CITIZENS, INC.
CITIZENS, INC.
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Financial Statements
Values in Millions ($) | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Financial statements beyond 3 years are for subscribers only. Unlock 17+ years of income statements, balance sheets, and cash flow statements Start 7-day free trial |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Common Class A | - | 0 | - | - | - | 270 | - | - | - | - | - | - | |||||
Common Class B | - | 0 | - | - | - | 3 | - | - | - | - | - | - | |||||
Life Insurance Segment | - | 1,167 | - | - | - | 1,177 | - | - | - | - | - | - | |||||
Accident And Health Insurance Segment | - | 1 | - | 0 | 0 | 1 | - | 0 | 0 | 1 | - | -0 | |||||
Assets | |||||||||||||||||
Available For Sale Debt Securities Amortized Cost … | - | - | 1,432 | - | - | - | 1,401 | - | - | - | 1,389 | - | |||||
Minority Interest In Limited Partnerships | - | - | 85 | - | - | - | 93 | - | - | - | 82 | - | |||||
Restricted Cash And Investments Current | - | - | 2 | - | - | - | 2 | - | - | - | 0 | - | |||||
Investments | |||||||||||||||||
Allowance For Doubtful Accounts Receivable | - | - | - | - | - | - | 1 | - | - | - | 0 | - | |||||
Investments | 1,433 | 1,426 | 1,442 | 1,426 | 1,414 | 1,417 | 1,391 | 1,445 | 1,384 | 1,400 | 1,402 | 1,317 | |||||
Premiums Receivable Allowance For Doubtful Account… | - | - | 1 | - | - | - | 1 | - | - | - | - | - | |||||
Available For Sale Securities Debt Securities | 1,282 | 1,271 | 1,288 | 1,270 | 1,242 | 1,247 | 1,221 | 1,273 | 1,213 | 1,234 | 1,239 | 1,151 | |||||
Equity Securities Fv Ni | 1 | 1 | 1 | 1 | 5 | 5 | 5 | 6 | 5 | 5 | 5 | 11 | |||||
Loans Insurance Policy | 66 | 67 | 67 | 69 | 70 | 71 | 71 | 72 | 73 | 75 | 75 | 76 | |||||
Other Long Term Investments | 83 | 87 | 85 | 86 | 96 | 93 | 94 | 93 | 92 | 85 | 83 | 80 | |||||
Other Short Term Investments | - | - | - | - | - | - | - | - | - | - | 0 | 0 | |||||
Cash And Cash Equivalents At Carrying Value | 17 | 19 | 23 | 23 | 23 | 18 | 29 | 32 | 26 | 23 | 27 | 17 | |||||
Accrued Investment Income Receivable | 20 | 19 | 18 | 17 | 18 | 17 | 18 | 17 | 18 | 17 | 17 | 17 | |||||
Reinsurance Recoverables Gross | 15 | 13 | 11 | 10 | 9 | 8 | 7 | 7 | 5 | 4 | 4 | - | |||||
Deferred Policy Acquisition Costs | 229 | 225 | 221 | 214 | 209 | 204 | 200 | 192 | 186 | 180 | 176 | 171 | |||||
Value Of Business Acquired V O B A | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 10 | 10 | 10 | 10 | 10 | |||||
Income Taxes Receivable | 1 | 0 | 1 | 1 | 1 | 0 | 0 | 1 | 1 | 0 | 2 | 0 | |||||
Property Plant And Equipment Net | 9 | 10 | 10 | 10 | 10 | 10 | 11 | 11 | 11 | 11 | 12 | 12 | |||||
Premiums Receivable At Carrying Value | 10 | 9 | 11 | 10 | 11 | 9 | 12 | 10 | 11 | 10 | 11 | 10 | |||||
Other Assets | 10 | 9 | 9 | 9 | 9 | 9 | 9 | 11 | 10 | 10 | 8 | 6 | |||||
Assets | 1,752 | 1,740 | 1,755 | 1,742 | 1,713 | 1,702 | 1,685 | 1,736 | 1,662 | 1,666 | 1,669 | 1,565 | |||||
Liabilities And Stockhold… | |||||||||||||||||
Liabilities | |||||||||||||||||
Policy Liabilities | |||||||||||||||||
Liability For Future Policy Benefits Life | - | - | - | - | - | - | - | - | - | 1,195 | 1,229 | 1,148 | |||||
Liability For Future Poli… | |||||||||||||||||
Liability For Future Policy Benefits | - | - | 1,189 | - | 1,171 | 1,178 | 1,173 | 1,238 | 1,191 | 1,196 | 1,230 | 1,148 | |||||
Liability For Future Policy Benefits Disability An… | - | - | - | - | - | - | - | - | - | 1 | 1 | 1 | |||||
Liability For Future Policy Benefit After Reinsura… | 1,183 | 1,169 | 1,189 | 1,194 | 1,171 | 1,178 | 1,173 | 1,238 | - | - | - | - | |||||
Policyholder Contract Deposits | 184 | 181 | 176 | 168 | 159 | 158 | 150 | 146 | 142 | 137 | 133 | 130 | |||||
Liability For Future Policy Benefits Individual An… | - | - | - | - | - | - | - | - | - | 137 | 133 | 130 | |||||
Liability For Future Poli… | |||||||||||||||||
Policyholder Dividends Payable | 53 | 52 | 51 | 50 | 49 | 49 | 48 | 47 | 47 | 46 | 45 | 44 | |||||
Unearned Premiums | 29 | 30 | 29 | 31 | 31 | 32 | 31 | 32 | 33 | 32 | 32 | 35 | |||||
Liability For Claims And Claims Adjustment Expense | 10 | 9 | 9 | 9 | 8 | 10 | 9 | 9 | 8 | 8 | 7 | 6 | |||||
Other Policyholder Funds | 8 | 8 | 8 | 8 | 8 | 8 | 7 | 7 | 7 | 7 | 7 | 7 | |||||
Accrued Sales Commission Current And Noncurrent | 5 | 5 | 4 | 4 | 4 | 4 | 5 | 4 | 3 | 3 | 3 | 2 | |||||
Accrued Income Taxes Current | - | - | - | - | - | 0 | - | - | - | - | - | 1 | |||||
Deferred Income Tax Liabilities Net | 5 | 6 | 6 | 5 | 5 | 4 | 3 | 2 | 2 | 4 | 1 | 2 | |||||
Payables To Broker Dealers And Clearing Organizati… | - | - | - | 0 | - | 0 | - | - | 1 | 1 | - | 0 | |||||
Other Liabilities | 40 | 42 | 47 | 47 | 47 | 41 | 49 | 43 | 38 | 36 | 37 | 36 | |||||
Liabilities | 1,517 | 1,501 | 1,520 | 1,517 | 1,483 | 1,484 | 1,475 | 1,528 | 1,471 | 1,470 | 1,497 | 1,412 | |||||
Accumulated Other Comprehensive Income Loss Net Of… | -91 | -87 | -88 | -89 | -84 | -87 | -96 | -95 | -108 | -100 | -118 | -127 | |||||
Retained Earnings Accumulated Deficit | 73 | 74 | 72 | 64 | 62 | 55 | 57 | 53 | 51 | 47 | 42 | 31 | |||||
Treasury Stock Value | -24 | -24 | -24 | -24 | -24 | -24 | -24 | -24 | -24 | -24 | -24 | -24 | |||||
Stockholders Equity | 235 | 239 | 235 | 226 | 229 | 218 | 210 | 208 | 191 | 195 | 172 | 153 | |||||
Liabilities And Stockholders Equity | 1,752 | 1,740 | 1,755 | 1,742 | 1,713 | 1,702 | 1,685 | 1,736 | 1,662 | 1,666 | 1,669 | 1,565 | |||||
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Earnings Market Reaction
| Fiscal Year | Q1 1 Month | Q1 2 Month | Q1 3 Month | Q2 1 Month | Q2 2 Month | Q2 3 Month | Q3 1 Month | Q3 2 Month | Q3 3 Month | Q4 1 Month | Q4 2 Month | Q4 3 Month |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -8.30% | 12.72% | -14.49% | - | - | - | - | - | - | - | - | - |
| 2025 | -8.23% | -7.73% | 2.00% | 23.31% | 33.33% | 32.17% | 3.65% | -10.26% | -4.00% | 4.08% | 9.80% | 5.92% |
| 2024 | 34.43% | 28.30% | 33.02% | 16.60% | 38.06% | 95.55% | -10.76% | -13.94% | -6.57% | -18.04% | -6.01% | -18.04% |
| 2023 | - | - | - | - | - | - | 13.07% | -12.09% | -5.88% | -6.93% | -8.66% | 23.38% |
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Performance and Valuation Metrics
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Insider Transactions
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CITIZENS, INC. (CIA) — SEC Financial Statements & Analysis
CITIZENS, INC. (CIA) is a life insurance company, incorporated in CO. CITIZENS, INC. trades on NYSE as: CIA. Based on its latest SEC filing (Form 10-Q, period ending 2026-06-30), CITIZENS, INC. reported a 3.69% year-over-year revenue growth, a Gross Profit Margin of 38.00% (TTM), a Price-to-Sales (P/S) ratio of 0.56x (TTM), a Price-to-Book (P/B) ratio of 0.78x (TTM), at a market cap of $133.68M. Figures below are sourced from SEC EDGAR, as-filed.
- Net Revenue TTM Growth 1Y
- 3.69%
- Gross Profit Margin TTM
- 38.00%
- P/S TTM
- 0.56x
- P/B TTM
- 0.78x
- Market Cap
- $133.68M
Data as of 2026-06-30 · Source: SEC EDGAR
Frequently Asked Questions
What industry is CITIZENS, INC. in?
CITIZENS, INC. (CIA) operates in the Life Insurance industry.
What is CIA's market cap?
CITIZENS, INC. (CIA) has a market capitalization of $133.68M as of 2023-12-31.
What is CIA's P/E ratio?
CITIZENS, INC. (CIA)'s trailing twelve month P/E ratio is 5.47x as of 2023-12-31.
What exchange does CIA trade on?
CITIZENS, INC. (CIA) trades on the NYSE.
Where is CITIZENS, INC. incorporated?
CITIZENS, INC. is incorporated in CO.