CIZN
CITIZENS HOLDING CO /MS/Company Information
- Company Name
- CITIZENS HOLDING CO /MS/
- CIK
- CIK0001075706
- Category
- Non-accelerated filer<br>Smaller reporting company
- Ticker: Exchange
- CIZN: OTC
- Fiscal Year End
- December 31
- Owner Organization
- 02 Finance
- SIC
- 6022
- SIC Description
- State Commercial Banks
- Ticker
- CIZN
SEC filing data through
Insider Sentiment
- Last purchase
- 2024-02-14
- Last sale
- —
- Shares purchased (TTM)
- 74,902
- Shares sold (TTM)
- 0
Institutional Sentiment
- As of
- —
- Institutional shares owned
- —
- Shares outstanding
- —
- Ownership
- —
Earnings Market Reaction
- Filing date
- 2023-11-14
- Price on filing date
- —
- 1-month reaction
- -6.92%
- 3-month reaction
- -23.67%
Balance Sheet
Values in millions ($)| Line item | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-12-31 | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Subscriber-only column | Trend |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash And Due From Banks | 15 | 14 | 17 | 16 | 27 | 13 | 14 | 13 | 11 | 18 | - | - | 17 | ||||||
| Federal Funds Sold | - | - | - | - | - | - | - | - | - | - | - | - | 0 | ||||||
| Interest Bearing Deposits In Banks | 80 | 130 | 1 | 1 | 2 | - | - | - | 69 | - | - | - | - | ||||||
| Cash And Cash Equivalents At Carrying Value | 94 | 144 | 18 | 16 | 29 | 36 | 41 | 72 | 79 | 94 | 16 | 27 | 42 | ||||||
| Available For Sale Securities Debt Securities | 178 | 184 | 197 | 202 | 201 | 199 | 564 | 601 | 632 | 574 | 543 | 774 | 679 | ||||||
| Loans And Leases Receivable Before Fees Gross | - | - | - | - | - | 579 | 590 | 583 | 572 | 611 | - | - | 652 | ||||||
| Debt Securities Held To Maturity Amortized Cost After Allowance For Credit Loss | 388 | 392 | 397 | 402 | 407 | - | - | - | 0 | - | - | - | - | ||||||
| Notes Receivable Gross | 641 | 587 | 575 | 567 | 585 | 579 | 586 | - | - | - | - | - | - | ||||||
| Loans And Leases Receivable Gross Carrying Amount | - | - | - | - | 586 | - | - | - | 572 | - | - | - | - | ||||||
| Financing Receivable Allowance For Credit Losses | 7 | 6 | 6 | 6 | 5 | 5 | 5 | 5 | - | - | - | - | - | ||||||
| Loans And Leases Receivable Allowance | - | - | - | - | 5 | 5 | 5 | 5 | 5 | 5 | 4 | 5 | 5 | ||||||
Assets | |||||||||||||||||||
| Assets | 1,405 | 1,414 | 1,289 | 1,289 | 1,324 | 1,328 | 1,299 | 1,349 | 1,361 | 1,356 | 1,338 | 1,548 | 1,451 | ||||||
| Notes Receivable Net | 634 | 581 | 568 | 561 | 580 | 574 | 584 | 578 | 567 | 606 | 630 | 634 | 648 | ||||||
| Property Plant And Equipment Net | 27 | 27 | 27 | 28 | 28 | 28 | 26 | 27 | 27 | 27 | 25 | 26 | 26 | ||||||
| Other Real Estate And Foreclosed Assets | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 3 | 4 | 5 | 3 | ||||||
| Interest Receivable | 5 | 5 | 5 | 5 | 5 | 4 | 4 | 4 | 4 | 4 | 3 | 6 | 6 | ||||||
| Cash Surrender Value Of Life Insurance | 26 | 26 | 26 | 26 | 26 | 26 | 25 | 26 | 26 | 25 | 26 | 26 | 26 | ||||||
| Deferred Income Tax Assets Net | 28 | 31 | 29 | 29 | 30 | 31 | 33 | 21 | 6 | 6 | 5 | 6 | 2 | ||||||
| Indefinite Lived Intangible Assets Excluding Goodwill | - | - | - | - | - | 13 | 13 | 14 | 14 | 14 | 14 | 14 | 14 | ||||||
| Intangible Assets Net Including Goodwill | 13 | 13 | 13 | 13 | 13 | - | - | - | 14 | - | - | - | - | ||||||
| Other Assets | 9 | 9 | 7 | 6 | 5 | 5 | 5 | 5 | 4 | 4 | 6 | 6 | 6 | ||||||
Deposits | |||||||||||||||||||
| Deposits | 1,170 | 1,195 | 1,103 | 1,116 | 1,126 | 1,135 | 1,118 | 1,150 | 1,112 | 1,114 | 1,127 | 1,230 | 1,095 | ||||||
| Noninterest Bearing Deposit Liabilities | 265 | 278 | 282 | 288 | 299 | 309 | 305 | 306 | 303 | 295 | 288 | 284 | 276 | ||||||
| Interest Bearing Deposit Liabilities | 906 | 917 | 821 | 827 | 827 | 826 | 813 | 844 | 809 | 819 | 840 | 945 | 819 | ||||||
| Securities Sold Under Agreements To Repurchase | - | 151 | 110 | 99 | 128 | 130 | 124 | 106 | 113 | 103 | 67 | 198 | 196 | ||||||
| Longterm Federal Home Loan Bank Advances Noncurrent | - | - | - | - | - | - | - | - | - | - | - | - | 25 | ||||||
| Short Term Borrowings | 158 | - | - | 2 | 128 | - | - | - | - | - | - | - | - | ||||||
| Line Of Credit | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | - | - | ||||||
| Interest Payable Current And Noncurrent | 1 | - | - | - | 1 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | 1 | ||||||
| Deferred Compensation Liability Current And Noncurrent | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 9 | 10 | 10 | 10 | ||||||
| Other Liabilities | 4 | 6 | 4 | 4 | 2 | 3 | 3 | 2 | 3 | 3 | 6 | 4 | 4 | ||||||
| Liabilities | 1,362 | 1,380 | 1,249 | 1,248 | 1,285 | 1,296 | 1,273 | 1,286 | 1,255 | 1,249 | 1,229 | 1,442 | 1,331 | ||||||
| Common Stock Value | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | ||||||
| Additional Paid In Capital Common Stock | 19 | 19 | 19 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | 18 | ||||||
Stockholders Equity | |||||||||||||||||||
| Stockholders Equity | 43 | 34 | 40 | 41 | 39 | 33 | 26 | 63 | 106 | 107 | 110 | 106 | 120 | ||||||
| Accumulated Other Comprehensive Income Loss Net Of Tax | -76 | -86 | -80 | -80 | -83 | -88 | -94 | -55 | -12 | -10 | -7 | -10 | 4 | ||||||
| Retained Earnings Accumulated Deficit | 99 | 101 | 101 | 101 | 103 | 101 | 100 | 99 | 98 | 98 | 97 | 97 | 96 | ||||||
| Liabilities And Stockholders Equity | 1,405 | 1,414 | 1,289 | 1,289 | 1,324 | 1,328 | 1,299 | 1,349 | 1,361 | 1,356 | 1,338 | 1,548 | 1,451 | ||||||
| Common Stock Par Or Stated Value Per Share | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | ||||||
| Common Stock Shares Authorized | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | ||||||
| Common Stock Shares Issued | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
| Shares Outstanding | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | ||||||
| Aoci Tax Attributable To Parent | 25 | 29 | 27 | 20 | 29 | - | - | - | 4 | - | - | - | - | ||||||
Select a line item above to chart it.
Recent filings
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
- 10-QFiled
- 10-QFiled
- 10-QFiled
- 10-KFiled
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Start 7-day free trialCITIZENS HOLDING CO /MS/ (CIZN) — SEC Financial Statements & Analysis
CITIZENS HOLDING CO /MS/ (CIZN) is a state commercial banks company, incorporated in MS. CITIZENS HOLDING CO /MS/ trades on OTC as: CIZN. CITIZENS HOLDING CO /MS/ (CIZN)'s most recent SEC filing is a Form 10-K for the period ended 2023-12-31, filed with the SEC on 2024-03-29. Based on its latest SEC filing (Form 10-Q, period ending 2023-12-31), CITIZENS HOLDING CO /MS/ carries a market cap of $40.07M, a P/E ratio of 21.61x, a P/B ratio of 0.94x, a P/S ratio of 10.58x, an enterprise value of $103.68M, and an EV/EBITDA multiple of 4.89x. On profitability, it posts a gross margin of -412.30%, an operating margin of 46.99%, a net margin of 48.94%, a Return on Equity (ROE) of 4.53%, and a Return on Invested Capital (ROIC) of 17.33%. Per share, it reports EPS of $0.33, diluted EPS of $0.33, free cash flow per share of $0.86, and a dividend per share of $1.20. Over the trailing year, it posted revenue growth of -2.77% year-over-year, net income growth of -80.73% year-over-year, and EPS growth of -80.76% year-over-year. On the balance sheet, it maintains an interest coverage ratio of 1.09x, free cash flow of $4.80M (TTM), and net debt of $63.61M. Figures sourced from SEC EDGAR.
- Market Cap
- $40.07M
- P/E TTM
- 21.61x
- EPS TTM
- $0.33
- P/B TTM
- 0.94x
- ROE TTM
- 4.53%
- Free Cash Flow TTM
- $4.80M
- Net Revenue TTM Growth 1Y
- -2.77%
Data as of 2023-12-31 · Source: SEC EDGAR
Frequently Asked Questions
What industry is CITIZENS HOLDING CO /MS/ in?
CITIZENS HOLDING CO /MS/ (CIZN) operates in the State Commercial Banks industry.
What exchange does CIZN trade on?
CITIZENS HOLDING CO /MS/ (CIZN) trades on the OTC.
Where is CITIZENS HOLDING CO /MS/ incorporated?
CITIZENS HOLDING CO /MS/ is incorporated in MS.
When was CITIZENS HOLDING CO /MS/ (CIZN)'s most recent SEC filing?
CITIZENS HOLDING CO /MS/ (CIZN)'s most recent SEC filing is a Form 10-K for the period ended 2023-12-31, filed with the SEC on 2024-03-29.
What is CIZN's market cap?
CITIZENS HOLDING CO /MS/ (CIZN) has a market capitalization of $40.07M as of 2023-12-31.
What is CIZN's P/E ratio?
CITIZENS HOLDING CO /MS/ (CIZN)'s trailing twelve month P/E ratio is 21.61x as of 2023-12-31.
What is CIZN's EPS (earnings per share)?
CITIZENS HOLDING CO /MS/ (CIZN)'s trailing twelve month EPS is $0.33 as of 2023-12-31.
What is CIZN's ROE (return on equity)?
CITIZENS HOLDING CO /MS/ (CIZN)'s trailing twelve month Return on Equity (ROE) is 4.53% as of 2023-12-31.
What is CIZN's ROIC (return on invested capital)?
CITIZENS HOLDING CO /MS/ (CIZN)'s trailing twelve month Return on Invested Capital (ROIC) is 17.33% as of 2023-12-31.
What is CIZN's EV/EBITDA?
CITIZENS HOLDING CO /MS/ (CIZN)'s trailing twelve month EV/EBITDA is 4.89x as of 2023-12-31.