CIVB

CIVISTA BANCSHARES, INC.
—

Company Information

Company Name
CIVISTA BANCSHARES, INC.
CIK
CIK0000944745
Category
Accelerated filer
Ticker: Exchange
CIVB: Nasdaq
Fiscal Year End
December 31
Owner Organization
02 Finance
SIC
6022
SIC Description
State Commercial Banks
Ticker
CIVB

SEC filing data through

Insider Sentiment

Last purchase
2026-09-23
Last sale
2025-04-30
Shares purchased (TTM)
1,400
Shares sold (TTM)
0
Buy ratio (TTM)100.0%

Institutional Sentiment

As of
2026-06-30
Institutional shares owned
13,509,451
Shares outstanding
20,707,095
Ownership
65.24%
+9.96% Y/Y

Earnings Market Reaction

Filing date
2026-08-06
Price on filing date
—
1-month reaction
-4.15%
3-month reaction
…
Drift continued7/11 (64%)
Faded / reversed4/11 (36%)

Balance Sheet

Values in millions ($)
Line item2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-312023-12-312023-09-30Subscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnSubscriber-only columnTrend
Cash And Due From Banks628477637490637556506050
Cash And Cash Equivalents At Carrying Value--77---63---60-
Interest Bearing Deposits In Banks431111111111
Available For Sale Securities Debt Securities667680682655643646648627610606618593
Equity Securities Fv Ni333322222222
Loans Receivable Held For Sale Net Not Part Of Disposal Group9778114185422
Loans And Leases Receivable Net Reported Amount---------2,8592,8252,720
Notes Receivable Net3,2133,1893,2283,0563,1113,0643,0423,0032,975-2,825-
Assets
Assets4,2944,2984,3364,1134,1864,1474,0984,0614,0123,8803,8613,733
Federal Home Loan Bank Stock And Federal Reserve Bank Stock292526283633303338313034
Property Plant And Equipment Net373941414345475052545759
Interest Receivable151514141514131415141311
Goodwill130130130126126126126126126126126125
Intangible Assets Net Excluding Goodwill12121377888991010
Bank Owned Life Insurance646463636463636363626154
Derivative Assets2334335815151220
Deferred Income Tax Assets Net161617202322221821201825
Other Assets312930282926272625272626
Liabilities
Noninterest Bearing Deposit Liabilities695704702652648649695686691708772803
Deposits
Deposits3,4583,5023,4663,2303,1963,2393,2123,2242,9782,9812,9852,796
Interest Bearing Deposit Liabilities2,7632,7982,7642,5792,5492,5902,5172,5372,2862,2732,2131,993
Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date-------287501369-432
Federal Home Loan Bank Advances Long Term111111222223
Securities Sold Under Agreements To Repurchase--0---0---00
Subordinated Debt104104104104104104104104104104104104
Secured Borrowings Gross Difference Amount----------0-
Other Borrowings34455666781011
Derivative Liabilities76667912815151220
Liabilities3,7283,7463,7933,6143,7823,7493,7103,6673,6383,5113,4893,400
Common Stock Value421420420388313312312312312311311311
Retained Earnings Accumulated Deficit262251240231221213205198192188184177
Stockholders Equity
Stockholders Equity567552543499404397389394374370372333
Treasury Stock Value-76-76-76-76-76-76-76-76-76-76-75-75
Accumulated Other Comprehensive Income Loss Net Of Tax-40-43-40-44-54-52-53-40-54-54-48-79
Liabilities And Stockholders Equity4,2944,2984,3364,1134,1864,1474,0984,0614,0123,8803,8613,733
Financing Receivable Allowance For Credit Losses424142404040404140393735
Loans And Leases Receivable Allowance---------393735
Common Stock No Par Value000000000000
Common Stock Shares Authorized404040404040404040404040
Common Stock Shares Issued252525231919191919191919
Treasury Stock Common Shares444444444444

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CIVISTA BANCSHARES, INC. (CIVB) — SEC Financial Statements & Analysis

CIVISTA BANCSHARES, INC. (CIVB) is a state commercial banks company, incorporated in OH. CIVISTA BANCSHARES, INC. trades on Nasdaq as: CIVB. CIVISTA BANCSHARES, INC. (CIVB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06. Based on that filing, CIVISTA BANCSHARES, INC. carries a market cap of $580.75M, a P/E ratio of 10.69x, a P/B ratio of 1.02x, a P/S ratio of 2.60x, an enterprise value of $519.01M, and an EV/EBITDA multiple of -6.53x. On profitability, it posts a gross margin of 66.00%, an operating margin of 29.37%, a net margin of 24.33%, a Return on Equity (ROE) of 11.19%, and a Return on Invested Capital (ROIC) of -16.06%. Per share, it reports EPS of $2.62, diluted EPS of $2.65, free cash flow per share of $2.79, and a dividend per share of $0.68. Over the trailing year, it posted revenue growth of 3.41% year-over-year, net income growth of 37.75% year-over-year, and EPS growth of 2.63% year-over-year. On the balance sheet, it maintains an interest coverage ratio of -0.56x, free cash flow of $57.87M (TTM), and net debt of $-61.74M. Figures sourced from SEC EDGAR.

Market Cap
$580.75M
P/E TTM
10.69x
EPS TTM
$2.62
P/B TTM
1.02x
ROE TTM
11.19%
Free Cash Flow TTM
$57.87M
Net Revenue TTM Growth 1Y
3.41%

Data as of 2026-06-30 · Source: SEC EDGAR

Frequently Asked Questions

What industry is CIVISTA BANCSHARES, INC. in?

CIVISTA BANCSHARES, INC. (CIVB) operates in the State Commercial Banks industry.

What exchange does CIVB trade on?

CIVISTA BANCSHARES, INC. (CIVB) trades on the Nasdaq.

Where is CIVISTA BANCSHARES, INC. incorporated?

CIVISTA BANCSHARES, INC. is incorporated in OH.

When was CIVISTA BANCSHARES, INC. (CIVB)'s most recent SEC filing?

CIVISTA BANCSHARES, INC. (CIVB)'s most recent SEC filing is a Form 10-Q for the period ended 2026-06-30, filed with the SEC on 2026-08-06.

What is CIVB's market cap?

CIVISTA BANCSHARES, INC. (CIVB) has a market capitalization of $580.75M as of 2026-06-30.

What is CIVB's P/E ratio?

CIVISTA BANCSHARES, INC. (CIVB)'s trailing twelve month P/E ratio is 10.69x as of 2026-06-30.

What is CIVB's EPS (earnings per share)?

CIVISTA BANCSHARES, INC. (CIVB)'s trailing twelve month EPS is $2.62 as of 2026-06-30.

What is CIVB's ROE (return on equity)?

CIVISTA BANCSHARES, INC. (CIVB)'s trailing twelve month Return on Equity (ROE) is 11.19% as of 2026-06-30.

What is CIVB's ROIC (return on invested capital)?

CIVISTA BANCSHARES, INC. (CIVB)'s trailing twelve month Return on Invested Capital (ROIC) is -16.06% as of 2026-06-30.

What is CIVB's EV/EBITDA?

CIVISTA BANCSHARES, INC. (CIVB)'s trailing twelve month EV/EBITDA is -6.53x as of 2026-06-30.

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