CITIZENS HOLDING CO /MS/

CIZN

CITIZENS HOLDING CO /MS/

CIZN

Insider Sentiment (TTM):

Last Purchase:2024-02-14Last Sale:-Shares Purchased (TTM):0Shares Sold (TTM):0

Institutional Sentiment:

As of:2024-03-31Institutional Shares Owned:6,539,897Shares Outstanding:5,600,964Institutional Ownership Pct.:116.76%

Earnings Market Reaction:

Filing Date:2023-11-14Price on Filing Date:N/APrevious Close:N/A% Change:N/A

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Financial Statements

10‑Q10‑K

Values in Millions ($)	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31
Cash And Due From Banks	15	14	17	16	27	13	14	13	11	18	-	-	17
Federal Funds Sold	-	-	-	-	-	-	-	-	-	-	-	-	0
Interest Bearing Deposits In Banks	80	130	1	1	2	-	-	-	69	-	-	-	-
Cash And Cash Equivalents At Carrying Value	94	144	18	16	29	36	41	72	79	94	16	27	42
Available For Sale Securities Debt Securities	178	184	197	202	201	199	564	601	632	574	543	774	679
Loans And Leases Receivable Before Fees Gross	-	-	-	-	-	579	590	583	572	611	-	-	652
Debt Securities Held To Maturity Amortized Cost Af…	388	392	397	402	407	-	-	-	0	-	-	-	-
Notes Receivable Gross	641	587	575	567	585	579	586	-	-	-	-	-	-
Loans And Leases Receivable Gross Carrying Amount	-	-	-	-	586	-	-	-	572	-	-	-	-
Financing Receivable Allowance For Credit Losses	7	6	6	6	5	5	5	5	-	-	-	-	-
Loans And Leases Receivable Allowance	-	-	-	-	5	5	5	5	5	5	4	5	5
Assets
Assets	1,405	1,414	1,289	1,289	1,324	1,328	1,299	1,349	1,361	1,356	1,338	1,548	1,451
Notes Receivable Net	634	581	568	561	580	574	584	578	567	606	630	634	648
Property Plant And Equipment Net	27	27	27	28	28	28	26	27	27	27	25	26	26
Other Real Estate And Foreclosed Assets	1	1	1	1	1	1	1	1	2	3	4	5	3
Interest Receivable	5	5	5	5	5	4	4	4	4	4	3	6	6
Cash Surrender Value Of Life Insurance	26	26	26	26	26	26	25	26	26	25	26	26	26
Deferred Income Tax Assets Net	28	31	29	29	30	31	33	21	6	6	5	6	2
Indefinite Lived Intangible Assets Excluding Goodw…	-	-	-	-	-	13	13	14	14	14	14	14	14
Intangible Assets Net Including Goodwill	13	13	13	13	13	-	-	-	14	-	-	-	-
Other Assets	9	9	7	6	5	5	5	5	4	4	6	6	6
Liabilities And Stockhold…
Deposits
Deposits	1,170	1,195	1,103	1,116	1,126	1,135	1,118	1,150	1,112	1,114	1,127	1,230	1,095
Noninterest Bearing Deposit Liabilities	265	278	282	288	299	309	305	306	303	295	288	284	276
Interest Bearing Deposit Liabilities	906	917	821	827	827	826	813	844	809	819	840	945	819
Securities Sold Under Agreements To Repurchase	-	151	110	99	128	130	124	106	113	103	67	198	196
Longterm Federal Home Loan Bank Advances Noncurren…	-	-	-	-	-	-	-	-	-	-	-	-	25
Short Term Borrowings	158	-	-	2	128	-	-	-	-	-	-	-	-
Line Of Credit	18	18	18	18	18	18	18	18	18	18	18	-	-
Interest Payable Current And Noncurrent	1	-	-	-	1	1	0	0	0	1	0	0	1
Deferred Compensation Liability Current And Noncur…	10	10	10	10	10	10	10	10	10	9	10	10	10
Other Liabilities	4	6	4	4	2	3	3	2	3	3	6	4	4
Liabilities	1,362	1,380	1,249	1,248	1,285	1,296	1,273	1,286	1,255	1,249	1,229	1,442	1,331
Common Stock Value	1	1	1	1	1	1	1	1	1	1	1	1	1
Additional Paid In Capital Common Stock	19	19	19	18	18	18	18	18	18	18	18	18	18
Stockholders Equity
Stockholders Equity	43	34	40	41	39	33	26	63	106	107	110	106	120
Accumulated Other Comprehensive Income Loss Net Of…	-76	-86	-80	-80	-83	-88	-94	-55	-12	-10	-7	-10	4
Retained Earnings Accumulated Deficit	99	101	101	101	103	101	100	99	98	98	97	97	96
Liabilities And Stockholders Equity	1,405	1,414	1,289	1,289	1,324	1,328	1,299	1,349	1,361	1,356	1,338	1,548	1,451
Common Stock Par Or Stated Value Per Share	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2
Common Stock Shares Authorized	23	23	23	23	23	23	23	23	23	23	23	23	23
Common Stock Shares Issued	6	6	6	6	6	6	6	6	6	6	6	6	6
Shares Outstanding	6	6	6	6	6	6	6	6	6	6	6	6	6
Aoci Tax Attributable To Parent	25	29	27	20	29	-	-	-	4	-	-	-	-

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10‑Q10‑K

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Interactive Financial Visualizations

10‑Q10‑K

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Earnings Market Reaction

10‑Q10‑K

Fiscal Year	Q1 1 Month	Q1 2 Month	Q1 3 Month	Q2 1 Month	Q2 2 Month	Q2 3 Month	Q3 1 Month	Q3 2 Month	Q3 3 Month	Q4 1 Month	Q4 2 Month	Q4 3 Month
2023	-6.25%	-6.16%	-7.27%	-1.24%	-1.34%	-3.86%	-6.92%	-22.68%	-23.67%	-	-	-
2022	0.89%	0.51%	0.22%	1.39%	-10.46%	-14.91%	2.20%	-0.84%	2.37%	-6.25%	-5.80%	-7.43%
2021	1.61%	2.59%	-3.08%	-0.84%	-0.27%	5.47%	-1.26%	-1.01%	1.00%	3.69%	-0.20%	-2.03%
2020	-	-	-	-	-	-	-	-	-	-7.63%	-13.98%	-14.88%
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Performance and Valuation Metrics

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Metrics	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31
Leverage & Debt
Interest Coverage TTM	1.09	1.41	1.73	2.41	3.40	3.86	3.57	3.09	2.78	2.71	2.64	2.47	2.17
Per Share Metrics
Diluted EPS TTM	0.33	0.91	1.16	1.56	1.72	1.60	1.48	1.37	1.34	1.42	1.45	1.37	1.24
Free Cash Flow Per Share TTM	0.86	1.11	1.17	1.70	1.99	1.94	1.63	2.33	2.67	2.82	3.29	2.57	2.16
Dividend Per Share TTM	1.20	1.28	1.36	1.44	1.44	1.44	1.44	0.96	0.96	0.96	0.96	0.96	0.96
Margin Metrics
Gross Profit Margin TTM	-412.30%	-289.08%	-172.62%	-90.94%	-23.00%	4.41%	0.47%	-19.45%	-43.33%	-64.24%	-89.43%	-110.11%	-121.57%
Operating Profit Margin TTM	46.99%	158.49%	199.37%	268.28%	295.20%	273.77%	256.20%	249.06%	255.07%	281.55%	311.56%	308.25%	259.04%
Net Profit Margin TTM	48.94%	135.80%	171.15%	225.72%	246.92%	230.16%	215.90%	210.28%	214.18%	232.78%	252.19%	246.01%	206.77%
Growth Metrics
Net Revenue Growth (1Y)	-2.77%	-3.41%	-1.07%	6.47%	11.35%	14.66%	19.02%	16.46%	4.39%	-6.44%	-19.31%	-28.59%	-24.04%
Net Income Growth (1Y)	-80.73%	-43.01%	-21.58%	14.29%	28.37%	13.36%	1.90%	-0.46%	8.12%	18.48%	36.91%	31.41%	17.43%
EPS Growth (1Y)	-80.76%	-43.10%	-21.70%	14.12%	28.18%	13.20%	1.75%	-0.60%	7.99%	18.30%	36.80%	31.43%	6.62%
Valuation Metrics
P/E TTM	21.61	10.45	9.46	6.83	6.90	8.12	10.23	11.72	11.41	10.78	10.10	11.37	13.09
P/B TTM	0.94	1.55	1.53	1.45	1.70	2.23	3.26	1.42	0.81	0.79	0.75	0.82	0.76
P/S TTM	10.58	14.19	16.19	15.42	17.03	18.70	22.09	24.63	24.44	25.10	25.48	27.96	27.07
Market Cap	40.07M	53.40M	61.31M	59.59M	66.35M	72.84M	84.58M	89.42M	85.53M	85.31M	81.97M	87.16M	90.73M
Enterprise Value	103.68M	-90.98M	43.36M	45.11M	165.33M	37.06M	43.30M	16.98M	6.29M	-8.62M	65.92M	60.50M	48.43M
Calculated Values
Free Cash Flow TTM	4.81M	6.22M	6.58M	9.52M	11.12M	10.87M	9.13M	13.03M	14.89M	15.73M	18.37M	14.34M	12.02M
Net Debt	63.61M	-144.38M	-17.95M	-14.48M	98.98M	-35.79M	-41.28M	-72.45M	-79.24M	-93.93M	-16.05M	-26.67M	-42.31M
Per-Share and Margin
EPS TTM
Adjusted EPS TTM
Cash Flow Per Share TTM
Pretax Margin TTM
Stock Comp to Revenue TTM
Turnover Ratios and Averages
Average Assets
Average Equity
Average Inventory
Average Receivables
Average Accounts Payables
Inventory Turnover TTM
Payables Turnover TTM
Days Inventory Outstanding TTM
Days Payables Outstanding TTM
Cash Conversion Cycle TTM
Working Capital to Revenue
Deferred Revenue to Revenue
Growth Rates
Total Assets Growth (1Y)
Total Assets Growth (3Y)
Total Assets Growth (5Y)
Dividends Paid Growth (1Y)
Dividends Paid Growth (3Y)
Dividends Paid Growth (5Y)
EPS Growth (3Y)
EPS Growth (5Y)
Net Income Growth (3Y)
Net Income Growth (5Y)
Net Profit Margin Growth (1Y)
Net Profit Margin Growth (3Y)
Net Profit Margin Growth (5Y)
Net Revenue Growth (3Y)
Net Revenue Growth (5Y)
Deferred Revenue Growth (1Y)
Retained Earnings Growth (1Y)
Credit, Liquidity, Returns, Payout
Cash Ratio
Net Working Capital
Debt to EBITDA TTM
Net Debt to EBITDA TTM
Net Debt to Equity
Altman A
Altman B
Altman C
Altman D
Altman E
Altman Z-Score
ROA TTM
ROE TTM
NOPAT TTM
ROIC TTM
Effective Tax Rate TTM
Payout Ratio TTM
Dilution Ratio
Retained Earnings to Equity
Treasury Stock to Equity
Treasury Stock Change (1Y)
Accrued to Current Liabilities
NCAV
NCAV Per Share TTM
Valuation Ratios
P/CF TTM
Dividend Yield TTM
Free Cash Flow Yield TTM
EV EBITDA TTM
EV EBIT TTM
Stock Compensation TTM
Adjusted Net Income TTM
Billings TTM
Total Debt
Invested Capital

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Insider Transactions

2024-02-14Purchase

Owner: Branch, Phillip R

Title: Chief Financial Officer

Shares: 117

Price/Share: $7.76

Value: $907.92

Shares Owned: 1,614

Relationship: Officer

Ownership: Direct

2024-02-09Purchase

Owner: King, Herbert A

Title: -

Shares: 14,000

Price/Share: $7.89

Value: $110,460.00

Shares Owned: 127,594

Relationship: Director

Ownership: Direct

2024-02-09Purchase

Owner: Brantley, Stacy M

Title: Chief Executive Officer

Shares: 4,951

Price/Share: $7.88

Value: $39,013.88

Shares Owned: 29,846

Relationship: Director,Officer

Ownership: Direct

2024-02-07Purchase

Owner: Brantley, Stacy M

Title: Chief Executive Officer

Shares: 6,400

Price/Share: $7.73

Value: $49,472.00

Shares Owned: 24,895

Relationship: Director,Officer

Ownership: Direct

2024-02-01Purchase

Owner: Brantley, Stacy M

Title: Chief Executive Officer

Shares: 13,649

Price/Share: $7.73

Value: $105,506.77

Shares Owned: 18,495

Relationship: Director,Officer

Ownership: Direct

Filed Date	Owner	Relationship	Title	Ownership	Purchase/Sale	No. Shares	Price Per Share	Value	Shares Owned	Document Type
2024-02-14	Branch, Phillip R	Officer	Chief Financial Officer	Direct	Purchase	117	7.76	$907.92	1,614	4
2024-02-09	King, Herbert A	Director	-	Direct	Purchase	14,000	7.89	$110,460.00	127,594	4
2024-02-09	Brantley, Stacy M	Director,Officer	Chief Executive Officer	Direct	Purchase	4,951	7.88	$39,013.88	29,846	4
2024-02-07	Brantley, Stacy M	Director,Officer	Chief Executive Officer	Direct	Purchase	6,400	7.73	$49,472.00	24,895	4
2024-02-01	Brantley, Stacy M	Director,Officer	Chief Executive Officer	Direct	Purchase	13,649	7.73	$105,506.77	18,495	4
2023-08-24	Dungan, Vincent Craig	Director	-	Direct	Purchase	30,000	10.48	$314,400.00	97,381	4
2023-08-15	King, Herbert A	Director	-	Indirect	Purchase	1,000	10.49	$10,490.00	14,003	4
2023-08-15	Branch, Phillip R	Officer	Chief Financial Officer	Direct	Purchase	285	10.42	$2,969.70	1,475	4
2023-08-10	Crosswhite, Jane D.	Director	-	Direct	Purchase	1,000	10.54	$10,540.00	4,650	4
2023-08-09	Dungan, Vincent Craig	Director	-	Direct	Purchase	3,500	10.49	$36,715.00	66,994	4
2023-02-03	Dungan, Vincent Craig	Director	-	Direct	Purchase	1,153	14.89	$17,168.17	62,244	4
2022-10-27	Branch, Phillip R	Officer	Chief Financial Officer	Direct	Purchase	197	15.12	$2,978.64	1,132	4
2022-05-25	Cronin, Gregory E.	Director,Officer	Regional President	Direct	Purchase	1,100	17.90	$19,690.00	10,246	4
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Institutional Ownership

No data available for chart

2024-03-31

116.76%

Inst. Shares: 6,539,897

Shares Outstanding: 5,600,964

2023-12-31

114.17%

Inst. Shares: 6,394,459

Shares Outstanding: 5,600,964

2023-09-30

102.81%

Inst. Shares: 5,761,059

Shares Outstanding: 5,603,570

2023-06-30

103.85%

Inst. Shares: 5,817,085

Shares Outstanding: 5,601,213

2023-03-31

105.40%

Inst. Shares: 5,897,425

Shares Outstanding: 5,595,320

Date	Institutional Shares Owned	Shares Outstanding	Institutional Ownership %
2024-03-31	6,539,897	5,600,964	116.76%
2023-12-31	6,394,459	5,600,964	114.17%
2023-09-30	5,761,059	5,603,570	102.81%
2023-06-30	5,817,085	5,601,213	103.85%
2023-03-31	5,897,425	5,595,320	105.40%
2022-12-31	4,662,240	5,592,668	83.36%
2022-09-30	8,373,093	5,595,320	149.64%
2022-06-30	8,961,148	5,592,782	160.23%
2022-03-31	11,519,848	5,587,070	206.19%
2021-12-31	11,568,200	5,584,396	207.15%
2021-09-30	11,276,381	5,587,070	201.83%
2021-06-30	11,665,908	5,584,441	208.90%
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CITIZENS HOLDING CO /MS/ (CIZN) — SEC Financial Statements & Analysis

CITIZENS HOLDING CO /MS/ (CIZN) is a state commercial banks company, incorporated in MS. CITIZENS HOLDING CO /MS/ trades on OTC as: CIZN. Based on its latest SEC filing (Form 10-Q, period ending 2023-12-31), CITIZENS HOLDING CO /MS/ reported a -2.77% year-over-year revenue growth, a Gross Profit Margin of -412.30% (TTM), a Price-to-Sales (P/S) ratio of 10.58x (TTM), a Price-to-Book (P/B) ratio of 0.94x (TTM), at a market cap of $40.07M. Figures below are sourced from SEC EDGAR, as-filed.

Net Revenue TTM Growth 1Y: -2.77%
Gross Profit Margin TTM: -412.30%
P/S TTM: 10.58x
P/B TTM: 0.94x
Market Cap: $40.07M

Data as of 2023-12-31 · Source: SEC EDGAR

Frequently Asked Questions

What industry is CITIZENS HOLDING CO /MS/ in?

CITIZENS HOLDING CO /MS/ (CIZN) operates in the State Commercial Banks industry.

What is CIZN's market cap?

CITIZENS HOLDING CO /MS/ (CIZN) has a market capitalization of $40.07M as of 2023-12-31.

What is CIZN's P/E ratio?

CITIZENS HOLDING CO /MS/ (CIZN)'s trailing twelve month P/E ratio is 21.61x as of 2023-12-31.

What exchange does CIZN trade on?

CITIZENS HOLDING CO /MS/ (CIZN) trades on the OTC.

Where is CITIZENS HOLDING CO /MS/ incorporated?

CITIZENS HOLDING CO /MS/ is incorporated in MS.