CIA
CITIZENS, INC.Company Information
- Company Name
- CITIZENS, INC.
- CIK
- CIK0000024090
- Category
- Accelerated filer
- Ticker: Exchange
- CIA: NYSE
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6311
- SIC Description
- Life Insurance
- Ticker
- CIA
SEC filing data through
Insider Sentiment
- Last purchase
- 2026-08-31
- Last sale
- —
- Shares purchased (TTM)
- 147,476
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- 2024-03-31
- Institutional shares owned
- 6,539,897
- Shares outstanding
- 49,696,000
- Ownership
- 13.16%
Earnings Market Reaction
- Filing date
- 2026-08-06
- Price on filing date
- —
- 1-month reaction
- -15.97%
- 3-month reaction
- …
Balance Sheet
Values in millions ($)| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Common Class A | 0 | 0 | - | - | 1 | 270 | - | - | - | - | - | - | ||||||
| Common Class B | 0 | 0 | - | - | 0 | 3 | - | - | - | - | - | - | ||||||
| Life Insurance Segment | 14 | 1,167 | - | - | -7 | 1,177 | - | - | - | - | - | - | ||||||
| Accident And Health Insurance Segment | 0 | 1 | - | 0 | 0 | 1 | - | 0 | 0 | 1 | - | -0 | ||||||
Assets | ||||||||||||||||||
| Available For Sale Debt Securities Amortized Cost Basis | - | - | 1,432 | - | - | - | 1,401 | - | - | - | 1,389 | - | ||||||
| Minority Interest In Limited Partnerships | - | - | 85 | - | - | - | 93 | - | - | - | 82 | - | ||||||
| Restricted Cash And Investments Current | - | - | 2 | - | - | - | 2 | - | - | - | 0 | - | ||||||
| Allowance For Doubtful Accounts Receivable | - | - | - | - | - | - | 1 | - | - | - | 0 | - | ||||||
| Premiums Receivable Allowance For Doubtful Accounts | - | - | 1 | - | - | - | 1 | - | - | - | - | - | ||||||
| Available For Sale Securities Debt Securities | 1,282 | 1,271 | 1,288 | 1,270 | 1,242 | 1,247 | 1,221 | 1,273 | 1,213 | 1,234 | 1,239 | 1,151 | ||||||
Investments | ||||||||||||||||||
| Investments | 1,433 | 1,426 | 1,442 | 1,426 | 1,414 | 1,417 | 1,391 | 1,445 | 1,384 | 1,400 | 1,402 | 1,317 | ||||||
| Equity Securities Fv Ni | 1 | 1 | 1 | 1 | 5 | 5 | 5 | 6 | 5 | 5 | 5 | 11 | ||||||
| Loans Insurance Policy | 66 | 67 | 67 | 69 | 70 | 71 | 71 | 72 | 73 | 75 | 75 | 76 | ||||||
| Other Long Term Investments | 83 | 87 | 85 | 86 | 96 | 93 | 94 | 93 | 92 | 85 | 83 | 80 | ||||||
| Other Short Term Investments | - | - | - | - | - | - | - | - | - | - | 0 | 0 | ||||||
| Cash And Cash Equivalents At Carrying Value | 17 | 19 | 23 | 23 | 23 | 18 | 29 | 32 | 26 | 23 | 27 | 17 | ||||||
| Accrued Investment Income Receivable | 20 | 19 | 18 | 17 | 18 | 17 | 18 | 17 | 18 | 17 | 17 | 17 | ||||||
| Reinsurance Recoverables Gross | 15 | 13 | 11 | 10 | 9 | 8 | 7 | 7 | 5 | 4 | 4 | - | ||||||
| Deferred Policy Acquisition Costs | 229 | 225 | 221 | 214 | 209 | 204 | 200 | 192 | 186 | 180 | 176 | 171 | ||||||
| Value Of Business Acquired V O B A | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 10 | 10 | 10 | 10 | 10 | ||||||
| Income Taxes Receivable | 1 | 0 | 1 | 1 | 1 | 0 | 0 | 1 | 1 | 0 | 2 | 0 | ||||||
| Property Plant And Equipment Net | 9 | 10 | 10 | 10 | 10 | 10 | 11 | 11 | 11 | 11 | 12 | 12 | ||||||
| Premiums Receivable At Carrying Value | 10 | 9 | 11 | 10 | 11 | 9 | 12 | 10 | 11 | 10 | 11 | 10 | ||||||
| Other Assets | 10 | 9 | 9 | 9 | 9 | 9 | 9 | 11 | 10 | 10 | 8 | 6 | ||||||
| Assets | 1,752 | 1,740 | 1,755 | 1,742 | 1,713 | 1,702 | 1,685 | 1,736 | 1,662 | 1,666 | 1,669 | 1,565 | ||||||
Policy Liabilities | ||||||||||||||||||
| Liability For Future Policy Benefits Life | - | - | - | - | - | - | - | - | - | 1,195 | 1,229 | 1,148 | ||||||
Liability For Future Policy Benefits | ||||||||||||||||||
| Liability For Future Policy Benefits | - | - | 1,189 | - | 1,171 | 1,178 | 1,173 | 1,238 | 1,191 | 1,196 | 1,230 | 1,148 | ||||||
| Liability For Future Policy Benefits Disability And Accident Benefits | - | - | - | - | - | - | - | - | - | 1 | 1 | 1 | ||||||
| Liability For Future Policy Benefit After Reinsurance | 1,183 | 1,169 | 1,189 | 1,194 | 1,171 | 1,178 | 1,173 | 1,238 | - | - | - | - | ||||||
| Policyholder Contract Deposits | 184 | 181 | 176 | 168 | 159 | 158 | 150 | 146 | 142 | 137 | 133 | 130 | ||||||
Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense | ||||||||||||||||||
| Liability For Future Policy Benefits Individual And Group Annuities And Supplementary Contracts | - | - | - | - | - | - | - | - | - | 137 | 133 | 130 | ||||||
| Policyholder Dividends Payable | 53 | 52 | 51 | 50 | 49 | 49 | 48 | 47 | 47 | 46 | 45 | 44 | ||||||
| Unearned Premiums | 29 | 30 | 29 | 31 | 31 | 32 | 31 | 32 | 33 | 32 | 32 | 35 | ||||||
| Liability For Claims And Claims Adjustment Expense | 10 | 9 | 9 | 9 | 8 | 10 | 9 | 9 | 8 | 8 | 7 | 6 | ||||||
| Other Policyholder Funds | 8 | 8 | 8 | 8 | 8 | 8 | 7 | 7 | 7 | 7 | 7 | 7 | ||||||
| Accrued Sales Commission Current And Noncurrent | 5 | 5 | 4 | 4 | 4 | 4 | 5 | 4 | 3 | 3 | 3 | 2 | ||||||
| Accrued Income Taxes Current | - | - | - | - | - | 0 | - | - | - | - | - | 1 | ||||||
| Deferred Income Tax Liabilities Net | 5 | 6 | 6 | 5 | 5 | 4 | 3 | 2 | 2 | 4 | 1 | 2 | ||||||
| Payables To Broker Dealers And Clearing Organizations | - | - | - | 0 | - | 0 | - | - | 1 | 1 | - | 0 | ||||||
| Other Liabilities | 40 | 42 | 47 | 47 | 47 | 41 | 49 | 43 | 38 | 36 | 37 | 36 | ||||||
| Liabilities | 1,517 | 1,501 | 1,520 | 1,517 | 1,483 | 1,484 | 1,475 | 1,528 | 1,471 | 1,470 | 1,497 | 1,412 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -91 | -87 | -88 | -89 | -84 | -87 | -96 | -95 | -108 | -100 | -118 | -127 | ||||||
| Retained Earnings Accumulated Deficit | 73 | 74 | 72 | 64 | 62 | 55 | 57 | 53 | 51 | 47 | 42 | 31 | ||||||
| Treasury Stock Value | -24 | -24 | -24 | -24 | -24 | -24 | -24 | -24 | -24 | -24 | -24 | -24 | ||||||
| Stockholders Equity | 235 | 239 | 235 | 226 | 229 | 218 | 210 | 208 | 191 | 195 | 172 | 153 | ||||||
| Liabilities And Stockholders Equity | 1,752 | 1,740 | 1,755 | 1,742 | 1,713 | 1,702 | 1,685 | 1,736 | 1,662 | 1,666 | 1,669 | 1,565 | ||||||
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Recent filings
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
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Start 7-day free trialCITIZENS, INC. (CIA) — SEC Financial Statements & Analysis
CITIZENS, INC. (CIA) is a life insurance company, incorporated in CO. CITIZENS, INC. trades on NYSE as: CIA. CITIZENS, INC. (CIA)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, CITIZENS, INC. carries a market cap of $133.68M, a P/E ratio of 5.47x, a P/B ratio of 0.78x, a P/S ratio of 0.56x, an enterprise value of $106.69M, and an EV/EBITDA multiple of 4.00x. On profitability, it posts a gross margin of 38.00%, an operating margin of 5.56%, a net margin of 4.55%, a Return on Equity (ROE) of 5.00%, and a Return on Invested Capital (ROIC) of 5.34%. Per share, it reports EPS of $0.49, diluted EPS of $0.48, free cash flow per share of $0.43, and a dividend per share of $0.00. Over the trailing year, it posted revenue growth of 3.69% year-over-year, net income growth of 3.12% year-over-year, and EPS growth of -5.20% year-over-year. On the balance sheet, it maintains free cash flow of $14.97M (TTM) and net debt of $-16.96M. Figures sourced from SEC EDGAR.
- Market Cap
- $133.68M
- P/E TTM
- 5.47x
- EPS TTM
- $0.49
- P/B TTM
- 0.78x
- ROE TTM
- 5.00%
- Free Cash Flow TTM
- $14.97M
- Net Revenue TTM Growth 1Y
- 3.69%
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is CITIZENS, INC. in?
CITIZENS, INC. (CIA) operates in the Life Insurance industry.
What exchange does CIA trade on?
CITIZENS, INC. (CIA) trades on the NYSE.
Where is CITIZENS, INC. incorporated?
CITIZENS, INC. is incorporated in CO.
When was CITIZENS, INC. (CIA)'s most recent SEC filing?
CITIZENS, INC. (CIA)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.
What is CIA's market cap?
CITIZENS, INC. (CIA) has a market capitalization of $133.68M as of 2023-12-31.
What is CIA's P/E ratio?
CITIZENS, INC. (CIA)'s trailing twelve month P/E ratio is 5.47x as of 2023-12-31.
What is CIA's EPS (earnings per share)?
CITIZENS, INC. (CIA)'s trailing twelve month EPS is $0.49 as of 2023-12-31.
What is CIA's ROE (return on equity)?
CITIZENS, INC. (CIA)'s trailing twelve month Return on Equity (ROE) is 5.00% as of 2026-06-30.
What is CIA's ROIC (return on invested capital)?
CITIZENS, INC. (CIA)'s trailing twelve month Return on Invested Capital (ROIC) is 5.34% as of 2026-06-30.
What is CIA's EV/EBITDA?
CITIZENS, INC. (CIA)'s trailing twelve month EV/EBITDA is 4.00x as of 2023-12-31.