CHMG
CHEMUNG FINANCIAL CORPCompany Information
- Company Name
- CHEMUNG FINANCIAL CORP
- CIK
- CIK0000763563
- Category
- Accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- CHMG: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- CHMG
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-10-29
- Last sale
- 2026-09-16
- Shares purchased (TTM)
- 3,500
- Shares sold (TTM)
- 10,271
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 2,296,159
- Shares outstanding
- 4,770,416
- Ownership
- 48.13%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -1.52%
- 3-month reaction
- Pending
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||||||||
| Cash And Due From Banks | 29 | 28 | 23 | 32 | 36 | 32 | 26 | 36 | 23 | 23 | 22 | 53 | ||||||
| Interest Bearing Deposits In Banks | 44 | 26 | 27 | 75 | 284 | 21 | 21 | 44 | 47 | 72 | 15 | 23 | ||||||
| Cash And Cash Equivalents At Carrying Value | 73 | 53 | 50 | 108 | 320 | 53 | 47 | 80 | 70 | 95 | 37 | 76 | ||||||
| Equity Securities Fv Ni And Without Readily Determinable Fair Value | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Available For Sale Securities Debt Securities | - | - | - | - | - | - | - | 555 | 551 | 566 | 584 | 569 | ||||||
| Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss | - | - | - | - | - | - | - | - | - | - | - | 2 | ||||||
| Held To Maturity Securities | - | - | - | - | - | - | - | 1 | 1 | 1 | 1 | - | ||||||
| Debt Securities Available For Sale Excluding Accrued Interest | 269 | 275 | 281 | 281 | 287 | 528 | 531 | - | - | - | 584 | - | ||||||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 2 | 1 | 1 | 1 | 1 | 1 | 1 | - | - | - | 1 | - | ||||||
| Federal Home Loan Bank Stock And Federal Reserve Bank Stock | 10 | 9 | 9 | 6 | 7 | 8 | 9 | 4 | 6 | 4 | 5 | 4 | ||||||
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 2,367 | 2,312 | 2,270 | 2,202 | 2,132 | 2,098 | 2,071 | 2,029 | 2,011 | 2,004 | 1,973 | 1,931 | ||||||
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -25 | -25 | -24 | -24 | -23 | -23 | -21 | -21 | -21 | -20 | -23 | -20 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 2,342 | 2,287 | 2,245 | 2,179 | 2,110 | 2,075 | 2,050 | 2,008 | 1,990 | 1,983 | 1,950 | 1,910 | ||||||
| Loans Receivable Held For Sale Amount | 2 | 3 | 2 | 3 | 2 | 0 | 0 | - | 0 | 0 | 0 | - | ||||||
| Property Plant And Equipment And Finance Lease Right Of Use Asset After Accumulated Depreciation And Amortization | 15 | 15 | 15 | 15 | 15 | 16 | 16 | 15 | 15 | 14 | 15 | 15 | ||||||
| Operating Lease Right Of Use Asset | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 6 | ||||||
| Goodwill | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | ||||||
| Bank Owned Life Insurance | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | ||||||
| Derivative Assets | 18 | 17 | 17 | 18 | 19 | 21 | 24 | 20 | 25 | 26 | 24 | 33 | ||||||
| Interest Receivable And Other Assets | 57 | 55 | 56 | 54 | 58 | 61 | 64 | 59 | 64 | 62 | 61 | 66 | ||||||
| Assets | 2,820 | 2,749 | 2,710 | 2,697 | 2,852 | 2,797 | 2,776 | 2,774 | 2,756 | 2,785 | 2,711 | 2,708 | ||||||
Deposits | ||||||||||||||||||
| Noninterest Bearing Deposit Liabilities | 682 | 641 | 625 | 633 | 624 | 620 | 626 | 616 | 619 | 656 | 653 | 683 | ||||||
| Interest Bearing Deposit Liabilities | 1,682 | 1,673 | 1,646 | 1,725 | 1,845 | 1,814 | 1,771 | 1,835 | 1,797 | 1,824 | 1,776 | 1,790 | ||||||
| Deposits | 2,364 | 2,314 | 2,271 | 2,359 | 2,469 | 2,433 | 2,397 | 2,451 | 2,416 | 2,481 | 2,429 | 2,473 | ||||||
| Federal Home Loan Bank Advances Branch Of F H L B Bank Amount Of Advances By Branch | 90 | 76 | 87 | 0 | 55 | 85 | 109 | 50 | 80 | 0 | 32 | 0 | ||||||
| Subordinated Debt | 44 | 44 | 44 | 44 | 44 | - | 0 | - | - | - | - | - | ||||||
| Finance Lease Liability | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | ||||||
| Operating Lease Liability | 5 | 6 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
| Dividends Payable Current And Noncurrent | - | - | - | - | - | - | 0 | 0 | 1 | 1 | 1 | 1 | ||||||
| Derivative Liabilities | 18 | 17 | 17 | 18 | 19 | 21 | 24 | 20 | 25 | 26 | 24 | 33 | ||||||
| Accounts Payable And Other Accrued Liabilities | 26 | 26 | 28 | 22 | 22 | 20 | 22 | 23 | 22 | 21 | 20 | 21 | ||||||
| Liabilities | 2,550 | 2,486 | 2,456 | 2,451 | 2,618 | 2,568 | 2,561 | 2,554 | 2,555 | 2,588 | 2,515 | 2,538 | ||||||
Stockholders Equity | ||||||||||||||||||
| Common Stock Value | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| Additional Paid In Capital Common Stock | 50 | 49 | 50 | 49 | 49 | 48 | 49 | 48 | 48 | 48 | 48 | 48 | ||||||
| Retained Earnings Accumulated Deficit | 271 | 264 | 256 | 250 | 244 | 252 | 248 | 243 | 239 | 236 | 230 | 228 | ||||||
| Treasury Stock Common Value | -15 | -15 | -15 | -15 | -15 | -15 | -16 | -16 | -16 | -16 | -17 | -17 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -36 | -36 | -36 | -39 | -43 | -57 | -65 | -55 | -70 | -70 | -66 | -89 | ||||||
| Stockholders Equity | 270 | 263 | 255 | 245 | 235 | 228 | 215 | 221 | 201 | 197 | 195 | 170 | ||||||
| Liabilities And Stockholders Equity | 2,820 | 2,749 | 2,710 | 2,697 | 2,852 | 2,797 | 2,776 | 2,774 | 2,756 | 2,785 | 2,711 | 2,708 | ||||||
| Available For Sale Debt Securities Amortized Cost Basis | - | - | - | - | - | - | - | - | - | - | 669 | - | ||||||
| Debt Securities Available For Sale And Held To Maturity Amortized Cost After Allowance For Credit Loss | - | - | - | - | - | - | - | 625 | 641 | 657 | - | 684 | ||||||
| Debt Securities Available For Sale Allowance For Credit Loss | - | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | ||||||
| Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss | 316 | 322 | 328 | 331 | 343 | 603 | 617 | - | - | - | 669 | - | ||||||
| Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | - | 0 | - | ||||||
| Held To Maturity Securities Fair Value | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss | - | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 | ||||||
| Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | - | - | 0 | - | ||||||
| Deferred Finance Costs Net | 1 | 1 | 1 | 1 | 1 | - | 0 | - | - | - | - | - | ||||||
| Common Stock Par Or Stated Value Per Share | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | ||||||
| Common Stock Shares Authorized | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | ||||||
| Common Stock Shares Issued | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | ||||||
| Treasury Stock Common Shares | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
Select a line item above to chart it.
Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialCHEMUNG FINANCIAL CORP (CHMG) — SEC Financial Statements & Analysis
CHEMUNG FINANCIAL CORP (CHMG) is a state commercial banks company, incorporated in NY. CHEMUNG FINANCIAL CORP trades on Nasdaq as: CHMG. CHEMUNG FINANCIAL CORP (CHMG)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, CHEMUNG FINANCIAL CORP carries a market cap of $354.24M, a P/E ratio of 10.56x, a P/B ratio of 1.31x, a P/S ratio of 28.52x, an enterprise value of $281.13M, and an EV/EBITDA multiple of -5.78x. On profitability, it posts a gross margin of -236.47%, an operating margin of 355.78%, a net margin of 270.04%, a Return on Equity (ROE) of 13.28%, and a Return on Invested Capital (ROIC) of -68.18%. Per share, it reports EPS of $7.03, diluted EPS of $6.93, free cash flow per share of $9.52, and a dividend per share of $1.37. Over the trailing year, it posted revenue growth of 4.64% year-over-year, net income growth of 199.35% year-over-year, and EPS growth of 197.21% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.53x, free cash flow of $45.39M (TTM), and net debt of $-73.11M. Figures sourced from SEC EDGAR.
- Market Cap
- $354.24M
- P/E TTM
- 10.56x
- EPS TTM
- $7.03
- P/B TTM
- 1.31x
- ROE TTM
- 13.28%
- Free Cash Flow TTM
- $45.39M
- Net Revenue TTM Growth 1Y
- 4.64%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is CHEMUNG FINANCIAL CORP in?
CHEMUNG FINANCIAL CORP (CHMG) operates in the State Commercial Banks industry.
What exchange does CHMG trade on?
CHEMUNG FINANCIAL CORP (CHMG) trades on the Nasdaq.
Where is CHEMUNG FINANCIAL CORP incorporated?
CHEMUNG FINANCIAL CORP is incorporated in NY.
When was CHEMUNG FINANCIAL CORP (CHMG)'s most recent SEC filing?
CHEMUNG FINANCIAL CORP (CHMG)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is CHMG's market cap?
CHEMUNG FINANCIAL CORP (CHMG) has a market capitalization of $354.24M as of 2026-06-30.
What is CHMG's P/E ratio?
CHEMUNG FINANCIAL CORP (CHMG)'s trailing twelve month P/E ratio is 10.56x as of 2026-06-30.
What is CHMG's EPS (earnings per share)?
CHEMUNG FINANCIAL CORP (CHMG)'s trailing twelve month EPS is $7.03 as of 2026-06-30.
What is CHMG's ROE (return on equity)?
CHEMUNG FINANCIAL CORP (CHMG)'s trailing twelve month Return on Equity (ROE) is 13.28% as of 2026-06-30.
What is CHMG's ROIC (return on invested capital)?
CHEMUNG FINANCIAL CORP (CHMG)'s trailing twelve month Return on Invested Capital (ROIC) is -68.18% as of 2026-06-30.
What is CHMG's EV/EBITDA?
CHEMUNG FINANCIAL CORP (CHMG)'s trailing twelve month EV/EBITDA is -5.78x as of 2026-06-30.