GeminIQ

CINF

CINCINNATI FINANCIAL CORP
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Company Information

Company Name
CINCINNATI FINANCIAL CORP
CIK
CIK0000020286
Category
Large accelerated filer
Ticker: Exchange
CINF: Nasdaq
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6331
SIC Description
Fire, Marine & Casualty Insurance
Ticker
CINF

SEC filing data through

Insider Sentiment

Last purchase
2026-08-25
Last sale
2026-08-03
Shares purchased (TTM)
3,140
Shares sold (TTM)
7,600
Buy ratio (TTM)29.2%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
114,808,487
Shares outstanding
154,100,000
Ownership
74.50%
+7.38% Y/Y

Earnings Market Reaction

Filing date
2026-07-27
Price on filing date
—
1-month reaction
…
3-month reaction
…
Drift continued7/11 (64%)
Faded / reversed4/11 (36%)
Export data

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Assets
Available For Sale Securities Debt Securities18,95418,54518,12317,63017,07716,52316,18215,87114,40914,08413,79112,843
Investments
Equity Securities Fv Ni Current And Noncurrent13,19412,56912,69412,54711,64911,11811,18511,57011,63411,55710,98910,031
Investments33,15332,00131,78331,09929,56928,48128,37828,10426,68426,24925,35723,408
Short Term Investments14249148149100100298---0-
Other Investments863838818773743740713663641608577534
Cash And Cash Equivalents Fair Value Disclosure--1,431---983---907-
Cash And Cash Equivalents At Carrying Value1,7501,210-1,4609951,010-1,752771619-899
Accrued Investment Income Receivable252247235233223224222199201202192182
Notes Receivable Net143142-147121122-116111106108103
Premiums Receivable At Carrying Value3,5463,3213,1423,3073,4203,1632,9693,0123,0912,8052,5922,654
Prepaid Reinsurance Premiums1249571100130937094121775569
Deferred Policy Acquisition Costs1,4421,3841,3441,3601,3671,2971,2421,2411,2291,1431,0931,101
Other Assets9819829959981,063903828785887771681683
Separate Account Assets996988981971991959952943948927925918
Assets43,23141,21141,00240,56738,84237,27636,50137,00934,80233,72732,76930,915
Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense
Liability For Claims And Claims Adjustment Expense Property Casualty Liability----------9,0509,077
Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense--2,992---2,960---3,068-
Liability For Claims And Claims Adjustment Expense12,47911,959-11,26011,07210,780-9,9289,5559,246--
Liability For Future Policy Benefits2,9862,965-3,0032,9592,968-3,0692,9663,0133,0682,920
Unearned Premiums5,7245,4245,2545,4235,4445,0684,8134,8744,8264,3984,1194,195
Other Liabilities1,6381,5671,6381,8291,6071,4161,4871,9171,3911,1561,3111,315
Deferred Income Tax Liabilities Net--1,833---1,476---1,324-
Deferred Income Tax Liabilities1,8611,710-1,7921,5841,489-1,6001,4651,460-997
Property Plant And Equipment Net211214219213214216214215213211208199
Notes Payable172525252525252525252525
Long Term Debt And Capital Lease Obligations859859861858859853850849849848849844
Separate Accounts Liability996988981971991959952943948927925918
Liabilities26,56025,49725,09125,16124,54123,55822,56623,20522,02521,07320,67120,291
Common Stock Value397397397397397397397397397397397397
Additional Paid In Capital Common Stock1,5821,5611,5611,5431,5281,5111,5021,4821,4661,4461,4371,422
Stockholders Equity
Retained Earnings Accumulated Deficit17,95816,84816,71916,17915,19314,64414,86914,59113,89713,71213,08412,018
Stockholders Equity16,67115,71415,91115,40614,30113,71813,93513,80412,77712,65412,09810,624
Accumulated Other Comprehensive Income Loss Net Of Tax-135-185-34-84-249-271-309-150-470-442-435-827
Treasury Stock Value-3,131-2,907-2,732-2,629-2,568-2,563-2,524-2,516-2,513-2,459-2,385-2,386
Liabilities And Stockholders Equity43,23141,21141,00240,56738,84237,27636,50137,00934,80233,72732,76930,915
Available For Sale Debt Securities Amortized Cost Basis-----------14,050
Debt Securities Available For Sale Amortized Cost After Allowance For Credit Loss19,28018,94618,30417,84717,53517,00916,73516,07415,10914,70914,361-
Equity Securities Fv Ni Cost4,2874,4264,1554,1544,0123,9643,9534,0344,2784,3134,2824,399
Accumulated Depreciation Depletion And Amortization Property Plant And Equipment376373367361355354347342337331337333
Common Stock Par Or Stated Value Per Share2.002.002.002.002.002.002.002.002.002.002.002.00
Common Stock Shares Authorized500500500500500500500500500500500500
Common Stock Shares Issued198198198198198198198198198198198198
Treasury Stock Common Shares454443424242424242424141

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CINCINNATI FINANCIAL CORP (CINF) — SEC Financial Statements & Analysis

CINCINNATI FINANCIAL CORP (CINF) is a fire, marine & casualty insurance company, incorporated in OH. CINCINNATI FINANCIAL CORP trades on Nasdaq as: CINF. CINCINNATI FINANCIAL CORP (CINF)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-27. Based on that filing, CINCINNATI FINANCIAL CORP carries a market cap of $28.53B, a P/E ratio of 8.58x, a P/B ratio of 1.71x, a P/S ratio of 2.04x, an enterprise value of $27.64B, and an EV/EBITDA multiple of 6.57x. On profitability, it posts a gross margin of 99.62%, an operating margin of 29.78%, a net margin of 23.84%, a Return on Equity (ROE) of 21.48%, and a Return on Invested Capital (ROIC) of 22.13%. Per share, it reports EPS of $21.59, diluted EPS of $21.37, free cash flow per share of $22.06, and a dividend per share of $3.52. Over the trailing year, it posted revenue growth of 19.55% year-over-year, net income growth of 82.80% year-over-year, and EPS growth of 85.41% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 79.40x, free cash flow of $3.40B (TTM), and net debt of $-891.00M. Figures sourced from SEC EDGAR.

Market Cap
$28.53B
P/E TTM
8.58x
EPS TTM
$21.59
P/B TTM
1.71x
ROE TTM
21.48%
Free Cash Flow TTM
$3.40B
Net Revenue TTM Growth 1Y
19.55%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is CINCINNATI FINANCIAL CORP in?

CINCINNATI FINANCIAL CORP (CINF) operates in the Fire, Marine & Casualty Insurance industry.

What exchange does CINF trade on?

CINCINNATI FINANCIAL CORP (CINF) trades on the Nasdaq.

Where is CINCINNATI FINANCIAL CORP incorporated?

CINCINNATI FINANCIAL CORP is incorporated in OH.

When was CINCINNATI FINANCIAL CORP (CINF)'s most recent SEC filing?

CINCINNATI FINANCIAL CORP (CINF)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-07-27.

What is CINF's market cap?

CINCINNATI FINANCIAL CORP (CINF) has a market capitalization of $28.53B as of 2026-06-30.

What is CINF's P/E ratio?

CINCINNATI FINANCIAL CORP (CINF)'s trailing twelve month P/E ratio is 8.58x as of 2026-06-30.

What is CINF's EPS (earnings per share)?

CINCINNATI FINANCIAL CORP (CINF)'s trailing twelve month EPS is $21.59 as of 2026-06-30.

What is CINF's ROE (return on equity)?

CINCINNATI FINANCIAL CORP (CINF)'s trailing twelve month Return on Equity (ROE) is 21.48% as of 2026-06-30.

What is CINF's ROIC (return on invested capital)?

CINCINNATI FINANCIAL CORP (CINF)'s trailing twelve month Return on Invested Capital (ROIC) is 22.13% as of 2026-06-30.

What is CINF's EV/EBITDA?

CINCINNATI FINANCIAL CORP (CINF)'s trailing twelve month EV/EBITDA is 6.57x as of 2026-06-30.

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