CHYM
Chime Financial, Inc.Company Information
- Company Name
- Chime Financial, Inc.
- CIK
- CIK0001795586
- Category
- Non-accelerated filer
- Ticker: Exchange
- CHYM: Nasdaq
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6199
- SIC Description
- Finance Services
- Ticker
- CHYM
SEC filing data through
Insider Sentiment
- Last purchase
- 2025-06-13
- Last sale
- 2026-09-16
- Shares purchased (TTM)
- 0
- Shares sold (TTM)
- 26,189,584
Institutional Sentiment
- As of
- 2026-06-30
- Institutional shares owned
- 287,883,231
- Shares outstanding
- 379,820,643
- Ownership
- 75.79%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- 6.24%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Common Stock | - | - | 0 | 0 | 0 | ||||||
| Common Class A | -2 | 349 | 0 | 3 | 340 | ||||||
| Common Class B | -1 | 32 | 0 | 0 | 32 | ||||||
| Common Class C | 0 | 0 | 0 | 0 | 0 | ||||||
Assets Current | |||||||||||
| Cash And Cash Equivalents At Carrying Value | 536 | 608 | 466 | 445 | 868 | ||||||
| Restricted Cash And Cash Equivalents | 65 | 15 | 15 | 14 | 14 | ||||||
| Available For Sale Securities Debt Securities Current | 527 | 404 | 588 | 634 | 225 | ||||||
| Accounts Receivable Net Current | 288 | 294 | 258 | 238 | 230 | ||||||
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 97 | 106 | 72 | 109 | 114 | ||||||
| Prepaid Expense And Other Assets Current | 71 | 87 | 107 | 91 | 73 | ||||||
| Assets Current | 1,790 | 1,744 | 1,756 | 1,759 | 1,736 | ||||||
| Property Plant And Equipment Net | 97 | - | - | 86 | 89 | ||||||
| Operating Lease Right Of Use Asset | 79 | 81 | 83 | 86 | 46 | ||||||
| Other Assets | 31 | 30 | 31 | 31 | 32 | ||||||
| Assets | 1,997 | 1,950 | 1,965 | 1,962 | 1,902 | ||||||
Liabilities Current | |||||||||||
| Accounts Payable Current | 36 | 38 | 39 | 40 | 52 | ||||||
| Derivative Liabilities Current | 134 | 121 | 147 | 134 | 139 | ||||||
| Liabilities Current | 387 | 344 | 388 | 356 | 360 | ||||||
| Operating Lease Liability Noncurrent | 118 | 121 | 123 | 126 | 75 | ||||||
| Long Term Line Of Credit | 50 | - | - | - | - | ||||||
| Other Liabilities Noncurrent | 37 | 44 | 52 | 37 | 40 | ||||||
| Liabilities | 592 | 509 | 563 | 519 | 474 | ||||||
| Temporary Equity Carrying Amount Attributable To Parent | - | - | 0 | 0 | 0 | ||||||
Equity | |||||||||||
| Preferred Stock Value | 0 | 0 | 0 | 0 | 0 | ||||||
| Common Stock Shares Issued | - | - | 0 | - | 0 | ||||||
| Shares Outstanding | - | - | 0 | - | 0 | ||||||
| Additional Paid In Capital | 4,698 | 4,763 | 4,776 | 4,773 | 4,703 | ||||||
| Common Stock Shares Authorized | - | - | 0 | - | 0 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -1 | -1 | 0 | -0 | -0 | ||||||
| Retained Earnings Accumulated Deficit | -3,293 | -3,321 | -3,374 | -3,329 | -3,275 | ||||||
| Stockholders Equity | 1,405 | 1,441 | 1,402 | 1,443 | 1,428 | ||||||
| Liabilities And Stockholders Equity | 1,997 | 1,950 | 1,965 | 1,962 | 1,902 | ||||||
| Common Stock Par Or Stated Value Per Share | - | - | 0.00 | - | 0.00 | ||||||
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Recent filings
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Start 7-day free trialChime Financial, Inc. (CHYM) — SEC Financial Statements & Analysis
Chime Financial, Inc. (CHYM) is a finance services company, incorporated in DE. Chime Financial, Inc. trades on Nasdaq as: CHYM. Chime Financial, Inc. (CHYM)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, Chime Financial, Inc. carries a market cap of $7.78B, a P/E ratio of -1480.53x, a P/B ratio of 5.54x, a P/S ratio of 2.61x, an enterprise value of $7.18B, and an EV/EBITDA multiple of -635.02x. On profitability, it posts a gross margin of 88.65%, an operating margin of -1.41%, a net margin of -0.18%, a Return on Equity (ROE) of -0.37%, a Return on Assets (ROA) of -0.27%, and a Return on Invested Capital (ROIC) of -5.94%. Per share, it reports EPS of $-0.01, diluted EPS of $-0.01, free cash flow per share of $0.86, and a dividend per share of $0.00. On the balance sheet, it maintains a current ratio of 4.62x, a quick ratio of 4.44x, working capital of $1.40B, a debt-to-equity ratio of 0.42x, a debt ratio of 0.3, free cash flow of $326.38M (TTM), and net debt of $-601.06M. Figures sourced from SEC EDGAR.
- Market Cap
- $7.78B
- P/E TTM
- -1480.53x
- EPS TTM
- $-0.01
- P/B TTM
- 5.54x
- ROE TTM
- -0.37%
- ROA TTM
- -0.27%
- Debt To Equity
- 0.42x
- Free Cash Flow TTM
- $326.38M
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is Chime Financial, Inc. in?
Chime Financial, Inc. (CHYM) operates in the Finance Services industry.
What exchange does CHYM trade on?
Chime Financial, Inc. (CHYM) trades on the Nasdaq.
Where is Chime Financial, Inc. incorporated?
Chime Financial, Inc. is incorporated in DE.
When was Chime Financial, Inc. (CHYM)'s most recent SEC filing?
Chime Financial, Inc. (CHYM)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is CHYM's market cap?
Chime Financial, Inc. (CHYM) has a market capitalization of $7.78B as of 2026-06-30.
What is CHYM's EPS (earnings per share)?
Chime Financial, Inc. (CHYM)'s trailing twelve month EPS is $-0.01 as of 2026-06-30.
What is CHYM's ROE (return on equity)?
Chime Financial, Inc. (CHYM)'s trailing twelve month Return on Equity (ROE) is -0.37% as of 2026-06-30.
What is CHYM's ROA (return on assets)?
Chime Financial, Inc. (CHYM)'s trailing twelve month Return on Assets (ROA) is -0.27% as of 2026-06-30.
What is CHYM's ROIC (return on invested capital)?
Chime Financial, Inc. (CHYM)'s trailing twelve month Return on Invested Capital (ROIC) is -5.94% as of 2026-06-30.
What is CHYM's EV/EBITDA?
Chime Financial, Inc. (CHYM)'s trailing twelve month EV/EBITDA is -635.02x as of 2026-06-30.