994 | 26,361 | ||||||
| Deposits | 43,334 | 42,836 | 42,918 | 42,517 | 41,684 | 42,391 | 42,723 | 41,721 | 40,318 | 40,806 | 41,921 | 40,992 | ||||||
| Federal Funds Purchased | 26 | 25 | 19 | 32 | 26 | 26 | 22 | 22 | 36 | 41 | 14 | 26 | ||||||
| Securities Sold Under Agreements To Repurchase | 4,887 | 4,102 | 4,526 | 4,564 | 4,418 | 4,467 | 4,343 | 4,014 | 3,763 | 3,943 | 4,127 | 3,722 | ||||||
| Junior Subordinated Notes | 123 | 123 | 123 | 123 | 123 | 123 | 123 | 123 | 123 | 123 | 123 | 123 | ||||||
| Subordinated Debt | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 99 | 99 | ||||||
| Other Liabilities | 789 | 1,008 | 783 | 737 | 858 | 784 | 1,311 | 893 | 837 | 854 | 844 | 784 | ||||||
| Liabilities | 49,258 | 48,194 | 48,468 | 48,073 | 47,209 | 47,891 | 48,622 | 46,873 | 45,177 | 45,867 | 47,129 | 45,747 | ||||||
| Preferred Stock Value | 145 | 145 | 145 | 145 | 145 | 145 | 145 | 145 | 145 | 145 | 145 | 145 | ||||||
| Common Stock Value | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Additional Paid In Capital Common Stock | 1,111 | 1,106 | 1,100 | 1,089 | 1,084 | 1,080 | 1,076 | 1,066 | 1,064 | 1,060 | 1,056 | 1,044 | ||||||
Stockholders Equity | ||||||||||||||||||
| Stockholders Equity | 4,623 | 4,531 | 4,573 | 4,461 | 4,200 | 4,114 | 3,899 | 4,135 | 3,666 | 3,638 | 3,716 | 3,000 | ||||||
| Retained Earnings Accumulated Deficit | 4,516 | 4,411 | 4,309 | 4,226 | 4,120 | 4,031 | 3,951 | 3,889 | 3,810 | 3,727 | 3,658 | 3,627 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -852 | -924 | -843 | -924 | -1,140 | -1,129 | -1,252 | -915 | -1,309 | -1,276 | -1,119 | -1,779 | ||||||
| Treasury Stock Value | -298 | -208 | -140 | -76 | -10 | -14 | -23 | -51 | -45 | -18 | -24 | -38 | ||||||
| Liabilities And Stockholders Equity | 53,881 | 52,725 | 53,041 | 52,533 | 51,409 | 52,005 | 52,520 | 51,008 | 48,843 | 49,505 | 50,845 | 48,747 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | 1 | 1 | -1 | 1 | 0 | 0 | -0 | 0 | 0 | 0 | -0 | 0 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 210 | 210 | 210 | 210 | 210 | 210 | 210 | 210 | 210 | 210 | 210 | 210 | ||||||
| Common Stock Shares Issued | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 64 | 64 | ||||||
| Treasury Stock Common Shares | 2 | 2 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialCULLEN/FROST BANKERS, INC. (CFR) — SEC Financial Statements & Analysis
CULLEN/FROST BANKERS, INC. (CFR) is a national commercial banks company, incorporated in TX. CULLEN/FROST BANKERS, INC. trades on NYSE as: CFR, CFR-PB. CULLEN/FROST BANKERS, INC. (CFR)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-30. Based on that filing, CULLEN/FROST BANKERS, INC. carries a market cap of $9.59B, a P/E ratio of 14.16x, a P/B ratio of 2.07x, a P/S ratio of 73.69x, an enterprise value of $3.25B, and an EV/EBITDA multiple of 3.56x. On profitability, it posts a gross margin of -397.53%, an operating margin of 624.69%, a net margin of 520.24%, and a Return on Equity (ROE) of 15.35%. Per share, it reports EPS of $10.84, diluted EPS of $10.84, free cash flow per share of $8.67, and a dividend per share of $4.12. Over the trailing year, it posted revenue growth of 15.07% year-over-year, net income growth of 12.35% year-over-year, and EPS growth of 15.67% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 0.90x, free cash flow of $541.46M (TTM), and net debt of $-6.34B. Figures sourced from SEC EDGAR.
- Market Cap
- $9.59B
- P/E TTM
- 14.16x
- EPS TTM
- $10.84
- P/B TTM
- 2.07x
- ROE TTM
- 15.35%
- Free Cash Flow TTM
- $541.46M
- Net Revenue TTM Growth 1Y
- 15.07%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is CULLEN/FROST BANKERS, INC. in?
CULLEN/FROST BANKERS, INC. (CFR) operates in the National Commercial Banks industry.
What exchange does CFR trade on?
CULLEN/FROST BANKERS, INC. (CFR) trades on the NYSE.
Where is CULLEN/FROST BANKERS, INC. incorporated?
CULLEN/FROST BANKERS, INC. is incorporated in TX.
When was CULLEN/FROST BANKERS, INC. (CFR)'s most recent SEC filing?
CULLEN/FROST BANKERS, INC. (CFR)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-30.
What is CFR's market cap?
CULLEN/FROST BANKERS, INC. (CFR) has a market capitalization of $9.59B as of 2026-06-30.
What is CFR's P/E ratio?
CULLEN/FROST BANKERS, INC. (CFR)'s trailing twelve month P/E ratio is 14.16x as of 2026-06-30.
What is CFR's EPS (earnings per share)?
CULLEN/FROST BANKERS, INC. (CFR)'s trailing twelve month EPS is $10.84 as of 2026-06-30.
What is CFR's ROE (return on equity)?
CULLEN/FROST BANKERS, INC. (CFR)'s trailing twelve month Return on Equity (ROE) is 15.35% as of 2026-06-30.
What is CFR's EV/EBITDA?
CULLEN/FROST BANKERS, INC. (CFR)'s trailing twelve month EV/EBITDA is 3.56x as of 2026-06-30.